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OUA Audit Report 9-30-2022 OKEECHOBEE UTILITY AUTHORITY FINANCIAL STATEMENTS WITH INDEPENDENT AUDITOR’S REPORT THEREON SEPTEMBER 30, 2022 OKEECHOBEE UTILITY AUTHORITY SEPTEMBER 30, 2022 TABLE OF CONTENTS Pages Independent Auditor's Report 1 - 3 Management’s Discussion and Analysis (required supplementary information) 4 - 9 Basic Financial Statements: Statement of Net Position 10- 11 Statement of Revenues, Expenses, and Changes in Net Position 12 Statement of Cash Flows 13-14 Statement of Fiduciary Net Position 15 Statement of Changes in Fiduciary Net Position 16 Notes to Financial Statements 17-44 REQUIRED SUPPLEMENTAL INFORMATION Schedule of Changes in Total OPEB Liability 45 Schedule of Changes in Net Pension Liability and Related Ratios 46 Schedule of Employer Contributions and Investment Returns 47 Notes to the Schedule of Contributions 48 OTHER INFORMATION Schedule of Revenues and Expenses 49 Information Required by Section 218.39(3)(c), Florida Statutes 50 Budgetary Schedule 51 OKEECHOBEE UTILITY AUTHORITY SEPTEMBER 30, 2022 TABLE OF CONTENTS (Continued) Pages OTHER REPORTS Independent Auditor's Report on Internal Control Over Financial Reporting and on Compliance and on Other Matters Based on an Audit of Financial Statements Performed in Accordance with Government Auditing Standards 52-53 Independent Auditor’s Report on Compliance for the Major State Project and on Internal Control Over Compliance Required by Chapter 10.550, Rules of the Auditor General 54-56 Schedule of Expenditures of State Financial Assistance 57 Schedule of Findings and Questioned Costs 58-59 Management Letter in Accordance with the Rules of the Auditor General of the State of Florida 60-62 Independent Accountant’s Report on Compliance with Section 218.415, Florida Statutes 63 1 INDEPENDENT AUDITOR’S REPORT The Honorable Chairman and Members of the Okeechobee Utility Authority Board Okeechobee, Florida Report on the Audit of the Financial Statements Opinions We have audited the accompanying financial statements of the proprietary fund and aggregate remaining fund information of the Okeechobee Utility Authority, as of and for the year ended September 30, 2022, and the related notes to the financial statements, which collectively comprise the Okeechobee Utility Authority’s basic financial statements as listed in the table of contents. In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the Okeechobee Utility Authority, as of September 30, 2022, and the respective changes in financial position and cash flows thereof for the year then ended in accordance with accounting principles generally accepted in the United States of America. Basis for Opinions We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Our responsibilities under those standards are further described in the Auditor’s Responsibilities for the Audit of the Financial Statements section of our report. We are required to be independent of the Okeechobee Utility Authority and to meet our other ethical responsibilities, in accordance with the relevant ethical requirements relating to our audit. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. Responsibilities of Management for the Financial Statements Management is responsible for the preparation and fair presentation of the financial statements in accordance with accounting principles generally accepted in the United States of America; and for the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. In preparing the financial statements, management is required to evaluate whether there are conditions or events, considered in the aggregate, that raise substantial doubt about the Okeechobee Utility Authority’s ability to continue as a going concern for twelve months beyond the financial statement date, including any currently known information that may raise substantial doubt shortly thereafter. 2 Auditor’s Responsibilities for the Audit of the Financial Statements Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinions. Reasonable assurance is a high level of assurance but is not absolute assurance and therefore is not a guarantee that an audit conducted in accordance with generally accepted auditing standards and Government Auditing Standards will always detect a material misstatement when it exists. The risk of not detecting a material misstatement resulting from fraud is higher than for one resulting from error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal control. Misstatements are considered material if there is a substantial likelihood that, individually or in the aggregate, they would influence the judgment made by a reasonable user based on the financial statements. In performing an audit in accordance with generally accepted auditing standards and Government Auditing Standards, we: • Exercise professional judgment and maintain professional skepticism throughout the audit. • Identify and assess the risks of material misstatement of the financial statements, whether due to fraud or error, and design and perform audit procedures responsive to those risks. Such procedures include examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements. • Obtain an understanding of internal control relevant to the audit in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the Okeechobee Utility Authority’s internal control. Accordingly, no such opinion is expressed. • Evaluate the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluate the overall presentation of the financial statements. • Conclude whether, in our judgment, there are conditions or events, considered in the aggregate, that raise substantial doubt about the Okeechobee Utility Authority’s ability to continue as a going concern for a reasonable period of time. We are required to communicate with those charged with governance regarding, among other matters, the planned scope and timing of the audit, significant audit findings, and certain internal control-related matters that we identified during the audit. Required Supplementary Information Accounting principles generally accepted in the United States of America require that the management’s discussion and analysis on pages 4 through 9 be presented to supplement the basic financial statements. Such information is the responsibility of management and, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board, who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management’s responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. 3 We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Supplementary Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the Okeechobee Utility Authority’s basic financial statements. The accompanying schedule of expenditures of state financial assistance, presented as required by Chapter 10.550, Rules of the Auditor General, is presented for purposes of additional analysis and is not a required part of the basic financial statements. Such information is the responsibility of management and was derived from and relates directly to the underlying accounting and other records used to prepare the basic financial statements. The information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, schedule of expenditures of state financial assistance is fairly stated, in all material respects, in relation to the basic financial statements as a whole. Other Information Management is responsible for the other information included in the annual report. The schedule of revenues and expenses on page 49 is presented for purposes of additional analysis, and the information on pages 50 and 51 is presented for compliance with Section 218.39(3)(c), Florida Statutes and Section 10.554(1)(i)6, Rules of the Auditor but does not include the basic financial statements and our auditor’s report thereon. Our opinions on the basic financial statements do not cover the other information, and we do not express an opinion or any form of assurance thereon. In connection with our audit of the basic financial statements, our responsibility is to read the other information and consider whether a material inconsistency exists between the other information and the basic financial statements, or the other information otherwise appears to be materially misstated. If, based on the work performed, we conclude that an uncorrected material misstatement of the other information exists, we are required to describe it in our report. Other Reporting Required by Government Auditing Standards In accordance with Government Auditing Standards, we have also issued our report dated May 3, 2023, on our consideration of the Okeechobee Utility Authority’s internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is solely to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the effectiveness of the Okeechobee Utility Authority’s internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards in considering Okeechobee Utility Authority’s internal control over financial reporting and compliance. West Palm Beach, Florida May 3, 2023 4 Okeechobee Utility Authority Management’s Discussion and Analysis For the Fiscal Year Ended September 30, 2022 Management’s Discussion and Analysis (MD&A) is intended to provide an objective analysis of the Okeechobee Utility Authority (the “Authority”) financial activities for fiscal year ended September 30, 2022. The analysis provides summary financial information for the Authority and should be read in conjunction with the audited financial statements. FINANCIAL HIGHLIGHTS § The Authority’s assets exceeded its liabilities at September 30, 2022, by $60.5 million (Net Position). Of this amount, approximately $8.6 million is its unrestricted net position (Table 1). § The Authority’s operating revenues increased $588,796 over FY2021 and operating expenses increased by $1,424,529 from FY2021 (Table 2). § Operating expenses were $730,758 less than budget. § The Authority received $2,700,665 in capital grant funding from the Florida Department of Environmental Protection to help pay for the 1) Septic to Sewer project referred to as the Southwest Wastewater Service Area, and 2) expanding the wastewater collection system for Pine Ridge Park community. § The Authority’s total capital assets, before accumulated depreciation, increased by approximately $1.2 million from FY2021 (Table 3). OVERVIEW OF THE FINANCIAL STATEMENTS This management discussion and analysis (MD&A) is intended to serve as an introduction to the Authority’s financial statements. Since the Authority is a special district involved solely in the provision of water and wastewater services within the service area of the utility system, its operations are accounted for in a Proprietary Fund, specifically an Enterprise Fund. Enterprise Funds are used to report business-type functions, which recover all or a significant portion of their costs through user fees and charges. Over time, significant changes in the Authority’s net position serve as a useful indicator of whether its financial health is improving or deteriorating. To fully assess the financial health of any entity, the reader must also consider other non-financial factors such as changes in economic conditions, customer growth, and legislative mandates. The Okeechobee Utility Authority Employees’ Retirement System is a component unit of the Authority as it is fiscally dependent on and imposes a specific financial burden. It is reported in the Authority’s financial statements as a Fiduciary Fund, the Employee’s Pension Trust Fund. Fiduciary Funds are not included in the government-wide financial statements because the Authority cannot use these assets to finance its operations. Therefore, there are no government-wide financial statements, as they would be redundant to the fund financial statements. 5 REQUIRED FINANCIAL STATEMENTS The financial statements report information about the Authority using accounting methods similar to those used by private business entities. The costs of providing goods or services are primarily recaptured through user charges for water and wastewater services. The full accrual basis of accounting is used whereby revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. The Statement of Net Position includes the Authority’s assets, deferred outflows of resources, liabilities, and deferred inflows of resources. It provides information about the nature and amounts of investments in resources (assets) and the obligations to creditors (liabilities). It also provides the basis for evaluating the capital structure of the Authority and assessing the liquidity and financial flexibility of the Authority. The current year’s revenues and expenses are accounted for in the Statement of Revenues, Expenses and Changes in Net Position. This statement measures the results of the Authority’s operations over the past year and may be used to determine whether the Authority is efficiently recovering all its costs through its user fees and other charges. These two statements help the reader understand the Authority’s profitability and credit worthiness. The third required financial statement is the Statement of Cash Flows. The primary purpose of this statement is to provide information about the Authority’s cash receipts and cash payments during the reporting period. This statement reports cash receipts, cash payments, and net changes in cash resulting from operating, investing and financing activities. Answers to questions regarding sources of cash, uses of cash, and changes in cash balances during the reporting period may be found in the Statement of Cash Flows. The Notes to the Financial Statements provide additional information that is essential to a full understanding of the financial statements. FINANCIAL ANALYSIS OF THE AUTHORITY AS A WHOLE The Statement of Net Position and the Statement of Revenues, Expenses and Changes in Net Position report information about the Authority’s activities in a way that reflects whether the Authority is improving or deteriorating as a result of the fiscal year’s activities. These two statements report the net position of the Authority and changes in the net position. Viewing the Authority’s net position helps one to evaluate the financial health and financial position of the Authority. Net position is the difference between assets and deferred outflows of resources (what is owned) and liabilities and deferred inflows of resources (what is owed). 6 FY2022 FY2021 Net Change Percent Net Capital Assets 64,217,117$ 63,173,569$ 1,043,548$ 1.65% Restricted Assets 4,123,270 6,089,584 (1,966,314) -32.29% Current and Other Assets 10,937,477 8,972,526 1,964,951 21.90% Total Assets 79,277,864 78,235,679 1,042,185 1.33% Total Deferred Outflows 2,231,783 692,070 1,539,713 222.48% Noncurrent Liabilities 16,508,708 17,577,792 (1,069,084) -6.08% Liabilities Payable from Restricted Assets 727,474 642,291 85,183 13.26% Current Liabilities 3,203,036 2,914,167 288,869 9.91% Total Liabilities 20,439,218 21,134,250 (695,032) -3.29% Total Deferred Inflows 579,918 1,641,218 (1,061,300) -64.67% Net Investment in Capital Assets 47,732,477 44,731,657 3,000,820 6.71% Restricted for Capital Projects 2,284,179 2,361,411 (77,232) -3.27% Restricted for Debt Service 496,506 481,018 15,488 3.22% Restricted for Rate Stabilization 1,339,359 1,339,359 - 0.00% Restricted for Pension Benefits - 1,904,107 (1,904,107) -100.00% Unrestricted Net Position 8,637,990 5,334,729 3,303,261 61.92% Total Net Position 60,490,511$ 56,152,281$ 4,338,230$ 7.73% Table 1 Net Position The Authority’s total net position increased $4,338,230. The condensed analysis below focuses on the Authority’s net position (Table 1) and changes in net position from fiscal year 2021 to fiscal year 2022. 