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Audit Report 09.30.2004 I I I I I I I I I I I I I I I I I I I CITY OF OKEECHOBEE, FLORIDA Financial Statements Year Ended September 30, 2004 I I I I I I I I I I I I I I I I I I I CITY OF OKEECHOBEE, FLORIDA Table of Contents As of September 30, 2004 Introductory Section Title Page Table of Contents City Officials Financial Section Independent Auditors' + Report Management's Discussion and Analysis Basic Financial Statements Government-wide Financial Statements · Statement of Net Assets · Statement of Activities Fund Financial Statements Governmental Funds · Balance Sheet · Statement of Revenues, Expenditures, and Changes in Fund Balances · Reconciliation of the Statement of Revenues, Expenditures and Changes in Fund Balances of Governmental Funds to the Statement of Activities Fiduciary Funds (Component Units that are Fiduciary in Nature) · Statement of Fiduciary Net Assets · Statement of Changes in Fiduciary Net Assets Notes to Financial Statements Required Supplementary Information Other Than Management's Discussion and Analysis · Schedule of Revenues, Expenditures, and Changes in Fund Balances - Budget and Actual · Notes to Required Supplementary Information Single Audit Section · Independent Auditors' Report on Internal Control Over Financial Reporting and on Compliance and Other Matters Based on an Audit of Financial Statements Performed in Accordance with Government Auditing Standards · Independent Auditors' Report on Compliance With Requirements Applicable to Each Major Program and on Internal Control over Compliance in Accordance With OMB Circular A-B3 · Schedule of Findings and Questioned Costs · Schedule of Expenditures of Federal Awards · Independent Auditors' Management Letter Page 1 2 3 5 7 15 16 18 20 22 23 24 25 42 43 47 49 51 53 55 2 I I I I I I I I I I I I I I I I I I I CITY OF OKEECHOBEE, FLORIDA City Officials As of September 30, 2004 James E. Kirk Mayor, Chairman Noel A. Chandler Roscoe Lowry Markham Dowling R. Watford, Jr. D. Clayton Williams, Jr. Council Members John R. Cook City Attorney Bill L. Veach City Administrator Lane Gamiotea City Clerk Lola Park Account Supervisor Herbert Smith Chief of Fire Denny Davis Chief of Police Donnie Robertson Director of Public Works Oscar Bermudez Engineer 3 TIllS PAGE IS INTENTIONALLY LEFT BLANK. 4 I I I I I I I I I I I I I I I I I I I HOYMAN, DOBSON & COMPANY, P.A. CERTIFIED PUBLIC ACCOUNTANTS _:1'!lll1l0>, .' 275 Bay tree Drive, Melbourne, Florida 32940, 327-255-0088, Fax 327-259-8648, WvVW.hoyman.com Charles W Hoyman, J[ Barbara j. Oswalt Thomas L. Kirk Karen E. Kirkland Deborah A. Bradley DtRECTOR EMERITUS Roger W Dobson Eugene K. Bjerning Independent Auditors' Report Honorable Mayor and Members of the City Council City of Okeechobee, Florida We have audited the accompanying fmancial statements of the governmental activities, each major fund, and the aggregate remaining fund information of the City of Okeechobee, Florida, as of and for the year ended September 30,2004, which collectively comprise the City's basic fmancial statements as listed in the table of contents. These fmancial statements are the responsibility of the City of Okeechobee, Florida's management. Our responsibility is to express opinions on these fmancial statements based on our audit. We did not audit the fmancial statements of the fiduciary fund type and the discretely presented component unit. Those financial statements were audited by other auditors whose reports have been furnished to us, and this report, insofar as it relates to the fiduciary fund type and the discretely presented component unit is based on the reports of the other auditors. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to fmancial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the fmancial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the fmancial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall fmancial statement presentation. We believe that our audit provides a reasonable basis for our opinions. In our opinion, the fmancial statements referred to above present fairly, in all material respects, the respective fmancial position of the governmental activities, each major fund, and the aggregate remaining fund information of the City of Okeechobee, Florida, as of September 30, 2004, and the respective changes in fmancial position thereof for the year then ended in conformity with accounting principles generally accepted in the United States of America. As described in Note 1, the City has implemented a new fmancial reporting model, as required by the provisions of GASB Statement No. 34, Basic Financial Statements Management's Discussion and Analysis for State and Local Governments, as of October 1,2003. In accordance with Government Auditing Standards, we have also issued our report dated July 18, 2005, on our consideration of the City of Okeechobee, Florida's internal control over fmancial reporting and our tests of its compliance with certain provisions of laws, regulations, contracts and grant agreements and other matters. The purpose of that report is to describe the scope of our testing of internal control over fmancial reporting and compliance and the results of that testing, not to provide an opinion on the internal control over fmancial reporting or compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards and should be read in conjunction with this report in considering the results of our audit. ""''i'F.j%'~*T:tiIiE~41l>1*!t:JiImI] TIJU J . American Institute of Certified Public Accountants' Florida Institute of Certified Public Accountants' SEC Practice Section of the AJ C fA . CPAmerico International ,,< City of Okeechobee, Florida Page Two The management's discussion and analysis, budgetary comparison information, and pension information on pages 7- 12 and 42-43 are not a required part of the basic fmancial statements but are supplementary information required by accounting principles generally accepted in the United States of America. We have applied certain limited procedures, which consisted principally of inquiries of management regarding the methods of measurement and presentation of the supplementary information. However, we did not audit the information and express no opinion on it. Our audit was conducted for the purpose of forming opinions on the fmancial statements that collectively comprise the City of Okeechobee, Florida's basic fmancial statements. The accompanying schedule of expenditures of federal awards is presented for purposes of additional analysis as required by U.S. Office of Management and Budget Circular A-133, Audits of States, Local Governments, and Non-Profit Organizations, and is not a required part of the basic fmancial statements of the City of Okeechobee, Florida. Such information has been subjected to the auditing procedures applied in the audit of the fmancial statements and, in our opinion, is fairly stated, in all material respects, in relation to the fmancial statements taken as a whole. #~ ~ ~ ~I (ll1-~ Hoyman, Dobson & Company, P.A. July 18, 2005 6 I I I I I I I I I I I I I I I I I I I CITY OF OKEECHOBEE, FLORIDA Management's Discussion and Analysis September 30, 2004 Our discussion and analysis of the City of Okeechobee, Florida's (the City) financial performance provides an overview of the City's financial activities for the year ended September 30,2004. Please read it in conjunction with the City's basic financial statements, which immediately follow this discussion. Because the City is implementing new reporting standards for this fiscal year with significant changes in content and structure, much of the information is not easily comparable to prior years. However, in future years, comparisons will be more meaningful and will go further in explaining the City's fmancial position and results of operations. FINANCIAL IDGHLIGHTS The following are highlights of financial activity for the year ended September 30,2004: · The City's total assets exceeded its liabilities at September 30,2004 by $10,313,847. · The City's total revenues were $6,461,201 for the year ended September 30,2004, compared to total expenses of $4,670,968, which resulted in a $1,790,233 increase in net assets. OVERVIEW OF THE FINANCIAL STATEMENTS This discussion and analysis is intended to serve as an introduction to the City's basic financial statements. The basic fmancial statements are comprised of three components: 1) government-wide financial statements, 2) fund fmancial statements, and 3) notes to basic financial statements. A. Government-Wide Financial Statements The government-wide financial statements, which consist of the following two statements, are designed to provide readers with a broad overview of the City's finances, in a manner similar to a private sector business. The statement of net assets presents information on all the City's assets and liabilities, with the difference between the two reported as net assets. Over time, increases or decreases in net assets may serve as a useful indicator of whether the financial position of the City is improving or deteriorating. The statement of activities presents information showing how the City's net assets changed during the year. All changes in net assets are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods. The government-wide fmancial statements can be found on pages 15 and 16 of this report. B. Fund Financial Statements A fund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The City has only one fund type: governmental funds. 