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2011-08-08 Police Fund Meeting�� � � • • Okeechobee Police Pension Meeting August 8, 2011 Police Board did not have a quorum. Dennis Davis-absent Bettye Taylor-present Russ Cale-absent Bill Bartlett-absent General Meeting called to order at 5:08 by Bill Douglas. Tim Nash-Bogdahn Group presented: (Synopsis) Economy has seen serious downturn since June 30, 2011. It has lost approximately 14%. Nothing has really changed in the world to cause it. They are hoping people see this buying opportunity. Russell Investments do a quarterly polling of money managers. The last study done expect 2011 double digit returns. Waiting on the new poll to see what the money managers think with the new turn of events. % of the managers have beaten their expected rate of return. Do not see any rise in the interest rates right now. Treasury Bills are actually paying in the negative but people are putting money into them due to the fluctuation of the market due to fear. 18 countries still have AAA ratings but these countries are still sending money into the USA because they still consider it a safe haven even with all of our problems. Plan was up 12.24% but since the new drop is approximately at 4% thru today's close of market which would include the 600 point drop thru today. They do not expect a big turnaround before the end of the Fiscal year. Does think it will • turn around before the end of the physical year. Reviewed summary notes from the Feds meeting in June. These indicate the FED thinks the economy is pretty strong. Now they will have had a new meeting starting today and will wait to see if they still think the economy is strong after this meeting. The Police plan was up since 10/1/2010 $684539.00. Since April 1, 2011 the plan had lost $37,969 dollars. Scott Christiansen Attorney presented: (Synopsis) Did all the boards do their letter with rate of return? The boards all acknowledge they had. Need to get proactive with finding a 5th trustee. Bogdahn addendum has been signed by all boards. Need to Fax Scott Christiansen copies of the Records Management. Police Plan is the only plan with an issue about the retirement. Scott, India and Janet all talked on the phone Friday. Janet McKinley advised there were some additional questions after this call. Janet said they needed to get ChieYs hours minus his current use of vacation time. Denny Davis needs to be aware of the 5%fee on the moneys he is getting credit for on his sick pay and vacation pay. It will come out of his first contribution to the drop. He said if he is entitled to 10,000 then he would pay into the plan 5% of that. That would cover the fees owed on the money. � This is from the fact that even though he does not physically get the money now it is being � calculated as income and we are required to pay 5% into the pension plan on all income. � Christiansen advised that the money on the books for Chief Davis on August 31, 2011 is what he would be entitled to. He advised there was no double dipping. He advised that it is based on the fact at that date he is officially retired and he would have been paid this money if he had just retired. The only thing is he does have to pay the 5% on the money. He advised that Chief's vacation time being used right now would have to be deducted from the time being sent to the actuary. Bettye Taylor brought up India Riedels questions about the before and after hours the new legislature affected and how you determine which set to pull from. Christiansen advised the Police Board needs to have a meeting as quickly as possible and direct him to do an ordinance to address these issues. He said it would then go to the council and they would work out the issues this way. He advised we also need to do an ordinance giving Gabriel Rhoder the actuaries the authority to do a onetime calculation on what the drop money pays for each year the member stays in the plan. Basil Couley advised that at a recent meeting of the Economic Council the City wanted to know what could be done to reduce the cost being paid into the pension funds. He advised there had apparently been an overpayment made and there was some concern over whom the overpayment should be applied to whether it was OUA or City. Christiansen advised the actuary could show exactly who the money belonged to and it could be used to reduce a future payment into the plan. Christiansen advised that the OUA and City could split the plans but his law firm would not do it because they are hired by the boards. The employers would have to obtain professional legal help from someone else. a �1 Bettye Taylbr-Secretary