7 A comparison of the Authority’s revenues and expenses for the fiscal years ended September 30, 2022 and September 30, 2021 is as follows (Table 2): CAPITAL ASSETS AND DEBT ADMINISTRATION Capital Assets At the end of fiscal year 2022, the Authority had $64,217,117 after accumulated depreciation invested in a broad range of utility capital assets including land, ground water plant, surface water plant, water main system, wastewater plant, lift stations, sanitary sewer system, force mains, equipment and construction in process. FY2022 FY2021 Net Change Percent Revenue Water System Revenue 7,285,294$ 6,949,975$ 335,319$ 4.82% Wastewater System Revenue 4,306,134 4,105,049 201,085 4.90% Miscellaneous Revenue 253,624 201,232 52,392 26.04% Non-Operating Revenue 74,475 47,914 26,561 55.43% Total Revenue 11,919,527 11,304,170 615,357 5.44% Expenses Operating Expenses 9,964,427 8,539,898 1,424,529 16.68% Non-Operating Expenses 472,215 523,113 (50,898) -9.73% Total Expenses 10,436,642 9,063,011 1,373,631 15.16% Excess Revenue over Expenses Before Capital Contributions 1,482,885 2,241,159 (758,274) -33.83% Capital Contributions 2,855,345 1,806,072 1,049,273 58.10% Total Change in Net Position 4,338,230 4,047,231 290,999 7.19% Beginning Net Position 56,152,281 52,105,050 4,047,231 7.77% Ending Net Position 60,490,511$ 56,152,281$ 4,338,230$ 7.73% Table 2 Revenues and Expenses 8 The Authority’s total capital assets increased after accumulated depreciation from last year by approximately $334,000 as reflected in the following table (Table 3): The Authority plans each year for capital improvement projects. Some projects are completed within the fiscal year, and other projects take longer than a year to complete. In fiscal year ended September 30, 2022 US 441 SE/ 36th Ave and Conner Gable Water Main projects were completed. Table 4 below reflects future major additions and the costs incurred as of September 30, 2022. Table 4 Capital Improvement Projects SW Wastewater Area Septic to Sewer $ 3,381,058 Lakeview Estates Wastewater Facility 957,223 Pine Ridge Park Wastewater expansion 414,946 SW 5th Ave WW collection Study 215,313 SWSA Okee-Tantie Project III 157,407 Other Projects 168,704 Total Ongoing CIP Projects $ 5,294,651 See Notes to the Financial Statements (Note 6) for additional information related to capital assets. FY2022 FY2021 Net Change Land and Easements 2,906,861$ 2,777,823$ 129,038$ Buildings 1,108,764 1,108,764 - Equipment 4,398,318 4,385,822 12,496 Distribution & Collection System 102,080,440 100,977,101 1,103,339 110,494,383 109,249,510 1,244,873 Lease Accumulated Depreciation (51,571,917) (48,883,333) (2,688,584) 58,922,466 60,366,177 (1,443,711) Construction in Process 5,294,651 2,807,392 2,487,259 64,217,117$ 63,173,569$ 1,043,548$ Table 3 Changes in Capital Assets 9 Debt Management On September 30, 2022, the Authority had State Revolving Loans and notes payable outstanding in the amount of $16,922,604. The total principal repaid in FY2022 was $2,073,096. See Notes to the Financial Statements (Note 7) for additional information related to State Revolving Loans and notes payable. ECONOMIC FACTORS AND ASSESSMENT OF GROWTH The Authority began operations in 1995. Since 1995, the net increase in new customer accounts has been modest on an annual basis. In the most recent fiscal year ended September 30, 2022, capital connection charge revenues for 33 water and 30 wastewater residential connections were received. Florida’s rural central areas do not experience the same rate of growth as both the Atlantic and Gulf coastal areas. Given current economic environment, a modest growth in the number of connections is anticipated to be realized from new construction on vacant sites in the existing developed sections of the Authority’s service area rather than through planned new developments. The City of Okeechobee is approximately forty-five minutes to one hour from the Atlantic coast. The main east and west access highways to the Atlantic coastal area are State Road 70 and State Road 710. As such, the Okeechobee Utility Authority’s service area is within a commutable range of the Atlantic coast and its life style. The Authority’s current water treatment plants with a total treatment capacity of six million gallons per day (6mgd) can accommodate approximately twenty-four thousand (24,000) residential water connections, which is greater than the existing customer base of approximately nine thousand five hundred sixty-nine (9,602) residential connections. The Authority’s current wastewater treatment plant with three million gallons per day (3mgd) of total treatment capacity can accommodate approximately twelve thousand (12,000) additional wastewater customers, which is greater than the existing customer base of approximately four thousand four hundred fifty-three (4,483). In the near- term projection of five years, this available capacity is more than adequate to accommodate the projected level of customer growth. This MD&A report is designed to provide a general overview of the Okeechobee Utility Authority’s financial health for those interested in the Authority’s financial condition. Questions concerning the information provided in this report or requests for additional information should be addressed to the Finance Director, 100 SW 5th Avenue, Okeechobee, Florida, 34974-4221. An audit of the financial statements for the Authority may be obtained at the Main Office of the Authority. THIS PAGE INTENTIONALLY LEFT BLANK OKEECHOBEE UTILITY AUTHORITY Statement of Net Position - Proprietary Fund September 30, 2022 ASSETS CURRENT ASSETS Cash and cash equivalents 6,704,851$ Restricted assets: Cash and cash equivalents - customer deposits 724,248 Receivables: Grants 1,392,654 Accounts receivable, less allowance for uncollectible accounts of $116,293 1,419,777 Inventories 617,552 Prepaid expenses 78,395 Total current assets 10,937,477 NONCURRENT ASSETS Restricted assets: Cash and cash equivalents 4,123,270 Capital assets: Land 2,906,861 Utility plants 107,587,523 110,494,384 Less accumulated depreciation (51,571,918) 58,922,466 Construction in progress 5,294,651 Total capital assets 64,217,117 Total noncurrent assets 68,340,387 TOTAL ASSETS 79,277,864 DEFERRED OUTFLOWS OF RESOURCES Pension related items 1,793,819 Deferred loss on bond refunding, net 437,964 TOTAL DEFERRED OUTFLOWS OF RESOURCES 2,231,783 10 LIABILITIES CURRENT LIABILITIES Accounts payable 672,630$ Accrued expenses 228,348 Due to other governments 33,126 Bonds payable (current)2,113,253 Accrued compensated absences (current)77,580 Unearned connection fees 78,099 Payable from restricted assets: Accrued interest 3,226 Customer deposits 724,248 Total current liabilities 3,930,510 NONCURRENT LIABILITIES Long-term portion of bonds payable 14,809,351 Long-term portion of compensated absences 181,021 Net pension liability 875,759 Total OPEB liability 218,175 Unearned revenues: Developer fees 424,402 Total noncurrent liabilities 16,508,708 TOTAL LIABILITIES 20,439,218 DEFERRED INFLOWS OF RESOURCES Pension related items 579,918 NET POSITION Net investment in capital assets 47,732,477 Restricted for capital projects 2,284,179 Restricted for debt service 496,506 Restricted for rate stabilization 1,339,359 Unrestricted 8,637,990 TOTAL NET POSITION 60,490,511$ See notes to the financial statements. 11 OKEECHOBEE UTILITY AUTHORITY Statement of Revenues, Expenses, and Changes in Net Position - Proprietary Fund For the Fiscal Year Ended September 30, 2022 OPERATING REVENUE Water system charges for services 7,285,294$ Wastewater system charges for services 4,306,134 Penalties and late charges 124,598 Miscellaneous 129,026 Total operating revenues 11,845,052 OPERATING EXPENSES Water services 1,586,181 Wastewater services 1,162,261 Maintenance 2,286,343 Meter reader 270,156 Administrative and general 1,970,902 Depreciation and amortization 2,688,584 Total operating expenses 9,964,427 OPERATING INCOME 1,880,625 NONOPERATING REVENUES (EXPENSES) Interest revenue 29,488 Interest expense (472,215) Operating grants 44,987 Total nonoperating revenues (expenses)(397,740) INCOME BEFORE CAPITAL CONTRIBUTIONS 1,482,885 CAPITAL CONTRIBUTIONS Capital grants 2,700,665 Water capital connection fees 61,737 Wastewater capital connection fees 60,585 Developer contributions for capital projects 32,358 Total capital contributions 2,855,345 INCREASE IN NET POSITION 4,338,230 NET POSITION, BEGINNING OF PERIOD 56,152,281 NET POSITION, END OF PERIOD 60,490,511$ See notes to the financial statements. 12 OKEECHOBEE UTILITY AUTHORITY Statement of Cash Flows - Proprietary Fund For the Fiscal Year Ended September 30, 2022 CASH FLOWS FROM OPERATING ACTIVITIES Receipts from customers 11,829,308$ Payments to suppliers (3,365,390) Payments to employees (2,668,880) Payments for employee benefits (818,566) Net cash provided (used) by operating activities 4,976,472 CASH FLOWS FROM CAPITAL AND RELATED FINANCING ACTIVITIES Acquisition and construction of capital assets (3,699,775) Note and loan principal payments (2,073,095) Note and loan interest paid (356,854) Capital connection fees received 120,101 Captial grants 2,452,778 Net cash (used) by capital and related financing activities (3,556,845) CASH FLOWS FROM INVESTING ACTIVITIES Interest on investments 29,488 Net cash provided by investing activities 29,488 Net increase (decrease) in cash and cash equivalents 1,449,115 Cash and cash equivalents at beginning of year 10,103,254 Cash and cash equivalents at end of year 11,552,369$ See notes to the financial statements. 13 OKEECHOBEE UTILITY AUTHORITY Statement of Cash Flows - Proprietary Fund (continued) For the Fiscal Year Ended September 30, 2022 CASH AND CASH EQUIVALENTS CLASSIFIED AS: Current assets 6,704,851$ Restricted assets 4,847,518 Total 11,552,369$ ADJUSTMENTS TO RECONCILE OPERATING INCOME TO NET CASH PROVIDED BY OPERATING ACTIVITIES Operating Income 1,880,625$ Adjustments to reconcile operating income to net cash provided by operating activities: Change in net pension asset/liability and related deferred amounts 63,029 Change in total OPEB liability 172,652 Operating grants 44,987 Depreciation and amortization 2,688,584 Change in assets and liabilities: (Increase) decrease in accounts receivable (146,377) (Increase) decrease in inventory (38,090) (Increase) decrease in prepaid expenses (21,275) Increase (decrease) in accounts payable 127,686 Increase (decrease) in accrued liabilities 123,628 Increase (decrease) in compensated absences (6,060) Increase (decrease) in deposits 85,646 Increase (decrease) in due to other governments 1,437 Total adjustments 3,095,847 Net cash provided (used) by operating activities 4,976,472$ Noncash investing, capital and financing activities Developer contributions 32,358$ See notes to the financial statements. 14 ASSETS Cash and cash equivalents 43,719$ Contributions receivable Employee 14,107 Employer 21,396 Prepaids 4,367 Investments: (at fair value) Mutual funds- fixed income 3,888,825 Mutial funds - international equity 778,331 Mutial funds - domestic equity 4,883,915 Total investments 9,551,071 TOTAL ASSETS 9,634,660 LIABILITIES Accounts payable 7,850 TOTAL LIABILITIES 7,850 FIDUCIARY NET POSITION - RESTRICTED FOR PENSION BENEFITS 9,626,810$ OKEECHOBEE UTILITY AUTHORITY Statement of Fiduciary Net Position Pension Trust Fund September 30, 2022 See notes to the financial statements. 15 ADDITIONS Contributions Employer 191,107$ Plan members 126,005 Total contributions 317,112 Investment income Net appreciation in fair value of investments (2,623,987) Interest and dividends 329,747 (2,294,240) Less: investment expenses (20,250) Net investment income (2,314,490) TOTAL ADDITIONS (1,997,378) DEDUCTIONS Benefits paid to participants 382,670 Refunds due on terminations 74,575 DROP distributions 6,990 Administrative expenses 59,798 TOTAL DEDUCTIONS 524,033 NET INCREASE (2,521,411) FIDUCIARY NET POSITION - RESTRICTED FOR PENSION BENEFITS Beginning of year 12,148,221 End of year 9,626,810$ OKEECHOBEE UTILITY AUTHORITY Statement of Changes in Fiduciary Net Position Pension Trust Fund For the Fiscal Year Ended September 30, 2022 See notes to the financial statements. 16 OKEECHOBEE UTILITY AUTHORITY Notes to Financial Statements September 30, 2022 17 NOTE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES The financial statements of the Okeechobee Utility Authority (the “Authority”) have been prepared in conformity with U.S. generally accepted accounting principles (GAAP) as applied to governmental units. The Governmental Accounting Standards Board (GASB) is the accepted standard setting body for establishing governmental accounting and financial reporting principles. The Authority’s significant accounting policies are described below. Reporting Entity The Okeechobee Utility Authority is an independent special district created pursuant to an Interlocal Agreement (the “Agreement”), dated November 10, 1994, between the City of Okeechobee (the “City”) and the County of Okeechobee (the “County”) in accordance with the provisions of Chapters 163 and 189, Florida Statutes. As required by generally accepted accounting principles, these financial statements include the Authority (the primary government) and its component units. Component units are legally separate entities for which the Authority is financially accountable. The Authority is financially accountable if: a) the Authority appoints a voting majority of the organization’s governing board and (1) the Authority is able to impose its will on the organization or (2) there is a potential for the organization to provide specific financial benefits to or impose specific financial burdens on the Authority, or b) the organization is fiscally dependent on the Authority and (1) there is a potential for the organization to provide specific financial benefits to the Authority or (2) impose specific financial burdens on the Authority. Organizations for which the Authority is not financially accountable are also included when doing so is necessary in order to prevent the Authority’s financial statements from being misleading. Based upon application of the above criteria, the Authority has determined that there is one legally separate entity to consider as a component unit. The Okeechobee Utility Authority Employees’ Retirement System is a component unit as it is fiscally dependent on and imposes a specific financial burden on the Authority. It is reported in the