7 ~~/ CITY OF OKEECHOBEE, FLORIDA Management's Discussion and Analysis September 30, 2004 Fund Financial Statements (continued) Governmental funds are used to account for essentially the same functions reported as governmental activities in the government-wide financial statements. However, unlike the government-wide financial statements, governmental fund financial statements focus on near-term inflows and outflows of spendable resources, as well as balances of spendable resources available at the end of the year. Such information may be useful in evaluating a government's near-term financing requirements. Because the focus of governmental funds is narrower than that of the government-wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government-wide financial statements. By doing so, readers may better understand the long-term impact of the City's near-term financing decisions. Both the governmental fund balance sheet and the statement of revenues, expenditures and changes in fund balances provide reconciliations to facilitate this comparison between governmental funds and governmental activities. The governmental fund financial statements can be found on pages 18 through 22 of this report. C. Notes to Basic Financial Statements The notes provide additional information that is essential for a full understanding of the data provided in the government-wide and fund financial statements. The notes to basic financial statements can be found on pages 25 through 40 of this report. GOVERNMENT-WIDE FINANCIAL ANALYSIS As noted earlier, net assets may serve over time as a useful indicator of financial position. The following table reflects the condensed government-wide statement of net assets as of September 30, 2004. City of Okeechobee, Florida Statement of Net Assets Current and other assets Capital assets Total assets Other liabilities Noncurrent' liabilities $ 7,224,616 4,880,398 12,105,014 1,032,065 759,102 1,791,167 4,313,792 812,545 5,187,510 $ 10,313,847 Total liabilities Net assets: Invested in capital assets, net of related debt Restricted Unrestricted Total net assets 8 I I I I I I I I I I I I I I I I I I I CITY OF OKEECHOBEE, FLORIDA Management's Discussion and Analysis September 30, 2004 Governmental Activities Governmental activities increased the City's net assets by $ 1,790,233, as reflected in the table below: City of Okeechobee, Florida Statement of Activities REVENUES: Program revenues: Charges for services Operating grants and contributions Capital grants and contributions General revenues: Property taxes Public utility taxes Franchise fees Investment income and other Total revenues $ 530,981 649,861 1,421,137 1,486,859 686,022 354,733 1,331,608 6,461,201 931,622 2,518,871 551,445 634,203 34,827 4,670,968 1,790,233 8,523,614 $ 10,313,847 EXPENSES: General government Public safety Transportation Physical environment Interest on long-term debt Total expenses Change in net assets NET ASSETS, beginning NET ASSETS, ending 9 CITY OF OKEECHOBEE, FLORIDA Management's Discussion and Analysis September 30, 2004 FUND FINANCIAL ANALYSIS As noted earlier, the City uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. Governmental funds. The focus of the City's governmental funds is to provide information on near-term inflows, outflows, and balances of spendable resources. Such information is useful in assessing the City's financing requirements. In particular, unreserved fund balance may serve as a useful measure of a government's net resources available for spending at the end of the fiscal year. As of the end of the current fiscal year, the City's governmental funds reported combined ending fund balances of $5,438,766, an increase of $228,362 in comparison with the prior year. Approximately 65 percent of this total amount, $3,536,947, constitutes unreserved fund balance, which is available for spending at the government's discretion. The remainder of fund balance is reserved to indicate that it is not available for new spending because it has already been committed 1) for community development project expenditures of$I,817,158, and 2) for a variety of other restricted purposes $84,661. The general fund is the chief operating fund of the City. At the end of the current fiscal year, unreserved fund balance of the general fund was $5,449,849, while total fund balance was $5,520,052. As a measure of the general fund's liquidity, it may be useful to compare both unreserved fund balance and total fund balance to total fund expenditures. Both unreserved fund balance and total fund balance represent approximately 100% of total general fund expenditures. The Industrial Development Capital Project fund has a fund balance deficit of $(88,788). The net decrease in fund balance during the current year in the Industrial Development Capital Project fund was $(52,233). The funds were expended for development costs related to the Commerce Center project. The project is being funded on a reimbursement basis with federal and state grant funds. The grants do not allow for the cost of the grant administrator consultant fees, the engineering inspection fees, or for certain costs that were incurred before the grant was in place. The City may be required to absorb these costs. The Downtown Redevelopment Capital Project fund is a newly created fund and has a fund balance deficit of $(6,956) as of September 30, 2004. This downtown redevelopment project is also being funded on a reimbursement basis with federal and state grant funds. Just as the grants funding the Commerce Center, these grants do not allow for reimbursement of the cost of the grant administrator consultant fees, the engineering inspection fees, and certain costs that were incurred before the grant was in place. The City will absorb the costs of the downtown redevelopment not funded by the grants. General Fund Budgetary Highlights There was no change to the amount appropriated for expenditures of $5,583,040. The amounts expended in the categories of general government, public safety, transportation and debt service exceeded the budgeted amount by a total of $41,977 which was offset by expenditures of $108,979 less than the budgeted amounts for physical environment and capital outlay resulting in net expenditures of $67,002 less than budgeted. The expenditures in excess of appropriation were mostly due to additional personnel costs as a result of the 2004 hurricanes. 10 I I I I I I I I I I I I I I I I I I I CITY OF OKEECHOBEE, FLORIDA Management's Discussion and Analysis September 30,2004 CAPITAL ASSETS AND LONG- TERM LIABILITIES Capital assets. The City's investment in capital assets for its governmental funds as of September 30, 2004, amounts to $4,880,398 (net of accumulated depreciation). This investment in capital assets includes land, buildings, improvements, equipment, and construction in progress. During the year, the City's net capital asset balance increased $1,298,813 from $3,581,585. Major changes to capital assets during the current fiscal year included the following: · Entered into a lease for twenty two police vehicles. · Sold 20 used police vehicles. · Construction of the sidewalks and park for downtown redevelopment began. · Construction of the infrastructure for the Commerce Center began. · Sold Commerce Center lots. City's Capital Assets (net of depreciation) Land Buildings Improvements other than building Equipment Construction in progress Total $ $ 1,304,465 1,278,582 65,816 846,294 1,385,241 4,880,398 Additional information on the City's capital assets can be found in note 4.C. on page 36 of this report. Long-term Liabilities. City's Outstanding Debt Long-term Liabilities Note payable Capital leases Compensated absences Total $ $ 178,809 387,796 192,497 759,102 11 CITY OF OKEECHOBEE, FLORIDA Management's Discussion and Analysis September 30, 2004 The City's long-term liabilities decreased $275,272 (27 percent) during the current fiscal year. The decrease is due to making the regularly scheduled payments without incurring new substantial debt. The only increases in long-term