2022-11-15 VI. A. Exhibit 1 Exhibit 1
11/15/2022
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'(9ND SVCv
Nov. 7, 2022
DR-4673-FL NR-049
News Release
Florida Flood Insurance Policyholders Given Additional Time
BRANDON,Fla.-National Flood Insurance Program (NFIP) policyholders in Florida affected by Hurricane Ian can
renew their recently expired policies without the consequence of a lapse in coverage.
The renewal extension applies to policyholders whose flood insurance policy expiration dates began on Aug. 25,
2022,through and including Oct. 23, 2022. For example, if the original renewal date for a policy was Aug. 25,
2022,the policy may be renewed on or before Nov. 23, 2022, and you can file your claim for damage received from
Hurricane Ian. If the renewal date was Oct. 23, 2022,the policy may be renewed on or before Jan. 21, 2023.
Policyholders who want to take advantage of the grace period should contact their agent or insurance company
within 90 days of their policy expiration date. Contact your insurance agent or insurance company to discuss your
policy. If you do not have this information, call the NFIP at 877-336-2627.
As of Nov. 5, 2022, 44,000 NFIP claims have been paid in Florida for a total of$351 million, including$170
million in advance payments.
FIEMA Extends Proof of Loss Requirement
FEMA has also extended the proof of loss requirement for Florida flood insurance policyholders who experienced
flood damage from Hurricane Ian from 60 to 365 days
Policyholders in 26 Florida counties designated for FEMA's Individual Assistance program are able to take
advantage of the NFIP extensions.Those counties are Brevard, Charlotte, Collier, DeSoto, Flagler, Glades, Hardee,
Hendry, Highlands, Hillsborough, Lake, Lee, Manatee, Monroe, Okeechobee, Orange, Osceola, Palm Beach, Pasco,
Pinellas, Polk, Putnam, Sarasota, Seminole, St. Johns and Volusia. However, all Florida policyholders-even those
in undesignated counties--should monitor fema.gov because more counties may be added.
NFIP coverage is available regardless of federal disaster declarations. Insurance for contents is also available to
renters. Coverage is available for residential and commercial buildings:
• Up to$250,000 in building coverage and up to $100,000 in contents coverage for single-to-four family
residential structures.
Learn more at fema.gov/disaster/4673 Nov. 7,2022
News Release: Florida Flood Insurance Policyholders Given Additional Time
• Up to$500,000 in building coverage and up to $100,000 in contents coverage for five-or-more family
residential structures.
• Up to$500,000 in building coverage and up to$500,000 in contents coverage for businesses.
There is a 30-day waiting period before new policies go into effect,so don't wait. NIFP partners with more than 50
private insurance companies and NFIP Direct to sell and service flood insurance policies. To find a list of flood
insurance writers in Florida, visit Flood Insurance Writers in Florida (floir.com)
For more information about NFIP,to find out if you live in a participating community, and what's covered by NFIP
policies or how to file a claim, contact your insurance provider or visit FloodSmart.gov.
For the latest information on Florida's recovery from Hurricane Ian,visit floridadisaster.org/info and
fema.gov/disaster/4673. Follow FEMA Region 4(@femaregion4)/Twitter and at facebook.com/fema
###
FEMA's mission is helping people before, during,and after disasters.
All FEMA disaster assistance will be provided without discrimination on the grounds of race, color,sex(including
sexual harassment), sexual orientation, religion, national origin,age, disability, limited English proficiency, economic
status. If you believe your civil rights are being violated,you can call the Civil Rights Resource line at 833-285-7448.
Learn more at fema.gov/disaster/4673 Nov. 7, 2022 2
SBA Adm stra onness SBA Disaster Loans Available for
Homeowners & Renters in Florida
DISASTER ASSISTANCE
Bsinesses Homeow,ers Rense•s Nonprofit
What's needed to apply O ;y '�0
itieY s B 4•
•s L.
❑ Contact information for all applicants •#=-r-'7 ot*
CIApplicant cell phone (for verification) -•
❑ Social security numbers for all applicants
❑ Financial information (e.g., income, account balances, monthly expenses)
❑ Information about your deed or lease
❑ Insurance information, if available
How to apply
❑ 1st register with FEMA or visit a Disaster Recovery Center-locater& meet with
SBA in person to apply
❑ Online at DisasterLoanAssistance.sba.gov
❑ Apply by mail - call (800) 659-2955 to request a paper application
Benefits of an SBA Disaster Loan
❑ Fixed interest rate as low as 2.18% for Homeowners and Renters
❑ Terms up to 30 years
❑ No Insurance settlement needed to apply or receive
❑ No collateral up to $25,000
❑ No cost to apply
❑ $200,000 maximum loan for Homeowners Physical Damage
❑ $40,000 maximum for contents to Homeowners & Renters
❑ Funds available to rebuild stronger (Mitigation)
Questions? Call (800) 659-2955 (dial 7-1-1 to access telecommunications relay services)
or visit sba.gov/disaster
FL 17644/FL 17645 October 3,2022
S BA Adm 5tr1a ton"ess Prestamos por desastre de la
SBA disponibles para en Florida
DISASTER ASSISTANCE
B.finesws Homeowners Renters Nonprofits
Lo que necesita saber para solicitar un }•S
prestamo por desastre r wog
❑ Informacion de contacto para todos los solicitantes
❑ Numeros de seguro social y numero de identificacion del empleador (EIN)
para todos los solicitantes/ propietarios
❑ Informacion financiera (por ejemplo, ingresos, saldos de cuentas y gastos
mensuales)
❑ Informacion sobre su escritura o contrato de arrendamiento
❑ Informacion del seguro, si esta disponible
Como solicitar
❑ En Iinea en DisasterLoanAssistance.sba.gov
❑ Visite un Centro de Recuperacion de Negocios (BRC) o Centro de
Recuperacion de Desastre (DRC)
❑ Por correo
Beneficios de un prestamo por desastre de la SBA
❑ Tasa de interes fija tan baja como 2.180/O para XX
❑ plazos de hasta 30 anos
❑ Sin garantia hasta $25,000
❑ Sin costo para solicitar
❑ Fondos disponibles para reconstruir mas fuerte (Mitigacion)
❑ Prestamo maximo de $200,000 para
❑ $40,000 de
zPreguntas? Llame al (800) 659-2955 (marque 7-1-1 para acceder a los servicios
de retransmision de telecomunicaciones) o visite sba.gov/disaster
FL 17644/17645 October 3,2022