Authority’s financial statements as a Fiduciary Fund, the Employees’ Pension Trust Fund. OKEECHOBEE UTILITY AUTHORITY Notes to Financial Statements September 30, 2022 18 NOTE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) Reporting Entity (Continued) The Authority was created in order to regionalize the water and wastewater services being provided to the residents and customers within the service area of the utility system and to assist in addressing environmental issues concerning the quality and supply of water for Lake Okeechobee and South Florida. The Authority has broad powers with respect to the operation and maintenance of the utility system. The Authority services both residential and commercial customers and its service area includes the City and County of Okeechobee and extends into part of the unincorporated section of Glades County. The Authority began operations on September 28, 1995 and is governed by a Board of Directors comprised of five (5) members and three (3) alternates. The Board of Directors has financial accountability and control over all activities relating to the operations of the Authority. Basis of Presentation The Authority is accounted for as a proprietary type enterprise fund. Enterprise funds are used to account for activities that are financed and operated in a manner similar to private business enterprises. Enterprise funds are used in the following situations: 1) the activity is financed with debt that is secured solely by a pledge of the net revenues from fees and charges of the activity; 2) laws or regulations require that all costs of providing services, including capital costs, be recovered from fees and charges; or 3) fees and charges are designed to recover the costs of the activity, including capital costs. Measurement Focus and Basis of Accounting These financial statements are prepared using the economic resources measurement focus and the accrual basis of accounting in accordance with U.S. generally accepted accounting principles. Under the accrual basis of accounting, revenues are recognized when earned; expenses are recognized when incurred. The assets, deferred outflows, liabilities, deferred inflows, and net position of the Authority are reported in a self-balancing set of accounts, which include restricted and unrestricted resources, representing funds available for support of the Authority’s operations. The Employees’ Pension Trust Fund also uses the accrual basis of accounting and the economic resources measurement focus. OKEECHOBEE UTILITY AUTHORITY Notes to Financial Statements September 30, 2022 19 NOTE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) Operating Revenues and Expenses Proprietary funds distinguish operating revenues and expenses from non-operating items. The Authority’s operating revenues and expenses consist of revenues earned and expenses incurred relating to the operation and maintenance of its system, including administrative expenses and depreciation of capital assets. All other revenues and expenses not meeting the definition above are reported as non-operating revenues and expenses. When both restricted and unrestricted resources are available for use, it is the Authority’s policy to use restricted resources first, then unrestricted resources as they are needed. Budget Process Pursuant to the interlocal agreement, the Authority is required to adopt a budget and provide a copy to the City and the County. The Authority adopted its final budget relating to the fiscal year ended September 30, 2022 on September 13, 2021 Deposits and Investments Cash and cash equivalents include amounts on deposit in demand accounts, money market accounts, and money market mutual funds. For the purposes of the statement of cash flows, the Authority considers all highly liquid investments and certificates of deposit with an original maturity of three months or less when purchased to be cash equivalents. Investments are reported at fair value as required by generally accepted accounting principles. The fair value of an investment is the amount that the Authority could reasonably expect to receive for it in a current sale between a willing buyer and a willing seller, other than in a forced or liquidation sale. The Authority categorizes its investments according to the fair value hierarchy established by GASB Statement No. 72. The hierarchy is based on observable and unobservable inputs used in establishing the fair value of a financial asset or liability. Purchases and sales of investments are recorded on the trade date. OKEECHOBEE UTILITY AUTHORITY Notes to Financial Statements September 30, 2022 20 NOTE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) Accounts Receivable Accounts receivable consist of both billed and unbilled receivables. Unbilled receivables represent the estimated amount of accounts receivable for services that have not been billed as of the statement of financial position date. The amounts are a result of a timing difference between the Authority’s fiscal year end and the date the various utility cycles are subsequently billed. Inventories Inventories are recorded at cost using the first-in, first-out method. Utility Plant Property, plant, and equipment are stated at cost for items constructed or purchased. Donated capital assets, donated works of art and similar items, and capital assets received in a service concession arrangement are recorded at acquisition value. The Authority capitalizes all land purchases. The capitalization policy for other assets is an initial useful life of more than one year and an individual cost of $5,000. Depreciation of exhaustible utility fixed assets, including those acquired through intergovernmental grants externally restricted to capital acquisition, is charged as an expense against operations. Depreciation of the various assets is computed over the assets’ estimated useful lives using the straight-line method. The estimated useful lives range as follows: Distribution and collection plants 10-60 years Buildings 15-25 years Equipment 3-10 years Unearned Revenues Unearned revenues primarily represent water and wastewater capital connection and inspection fees and service payments that are paid in advance by customers. These fees will be recognized as income in subsequent years as the services are performed. OKEECHOBEE UTILITY AUTHORITY Notes to Financial Statements September 30, 2022 21 NOTE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) Deferred Outflow of Resources In addition to assets, the Statement of Net Position reports a separate section for Deferred Outflows of Resources. Deferred Outflows of Resources represent the usage of net position applicable to future periods and will not be recognized as an expense until the future period to which it applies. The Authority has two items that qualify for reporting in this category. The first is the deferred amount on bond refunding. The deferred loss on current and advance refunding of bonds is being charged to operations through the year 2030 based on the effective interest method. The second is deferred pension items in connection with its pension plan. These deferred pension charges amortized in a systematic and rational method as pension expense in future periods. Deferred Inflows of Resources In addition to liabilities, the Statement of Net Position reports a separate section for Deferred Inflows of Resources. Deferred Inflows of Resources represent the acquisition of net position applicable to future periods and will not be recognized as revenue until the future period to which it applies. The Authority currently reports deferred pension items in connection with its pension plan. These deferred pension charges are amortized in a systematic and rational method as pension expense in future periods. Compensated Absences The Authority’s policy is to allow each employee eligible for vacation leave to accumulate up to thirty (30) days. Employees are paid unused vacation leave at current hourly rates upon retirement or at termination. Employees of the Authority, with ten (10) years or more of continuous service, receive payment for unused sick leave at a rate of fifty percent (50%) of current hourly rates upon retirement or at termination. This also applies to employees at normal retirement, regardless of length of service. Accrued liabilities, based on hourly salary rates at September 30, 2022, are reflected in the accounts of the Authority for vested (not contingent on an employee’s future services) vacation and sick leave benefits. OKEECHOBEE UTILITY AUTHORITY Notes to Financial Statements September 30, 2022 22 NOTE 1 – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) Net Position Net position is the result of assets and deferred outflows of resources less liabilities and deferred inflows of resources. Net position is classified in three components: Net investment in capital assets This category consists of the Authority’s capital assets net of accumulated depreciation and reduced by the outstanding balances of any bonds or notes that are attributable to the acquisition, construction, or improvements of those assets. Restricted This category of the net position consists of constraints placed on the net position by external constraints imposed by creditors (such as through debt covenants), grantors, contributors or laws or regulations of other governments or constraints imposed by law through constitutional provisions or enabling legislation. Unrestricted This category represents all other Authority net position that do not meet the definition of net investment in capital assets, restricted for capital projects, or restricted for debt service as defined earlier. Use of Estimates The preparation of financial statements in conformity with U.S. generally accepted accounting principles requires management to make estimates and assumptions. This will affect the reported amounts of assets, deferred inflows and outflows, and liabilities, disclosure of contingent assets and liabilities at the date of the financial statements, and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from these estimates. OKEECHOBEE UTILITY AUTHORITY Notes to Financial Statements September 30, 2022 23 NOTE 2 – DEPOSITS AND INVESTMENTS Authority Deposits As of September 30, 2022, the amount of deposits in “Qualified Public Depositories” was $11,565,304 and the book balance was $11,549,619. The Authority also had $2,750 in petty cash for a total carrying amount of $11,552,369. In addition to insurance provided by the Federal Depository Insurance Corporation, deposits are held in banking institutions approved by the State Treasurer of the State of Florida to hold public funds. Under Florida Statutes Chapter 280, Florida Security for Public Deposits Act, the State Treasurer requires all Florida qualified public depositories to deposit with the Treasurer or banking institution eligible collateral. In the event of the failure of a qualified public depository, the remaining public depositories would be responsible for covering any resulting losses. The Authority’s deposits at year end are considered insured for custodial credit risk purposes. Authority Investments The Authority categorizes its investments according to the fair value hierarchy established GASB Statement No. 72, Fair Value Measurement and Application. The hierarchy is based on valuation inputs used to measure the fair value of the asset as follows: Level 1 inputs are quoted prices in active markets for identical assets; Level 2 inputs are significant other observable inputs to include quoted prices for similar assets in active and non-active markets; Level 3 inputs are significant unobservable inputs. The Authority’s investment policy authorizes investments in money market and savings accounts, certificates of deposits, money market funds; bonds, notes, bills and other obligations of the U.S. Government; repurchase agreements; securities issued or guaranteed by certain federal agencies and instrumentalities, Local Government Surplus Trust Fund or any intergovernmental investment fund authorized pursuant to the Florida Interlocal Cooperation Act, commercial paper, securities issued by the Authority, any guaranteed investment contract within the limitations established by Florida Statutes, and any other investment vehicle authorized by Florida law and determined by the investment officer and the Board of Directors to be a prudent investment. OKEECHOBEE UTILITY AUTHORITY Notes to Financial Statements September 30, 2022 24 NOTE 2 – DEPOSITS AND INVESTMENTS (Continued) Authority Investments (Continued) The Authority did not have any investments as of September 30, 2022. Credit Risk Credit risk is the risk that an issuer or other counter party to an investment will not fulfill its obligations. The Authority’s investment policies limit its investments to high quality investments to control credit risk. Interest Rate Risk Interest rate risk is the risk that changes in interest rates will adversely affect the fair value of an investment. The Authority does not have a formal investment policy that limits investment maturities as a means of managing exposure to fair value losses arising from increasing interest rates. Cash and cash equivalents are presented in the balance sheet as of September 30, 2022, as follows: Current cash and cash equivalents $ 6,704,851 Current restricted cash and cash equivalents 724,248 Restricted cash and cash equivalents 4,123,270 Total cash and cash equivalents and investments $ 11,552,369 General Employees’ Pension Trust Fund Salem Trust Company periodically holds uninvested cash in its capacity as custodian for the Plan. These funds exist temporarily as cash in the process of collection from the sale of securities and for the payments of benefits and expenses. The pension plan’s policy for the allocation of invested assets is established by the Plan’s Board of Trustees (BOT) which pursues an investment strategy that reduces risk through a prudent diversification of the portfolio across a selection of distinct asset classes. The policy discourages the use of cash equivalents, except for liquidity purposes and refrains from shifting asset class allocations over short time spans. Investment management fees are calculated quarterly as a percentage of the fair market value of the Plan’s managed assets, where applicable. The plan uses mutual funds as the investment vehicle for fixed income, international equity and domestic equity investments for further diversification. These investments are recommended and monitored by the investment performance monitor. OKEECHOBEE UTILITY AUTHORITY Notes to Financial Statements September 30, 2022 25 NOTE 2 – DEPOSITS AND INVESTMENTS (Continued) General Employees’ Pension Trust Fund (Continued) The Plan’s Investment Policy allows the following investments: 1. Annuity and life insurance contracts with life insurance companies in amounts sufficient to provide, in whole or in part, the benefits to which all of the Members in the Plan shall be entitled under the provisions of the Plan and pay the initial and subsequent premium thereon. 