liabilities are the addition of the new capital lease for the new police cars and additional liability for compensated absences. These were offset by the sale of the old police cars and payoff of the amount owed on the related lease and by the use and payout of compensation for leave. Additional information on the City's long-term debt can be found in note 4.F. and G. on page 38 of this report. ECONOMIC FACTORS AND NEXT YEAR'S BUDGET The City Council maintained the millage rate of 7.1899 for fiscal year 2005. Revenues for the fiscal year 2005 adopted budget for all funds of the City total approximately $13,200,000 a decrease of 5.7% from the prior year budget for all funds of approximately $14,000,000. The major changes occur in the Debt Service Fund, Law Enforcement Special Fund, Industrial Development Fund and CDBG Grant Fund. Expenditures for the fiscal year 2005 adopted budget for all funds of the City total approximately $ 8,700,000, a decrease of approximately 5.4% frorn the prior year budget for all funds of approximately $9,200,000. The major changes occur in the Debt Service Fund, Law Enforcement Special Fund, Industrial Development Fund and CDBG Grant Fund. REQUESTS FOR INFORMATION This financial report is designed to provide a general overview of the City of Okeechobee's finances for all those with an interest. Questions concerning any of the information provided in this report or requests for additional information should be addressed to the City ofOkeechobee, 55 S.E. Third Avenue, Okeechobee, Florida 34974. 12 I I I I I I I I I I I I I I I I I I I BASIC FINANCIAL STATEMENTS 13 THIS PAGE IS lNTENTIONALL Y LEFT BLANK. 14 I CITY OF OKEECHOBEE, FLORIDA I Statement of Net Assets - Governmental Activities September 30,2004 I ASSETS Cash and cash equivalents $ 4,826,927 Accounts receivable 136,392 I Due from other governments 1,501,406 Inventories 21,081 I Overfunded pension costs 738,810 Capital assets: Nondepreciable I Land 1,304,465 Construction in progress 1,385,241 Depreciable, net of accumulated depreciation I Buildings 1,278,582 Improvements other than buildings 65,816 Equipment 846,294 I Total assets 12,105,014 LIABILITIES I Accounts payable 865,768 Retainage payable 104,571 I Accrued expenses 24,869 Deferred revenue 36,857 Noncurrent liabilities: I Due within one year 250,820 Due in more than one year 508,282 T otalliabilities 1,791,167 I NET ASSETS Invested in capital assets, net of related debt 4,313,792 I Restricted for: Law enforcement 21,969 Debt service 48,937 I Public facilities 741,639 Unrestricted 5,187,510 I Total net assets $ 10,313,847 I I I I The accompanying notes are an integral part of this financial statement. 15 ~0uJ " CITY OF OKEECHOBEE, FLORIDA Statement of Activities - Governmental Activities Year Ended September 30, 2004 Program Revenues Net (Expense) Operating Capital Revenue and Charges for Grants and Grants and Changes in Functions/Programs Expenses Services Contributions Contributions Net Assets General government $ 931,622 $ 445,620 $ 152,300 $ $ (333,702) Public safety 2,518,871 44,911 35,847 (2,438,113) Transportation 551,445 40,450 461,714 1,421,137 1,371,856 Physical environment 634,203 (634,203) Interest on long term debt 34,827 (34,827) Total governmental activities $4,670,968 $ 530,981 $ 649,861 $ 1,421,137 (2,068,989) General revenues Property taxes Public utility taxes Franchise fees Shared revenues not restricted to specific programs Unrestricted investment earnings Miscellaneous Gain on sale of capital assets Total general revenues Change in net assets Net assets, beginning Net assets, ending 1,486,859 686,022 354,733 1,122,288 72,626 25,633 111,061 3,859,222 1,790,233 8,523,614 $10,313,847 The accompanying notes are an integral part of this financial statement. 16 I I I I I I I I I I I I I I I I I I I TIllS PAGE IS INTENTIONALLY LEFT BLANK. 17 CITY OF OKEECHOBEE, FLORIDA Balance Sheet - Governmental Funds September 30, 2004 Industrial Downtown Development Redevelopment General Capital Project Capital Project ASSETS Cash and cash equivalents $ 4,566,090 $ 246,379 $ Accounts receivable 136,392 Due from other governments 411,104 816,464 273,838 Due from other funds 619,069 Inventory 21,081 Total assets $ 5,753,736 $ 1,062,843 $ 273,838 LIABILITIES AND FUND BALANCES Liabilities Accounts payable $ 156,983 $ 576,012 $ 132,773 Retainage payable 76,159 28,412 Accrued expenses 39,844 Due to other funds 499,460 119,609 Deferred revenue 36,857 Total liabilities 233,684 1,151,631 280,794 Fund balances: Reserved for: Encumbrances 49,122 1,759,912 57,246 Inventory 21,081 Law enforcement Debt service 48,937 Public facilities 741,639 Unreserved, undesignated 4,659,273 (1,848,700) (64,202) Total fund balances 5,520,052 (88,788) (6,956) Total liabilities and fund balances $ 5,753,736 $ 1,062,843 $ 273,838 Amounts reported for governmental activities in the statement of net assets are different because: Negative net pension obligation resulting from overfunding of the police officers'and firefighters' pension plans Capital assets used in governmental activities are not financial resources and therefore are not reported in the funds. Long-term liabilities, including capital leases and notes payable are not due and payable in the current period and therefore are not reported in the funds. Net assets of governmental activities The accompanying notes are an integral part of this fmancial statement. 18 I I Total I Nonmajor Governmental Fund Funds I $ 14,458 $ 4,826,927 136,392 1,501,406 I 619,069 21,081 $ 14,458 $ 7,104,875 I I $ $ 865,768 104,571 I 39,844 619,069 36,857 I 1,666,109 I 1,866,280 21,081 14,458 14,458 I 3,536,947 14,458 5,438,766 $ 14,458 I I 738,810 I 4,880,398 I (744,127) I I $ 10,313,847 I I 19 CITY OF OKEECHOBEE, FLORIDA Statement of Revenues, Expenditures, and Changes in Fund Balances - Governmental Funds Year Ended September 30, 2004 Industrial Development General Capital Project Revenues Taxes $ 2,324,853 $ Intergovernmental 2,023,360 1,116,464 Charges for services 286,247 Licenses and permits 143,872 Fines and forfeitures 50,311 Interest and other 72,430 39 Miscellaneous 25,633 Total revenues 4,926,706 1,116,503 Expenditures Current: General government 916,050 287 Public safety 2,339,672 Transportation 634,203 Physical environment 320,962 294,040 Capital outlay 569,332 1,050,828 Debt service: Principal retired 687,175 Interest 34,827 Total expenditures 5,502,221 1,345,155 Deficiency of revenues under expenditures (575,515) (228,652) Other financing sources (uses) Capital lease proceeds 431,756 Proceeds from sale of capital assets 438,821 176,419 Total other financing sources 870,577 176,419 Net change in fund balances 295,062 (52,233) Fund balances, beginning of year 5,224,990 (36,555) Fund balances, end of year $ 5,520,052 $ (88,788) The accompanying notes are an integral part of this financial statement. 20 CITY OF OKEECHOBEE, FLORIDA Reconciliation of the Statement of Revenues, Expenditures, and Changes in Fund Balances of Governmental Funds to the Statement of Activities Year Ended September 30, 2004 Net change in fund balances - total governmental funds $ 228,362 Amounts reported for governmental activities in the statement of activities are different because: Governmental funds report capital outlays as expenditures. However in the statement of activities, the cost of those assets is allocated over their estimated useful lives as depreciation expense. This is the amount by which capital outlays exceeded depreciation in the current period. 1,802,992 The net effect of various miscellaneous transactions involving capital assets (i.e. sales, trade ins, and donations) is to decrease net assets. (504,179) The net effect of overfunded pension contributions that are reported as expenditures in the fund fmancial statements and are recorded as a net pension asset on the statement of net assets. (12,194) The issuance of long-term debt (capital lease) provides current fmancial resources to governmental funds, while the repayment of the principal of long-term debt consumes the current fmancial resources of governmental funds. Neither transaction, however, has any effect on net assets. This amount is the net effect of these differences in the treatment of long-term debt and related items. 