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Co Gen Lib WC Prof Lib
CRAIASM-03 ADYER '4��RO CERTIFICATE OF LIABILITY INSURANCE DATE ( ) M/2024 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER CQNTAcr Diane Traynor NnME: CAL Risk Management 23 Eganfuskee Street (A/Hco,NNE , Ext): (561) 776-9001 (A/C, No):(561) 427-6730 Suite 102 aI oREss: Dtraynor@calllc.com Jupiter, FL _ 33477 T INSURER(-) AFFORDING COVERAGE uerc e INSURED Craig A. Smith & Associates LLC 1425 E Newport Center Dr Deerfield Beach, FL 33442 RA:Travelers Indemnity Co. of America R BTravelers Property Casualty Co. of America ;t c : Travelers Casualty and Surety Company of America INSURER E : Sirius Point Specialty Insurance Corporation INSURER F : r•nvoonf'_cc r CDTICI(`ATC MI IMRCD• RFVIQIOKl NI IMRFR- THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR LT TYPE OF INSURANCE ADDL INSD SUBR WVD POLICY NUMBER POLICY EFF /D POLICY EXP DD LIMITS A X COMMERCIAL GENERAL LIABILITY EACH OCCURRENCE $ 1,000,000 CLAIMS -MADE X OCCUR 6606S217911 7/30/2023 7/30/2024 DAMAGE TO RENTED PREMISES (Ea occurrence 1,000,000 $ MED EXP (Any one person) $ 5,000 PERSONAL & ADV INJURY $ 1,000,000 _ GENERAL AGGREGATE $ 2,000,600 GEN'L AGGREGATE LIMIT APPLIES PER: POLICY X JECT Exl LOC PRODUCTS - COMP/OP AGG $ 2,000,000 $ OTHER: Subject to $2,000,000 Cap A AUTOMOBILE LIABILITY Eaa accatlentSINGLE LIMIT $ 1,000,000 BODILY INJURY Per person)$ X ANY AUTO 8106W5530882343G 4/27/2023 4/27/2024 BODILY INJURY Per accident $ OWNED SCHEDULED AUTOS ONLY AUTOS SSWN PPeOr aCEltlentDAMAGE $ _. AUTOS ONLY AUOTOS ONL� L $ B X UMBRELLA LIAB X OCCUR EACH OCCURRENCE $ 5,000,000 AGGREGATE $ 5,000,000 EXCESS LIAB CLAIMS -MADE CUP6S2187112347 7/30/2023 7/30/2024 DED X RETENTION $ 10,000 $ C WORKERS COMPENSATION ANDEMPLOYERS'LIABILITY Y ANY PROPRIETOR/PARTNER/EXECUTIVE � OFFICERWEMBER EXCLUDED (Mandatory in NH) N / A UB4S881501 7/30/2023 7/30/2024 X PER OTH- -TA T TE ER E.L. EACH ACCIDENT 1,000,000 $ E.L. DISEASE - EA EMPLOYEE $ 1,000,000 E.L. DISEASE - POLICY LIMIT 1,000,000 $ If yes, describe under DESCRIPTION OF OPERATIONS below D Equipment Floater IMOOP7D23 10/29/2023 10/29/2024 Leased/Rented 100,000 E Professional Liabili PROVAE000004300 4/1/2024 4/1/2025 General Aggregate 2,000,000 DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space is required) Certificate holder is included as additional insured for General Liability & Auto Liability when required by written contract. General Liability and Auto Liability are primary and non-contributory for the certificate holder when required by written contract. Waiver or subrogation applies to General Liability, Auto Liability and Employers Liability when required by written contract. Umbrella covers over General Liability and Workers Compensations policies. Cancellation 30-days' notice of cancellation applies except 10-days for non-payment of premium per policy terms and conditions. CERTIFICATE HOLDER ` CANCELLATION R�ca f0 ANY OFh BE BEFOREELLED BE THEULD EXPIRATIONH DA EV THEREOFDESCRIE NOTICEIEWIILLCBECDELIVERED City of Okeechobee N 4 ACCORDANCE WITH THE POLICY PROVISIONS. 55 SE Third Avenue 6 J Okeechobee, FL 34974 AUTHORIZED REPRESENTATIVE �d ell ACORD 25 (2016/03) // 01 6 ©1988-2015 ACORD CORPORATION. All rights reserved. The ACORD name and logo are registered marks of ACORD