2. Time or savings accounts of a national bank, a state bank insured by the Bank Insurance Fund or a savings/building and loan association insured by the Savings Association Insurance Fund which is administered by the Federal Deposit Insurance Corporation or a state or federal chartered credit union whose share accounts are insured by the National Credit Union Share Insurance Fund. 3. Obligations of the United States or obligations guaranteed as to principal and interest by the government of the United States or by an agency of the government of the United States. 4. Stocks, commingled or mutual funds, bonds or other evidences of indebtedness, provided that: (a) Except as provided in subparagraph (b), all individually held securities and all securities in a commingled or mutual fund must be issued or guaranteed by a corporation organized under the laws of the United States, and state or organized territory of the United States, or the District of Columbia. (b) Up to 25% of the assets of the Fund may be invested in foreign securities. (c) The BOT shall not invest more than 5% of its assets in the common stock, capital stock, or convertible securities of any one issuing company, nor shall the aggregate investment in any one issuing company exceed 5% of the outstanding capital stock of that company. 5. Equities: (a) Must be traded on a national exchange or electronic network; and (b) Not more than 5% of the Plan's assets, at the time of purchase, shall be invested in the common stock, capital stock or convertible stock of any one issuing company, nor shall the aggregate investment in any one issuing company exceed 5% of the outstanding capital stock of the company; and (c) All individually held securities, except foreign securities which are limited to 15% of the market value of the assets, and all securities in a commingled or mutual fund must be issued or guaranteed by a corporation organized under the laws of the United States, any state or organized territory of the United States, or the District of Columbia. (d) Commingled funds issued by national or state banks. OKEECHOBEE UTILITY AUTHORITY Notes to Financial Statements September 30, 2022 26 NOTE 2 – DEPOSITS AND INVESTMENTS (Continued) General Employees’ Pension Trust Fund (Continued) 6. Fixed Income: (a) 85% of the fixed income investments shall have a minimum rating of investment grade or higher as reported by a major credit rating service such as Standard and Poor’s with a rating of AAA to BBB-; and (b) The value of bonds issued by any single corporation shall not exceed 3% of the total fund; and 7. Money Market: (a) The money market fund or STIF options provided by the Plan's Custodian; and (b) Have a minimum rating of A1/P1, or its equivalent, by a major credit rating service such as Standard and Poor’s. 8. Pooled Funds: Investments made by the Board may include pooled funds. For purposes of this policy pooled funds may include, but are not limited to, mutual funds, commingled funds, exchange-traded funds, and real estate limited partnerships. Pooled funds may be governed by separate documents which may include investments not expressly permitted in this Investment Policy Statement. In the event of investment by the Plan into a pooled fund, the prospectus or governing policy of that pooled fund, as updated from time to time, shall be treated as an addendum to this Investment Policy Statement. The Investment Consultant shall periodically review with the Board any material changes in the prospectus or governing policy of a pooled fund. Investments in corporate common stock and convertible bonds shall not exceed 70% of the market value of plan assets. Foreign investments are not to exceed 15% of the market value of the assets. Temporary investment funds held by the custodian in a money market fund are classified as cash equivalents within the investment account. The Plan carried no particular security investment that individually represented 5% or more of the Plan’s net assets available for benefits as of September 30, 2022. Investments not evidenced by securities that exist in physical or book-entry form include investments in mutual funds, domestic investment funds or a commingled pooled trust fund. The Plan’s independently managed investments are segregated into a separate account. The investment manager is monitored by the Board of Trustees and an investment performance monitor. The Plan has no instrument that, in whole or in part, is accounted for as a derivative instrument under GASB statement No. 53, Accounting and Financial Reporting for Derivative Instruments during the current year. OKEECHOBEE UTILITY AUTHORITY Notes to Financial Statements September 30, 2022 27 NOTE 2 – DEPOSITS AND INVESTMENTS (Continued) General Employees’ Pension Trust Fund (Continued) The Plan invests in mortgage-backed securities representing interests in pools of mortgage loans as part of its interest rate risk management strategy. The mortgage-backed securities are not used to leverage investments in fixed income portfolios. The mortgage-backed securities held by the Plan are guaranteed by federally sponsored agencies such as the Government National Mortgage Association. These investments are inside of the fixed income open-end mutual fund that the plan holds. The Plan invests in a variety of investment vehicles. Investments in general are exposed to various risks, such as interest rate, credit, and overall volatility risk. Due to the level of risk associated with certain investments, it is reasonably possible that changes in the values of investments will occur in the near term and such changes could materially affect the amounts reported in the statement of fiduciary net position. For a more detailed and comprehensive list of available investments, the Investment Policy Statement, as approved by the Board of Trustees, should be referenced. The gain or loss on financial instruments is recognized in the changes in net position as part of investment income. The following the historical cost and fair value as of September 30, 2022: 2022 Historical Fair Cost Value Money Market Mutual Funds $ 43,719 $ 43,719 Mutual Funds – Domestic Equity 3,402,105 4,883,915 Mutual Funds – International Equity 933,036 778,331 Mutual Funds - Fixed Income 4,553,693 3,888,825 $ 8,932,553 $ 9,594,790 The money market mutual funds consist of investments with financial institutions in open end, institutional, money market funds complying with Securities and Exchange Commission (SEC) Rule 2a7. Rule 2a7 allows SEC registered mutual funds to use amortized cost rather than fair value to report net assets used to compute share prices if certain conditions are met. Those conditions include restrictions on the types of investments held, restrictions on the term-to- maturity of individual investments and the dollar-weighted average of the portfolio, requirements for portfolio diversification, and requirements for divestiture considerations in the event of security downgrades and defaults, and required actions if the fair value of the portfolio deviates from amortized cost by a specified amount. Money market mutual funds are exempt from the GASB 72 fair value hierarchy disclosures and are recorded as cash and cash equivalents on the Statement of Fiduciary Net Position. OKEECHOBEE UTILITY AUTHORITY Notes to Financial Statements September 30, 2022 28 NOTE 2 – DEPOSITS AND INVESTMENTS (Continued) General Employees’ Pension Trust Fund (Continued) Investment Measurement at Fair Value The Plan categorizes its investments according to the fair value hierarchy established GASB Statement No. 72, Fair Value Measurement and Application. The hierarchy is based on valuation inputs used to measure the fair value of the asset as follows: Level 1 inputs are quoted prices in active markets for identical assets; Level 2 inputs are significant other observable inputs to include quoted prices for similar assets in active and non-active markets; Level 3 inputs are significant unobservable inputs. The Plan categorizes its fair value measurement within the fair value hierarchy established by generally accepted accounting principles. The Plan has the following fair value measurements as of September 30, 2022: Fair Value Measurement Balance Level 1 Level 2 Level 3 Investments by fair value level Mutual Funds – Domestic Equity $ 4,883,915 $ 4,883,915 $ $ Mutual Funds – International Equity 778,331 778,331 Mutual Funds - Fixed Income 3,888,825 3,888,825 $ 9,551,071 $ 9,551,071 $ $ Credit risk – Credit risk is the risk that an issuer or other counter party to an investment will not fulfill its obligations. Credit risk does not apply to the Plan’s investments at this time. Interest rate risk – Interest rate risk is the risk that changes in interest rates will adversely affect the fair value of an investment. Generally, the longer the time to maturity, the greater the exposure to interest rate risks. At September 30, 2022, the fixed income mutual fund was invested in high quality bonds and other fixed income securities including U.S. Government obligations, mortgage and asset-backed securities, corporate and municipal bonds, collateralized mortgage obligations, short-term instruments, and the other investments A rated by Standard & Poor’s, Moody’s Investor Services or Fitch. To a lesser extent the fund may also invest in fixed income securities rated Baa or lower. This fund had an effective duration of 5.5 years of September 30, 2022. Concentrations of credit risk – Concentration of credit risk is defined as the risk of loss attributed to the magnitude of an investment in a single user. Not more than five (5) percent of the Plan’s assets shall be invested in the common stock or capital stock of any one issuing company. OKEECHOBEE UTILITY AUTHORITY Notes to Financial Statements September 30, 2022 29 NOTE 2 – DEPOSITS AND INVESTMENTS (Continued) General Employees’ Pension Trust Fund (Continued) Investment Measurement at Fair Value (Continued) Investing in Foreign Markets – Investing in foreign markets may involve special risks and considerations not typically associated with investing in companies in the United States of America. These risks include revaluation of currencies, high rates of inflation, repatriation restrictions on income and capital, and future adverse political, social, and economic developments. Moreover, securities of foreign governments may be less liquid, subject to delayed settlements, taxation on realized or unrealized gains, and their prices are more volatile than those of comparable securities in U.S. companies. NOTE 3 – INVENTORY Inventory was comprised of the following at September 30, 2022: Chemicals $ 31,340 Parts and supplies 586,212 Total inventory $ 617,552 NOTE 4 – RESTRICTED ASSETS Restricted assets consist of the following accounts as of September 30, 2022: Renewal, replacement & improvement $ 565,381 Capital connection water 529,803 Capital connection wastewater and treatment plant 890,453 Fire hydrant 298,542 Total restricted for capital projects 2,284,179 Debt service 499,732 Rate stabilization 1,339,359 Customer deposits 724,248 Total restricted assets $ 4,847,518 OKEECHOBEE UTILITY AUTHORITY Notes to Financial Statements September 30, 2022 30 NOTE 5 – UNRESTRICTED NET POSITION Unrestricted net position consists of the following as of September 30, 2022: Designated: Capital improvement project $ 1,491,544 Operating reserve 1,313,321 Emergency funding 658,236 Total designated 3,463,101 Undesignated 5,174,889 Total unrestricted net position $ 8,637,990 NOTE 6 – CAPITAL ASSETS Beginning Balance Additions Deletions Ending Balance Capital assets not being depreciated Land $ 2,777,823 $ 129,038 $ $ 2,906,861 Construction in progress 2,807,392 3,448,426 (961,167) 5,294,651 Total capital assets not being depreciated 5,585,215 3,577,464 (961,167) 8,201,512 Capital assets being depreciated Buildings 1,108,764 1,108,764 Equipment 4,385,822 12,496 4,398,318 Land lease 481,605 481,605 Distribution and collection plant 100,495,496 1,103,339 101,598,835 Total capital assets being depreciated 106,471,687 1,115,835 107,587,522 Less accumulated depreciation Buildings (656,171) (40,498) (696,669) Equipment (3,507,239) (186,226) (3,693,465) Land lease (329,204) (12,600) (341,804) Distribution and collection plan (44,390,719) (2,449,260) (46,839,979) Total accumulated depreciation (48,883,333) (2,688,584) (51,571,917) Total capital assets being depreciated, net 57,588,354 (1,572,749) 56,015,605 Total capital assets, net $ 63,173,569 $ 2,004,715 $(961,167) $ 64,217,117 OKEECHOBEE UTILITY AUTHORITY Notes to Financial Statements September 30, 2022 31 NOTE 7 – LONG-TERM LIABILITIES Loans Payable from Direct Borrowings and Direct Placements Pledged Revenues Net Revenues from operating the System, Pledged Capital Connection Charges, Special Assessments, and earnings and investment income are pledged for the payment of the Capital Improvement Refunding Revenue Notes, Series 2020 and the Loan Agreement WW615100. Capital Improvement Refunding Revenue Notes, Series 2020 On April 1, 2020, the Authority issued $16,390,000 Capital Improvement Refunding Revenue Notes, Series 2020 with Truist Bank (the Senior Debt). The notes were issued to provide funds to refund the Capital Improvement Refunding Revenue Note, Series 2017. The Series 2020 Notes are comprised of $7,340,000 Series 2020A and $9,050,000 Series 2020B as follows: Mandatory Original Face Redemption Series Amount Interest Rate Beginning October 1 Maturity 2020A $7,340,000 1.79% 2020 October 1, 2025 2020B 9,050,000 2.05% 2020 October 1, 2030 Principal and interest is to be paid semiannually on each April 1 and October 1, through October 1, 2030. As of September 30, 2022, the balance due on Series 2020A and 2020B is $4,095,000 and $8,665,000, respectively. The Authority is to 1) establish rates and collect fees to provide Net Revenues of at least 1.10 times the Annual Debt Service Requirement for the Notes, 2) maintain a Debt Service Account that is funded monthly to fund semi-annual Debt Service Payments, and 3) maintain a Renewal Replacement and Improvement Account of 5% of Gross Revenues of the preceding fiscal year. In the event of default in the payment of interest or principal of any of the bonds or any other event of default and such default is not cured in sixty days, any Holder shall be entitled to the appointment of a receiver to manage the System in an appropriate judicial proceeding. OKEECHOBEE UTILITY AUTHORITY Notes to Financial Statements September 30, 2022 32 NOTE 7 – LONG-TERM LIABILITIES (Continued) Loans Payable from Direct Borrowings and Direct Placements (Continued) Loan Agreement WW615100 The Authority was approved for a construction loan of $10,210,183, with an interest rate of 1.86%, by the Florida Department of Environmental Protection (the Department) under the State Revolving Fund Loan Program (The Junior Debt). The amount outstanding as of September 30, 2022, was $4,162,604. According to the loan agreement, 40 semi-annual payments of principal