255,419 Compensated absences reported in the statement of activities when earned, as they do not require the use of current financial resources. They are not reported as expenditures on governmental funds until they have matured. This is the amount of compensated absences reported in the statement of activities in the prior year, that has matured in the current year. 19,833 Change in net assets of governmental activities $ 1,790,233 22 I I I I I I I I I I I I I I I I I I I CITY OF OKEECHOBEE, FLORIDA Statement of Fiduciary Net Assets - Pension Trust Funds September 30,2004 Municipal Police Officers' Assets Cash and cash equivalents Receivables Total assets $ 3,718,349 70,959 $ 3,789,308 LIABILITIES AND FUND BALANCES Liabilities Accounts payable $ 16,453 Fund Balances Reserved for pension benefits 3,772,855 Total liabilities and fund balances $ 3,789,308 Municipal Firefighters $ 1,596,655 18,107 $ 1,614,762 $ 10,212 1,604,550 $1,614,762 The accompanying notes are an integral part of this financial statement. Total $ 5,315,004 89,066 $ 5,404,070 $ 26,665 5,377,405 $ 5,404,070 COMPONENT UNIT General Employees' Pension Trust $ 3,890,542 128,905 $ 4,019,447 $ 48,822 3,970,625 $ 3,970,625 23 CITY OF OKEECHOBEE, FLORIDA Statement of Changes in Fiduciary Net Assets - Pension Trust Funds Year Ended September 30, 2004 COMPONENT UNIT Municipal General Police Municipal Employees' Officers' Firefighters Total Pension Trust Additions Contributions State $ 118,288 $ 46,239 $ 164,527 $ City 88,574 600 89,174 217,708 Employees 40,698 20,499 61,197 140,964 Total contributions 247,560 67,338 314,898 358,672 Investment earnings: Net increase in the fair value of investments 307,974 132,687 440,661 302,360 Interest and dividends 878 389 1,267 1,072 308,852 133,076 441,928 303,432 Less investment expense (23,235) (10,048) (33,283) (24,455) Net investment income 285,617 123,028 408,645 278,977 Total additions 533,177 190,366 723,543 637,649 Deductions Benefits paid to participants 138,740 10,159 148,899 134,077 Refunds on termination 9,414 535 9,949 67,833 Administrative expenses 17,093 15,920 33,013 16,693 Total deductions 165,247 26,614 191,861 218,603 Change in net assets 367,930 163,752 531,682 419,046 Net assets held in trust for pension benefits, beginning of year 3,404,925 1,440,798 4,845,723 3,551,579 Net assets held in trust for pension benefits, end of year $ 3,772,855 $ 1,604,550 $ 5,377,405 $ 3,970,625 The accompanying notes are an integral part of this financial statement. 24 I I I I I I I I I I I I I I I I I I I CITY OF OKEECHOBEE, FLORIDA Notes to Financial Statements September 30, 2004 NOTE CONTENTS PAGE 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES A. Reporting Entity 27 B. Government-wide and Fund Financial Statements 27 C. Measurement Focus, Basis of Accounting, and Financial Statement Presentation 28 D. Assets, Liabilities, and Net Assets or Equity 29 1. Cash and investments 29 2. Receivables and payables 30 3. Prepaid items 31 4. Capital assets 31 5. Compensated absences 31 6. Long-term obligations 31 7. Fund equity 32 8. Restatement of fund balance/net assets 32 2. RECONCILIATION OF GOVERNMENT-WIDE AND FUND FINANCIAL STATEMENTS A. Explanation of certain differences between the governmental fund balance sheet and the government-wide statement of net assets 32 B. Explanation of certain differences between the governmental fund statement of revenues, expenditures, and changes in fund balances and the government-wide statement of activities 33 3. STEWARDSHIP. COMPLIANCE. AND ACCOUNTABILITY A. Budgetary information 34 4. DETAILED NOTES ON ALL FUNDS A. Deposits and investments 34 B. Receivables 36 C. Capital assets 36 D. Interfund receivables, payables, and transfers 37 E. Capital lease 37 F. Notes Payable 38 G. Changes in long-term liabilities 39 5. OTHERINFORMATION A. Risk Management 39 B. Retirement Commitments - Defmed Benefit Plans 39 25 THIS PAGE IS INTENTIONALLY LEFT BLANK. 26 I I I I I I I I I I I I I I I I I I I CITY OF OKEECHOBEE, FLORIDA Notes to Financial Statements Septernber30,2004 NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES A. REPORTING ENTITY The City of Okeechobee (the City) was originally incorporated in 1915 and its present charter was adopted in 1919 under Chapter 8318 of Special Acts of 1919. The City operates under the council form of government and provides the following services: general government, public safety, transportation, and physical environment. These fmancial statements present the primary government and its component units. Blended component units, although legally separate entities, are, in substance, part of the government's operations and so data from these units are combined with data of the primary government. The City has no blended component units. Discretely presented component units are entities that are legally separate from the City, but whose relationship with the City are such that the exclusion would cause the City's fmancial statements to be misleading or incomplete. The financial data of these entities are reported in a separate column in the combined fmancial statements. Discretely Presented Component Unit City of Okeechobee and Okeechobee Utility Authority Employees' Retirement System - Substantially all of the City's general employees and the employees of the Okeechobee Utility Authority participate in this cost sharing, multiple employer public employee retirement system. The plan was established by City Ordinance No. 655, as amended and restated by City Ordinance No. 686. Complete financial statements for this component unit may be obtained from the City's administrative offices located at: 55 S. E. Third Avenue Okeechobee, Florida 34974 B. GOVERNMENT-WIDE AND FUND FINANCIAL STATEMENTS In fiscal year 2004, the City changed accounting policies related to financial reporting by adopting Statement of Governmental Accounting Standards (GASB Statement) No. 34, Basic Financial Statements and Management Discussion and Analysis for State and Local Governments. The government-wide financial statements (i.e., the statement of net assets and the statement of changes in net assets) report information on all of the nonfiduciary activities of the primary government. Governmental activities are those which normally are supported by taxes and intergovernmental revenues. Likewise the primary government is reported separately from certain legally separate component units for which the primary government is fmancially accountable. The statement of activities demonstrates the degree to which the direct expenses of a given function are offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function. Program reve- nues include 1) charges to customers or applicants who purchase, use, or directly benefit from goods, services, or privileges provided by a given function or segment, and 2) grants and contributions that are restricted to meeting the operational or capital requirements of a particular function. Taxes and other items not properly included among program revenues are reported instead as general revenues. 27 CITY OF OKEECHOBEE, FLORIDA Notes to Financial Statements September 30, 2004 NOTE 1- SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) B. GOVERNMENT-WIDE AND FUND FINANCIAL STATEMENTS (CONTINUED) Separate financial statements are provided for governmental funds and fiduciary funds, even though the latter are excluded from the government-wide financial statements. Major individual governmental funds are reported as separate columns in the fund fmancial statements. C. MEASUREMENT FOCUS, BASIS OF ACCOUNTING, AND FINANCIAL STATEMENT PRESENTATION The government-wide financial statements are reported using the economic resources measurement focus and the accrual basis of accounting, as are the fiduciary fund financial statements. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes are recognized as revenues in the year for which they are levied. Grants and similar items are recognized as revenue as soon as all eligibility requirements imposed by the provider have been met. Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Revenues are recognized as soon as they are both measurable and available. Revenues are considered to be available when they are collectible within the current period or soon enough thereafter to pay liabilities of the current period. For this purpose, the government considers revenues to be available if they are collected within 60 days of the end of the current fiscal period. Expenditures generally are recorded when a liability is incurred, as under accrual accounting. However, debt service expenditures, as well as expenditures related to compensated absences and claims and judgments, are recorded only when payment is due. Property taxes, franchise taxes, licenses, charges for services, and interest associated with the current fiscal period are all considered to be susceptible to accrual and so have been recognized as revenues of the current fiscal period. All other revenue items are considered to be measurable and available only when cash is received by the government. The government reports the following major governmental funds: The general fund is the government's primary operating fund. It accounts for all financial resources of the general government, except those required to be accounted for in another fund. The industrial development capital project fund accounts for the assets, liabilities, revenues and expenditures related to the development of the Okeechobee Commerce Center. The downtown redevelopment capital project fund accounts for the assets, liabilities, revenues and expenditures related to the construction of infrastructure and other improvements to the downtown area of Okeechobee. 