and interest commenced on September 15, 2009, in the amount of $341,431. This loan is junior, inferior, and subordinate in all regards in right of payment and security to the Capital Improvement Refunding Revenue Note, Series 2020A and Capital Improvement Refunding Revenue Note, Series 2020B. The Authority is to 1) establish rates and collect fees to provide Net Revenues of at least 1.15 times the Annual Debt Service Requirement for the Notes, 2) maintain a Debt Service Account that is funded monthly to fund semi-annual Debt Service Payments, and 3) satisfy the debt service coverage requirements of the Senior Debt. Upon an event of default and subject to the rights of others having prior liens on the Pledged Revenues the Department may (1) apply to a court of competent jurisdiction, cause to appoint a receiver to manage the System, or (2) may accelerate the repayment schedule or increase the interest rate on the unpaid principal of the loan. Debt service requirements to amortize long term debt at September 30, 2022 are as follows: Year Ended Principal Interest Total 2023 $ 2,113,253 $ 318,753 $ 2,432,006 2024 2,153,620 279,859 2,433,479 2025 2,212,198 240,170 2,452,368 2026 2,182,993 198,899 2,381,892 2027 2,235,008 155,108 2,390,116 2028-2030 6,025,532 200,647 6,226,179 Total $ 16,922,604 $ 1,393,436 $ 18,316,040 OKEECHOBEE UTILITY AUTHORITY Notes to Financial Statements September 30, 2022 33 NOTE 7 – LONG-TERM LIABILITIES (Continued) Changes in Long-Term Liabilities A summary of changes in long-term liabilities is as follows: Beginning Ending Due Within Balance Additions Reductions Balance One year Notes payable $ 18,995,700 $ $ (2,073,096) $16,922,604 $ 2,113,253 Compensated absences 264,661 148,568 (154,628) 258,601 77,580 Net pension liability (1) (1,904,107) 2,779,866 875,759 Total OPEB liability 45,523 172,652 218,175 Total long-term liabilities $ 17,401,777 $ 3,101,086 $ (2,227,724) $18,275,139 $ 2,190,833 (1) This was a net pension asset at October 1, 2021. Interest Expense Interest expense for the year ended September 30, 2022 was $472,215, which consisted of $115,824 amortization of deferred costs from the issuance of bonds in prior years and interest costs incurred of $356,391. Total interest paid during the year was $356,854. NOTE 8 – EMPLOYEE RETIREMENT SYSTEM General Information The Employees’ Retirement System of the Okeechobee Utility Authority (the System) is a single-employer, defined benefit contributory pension trust established by the Authority in Resolution 2016-03 for the benefit of the Authority employees. The System is under the supervision of a five-member local independent board of trustees, two of whom shall be a legal resident within the Authority’s jurisdictional boundaries, who shall be appointed by the Okeechobee Utility Authority Board; two of whom shall be Employee Members employed by the Authority and elected by Member employees; and one of whom shall be the Executive Director of the Authority or his designee. Any changes to the plan requires approval by the Board of the Authority. The System issues a publicly available financial report that includes financial statements, ten- year historical trend information, and other required supplementary information. That report may be obtained by writing to the attention of the Assistant Finance Director, Okeechobee Utility Authority, 100 SW. 5th Avenue, Okeechobee, FL 34974-4221. OKEECHOBEE UTILITY AUTHORITY Notes to Financial Statements September 30, 2022 34 NOTE 8 – EMPLOYEE RETIREMENT SYSTEM (Continued) Basis of Accounting The retirement system is reported on the accrual basis of accounting. Plan members contributions are recognized as revenues in the period that the contributions are due. Employer contributions are recognized when due and the employer has made a formal commitment to provide the contributions. Benefits and refunds are recognized when due and payable in accordance with the terms of the plan. The plan’s fiduciary net position has been determined on the same basis used by the pension plan. Investments are reported at fair value Plan Description The pension plan provides retirement, death and disability benefits for its participants. Each person employed by the Authority as a full-time employee becomes a member of the Plan as a condition of their employment except that the Executive Director of the Utility Authority, may opt out of the Plan within 60 days of employment. All employees are eligible to participate on the date of employment following attainment of age 18. Participation is mandatory. Normal retirement is provided for at age 65 and 5 years of service, or at 30 years of service regardless of age. The benefit is calculated at 2.1% of average monthly earnings times the last 5 years of continuous service with the employer. Benefits are payable by monthly annuity for 10 years certain and life thereafter with other options available. Early retirement is provided for at age 55 and 10 years of participation. Death and disability benefits are also available through the plans. The early retirement reduction factor is 2% per year. Upon termination of employment, with less than 5 years of service, the plan refunds accumulated employee contributions. After 5 years of service, the pension benefit is accrued to date of termination and payable at normal retirement age if employee contributions are left in the fund. The Plan contains a deferred retirement option plan (DROP) whereupon the employee could retire from the pension plan but continue employment with the Utility Authority for an additional maximum period of up to five years. The retirement benefit is immediately calculated and the monthly benefit is allocated to the DROP account. An election is made to either earn interest at the rate of 6.5% per annum or credited or debited with an investment return or loss approximating the other assets in the fund. Once a participant elects this option, he is no longer eligible for disability or pre-retirement benefits. At September 30, 2022, there was $81,378 in the DROP, this amount is included in both the Total Pension Liability and the Plan Fiduciary Net Position. The Plan’s guidelines for the DROP are designed to adhere to IRS regulations. Additional information about the DROP can be obtained from the ordinance. The Plan is administered by its Board of Trustees. Any changes to benefit provisions requires approval by the Board of the Authority. OKEECHOBEE UTILITY AUTHORITY Notes to Financial Statements September 30, 2022 35 NOTE 8 – EMPLOYEE RETIREMENT SYSTEM (Continued) Members of the plan consisted of the following at September 30, 2021: Retired Plan Members or Beneficiaries currently receiving benefits 24 Inactive Plan Members entitled to but not yet receiving benefits 3 Drop Participants - Active Plan Members 49 Total 76 Contributions Contributions are made in accordance with applicable Florida Statutes and meeting the actuarially determined contribution requirements as based on the benefit structure established within the Plan as approved by the plan sponsor. The employer is required to contribute an amount equal to the difference between the normal cost, as calculated for the plan year from the applicable actuarial valuation, less the member contributions for the current year. The Authority is required to fund the plan according to any contribution deficit as determined by actuarial valuation for the plan beyond the contributions by employees and the regular employer contributions by the Okeechobee Utility Authority. After applying the allocable prepaid contribution from the beginning of the year, the employer contribution was sufficient to meet the required annual contribution, prepaid employer contributions. The Utility Authority funded the pension plan at the rate of 9.1% of covered payroll for plan participants based on the October 1, 2020 actuarial valuation. Employee contributions are at the rate of 6% of payroll. The significant actuarial assumptions used to compute the actuarially determined contribution requirement are the same as those used to compute the pension benefit obligation. The funding policy for the Plan is to make an actuarially determined pension contribution in an amount, such that when combined with the participants’ contributions, all participants’ benefits will be fully provided for by the time they attain retirement age. Investments Concentrations. The plan did not hold investments in any one organization that represents 5 percent or more of the Pension Plan’s fiduciary net position. OKEECHOBEE UTILITY AUTHORITY Notes to Financial Statements September 30, 2022 36 NOTE 8 – EMPLOYEE RETIREMENT SYSTEM (Continued) Actuarial Assumptions The total pension liability was determined by an actuarial valuation as of October 1, 2021 updated to September 30, 2022, using the following actuarial assumptions. Inflation 2.5 % Salary increases From 7.5% to 4.25%, based on the age of the employee Retirement rate 100% at 30 years of service; 80% when eligible for early retirement, 60% one year later, 100% two years later; participants eligible for early retirement are assumed to retire at the rate of 5% per year. Withdrawal rate From 20% to 5%, based on the age of the employee Mortality For healthy participants PUB-2010 Headcount Weighted General Below Median Employee Mortality Table, separate rates for males and females, set back 1 year for males, with fully generational mortality improvements projected to each future decrement date with Scale MP-2018. For disabled participants, PUB-2010 Headcount Weighted General Disabled Retiree Mortality Table, separate rates for males and females, both set forward 3 years, without projected mortality improvements The long-term expected rate of return on pension plan investments was determined using a building-block method in which best-estimate ranges of expected future real rates of return (expected returns, net of pension plan investment expenses and inflation) are developed for each major asset class. These ranges are combined to produce the long-term expected rate of return by weighting the expected future real rates of return by the target asset allocation percentage and by adding expected inflation. Best estimates of arithmetic real rates of return for each major asset class included the pension plan’s target asset allocation as of September 30, 2022, are summarized in the following table: Long-Term Target Real Rate of Asset Class Allocation Return* Domestic Equity 50% 7.5% International Equity 10% 8.5% Fixed Income 40% 2.5% Cash Equivalents 0% 0.0% Total 100% *Net of long-term inflation assumption of 2.5% OKEECHOBEE UTILITY AUTHORITY Notes to Financial Statements September 30, 2022 37 NOTE 8 – EMPLOYEE RETIREMENT SYSTEM (Continued) Rate of Return. For the year ended September 30, 2022, the annual money-weighted rate of return on Pension Plan investments, net of pension plan investment expense, was -19.73 percent The money- weighted rate of return expresses investment performance, net of investment expense, adjusted for the changing amounts actually invested. Discount Rate The discount rate used to measure the total pension liability was 6.75%. The projection of cash flows used to determine the discount rate assumed that plan member contributions will be made at the current contribution rate and that sponsor contributions will be made at rates equal to the difference between actuarially determined contribution rates and the member rate. Based on those assumptions, the pension plans’ fiduciary net position was projected to be available to make all projected future benefit payments of current plan members. Therefore, the long-term expected rate of return on pension plan investments was applied to all periods of projected benefit payments to determine the total pension liability. The components of the net pension liability at September 30, 2022, were as follows: Total Fiduciary Net Pension Net Pension Description Liability (a) Position (b) Liability (a)-(b) Balances at September 30, 2021 $ 10,244,114 $ 12,148,221 $ (1,904,107) Changes due to: Service cost 208,256 208,256 Interest 678,774 678,774 Differences between expected and actual experience 139,219 139,219 Change of Assumptions (303,559) (303,559) Employer contributions 191,107 (191,107) Employee contributions 126,005 (126,005) Benefit payments and refunds (464,235) (464,235) Net investment income (2,314,490) 2,314,490 Administrative expenses (59,798) 59,798 Total changes 258,455 (2,521,411) (2,779,866) Balances at September 30, 2022 $ 10,502,569 $ 9,626,810 $ 875,759 OKEECHOBEE UTILITY AUTHORITY Notes to Financial Statements September 30, 2022 38 NOTE 8 – EMPLOYEE RETIREMENT SYSTEM (Continued) The change in assumptions was due to updating investment return, salary increase factors, withdrawal rates and retirement rates. The Plan fiduciary net position was 91.66% of the total pension liability as of September 30, 2022. Sensitivity of the Net Position Liability to Changes in the Discount Rate The following represents the Authority’s net pension liability calculated using the discount rate of 6.75%, as well as what the Authority’s net pension liability would be if it were calculated using a discount rate that is one percentage point lower (5.75%) or one percentage point higher (7.75%) than the current rate: 1% Decrease Current Rate 1% Increase 5.75% 6.75% 7.75% Net pension liability $ 2,246,491 $ 875,759 $ (253,565) Pension expense and deferred outflows and inflows of resources For the fiscal year ended September 30, 2022, the Authority recognized a pension expense of $254,136. In addition, the Authority reported deferred outflows of resources and deferred inflows of resources related to the Plan from the following sources: Deferred Deferred Outflows Inflows Description of Resources of Resources Difference between expected and actual experience $ 161,876 $ 214,791 Change of assumptions 21,372 365,127 Net difference between projected and actual earnings on plan investments 1,610,571 Total $ 1,793,819 $ 579,918 OKEECHOBEE UTILITY AUTHORITY Notes to Financial Statements September 30, 2022 39 NOTE 8 – EMPLOYEE RETIREMENT SYSTEM (Continued) The amounts reported as deferred outflows of resources and deferred inflows of resources related to the plan will be recognized in pension expense as follows: Year ended September 30: Amount 2021 $ 256,690 2022 177,056 2023 252,229 2024 554,943 2025 (27,017) Thereafter $ 1,213,901 Payables to the Pension Plan At September 30, 2022, the Authority had a payable of $21,396 for outstanding contributions to the Pension Plan for the fiscal year ended September 30, 2022. NOTE 9 – OTHER POSTEMPLOYMENT BENEFITS (OPEB) General Information about the OPEB Plan Effective October 1, 2017, the Authority implemented Governmental Accounting Standards Board Statement 75 (GASB 75), Accounting and Financial Reporting for Postemployment Benefits Other Than Pensions. Retirees of the Authority pay an amount equal to the actual premium for health insurance charged by the carrier. The premium charged includes an implied subsidy, as the amount charged