28 I I I I I I I I I I I I I I I I I I I CITY OF OKEECHOBEE, FLORIDA Notes to Financial Statements September 30, 2004 NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) C. MEASUREMENT FOCUS, BASIS OF ACCOUNTING, AND FINANCIAL STATEMENT PRESENTATION (CONTINUED) Additionally, the government reports the following fund types: The municipal police officers' pension trust fund accounts for the assets, liabilities, revenues and expenses of the pension plan of the City's municipal police officers. The activity of this fund is subject to mandatory regulations, local ordinances and the policies of the governing board. The municipal firefighters' pension trust fund accounts for the assets, liabilities, revenues and expenses of the pension plan of the City's municipal firefighters. The activity of this fund is subject to mandatory regulations, local ordinances and the policies of the governing board. Private-sector standards of accounting and financial reporting issued prior to December 1, 1989, generally are followed in the government-wide financial statements to the extent that those standards do not conflict with or contradict guidance of the Governmental Accounting Standards Board. The effect of interfund activity has been eliminated from the government-wide financial statements. Amounts reported as program revenues include 1) charges to customers or applicants for goods, services, or privileges provided, 2) operating grants and contributions, and 3) capital grants and contributions. Internally dedicated resources are reported as general revenues rather than as program revenues. Likewise, general revenues include all taxes. Expenses for compensated absences are allocated based on the assigned function of the related employee. When both restricted and unrestricted resources are available for use, it is the government's policy to use restricted resources first, then unrestricted resources as they are needed. D. ASSETS, LIABILITIES, AND NET ASSETS OR EQUITY 1. Cash and investments State statutes authorize the government to invest in the Local Government Surplus Funds Trust Fund or any intergovernmental investment pool authorized pursuant to the Florida Interlocal Cooperation Act, SEC registered money market funds with the highest credit quality rating, interest-bearing time deposits or savings accounts in qualified public depositories, and direct obligations of the U. S. Treasury. Investments in the Local Government Surplus Funds Trust Fund, a 2a-7 like pool, are carried at amortized cost, which approximates fair value. A "2a-7 like pool" is an external investment pool that is not registered with the SEC as an investment company, but nevertheless has a policy that it will, and does, operate in a manner consistent with the SEC's Rule 2a-7 of the Investment Company Act of 1940, which comprises the rules governing money market funds. Thus, the pool operates essentially as a money market fund. The fair value of the position in the pool is the same as the share value of the pool share. 29 CITY OF OKEECHOBEE, FLORIDA Notes to Financial Statements September 30,2004 NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) D. ASSETS, LIABILITIES, AND NET ASSETS OR EQUITY (CONTINUED) 1. Cash and investments (continued) The City pools the investments of its governmental funds. Investment earnings of the pool are allocated to the participating funds at the end of each month based on the ratio of each participant funds' investment to the total pooled investment. For purposes of the fiduciary funds, cash and cash equivalents include cash deposits and cash funds held in broker accounts. Within the pension trust fund, the City of Okeechobee Police Officers' and Firefighters' Retirement System is authorized within certain limitations by its governing board to invest in time, savings, and money market deposits, obligations of the U.S. government and government agencies, stocks, commingled funds administered by national or state banks, mutual funds, bonds, and foreign securities. The City of Okeechobee General Employees' Retirement System is authorized within certain limitations by its governing board to invest in certificates of deposit, repurchase agreements, commercial paper, obligations of the U.S. government and government agencies, stocks, bonds, and foreign securities. Pension trust fund investments are reported at fair value. Short-term investments are reported at cost, which approximates fair value. Securities traded on a national or international exchange are valued at the last reported sales price. Investments that do not have an established market are reported at estimated fair value. Gains and losses from the sale or exchange of investments are recognized on the transaction date. The difference between the excess of fair value over cost represents unrealized gains. 2. Receivables and payables All trade and property tax receivables are considered to be fully collectible. The City's property tax is levied annually on the real and personal property located in the City on January 1 st of the prior year. Tax collections by the Okeechobee County tax collector begin in November of each year with a due date of March 31 of the following year. All property taxes remaining unpaid at May 30 are subject to a tax certificate sale. The City is permitted by state law to levy taxes up to 10 mills on assessed valuation for the General Fund. The tax rate for the fiscal year was 7.1899 mills. The City Council determines the millage rates and adopts a tax levy by resolution prior to September 30 to fund the next ensuing fiscal year's budget. The assessment of all properties and collection of municipal taxes are provided by the County's Property Appraiser and Tax Collector. The ad valorem tax calendar is as follows: Lien date Levy date Due date Delinquent date January 1 Prior to September 30 November 1 April 1 30 I I I I I I I I I I I I I I I I I I I CITY OF OKEECHOBEE, FLORIDA Notes to Financial Statements September 30, 2004 NOTE 1- SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) D. ASSETS, LIABILITIES, AND NET ASSETS OR EQUITY (CONTINUED) 2. Receivables and payables (continued) All property taxes remaining unpaid at May 30 are subject to a tax certificate sale by the Tax Collector. 3. Prepaid items Certain payments to vendors reflect costs applicable to future accounting periods and are recorded as prepaid items in both government-wide and fund fmancial statements. 4. Capital assets Capital assets, which include property, plant, equipment, and infrastructure assets (e.g., roads, bridges, sidewalks, and similar items), are reported in the government-wide financial statements. Capital assets are defined by the government as assets with an initial, individual cost of more than $750 and an estimated useful life in excess of one year. Such assets are recorded at historical cost or estimated historical cost if purchased or constructed. Donated capital assets are recorded at estimated fair market value at the date of donation. The costs of normal maintenance and repairs that do not add to the value of the asset or materially extend assets lives are not capitalized. Major outlays for capital assets and improvements are capitalized as projects are constructed. Property, plant, and equipment is depreciated using the straight line method over the following estimated useful lives: Assets Years 25-60 12-20 10 5-15 Buildings Building improvements Vehicles Equipment 5. Compensated absences It is the government's policy to permit employees to accumulate earned but unused vacation and sick pay benefits. All sick and vacation pay is accrued when incurred in the government-wide fmancial statements A liability for these amounts is reported in governmental funds only if they have matured, for example, as a result of employee resignations and retirements. 6. Long-term obligations In the government-wide financial statements, long-term debt and other long-term obligations are reported as liabilities in the statement of net assets. 31 CITY OF OKEECHOBEE, FLORIDA Notes to Financial Statements September 30, 2004 NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) D. ASSETS, LIABILITIES, AND NET ASSETS OR EQUITY (CONTINUED) 6. Long-term obligations (continued) In the governmental fund financial statements, the face amount of debt issued is reported as other financing sources. The City has no bond premiums, discounts, or issuance costs associated with its long-term obligations. 