for all participants (active employee or retiree) is the same, regardless of age. Under GASB 75, an implied subsidy is considered other post-employment benefits (OPEB). The following describes the Authority’s OPEB Provisions: Plan Description The Authority provides a single employer defined benefit health care plan to all of its employees and the plan is administered by the Authority. The plan has no assets and does not issue a separate financial report. Benefits Provided The plan allows its employees and their beneficiaries, to continue to obtain health and dental benefits upon retirement. Normal retirement is provided for at age 65 and 5 years of service, or at 30 years of service regardless of age. The benefits of the plan are in accordance with Florida Statutes, which are the legal authority for the plan. The plan has no assets and does not issue a separate financial report. OKEECHOBEE UTILITY AUTHORITY Notes to Financial Statements September 30, 2022 40 NOTE 9 – OTHER POSTEMPLOYMENT BENEFITS (OPEB) (Continued) Employees Covered by Benefit Terms At September 30, 2022, the following employees were covered by benefit terms: Participants Active employees 53 Inactive employees currently receiving benefits 5 Inactive employees entitled to but not receiving benefits - Total 58 Contribution Requirements: The Authority does not make direct contributions to the plan on behalf of retirees. Retirees and their beneficiaries pay the same group health rates as active employees. However, the Authority’s actuaries, in their actuarial valuation, calculate an offset to the cost of these benefits as an employer contribution, based upon an implicit rate subsidy. This offset equals the total annual age-adjusted costs paid by the Authority, or its active employees, for coverage of the retirees and their dependents net of the retiree’s own payments for the year. Total OPEB Liability The Authority’s total OPEB liability of $218,175 was measured as of September 30, 2022, and was determined by the actuarial valuation as of that date. Actuarial Assumptions and Methods The total OPEB liability was determined using the following actuarial assumptions and other methods: Valuation Date: September 30, 2022 Discount Rate: 3.35% per annum Average Retirement Age 62 Age adjustment factor 2.079211 Health Care Trend Rate: Medical – 4.70% initially trending to 4.20% in 10 years Pharmacy – 5.20% initially trending to 4.20% in 10 years Dental – 3.50% initially trending to 3.00% in 10 years Vision – 3.00% OKEECHOBEE UTILITY AUTHORITY Notes to Financial Statements September 30, 2022 41 NOTE 9 – OTHER POSTEMPLOYMENT BENEFITS (OPEB) (Continued) Actuarial Assumptions and Methods (Continued) Actuarial Cost Method: Entry Age Normal Plan Participation Percentage: 20% Mortality Rates: Pub-2010 Public Retirement Plans Mortality Tables, with mortality improvement projected for 10 years. The valuation was prepared using the Alternate Method in accordance with GASB 75. Discount Rate The Authority does not have a dedicated Trust to pay retiree healthcare benefits. Per GASB 75, the discount rate is a yield or index rate for 20-year, tax-exempt municipal bonds. As a result, the calculation used a rate of 2.27%. . Changes in the Total OPEB Liability Total OPEB Liability Balance at September 30, 2021 $ 45,523 Changes for the Year: Service Cost 1,938 Interest Cost 1,077 Changes of Assumptions and Other Inputs 191,267 Differences Between Expected and Actual Experience (21,630) Benefit Payments Net Change in Total OPEB Liability 172,652 Balance at September 30, 2022 $ 218,175 Changes in Assumptions The discount rate was 2.27% at 10/1/21 and 3.35% at 9/30/22. Also, 1the average retirement age went from 62 to 65 and the plan participation percentage went from 18% to 20%. Sensitivity of the Total OPEB Liability to Changes in the Discount Rate The following presents the total OPEB liability of the Authority, and the Authority’s total OPEB liability if it were calculated using a discount rate that is 1-percentage-point lower or 1- percentage-point higher (versus the current discount rate): 1.0% Decrease Discount Rate 1.0% Increase (2.35%) (3.35%) (4.35%) Total OPEB Liability $ 238,079 $ 218,175 $ 200,945 OKEECHOBEE UTILITY AUTHORITY Notes to Financial Statements September 30, 2022 42 NOTE 9 – OTHERPOST EMPLOYMENT BENEFITS (OPEB) (Continued) Sensitivity of the Total OPEB Liability to Changes in the Healthcare Trend Rates The following presents the total OPEB liability of the Authority, and the Authority’s total OPEB liability if it were calculated using healthcare cost trends that are 1-percentage-point lower or 1- percentage-point higher (versus the current healthcare cost trend rates): Healthcare cost 1.0% Decrease Trend Rates 1.0% Increase Total OPEB Liability $ 198,245 $ 218,175 $ 241,171 OPEB Expense For the year ended September 30, 2022, the Authority recognized OPEB expense of $172,652. NOTE 10 – CONTINGENCIES The Authority is involved in various litigations and claims arising in the course of operations. It is the opinion of legal counsel that the likelihood of unfavorable outcomes and the amounts of potential losses cannot be reasonably determined at this time. Accordingly, no provision for any liability, that may result, has been made in the accompanying financial statements. In the opinion of management, no present claims exist that would, in the event of an adverse resolution, result in liabilities in excess of the Authority’s insurance coverage. NOTE 11 – COMMITMENTS As of September 30, 2022, the Authority had commitments on outstanding engineering and construction contracts for improvements to the system of approximately $8,053,000. Subsequent to September 30, 2022, the Authority entered into a contract with Hinterland Group for $11,954,104 for the SWSA Project 2. NOTE 12 – RISK MANAGEMENT The Okeechobee Utility Authority is exposed to various risks of loss related to torts; theft of, damage to, and destruction of assets; errors and omissions; injuries to employees; and natural disasters. During the 2022 fiscal year, coverage was maintained via membership renewal with Preferred Governmental Insurance Trust (“PGIT”), a public entity risk pool. The Okeechobee Utility Authority pays an annual premium to PGIT for the following coverage: property and inland marine, general liability, automobile, crime, public official’s liability, employment practices liability, and worker’s compensation. The PGIT purchases excess of loss insurance policies. The excess of loss insurance policies attaches at $100,000 per occurrence except for property insurance which is $25,000 per occurrence. Since the PGIT purchases excess of loss insurance, the pool has not billed and does not plan to bill members for additional assessments. OKEECHOBEE UTILITY AUTHORITY Notes to Financial Statements September 30, 2022 43 NOTE 12 – RISK MANAGEMENT (Continued) As of September 30, 2022, the Authority’s management is of the opinion that the PGIT is able to pay claims incurred to date and that the Authority will not be liable to pay any submitted claims. The Okeechobee Utility Authority continues to carry commercial insurance for the following risks: pollution liability, health, life, and disability. Settled claims resulting from these risks have not exceeded commercial insurance coverage in any of the past three fiscal years. Florida Statutes limit the Authority’s maximum loss for most liability claims to $200,000 per person and $300,000 per occurrence under the Doctrine of Sovereign Immunity. However, under certain circumstances, a plaintiff can seek to recover damages in excess of statutory limits by introducing a claims bill to the Florida Legislature. The limits addressed in Florida Statutes do not apply to claims filed in Federal courts. NOTE 13– NEW ACCOUNTING STANDARDS The Authority implemented the following Governmental Accounting Standards Board (GASB) Statements during the fiscal year ended September 30, 2022: GASB Statement No. 87, Leases. This Statement will increase the usefulness of governments’ financial statements by requiring recognition of certain lease assets and liabilities for leases that previously were classified as operating leases and recognized as inflows of resources or outflows of resources based on the payment provisions of the contract. It establishes a single model for lease accounting that is based on the foundational principle that leases are financings of the right to use an underlying asset. This Statement did not have a significant impact for the fiscal year ending September 30, 2022. Recently Issued Accounting Pronouncements Below is a brief description and effective date of new accounting standards that could have a significant impact on the Authority’s financial statements. Management is currently evaluating the impact of the adoption of these statements on the Authority’s financial statements. GASB Statement No. 96, Subscription-Based Information Technology Arrangements. This Statement provides guidance on the accounting and financial reporting for subscription-based information technology arrangements (SBITAs) for government end users (governments). This Statement is effective for the fiscal year ending September 30, 2023. OKEECHOBEE UTILITY AUTHORITY Notes to Financial Statements September 30, 2022 44 NOTE 13 – NEW ACCOUNTING STANDARDS (Continued) Recently Issued Accounting Pronouncements (Continued) In June 2022, the GASB issued Statement No. 100, Accounting Changes and Error Corrections. The requirements of this Statement will improve the clarity of the accounting and financial reporting requirements for accounting changes and error corrections, which will result in greater consistency in application in practice. In turn, more understandable, reliable, relevant, consistent, and comparable information will be provided to financial statement users for making decisions or assessing accountability. In addition, the display and note disclosure requirements will result in more consistent, decision useful, understandable, and comprehensive information for users about accounting changes and error corrections. The requirements of this Statement are effective for accounting changes and error corrections made in fiscal years ending September 30, 2024, and all reporting periods thereafter. In June 2022, the GASB issued Statement No. 101, Compensated Absences. The unified recognition and measurement model in this Statement will result in a liability for compensated absences that more appropriately reflects when a government incurs an obligation. In addition, the model can be applied consistently to any type of compensated absence and will eliminate potential comparability issues between governments that offer different types of leave. The model also will result in a more robust estimate of the amount of compensated absences that a government will pay or settle, which will enhance the relevance and reliability of information about the liability for compensated absences. The requirements of this Statement are effective for fiscal years ending September 30, 2025, and all reporting periods thereafter. 2018 2019 2020 2021 2022 Service cost 2,113$ 3,493$ 4,304$ 1,959$ 1,938$ Interest on total OPEB liability 1,636 3,107 2,436 1,247 1,077 Effect of economic/demographic gains or losses 26,276 (22,138) (31,610) (8,767) (21,630) Effect of assumption changes (11,009) 4,796 4,176 419 191,267 Net change in total OPEB Liability 19,016 (10,742) (20,694) (5,142) 172,652 Total OPEB liability - beginning 63,085 82,101 71,359 50,665 45,523 Total OPEB liability - ending 82,101$ 71,359$ 50,665$ 45,523$ 218,175$ Covered employee payroll 2,339,518$ 2,384,400$ 2,565,609$ 2,653,458$ 2,721,351$ Total OPEB liability as a percentage of 3.51%2.99%1.97%1.72%8.02% covered employee payroll Change of Assumptions Discount rate (2.51% at 10/1/17)3.63%3.22%2.37%2.27%3.35% In 2022 the average retirement age went from 62 to 65 and the plan participation percentage went from 18% to 20%. There are no assets accumulated in a trust that meets the criteria of GASB codification P22.101 or P52.101 to pay related benefits for the OPEB plan. Thisscheduleisintendedtoshowinformationfor10years.However,untilafull10-yeartrendiscompiled, information will be presented for those years for which information is available. Last Ten Fiscal Years OKEECHOBEE UTILITY AUTHORITY Required Supplemental Information Schedule of Changes in the Total OPEB Liability 45 2017 2018 2019 2020 2021 2022 Total pension liability: Service cost 285,610$ 282,926$ 269,093$ 285,901$ 296,197$ 208,256$ Interest 723,860 595,025 616,927 655,548 682,179 678,774 Differences between expected and actual experience 181,813 (383,010) (36,680) (51,853) 139,219 Change of assumptions 109,828 (171,663) (303,559) Benefit payments, including refunds of employee contributions (206,413) (319,132) (300,238) (328,601) (366,966) (464,235) Net change in total pension liability 912,885 740,632 202,772 576,168 387,894 258,455 Total pension liability - beginning 7,423,763 8,336,648 9,077,280 9,280,052 9,856,220 10,244,114 Total pension liability - ending (a)8,336,648$ 9,077,280$ 9,280,052$ 9,856,220$ 10,244,114$ 10,502,569$ Plan fiduciary net position Contributions - employer 287,362$ 325,097$ 336,605$ 317,039$ 286,486$ 191,107$ Contributions - employees 130,765 129,178 128,067 133,961 138,622 126,005 Net investment income 831,485 703,480 327,727 1,067,073 1,998,482 (2,314,490) Benefit payments, including refunds of employee contributions (206,413) (319,132) (300,238) (328,601) (366,966) (464,235) Administrative expenses (52,151) (72,819) (59,018) (52,827) (50,818) (59,798) Net change in plan fiduciary net position 991,048 765,804 433,143 1,136,645 2,005,806 (2,521,411) Plan fiduciary net position - beginning 6,815,775 7,806,823 8,572,627 9,005,770 10,142,415 12,148,221 Plan fiduciary net position - ending (b)7,806,823$ 8,572,627$ 9,005,770$ 10,142,415$ 12,148,221$ 9,626,810$ Net pension liability (asset) (a) - (b)529,825$ 504,653$ 274,282$ (286,195)$ (1,904,107)$ 875,759$ Plan fiduciary net position as a percentage of the total pension liability 93.64%94.44%97.04%102.90%118.59%91.66% Covered payroll 2,179,417$ 2,152,963$ 2,134,469$ 2,232,670$ 2,310,371$ 2,100,081$ Net pension liability (asset) as a percentage of covered payroll 24.31%23.44%12.85%(12.82)%(82.42)%41.70% NOTE: Prior to October 1, 2016, the Authority participated in the City of Okeechobee and Okeechobee Utility Authority Employees' Retirement System, a cost-sharing multiple-employer defined benefit plan. Effective October 1, 2016, the Authority withdrew from that plan and started the Okeechobee Utility Authority Employees' Retirement System, a single-employer defined benefit plan with the same contribution and benefit provisions as the prior plan. Change of Assumptions For the year ending September 30, 2017, the assumed rates of mortality were changed. For the year ending September 30, 2021, the assumed rates of mortality were changed. For the year ending September 30, 2022, the investment return, salary increase factors, withdrawal rates and