7. Fund equity In the fund financial statements, governmental funds report reservations of fund balance for amounts that are not available for appropriation or are legally restricted by outside parties for use for a specific purpose. Reserves for encumbrances represent amounts remaining on outstanding purchase orders and contracts that are not available for appropriation. Reserves for inventory represent amounts paid from current resources for use in future years that are not available for appropriation. Reserves for law enforcement, debt service, and public facilities represent amounts that are legally restricted by outside parties for specific purposes. 8. Restatement of fund balance/net assets With the implementation of GASB Statement No. 34, adjustments have been made to beginning net assets to report the cumulative effect of these changes: Add: Overfunded pension costs Cost of capital assets Less: Accumulated depreciation of capital assets Long-term liabilities $ 751,004 4,565,261 (983,676) (1,019,379) 3,313,210 5,210,404 8,523,614 Total adjustment Net assets - beginning of the year, as previously reported Net assets - beginning of the year, as restated $ NOTE 2 _ RECONCILIATION OF GOVERNMENT-WIDE AND FUND FINANCIAL STATEMENTS A. EXPLANATION OF CERTAIN DIFFERENCES BETWEEN THE GOVERNMENTAL FUND BALANCE SHEET AND THE GOVERNMENT-WIDE STATEMENT OF NET ASSETS The governmental fund balance sheet includes a reconciliation between fund balance-total governmental funds and net assets-governmental activities as reported in the government-wide statement of net assets. One element of that reconciliation explains that "long-term liabilities, including bonds payable, if any, are not due and payable in the current period and therefore are not reported in the funds". The details of this $744,127 difference are as follows: 32 I I I I I I I I I I I I I I I I I I I CITY OF OKEECHOBEE, FLORIDA Notes to Financial Statements September 30,2004 NOTE 2 - RECONCILIATION OF GOVERNMENT-WIDE AND FUND FINANCIAL STATEMENTS (CONTINUED) A. EXPLANATION OF CERTAIN DIFFERENCES BETWEEN THE GOVERNMENTAL FUND BALANCE SHEET AND THE GOVERNMENT-WIDE STATEMENT OF NET ASSETS (CONTINUED) Notes payable Capital leases payable Compensated absences Net adjustment to reduce fund balance - total governmental funds to arrive at net assets-governmental activities $ 178,809 387,796 177,522 $ 744,127 B. EXPLANATION OF CERTAIN DIFFERENCES BETWEEN THE GOVERNMENTAL FUND STATEMENT OF REVENUES, EXENDITURES, AND CHANGES IN FUND BALANCES AND THE GOVERNMENT-WIDE STATEMENT OF ACTIVITIES The governmental fund statement of revenues, expenditures, and changes in fund balances includes a reconciliation between net changes in fund balances - total governmental funds and changes in net assets of governmental activities as reported in the government-wide statement of activities. One element of that reconciliation explains that "governmental funds report capital outlays as expenditures. However, in the statement of activities the cost of those assets is allocated over their estimated useful lives and reported as depreciation expense". The details of this $1,802,992 difference are as follows: Capital outlay $ Depreciation expense 2,031,035 (228,043) Net adjustment to increase net changes in fund balances - total governmental funds to arrive at changes in net assets of governmental activities $ 1,802,992 Another element of that reconciliation states that "The net effect of various miscellaneous transactions involving capital assets (i.e., sales, trade-ins, and donations) is to decrease net assets". The details of this $(504,179) difference are as follows: In the statement of activities, only the gain on the sale of capital assets is reported. However, in the governmental funds, the proceeds from the sale increase financial resources. Thus, the change in net assets differs from the change in fund balance by the cost of the capital assets sold. $ (483,453) The statement of activities reports losses arising from the disposal of capital assets. However, these disposals do not appear in the governmental funds because the assets are not financial resources. (20,726) Net adjustment to increase net changes in fund balances - total governmental funds to arrive at changes in net assets of governmental activities $ (504,179) 33 CITY OF OKEECHOBEE, FLORIDA Notes to Financial Statements September 30, 2004 NOTE 2 - RECONCILIATION OF GOVERNMENT-WIDE AND FUND FINANCIAL STATEMENTS (CONTINUED) B. EXPLANATION OF CERTAIN DIFFERENCES BETWEEN THE GOVERNMENTAL FUND STATEMENT OF REVENUES, EXENDITURES, AND CHANGES IN FUND BALANCES AND THE GOVERNMENT-WIDE 'STATEMENT OF ACTIVITIES (CONTINUED) Another element of that reconciliation states that "the issuance of long-term debt (e.g., bonds, leases) provides current financial resources to governmental funds, while the repayment of the principal of long-term debt consumes the current financial resources of governmental funds. Neither transaction, however, has any effect on net assets. The details of this $255,419 difference are as follows: Debt issued or incurred: Capital lease financing $ Principal repayments Net adjustment to decrease net changes in fund balances - total governmental funds to arrive at changes in net assets of governmental activities $ (431,756) 687,175 255,419 NOTE 3 - STEW ARDSBIP, COMPLIANCE, AND ACCOUNTABILITY A. BUDGETARY INFORMATION With the implementation of GASB Statement No. 34, Basic Financial Statements and Management Discussion and Analvsis for State and Local Governments, the City has elected to disclose all budgetary information in the notes to the required supplementary information on page 42. NOTE 4 - DETAILED NOTES ON ALL FUNDS A. DEPOSITS AND INVESTMENTS Banks and savings and loans must meet the criteria to be a qualified public depository as described in the Florida Security for Public Deposits Act in accordance with Chapter 280, Florida Statutes before any investment of public funds can be made with them. At year end, the carrying amount of the City's (primary Government) deposits was $1,731,620 and the bank balance was $1,910,036. Monies invested in amounts greater than the FDIC insurance coverage are secured by the banks pledging securities with the State Treasurer in the multiple financial institutions collateral pool. The investment of municipal funds is authorized by local ordinance and Florida Statutes which allow the City to invest in the Local Government Surplus Funds Trust Fund or any intergovernmental investment pool authorized pursuant to the Florida Interlocal Cooperation Act, SEC registered money market funds with the highest credit quality rating, interest-bearing time deposits or savings accounts in qualified public depositories, direct obligations of the U.S. Treasury, commercial paper with certain ratings, pre-refunded municipal obligations, banker's acceptances maturing within one year, investment agreements, direct and general long-term and short-term obligations of any state with proper credit rating and full faith and credit pledge, municipal obligations with proper credit rating and repurchase agreements with maturities of 30 days or less with organizations with certain stipulations and requirements. 34 I I I I I I I I I I I I I I I I I I I CITY OF OKEECHOBEE, FLORIDA Notes to Financial Statements Septernber30,2004 NOTE 4 - DETAll..ED NOTES ON ALL FUNDS A. DEPOSITS AND INVESTMENTS (CONTINUED) The Municipal Police Officers' and Firefighters' pension trust funds are authorized to invest in annuity and life insurance contracts; insured time or savings accounts of banks, saving and loan associations, and credit unions; obligations of the U.S Government or agencies thereof; bonds issued by the State of Israel; stocks, commingled funds administered by national or state banks, mutual funds, bonds, or other evidences of indebtedness issued or guaranteed by a corporation organized under the laws of the United States, any state or organized territory of the United States, or the District of Columbia; foreign securities up to 10% of the fund assets; and real estate, provided the cost is no more than 10%. The City of Okeechobee and the Okeechobee Utility Authority Employees' Retirement System (Discretely Presented Component Unit) is authorized to invest in annuity and life insurance contracts; insured time or savings accounts of banks or savings and loan associations; obligations of the U.S Government or agencies thereof; bonds issued by the State of Israel; and bonds, stocks, commingled funds administered by national or state banks, or other evidences of indebtedness issued or guaranteed by a corporation organized under the laws of the United States, any state or organized territory of the United States, or the District of Columbia, provided