retirement rates were changed. Thisscheduleisintendedtoshowinformationfor10years.However,untilafull10-yeartrendiscompiled, information will be presented for those years for which information is available. OKEECHOBEE UTILITY AUTHORITY Required Supplemental Information Employees' Retirement System Schedule of Changes in Net Pension Liability and Related Ratios Last Ten Fiscal Years 46 Schedule of Employer Contributions Fiscal Year Actuarially Contribution Authority's Actual Contribution Ended Determined Actual Excess Covered as a Percentage of September 30 Contribution Contribution (Deficiency)Payroll Covered Payroll 2017 303,157 287,362 *(15,795) *2,179,417 13.19% 2018 302,922 325,097 22,175 2,152,963 15.10% 2019 335,965 336,605 640 2,134,469 15.77% 2020 317,039 317,039 - 2,232,670 14.20% 2021 286,486 286,486 - 2,310,371 12.40% 2022 191,107 191,107 - 2,100,081 9.10% * Excess contributions from previous years totaling $15,795 were applied to satisfy the full contribution requirement. Schedule of Annual Money-Weighted Rate of Return, Net of Investment Expense Fiscal Year Ending September 30 2017 10.83% 2018 8.11% 2019 3.21% 2020 11.53% 2021 18.77% 2022 (19.73%) NOTE: Prior to October 1, 2016, the Authority participated in the City of Okeechobee and Okeechobee Utility Authority' Employees' Retirement System, a cost-sharing multiple-employer defined benefit plan. Effective October 1, 2016, the Authority withdrew from that plan and started the Okeechobee Utility Authority Employees' Retirement System, a single-employer defined benefit plan with the same contribution and benefit provisions as the prior plan. Thisscheduleisintendedtoshowinformationfor10years.However,untilafull10-yeartrendis compiled, information will be presented for those years for which information is available. OKEECHOBEE UTILITY AUTHORITY Required Supplemental Information Last Ten Fiscal Years 47 Valuation Date October 1, 2020 Actuarial Cost Method Aggregate Amortization Method N/A Remaining Amortization Period N/A Asset Valuation Method 4-year smoothed market Inflation 2.50% Salary Increases 6.00% Cost of Living Adjustments None Investment Rate of Return 7.00% Retirement age 100% when first eligible for normal retirement or DROP entry Mortality For healthy participants during employment, RP 2000 Combined Healthy Participant Mortality Tables, with 50% White Collar / 50% Blue Collar Adjustment for males and 100% White Collar for females. Fully generational mortality improvements projected to each future decrement date with Scale BB. OKEECHOBEE UTILITY AUTHORITY Notes to the Schedule of Contributions September 30, 2022 ActuariallydeterminedcontributionratesarecalculatedasofSeptember30,twoyearspriortothe endofthefiscalyearinwhichcontributionsarereported.Thecontributionsforthefiscalyear endedSeptember30,2022,weredeterminedbytheactuarialvaluationasofOctober1,2020using the methods and assumptions below. 48 OKEECHOBEE UTILITY AUTHORITY Schedule of Revenues and Expenses For the Fiscal Year Ended September 30, 2022 Water Wastewater Unallocated Total OPERATING REVENUE Water system charges for services 7,285,294$ $ $ 7,285,294$ Wastewater system charges for services 4,306,134 4,306,134 Penalties and late charges 124,598 124,598 Miscellaneous 129,026 129,026 Total operating revenues 7,285,294 4,306,134 253,624 11,845,052 OPERATING EXPENSES Personnel Costs 558,909 593,197 2,757,915 3,910,021 Electricity 255,372 185,186 127,479 568,037 General Repair and Maintenance Expenses 102,368 115,182 662,528 880,078 Repair & Maintenance Expenses Equipment 49,897 82,164 22,639 154,700 Monitoring and Testing 7,683 22,789 30,472 Residual Disposal 75,256 75,256 Chemicals 587,050 77,751 70,976 735,777 Maintenance Supplies 11,802 8,486 52,723 73,011 Office Supplies 1,474 383 10,453 12,310 Miscellaneous 11,626 1,867 2,047 15,540 Administrative Costs 267,058 267,058 Accounting and Audit Fees 22,000 22,000 Legal Fees 85,026 85,026 Property, Liability and Casualty Insurance 350,377 350,377 Professional Services 96,180 96,180 Depreciation and amortization 1,689,794 998,790 2,688,584 Total operating expenses 3,275,975 2,161,051 4,527,401 9,964,427 OPERATING INCOME 4,009,319 2,145,083 (4,273,777) 1,880,625 NONOPERATING REVENUES (EXPENSES) Interest revenue 29,488 29,488 Interest expense (472,215) (472,215) Operating grants 44,987 44,987 44,987 44,987 Total nonoperating revenues (expenses)44,987 44,987 (397,740) (307,766) INCOME BEFORE CAPITAL CONTRIBUTIONS 4,054,306$ 2,190,070$ (4,671,517)$ 1,572,859$ Unaudited 49 Reported 53 Not Applicable 2,721,351$ Not Applicable Budget Expenditures 11,055,091 653,193 9,197,574 157,407 4,430,875 455,626 3,785,741 215,313 See Page 51 Not Applicable Not Applicable OKEECHOBEE UTILITY AUTHORITY Information Required by Section 218.39(3)(c), Florida Statutes For the Fiscal Year Ended September 30, 2022 Unaudited ThemillagerateofadvaloremtaxesimposedbytheDistrictforfiscalyear 2022: All compensation earned by or awarded to nonemployee independent contractors,whetherpaidoraccrued,regardlessofcontingencyforfiscalyear 2022: As required by Section 218.39(3)(c), Florida Statutes, the Authority reported: Required Information Thetotalnumberofdistrictemployeescompensatedinthelastpayperiodofthe District's fiscal year 2022: The total number of independent contractors to whom nonemployee compensation was paid in the last month of the District's fiscal year 2022: Allcompensationearnedbyorawardedtoemployees,whetherpaidoraccrued, regardless of contingency for fiscal year 2022: SW Section WW Service Area - Project 2 SW Section WW Service Area - Project 3 Pineridge Park Utility Improvement SW 5th Avenue WW System Therateofnon-advaloremspecialassessmentsimposedbytheDistrictfor fiscal year 2022: Eachconstructionprojectwithatotalcostofatleast$65,000approvedbythe DistrictthatwasscheduledtobeginonorafterOctober1ofthefiscalyear2022, together with the total expenditures for such project: AbudgetvariancebasedonthebudgetadoptedunderSection189.016(4), FloridaStatutes,beforethebeginningofthefiscalyear2022beingreportedif theDistrictamendsafinaladoptedbudgetunderSection189.016(6),Florida Statutes: Project 50 OKEECHOBEE UTILITY AUTHORITY Budgetary Schedule For the Fiscal Year Ended September 30, 2022 Variance with Final Budget Original Final Postive Budget Budget Actual (Negative) OPERATING REVENUE Water system charges for services 6,938,753$ 6,938,753$ 7,285,294$ 346,541$ Wastewater system charges for services 4,161,360 4,161,360 4,306,134 144,774 Penalties and late charges 128,863 128,863 124,598 (4,265) Miscellaneous 42,324 42,324 129,026 86,702 Total operating revenues 11,271,300 11,271,300 11,845,052 573,752 OPERATING EXPENSES Water services - labor 617,335 617,335 558,909 58,426 Water services - O & M 1,074,750 1,074,750 1,027,272 47,478 Wastewater services - labor 605,492 605,492 593,197 12,295 Wastewater services - O & M 533,610 533,610 569,064 (35,454) Maintenance - labor 1,388,184 1,388,184 1,392,058 (3,874) Maintenance - O & M 1,061,409 1,061,409 894,285 167,124 Meter reader - labor 246,761 246,761 237,953 8,808 Meter reader - O & M 30,780 30,780 32,203 (1,423) Administrative and general - labor 1,248,633 1,248,633 1,127,904 120,729 Administrative and general - O & M 1,175,631 1,175,631 842,998 332,633 Depreciation and amortization 2,712,600 2,712,600 2,688,584 24,016 Total operating expenses 10,695,185 10,695,185 9,964,427 730,758 OPERATING INCOME 576,115 576,115 1,880,625 1,304,510 NONOPERATING REVENUES (EXPENSES) Interest revenue 35,641 35,641 29,488 (6,153) Interest expense (356,855) (356,855) (472,215) (115,360) Operating grants 44,987 44,987 Total nonoperating revenues (expenses)(321,214) (321,214) (397,740) (76,526) INCOME BEFORE CAPITAL CONTRIBUTIONS 254,901 254,901 1,482,885 1,227,984 CAPITAL CONTRIBUTIONS Capital grants 2,700,665 2,700,665 Water capital connection fees 10,425 10,425 61,737 51,312 Wastewater capital connection fees 9,720 9,720 60,585 50,865 Developer contributions for capital projects 32,358 32,358 Total capital contributions 20,145 20,145 2,855,345 2,835,200 INCREASE IN NET POSITION 275,046$ 275,046$ 4,338,230$ 4,063,184$ Unaudited 51 52 INDEPENDENT AUDITOR’S REPORT ON INTERNAL CONTROL OVER FINANCIAL REPORTING AND ON COMPLIANCE AND OTHER MATTERS BASED ON AN AUDIT OF FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH GOVERNMENT AUDITING STANDARDS The Honorable Chairman and Members of the Okeechobee Utility Authority Board Okeechobee, Florida We have audited, in accordance with the auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards issued by the Comptroller General of the United States, the financial statements of the proprietary fund and aggregate remaining fund information of the Okeechobee Utility Authority as of and for the year ended September 30, 2022, and the related notes to the financial statements, which collectively comprise the Okeechobee Utility Authority’s basic financial statements, and have issued our report thereon dated May 3, 2023. Internal Control Over Financial Reporting In planning and performing our audit of the financial statements, we considered the Okeechobee Utility Authority’s internal control over financial reporting (internal control) as a basis for designing audit procedures that are appropriate in the circumstances for the purpose of expressing our opinions on the financial statements, but not for the purpose of expressing an opinion on the effectiveness of the Okeechobee Utility Authority’s internal control. Accordingly, we do not express an opinion on the effectiveness of the Okeechobee Utility Authority’s internal control. A deficiency in internal control exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct misstatements on a timely basis. A material weakness is a deficiency, or a combination of deficiencies, in internal control such that there is a reasonable possibility that a material misstatement of the entity’s financial statements will not be prevented, or detected and corrected on a timely basis. A significant deficiency is a deficiency, or a combination of deficiencies, in internal control that is less severe than a material weakness, yet important enough to merit attention by those charged with governance. 53 Our consideration of internal control was for the limited purpose described in the first paragraph of this section and was not designed to identify all deficiencies in internal control that might be material weaknesses or significant deficiencies. Given these limitations, during our audit we did not identify any deficiencies in internal control that we consider to be material weaknesses. However, material weaknesses or significant deficiencies may exist that were not identified. Compliance and Other Matters As part of obtaining reasonable assurance about whether the Okeechobee Utility Authority’s financial statements are free from material misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts and grant agreements, noncompliance with which could have a direct and material effect on the financial statements. However, providing an opinion on compliance with those provisions was not an objective of our audit and, accordingly, we do not express such an opinion. The results of our tests disclosed no instances of noncompliance or other matters that are required to be reported under Government Auditing Standards. Purpose of this Report The purpose of this report is solely to describe the scope of our testing of internal control and compliance and the results of that testing, and not to provide an opinion on the effectiveness of the entity’s internal control or on compliance. This report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the entity’s internal control and compliance. Accordingly, this communication is not suitable for any other purpose. West Palm Beach, Florida May 3, 2023 54 INDEPENDENT AUDITOR’S REPORT ON COMPLIANCE FOR THE MAJOR STATE PROJECT AND REPORT ON INTERNAL CONTROL OVER COMPLIANCE REQUIRED BY CHAPTER 10.550, RULES OF THE AUDITOR GENERAL The Honorable Chairman and Members of the Okeechobee Utility Authority Board Okeechobee, Florida Report on Compliance for the Major State Project Opinion on the Major State Project We have audited Okeechobee Utility Authority’s compliance with the types of compliance requirements described in the Department of Financial Services’ State Projects Compliance Supplement that could have a direct and material effect on the Okeechobee Utility Authority’s major State Project for the year ended September 30, 2022. The Okeechobee Utility Authority’s major State Project is identified in the summary of auditor’s results section of the accompanying schedule of findings and questioned costs. In our opinion, the Okeechobee Utility Authority complied, in all material respects, with the types of compliance requirements referred to above that could have a direct and material effect on its major State Project for the year ended September 30, 2022. Basis for Opinion on the Major State Project We conducted our audit of compliance in accordance with auditing standards generally accepted in the United States of America; the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States; and Chapter 10.550, Rules of the Auditor General. Our responsibilities under those standards and the Chapter 10.550, Rules of the Auditor General are further described in the Auditor’s Responsibilities for the Audit of Compliance section of our report. We are required to be independent of the Okeechobee Utility Authority and to meet our other ethical responsibilities, in accordance with relevant ethical requirements relating to our audit. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion on compliance for the major State Project. Our audit does not provide a legal determination of the Okeechobee Utility Authority’s compliance with the compliance requirements referred to above. 