the security is traded on a nationally recognized exchange and holds a rating in one of the three highest classifications. Investments are categorized into these three categories of credit risk: (1) Insured or registered, or securities held by the government or its agent in the government's name. (2) Uninsured and unregistered, with securities held by the counterparty's trust department or agent in the government's name. (3) Uninsured and unregistered, with securities held by the counterparty, or by its trust department or agent, but not in the government's name. At year end, the primary government's investment balances included in cash and cash equivalents are as follows: Investments not subject to categorization: State Board of Administration $ 3,095,307 At year end, the Pension Trust Funds' investment balances were as follows: Category 3: Mutual funds Money market funds Total General Employee's Pension Trust Fund investments $ 9,169,270 36,276 $ 9,205,546 35 CITY OF OKEECHOBEE, FLORIDA Notes to Financial Statements September 30, 2004 NOTE 4 - DETAILED NOTES ON ALL FUNDS (CONTINUED) B. RECEIVABLES Receivables as of September 30, 2004 are as follows: FranchiselUtility taxes Garbage Contributions Other Interest Receivables, net General Fund $ 113,981 8,505 13,906 $ 136,392 C. CAPITAL ASSETS Municipal Component Unit Firefighters' General Pension Employees Trust Pension Trust $ $ 3,413 94,844 14,660 33,984 34 77 $ 18,107 $ 128,905 Municipal Police Officers' Pension Trust $ 36,819 34,028 112 $ 70,959 Capital asset activity for the year ended September 30,2004 was as follows: Governmental activities: Capital assets, not being depreciated: LMd $ Construction in progress Total capital assets, not being depreciated Capital assets, being depreciated: Buildings Improvements other thM buildings Equipment Total capital assets being depreciated Less accumulated depreciation for: Buildings Improvements other thM buildings Equipment Total accumulated depreciation Total capital assets, being depreciated, net Governmental activities capital assets, net $ Beginning BalMce 1,307,089 1,307,089 1,527,109 155,606 1,576,457 3,258,172 (236,413) (79,417) (667,846) (983,676) 2,274,496 3,581,585 Increases Decreases Ending BalMce $ 1,304,465 1,385,241 2,689,706 1,564,655 155,606 1,622,912 3,343,173 (286,073) (89,790) (776,618) (1,152,481 ) 2,190,692 $ 4,880,398 With the implementation of GASB Statement No. 34, Basic Financial Statements and Management Discussion and Analvsis for State and Local Governments. beginning balances and accumulated depreciation for governmental activities has been restated as of October 1, 2003. The City has recorded capital additions under the line items where they were originally budgeted. $ 76,462 1,385,241 1,461,703 $ (79,086) 36 (79,086) 37,546 531,786 569,332 (484,331) (484,331) (49,660) (10,373) (168,010) (228,043) 341,289 $ 1,802,992 59,238 59,238 (425,093) $ (504,179) I I I I I I I I I I I I I I I I I I I CITY OF OKEECHOBEE, FLORIDA Notes to Financial Statements September 30,2004 NOTE 4 - DETAILED NOTES ON ALL FUNDS (CONTINUED) C. CAPITAL ASSETS (CONTINUED) Depreciation expense was charged to functions /programs of the government as follows: Governmental activities: General government Public safety Physical environment Total depreciation expense - governmental activities $ 17,269 174,126 36,648 $ 228,043 D. INTERFUND RECEIVABLES, P A YABLES, AND TRANSFERS The composition of interfund balances as of September 30, 2004, is as follows: Due to/from other funds: Receivable Fund General General Total Payable Fund Downtown Redevelopment Industrial Development Amount $ 119,609 499,460 $ 619,069 The City began two capital projects that will be funded by federal and state grants on a reimbursement basis. The City advanced funds from the General Fund to the Capital Project Funds for the payment of the project costs. Once reimbursement is received under the grants the advances will be repaid. E. CAPITAL LEASE The government has entered into a lease agreement as lessee for fmancing the acquisition of certain vehicles for the police, fIre and public works departments. This lease agreement qualifies as a capital lease for accounting purposes and, therefore, has been recorded at the present value of its future minimum lease payments as of the inception date. The assets acquired through the capital lease are as follows: Asset: Vehic1es Less: Accumulated depreciation Total $ 431,756 (21,588) 410,168 $ 37 CITY OF OKEECHOBEE, FLORIDA Notes to Financial Statements September 30,2004 NOTE 4 - DETAILED NOTES ON ALL FUNDS (CONTINUED) E. CAPITAL LEASE (CONTINUED) Obligations of governmental activities under the capital lease at September 30, 2004, were as follows: Year Ending Sept. 30, Principal Interest Total 2005 $ 54,967 $ 14,033 $ 69,000 2006 57,098 11,903 69,001 2007 110,216 9,207 119,423 2008 131,780 4,450 136,230 2009 33,735 322 34,057 Total $ 387,796 $ 39,915 $ 427,711 F. NOTES PAYABLE Notes payable as of September 30,2004 are as follows: 5.25% gas tax revenue note to a bank, payments of $99,682, including interest, due semi-annually through December 30, 2004; collateralized by and payable from a pledge of the City's share of the local option gas tax, municipal tax on motor fuels and motor fuel rebate 5.527% note to a bank, payment of $40,000, including interest, due annually through October 1, 2003 with fmal payment due October 2004 of $27,171; collateralized by annually budgeted non-ad valorem revenues $ 97,325 25,692 4.75% note to a bank, payments of $29,899, including interest, due annually through March 8, 2006, unsecured 55,792 $ 178,809 Annual debt service requirements to maturity for the notes are as follows: Year Ending Sept. 30, 2005 2006 Total Principal $ 150,266 28,543 $ 178,809 Interest $ 5,324 1,356 $ 6,680 Total $ 155,590 29,899 $ 185,489 38 I I I I I I I I I I I I I I I I I I I CITY OF OKEECHOBEE, FLORIDA Notes to Financial Statements September 30, 2004 NOTE 4 - DETAILED NOTES ON ALL FUNDS (CONTINUED) G. CHANGES IN LONG-TERM LIABD..ITIES Long-term liability activity for the year ended September 30,2004, was as follows: Beginning Ending Due Within Balance Additions Reductions Balance One Year Governmental activities: Notes payable $ 428,006 $ $ (249,197) $ 178,809 $ 150,266 Capital lease 394,018 431,756 (437,978) 387,796 54,967 Compensated absences 212,330 39,900 (59,733) 192,497 45,587 Long-term liabilities $ 1,034,354 $ 471,656 $ (746,908) $ 759,102 $ 250,820 For the governmental activities, compensated absences and capital leases are generally liquidated by the general fund. NOTE 5 - OTHER INFORMATION A. RISK MANAGEMENT The City is exposed to various risks of loss, including, but not limited to theft, damage or destruction of its buildings, equipment, records, and monetary assets, and liability for personal injury, property damage, and consequences of employee and public official actions. The City participates in a non-assessable public risk pool to cover significant loss exposure and purchases commercial insurance for third party pollution liability coverage. The pool maintains a loss reserve and purchases specific excess insurance, aggregate excess insurance, and multiple loss coverage from commercial carriers and underwriters. B. RETIREMENT COMMITMENTS - DEFINED BENEFIT PLANS Plan Descriptions - The City contributes to two single-employer defined benefit pension plans: City of Okeechobee Municipal Police Officers' Pension Trust Fund and City ofOkeechobee Municipal Firefighters' Pension Trust Fund (the Plans). The Plans provide retirement, disability, and death benefits to plan members and their beneficiaries. Chapters 185 and 175 of the Florida Statutes establish the minimum benefits and the minimum standards for the operation and funding of the Police Officers' and the Firefighters' Municipal Pension Trust Funds, respectively. Per City Ordinances Nos. 750 and 749, sole responsibility for administering the Plans is vested in the Board of Trustees of each plan. The Boards cannot amend the provisions of the plans without the approval of the City. The Plans issue publicly available fmancial reports that include fmancial statements and required supplementary information. The reports are available from the City ofOkeechobee, Florida, 55 S.E. Third Avenue, Okeechobee, Florida 34974. Fwuiing Policies - The contribution requirements of plan members and the City are established and may be amended by City ordinance. Plan members are required to contribute 5% of their annual covered salary for the Police Officers' and Firefighters' Municipal Trust Funds. The City is required to contribute an amount equal to the difference in each year between the total aggregate member contributions for the year, plus state contributions for such year, and the normal cost for