55 Responsibilities of Management for Compliance Management is responsible for compliance with the requirements referred to above and for the design, implementation, and maintenance of effective internal control over compliance with the requirements of laws, statutes, regulations, rules, and provisions of contracts or grant agreements applicable to the Okeechobee Utility Authority’s State Project. Auditor’s Responsibilities for the Audit of Compliance Our objectives are to obtain reasonable assurance about whether material noncompliance with the compliance requirements referred to above occurred, whether due to fraud or error, and express an opinion on Okeechobee Utility Authority’s compliance based on our audit. Reasonable assurance is a high level of assurance but is not absolute assurance and therefore is not a guarantee that an audit conducted in accordance with generally accepted auditing standards, Government Auditing Standards, and the Chapter 10.550, Rules of the Auditor General will always detect material noncompliance when it exists. The risk of not detecting material noncompliance resulting from fraud is higher than for that resulting from error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal control. Noncompliance with the compliance requirements referred to above is considered material if there is a substantial likelihood that, individually or in the aggregate, it would influence the judgment made by a reasonable user of the report on compliance about Okeechobee Utility Authority’s compliance with the requirements of each major State Project as a whole. In performing an audit in accordance with generally accepted auditing standards, Government Auditing Standards, and the Chapter 10.550, Rules of the Auditor General, we: • Exercise professional judgment and maintain professional skepticism throughout the audit. • Identify and assess the risks of material noncompliance, whether due to fraud or error, and design and perform audit procedures responsive to those risks. Such procedures include examining, on a test basis, evidence regarding Okeechobee Utility Authority’s compliance with the compliance requirements referred to above and performing such other procedures as we considered necessary in the circumstances. • Obtain an understanding of Okeechobee Utility Authority’s internal control over compliance relevant to the audit in order to design audit procedures that are appropriate in the circumstances and to test and report on internal control over compliance in accordance with the Chapter 10.550, Rules of the Auditor General, but not for the purpose of expressing an opinion on the effectiveness of Okeechobee Utility Authority’s internal control over compliance. Accordingly, no such opinion is expressed. We are required to communicate with those charged with governance regarding, among other matters, the planned scope and timing of the audit and any significant deficiencies and material weaknesses in internal control over compliance that we identified during the audit. 56 Report on Internal Control over Compliance A deficiency in internal control over compliance exists when the design or operation of a control over compliance does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct, noncompliance with a type of compliance requirement of a State Project on a timely basis. A material weakness in internal control over compliance is a deficiency, or a combination of deficiencies, in internal control over compliance, such that there is a reasonable possibility that material noncompliance with a type of compliance requirement of a State Project will not be prevented, or detected and corrected, on a timely basis. A significant deficiency in internal control over compliance is a deficiency, or a combination of deficiencies, in internal control over compliance with a type of compliance requirement of a State Project that is less severe than a material weakness in internal control over compliance, yet important enough to merit attention by those charged with governance. Our consideration of internal control over compliance was for the limited purpose described in the Auditor’s Responsibilities for the Audit of Compliance section above and was not designed to identify all deficiencies in internal control over compliance that might be material weaknesses or significant deficiencies in internal control over compliance. Given these limitations, during our audit we did not identify any deficiencies in internal control over compliance that we consider to be material weaknesses, as defined above. However, material weaknesses or significant deficiencies in internal control over compliance may exist that were not identified. Our audit was not designed for the purpose of expressing an opinion on the effectiveness of internal control over compliance. Accordingly, no such opinion is expressed. The purpose of this report on internal control over compliance is solely to describe the scope of our testing of internal control over compliance and the results of that testing based on the requirements of the Chapter 10.550, Rules of the Auditor General. Accordingly, this report is not suitable for any other purpose. West Palm Beach, Florida May 3, 2023 OKEECHOBEE UTILITY AUTHORITY Schedule of Expenditures of State Financial Assistance For the Fiscal Year Ended September 30, 2022 CSFA Contract State State Grantor/Program Title Number Number Expenditures Florida Department of Environmental Protection Statewide Water Quality Restoration Projects 37.039 LP47021 173,775$ LPQ0008 2,403,225 LPQ0017 123,665 2,700,665 Total State Financial Assistance 2,700,665$ NOTE 1 - BASIS OF PRESENTATION NOTE 2 - SIGNIFICANT ACCOUNTING POLICIES NOTE 3 - CONTINGENCIES TheabovescheduleofexpendituresofstatefinancialassistanceincludesStategrantactivityofthe OkeechobeeUtilityAuthorityandispresentedinaccordancewiththerequirementsoftheFloridaSingle AuditAct.Therefore,someamountspresentedintheschedulemaydifferfromamountspresentedin,orused inthepreparationofthebasicfinancialstatements.BecausetheSchedulepresentsonlyaportionofthe operationsoftheOkeechobeeUtilityAuthorityitisnotintendedtoanddoesnotpresentthefinancial position, changes in financial position, or cash flows of the Okeechobee Utility Authority. Expendituresarerecognizedontheaccrualbasisofaccounting.Suchexpendituresarerecognizedfollowing thecostprinciplescontainedintheFloridaDepartmentofFinancialServices'StateProjectsCompliance Supplement,whereincertaintypesofexpendituresarenotallowedorarelimitedastoreimbursement.The Okeechobee Utility Authority did not have any loan programs. Amountsreceivedorreceivablefromgrantoragenciesaresubjecttoauditandadjustmentbythoseagencies. Anydisallowedclaims,includingamountsalreadyreceived,mightconstitutealiabilityoftheOkeechobee UtilityAuthorityforthereturnofthosefunds.Intheopinionofmanagement,allgrantexpenditureswerein compliance with the terms of the grant agreements and applicable State laws and regulations. 57 OKEECHOBEE UTILITY AUTHORITY Schedule of Findings and Questioned Costs September 30, 2022 58 SECTION I—SUMMARY OF AUDITOR’S RESULTS Financial Statements Type of auditor’s report issued on whether the financial statements audited were prepared in accordance with GAAP: Unmodified Opinion Internal control over financial reporting: •Material weakness identified?No •Reportable condition identified that is not considered to be a material weakness?No Noncompliance material to financial statements noted? No State Financial Assistance Internal control over major projects: •Material weakness identified?No •Reportable condition identified that is not considered to be a material weakness?None reported Type of auditor’s report issued on compliance for major project: Unmodified Any audit findings disclosed that are required to be reported in accordance with Chapter 10.550, Rules of the Auditor General? No Identification of Major State Project CSFA Number Name of State Project Florida Department of Environmental Protection 37.039 •Statewide Water Quality Restoration Projects Dollar threshold used to distinguish between type A and type B programs: $750,000 OKEECHOBEE UTILITY AUTHORITY Schedule of Findings and Questioned Costs September 30, 2022 59 SECTION II — FINANCIAL STATEMENT FINDINGS None SECTION III— STATE PROJECTS FINDINGS AND QUESTIONED COSTS Major State Project Florida Department of Environmental Protection Statewide Water Quality Restoration Projects – CSFA 37.039 None SECTION IV— SUMMARY SCHEDULE OF PRIOR AUDIT FINDINGS None 60 MANAGEMENT LETTER IN ACCORDANCE WITH THE RULES OF THE AUDITOR GENERAL OF THE STATE OF FLORIDA The Honorable Chairman and Members of the Okeechobee Utility Authority Board Okeechobee, Florida Report on the Financial Statements We have audited the financial statements of the Okeechobee Utility Authority, as of and for the fiscal year ended September 30, 2022, and have issued our report thereon dated May 3, 2023. Auditor’s Responsibility We conducted our audit in accordance with auditing standards generally accepted in the United States of America; the standards applicable to financial audits contained in Government Auditing Standards issued by the Comptroller General of the United States; and Chapter 10.550, Rules of the Auditor General. Other Reporting Requirements We have issued our Independent Auditor’s Report on Internal Control Over Financial Reporting and on Compliance and Other Matters Based on an Audit of the Financial Statements Performed in Accordance with Government Auditing Standards; Independent Auditor’s Report on Compliance for the Major State Project and on Internal Control over Compliance; Schedule of Findings and Questioned Costs; and Independent Accountant’s Report on an examination conducted in accordance with AICPA Professional Standards, AT-C Section 315, regarding compliance requirements in accordance with Chapter 10.550, Rules of the Auditor General. Disclosures in those reports and schedule, which are dated May 3, 2023, should be considered in conjunction with this Management Letter. 61 Prior Audit Findings Section 10.554(1)(i)1., Rules of the Auditor General, requires that we determine whether or not corrective actions have been taken to address findings and recommendations made in the preceding financial audit report. There were no findings or recommendations in the prior year that required corrective actions. Official Title and Legal Authority Section 10.554(1)(i)4., Rules of the Auditor General, requires that the name or official title and legal authority for the primary government and each component unit of the reporting entity be disclosed in this management letter, unless disclosed in the notes to the financial statements. This information is disclosed in Note 1 to the financial statements. Financial Condition and Management Sections 10.554(1)(i)5.a. and 10.556(7), Rules of the Auditor General, require us to apply appropriate procedures and communicate the results of our determination as to whether or not the Okeechobee Utility Authority has met one or more of the conditions described in Section 218.503(1), Florida Statutes, and to identify the specific condition(s) met. In connection with our audit, we determined that the Okeechobee Utility Authority did not meet any of the conditions described in Section 218.503(1), Florida Statutes, during the fiscal year ended September 30, 2022. Pursuant to Sections 10.554(1)(i)5.b. and 10.556(8), Rules of the Auditor General, we applied financial condition assessment procedures for the Authority. It is management’s responsibility to monitor the Okeechobee Utility Authority’s financial condition, and our financial condition assessment was based in part on representations made by management and review of financial information provided by same. Our assessment was done as of the fiscal year end. The results of our procedures did not disclose any matters that are required to be reported. Section 10.554(1)(i)2., Rules of the Auditor General, requires that we communicate any recommendations to improve financial management. In connection with our audit, we did not have any such recommendations. Special District Component Units Section 10.554(1)(i)5.c, Rules of the Auditor General, requires, if appropriate, that we communicate the failure of a special district that is a component unit of a county, municipality, or special district, to provide the financial information necessary for proper reporting of the component unit, within the audited financial statements of the county, municipality, or special district in accordance with Section 218.39(3)(b), Florida Statutes. Based on the application of criteria in publications cited in Section 10.553, Rules of the Auditor General, there are no special district component units of the Okeechobee Utility Authority. 62 Additional Matters Section 10.554(1)(i)3., Rules of the Auditor General, requires us to communicate noncompliance with provisions of contracts or grant agreements, or abuse, that have occurred, or are likely to have occurred, that have an effect on the financial statements that is less than material but warrants the attention of those charged with governance. In connection with our audit, we did not note any such findings. As required by Section 218.39(3)(c), Florida Statutes, and Section 10.554(1)(i)6, Rules of the Auditor General, the Authority reported the required information in the Other Information Section on pages 50 and 51. Single Audits The Okeechobee Utility Authority expended less than $750,000 of federal awards and more than $750,000 of state financial assistance for the fiscal year ended September 30, 2022 and was required to have a state single audit. Purpose of this Letter Our management letter is intended solely for the information and use of the Legislative Auditing Committee, members of the Florida Senate and the Florida House of Representatives, the Florida Auditor General, Federal and other granting agencies, and applicable management, and is not intended to be and should not be used by anyone other than these specified parties. West Palm Beach, Florida May 3, 2023 63 INDEPENDENT ACCOUNTANT’S REPORT ON COMPLIANCE WITH SECTION 218.415, FLORIDA STATUTES The Honorable Chairman and Members of the Okeechobee Utility Authority Board Okeechobee, Florida We have examined the Okeechobee Utility Authority’s compliance with Section 218.415, Florida Statutes during the year ended September 30, 2022. Management of the Okeechobee Utility Authority is responsible for the Okeechobee Utility Authority’s compliance with the specified requirements. Our responsibility is to express an opinion on the Okeechobee Utility Authority’s compliance with the specified requirements based on our examination. Our examination was conducted in accordance with attestation standards established by the AICPA. Those standards require that we plan and perform the examination to obtain reasonable assurance about whether the Okeechobee Utility Authority complied, in all material respects, with the specified requirements referenced above. An examination involves performing procedures to obtain evidence about whether the Okeechobee Utility Authority complied with the specified requirements. The nature, timing, and extent of the procedures selected depend on our judgement, including an assessment of the risks of material noncompliance, whether due to fraud or error. We believe that the evidence we obtained is sufficient and appropriate to provide a reasonable basis for our opinion. We are required to be independent and to meet our other ethical responsibilities in accordance with relevant ethical requirements relating to the examination engagement. Our examination does not provide a legal determination on the Okeechobee Utility Authority’s compliance with the specified requirements. In our opinion, the Okeechobee Utility Authority complied, in all material respects, with Section 218.415, Florida Statutes for the year ended September 30, 2022. This report is intended solely for the information and use of the Legislative Auditing Committee, members of the Florida Senate and Florida House of Representatives, the Florida Auditor General, applicable management, and the Board of Supervisors, and is not intended to be and should not be used by anyone other than these specified parties. West Palm Beach, Florida May 3, 2023