the year, as shown by the most recent actuarial valuation of the plan; the current rate is 12.17% for the Police Officers' plan. The City is not required to make a contribution for the year to the Firefighters' plan since the member contributions plus the state contributions are in excess of the normal cost for the year as shown by the most recent actuarial valuation of the plan. 39 CITY OF OKEECHOBEE, FLORIDA Notes to Financial Statements September 30, 2004 NOTE 5 - OTHER INFORMATION B. RETIREMENT COMMITMENTS - DEFINED BENEFIT PLANS (CONTINUED) The City recognized as revenues and expenditures on-behalf payments relating to pension contributions for its public safety employees that the State of Florida paid to the Police Officers' and Firefighters' Plans in the amounts of $118,288 and $46,239, respectively. These contributions are funded by an excise tax upon certain casualty insurance companies on their gross receipts of premiums from policy holders. Annual Pension Cost - The annual required pension contributions for the Plans were determined as part of the October 1,2004 actuarial valuations using the aggregate actuarial cost method. The aggregate actuarial cost method does not identify or separately amortize unfunded actuarial liabilities. The actuarial assumptions included (a) 7% investment rate of return (net of administrative expenses) and (B) projected salary increases of 6% for the Police Officer's Trust and 7% for the Firefighter's Trust. Both (a) and (b) included an inflation component of 4%. The actuarial value of assets was determined using a method which recognizes actual investment return in excess of the assumed return evenly over a four year period. Trend information for each of the City's defined benefit plans: Annual Percentage Net Year Pension OfAPC Pension Ending Cost (APe) Contributed Obligation 9/30/02 $ 115,163 93 % $ (406,629) 9/30/03 189,862 91 (388,171) 9/30/04 200,959 93 (375,035) 9/30/02 $ 21,681 256 % $ (355,293) 9/30/03 46,507 116 (362,833) 9/30/04 45,897 102 (363,775) Municipal Police Officers' Municipal Firefighters' Pension Plan - Discretelv Presented Component Unit Plan Description - The City contributes to the City ofOkeechobee and Okeechobee Utility Authority Employees' Retirement System (the System), a cost-sharing multiple employer defined benefit pension plan administered by the System's Board of Trustees. The System provides retirement, disability, and death benefits to plan members and their beneficiaries. The Board of Trustees is authorized by City Ordinance No. 686 to establish and amend all plan provisions. The System issues a publicly available fmancial report that includes fmancial statements and required supplementary information. That report is available from the City of Okeechobee, Florida, 55 S.E. Third Avenue, Okeechobee, Florida 34974. Funding Policy _ The contribution requirements of the plan members and the City are established and may be amended by City ordinance. Plan members are required to contribute 6% of their covered annual salary. The City is required to contribute at an actuarially determined rate; the current rate is 9.8% of covered payroll. The City's contributions for the years ended September 30, 2004, 2003, and 2002 were $65,511, $56,715, and $31,324, respectively, and were equal to the required contributions for each year. 40 I I I I I I I I I I I I I I I I I I I REQUIRED SUPPLEMENTARY INFORMATION OTHER THAN MANAGEMENT'S DISCUSSION AND ANALYSIS 41 CITY OF OKEECHOBEE, FLORIDA Schedule of Revenues, Expenditures, and Changes in Fund Balances - Budget and Actual General Fund Year Ended September 30, 2004 Actual Variance with Original Final (on Budgetary Final Budget Budget Budget Basis) Positive (Negative) Revenues Taxes $ 2,262,460 $ 2,262,460 $ 2,324,853 $ 62,393 Intergovernmental 1,871,308 1,871,308 2,023,360 152,052 Charges for services 277 ,830 277,830 286,247 8,417 Licenses and permits 122,292 122,292 143,872 21,580 Fines and forfeitures 29,242 29,242 50,311 21,069 Interest 110,300 110,300 72,430 (37,870) Miscellaneous 4,358 4,358 25,633 21,275 Total revenues 4,677,790 4,677,790 4,926,706 248,916 Expenditures Current: General government 916,371 916,371 922,557 (6,186) Public safety 2,325,596 2,325,596 2,339,671 (14,075) Transportation 634,192 634,192 637,382 (3,190) Physical environment 445,885 445,885 359,248 86,637 Capital outlay 557,520 557,520 535,178 22,342 Debt service Principal 663,953 663,953 687,175 (23,222) Interest 39,523 39,523 34,827 4,696 Total expenditures 5,583,040 5,583,040 5,516,038 67,002 Deficiency of revenues under expenditures (905,250) (905,250) (589,332) 315,918 Other financing sources (uses) Capital lease proceeds 431,756 431,756 Sale of capital assets 5,000 5,000 438,821 433,821 Net other financing sources (uses) 5,000 5,000 870,577 865,577 Excess (deficiency) of revenues and other financing sources over (under) expenditures and other financing sources (uses) (900,250) (900,250) 281,245 1,181,495 Fund balances, beginning of year 5,224,990 5,224,990 5,224,990 Fund balances, end of year $ 4,324,740 $ 4,324,740 5,506,235 $ 1,181,495 Reconciliation of budgetary to GAAP basis Current year encumbrances 49,122 Prior year encumbrances (35,305) $ 5,520,052 The accompanying notes to required supplementary information are an integral part oftrus financial schedule. 42 I I I I I I I I I I I I I I I I I I I CITY OF OKEECHOBEE, FLORIDA Notes to Required Supplementary Information Septernber30,2004 A. BUDGETARY INFORMATION Annual budgets are adopted on a basis consistent with U.S. generally accepted accounting principles for all governmental funds. All annual appropriations lapse at fiscal year end. The City manager may make transfers of appropriations within a department as long as the total budget of the department is not increased. Transfers of appropriations between departments require the approval of the council. The legal level of budgetary control (i.e., the level at which expenditures may not legally exceed appropriations) is the department level. The council made several supplemental budgetary appropriations during the year. Encumbrances accounting is employed in governmental funds. Encumbrances (e.g., purchase orders, contracts) outstanding at year end are reported as reservations of fund balances and do not constitute expenditures or liabilities because the commitments will be reappropriated and honored during the subsequent year. B. EXCESS OF BUDGET EXPENDnITffiES OVER REVENUES For the year ended September 30,2004, budget expenditures exceeded revenues in the General fund. However, this is pursuant to the legally adopted budget to expend available fund equity (cash carryforward) and does not constitute a deficit. 43 THIS PAGE IS lNTENTIONALL Y LEFT BLANK. 44 I I I I I I I I I I I I I I I I I I I SINGLE AUDIT SECTION 45 THIS P AGE INTENTIONALLY LEFT BLANK. 46 I I I I I I I I I I I I I I I I I I I HOYMAN, DOBSON & COMPANY P.A. CERTIFIED PUBLIC ACCOUNTANTS ' 1 .. OOwSKffff2i8!k'Gli4FU;:- ":ii' 275 Bay tree Drive, Melbourne, Florida 32940, 327-255-0088, Fax 327-259-8648, WvVW.hoyman.com Independent Auditors' Report on Internal Control Over Financial Reporting and on Compliance and Other Matters Based on an Audit of Financial Statements Performed in Accordance with Government Auditing Standards Charles W Hoymon, J[ Barbara J. Oswalt Thomas L. Kirk Karen E. Kirkland Deborah A. Bradley DIRECTOR EMERITUS Roger W Dobson Eugene K. Bierning Honorable Mayor and Members of the City Council City of Okeechobee, Florida We have audited the fmancial statements of the governmental activities, each major fund, and the aggregate fund information of the City of Okeechobee, Florida, as of and for the year ended September 30, 2004, which collectively comprise the City's basic fmancial statements and have issued our report thereon dated July 18,2005. Our report on the fmancial statements explained that the City implemented GASB Statement No. 34, Basic Financial Statements and Management Discussion and Analysis for State and Local Governments, as of October 1, 2003. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to fmancial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. We did not audit the financial statements of the fiduciary fund type and the discretely presented component unit. Those financial statements were audited by other auditors whose reports have been furnished to us, and this report, insofar as it relates to the fiduciary fund type and the discretely presented component unit, is based on the reports of the other auditors. Internal Control Over Financial Reportin2 In planning and performing our audit, we considered the City of Okeechobee, Florida's internal control over fmancial reporting in order to determine our auditing procedures for the purpose of expressing our opinion on the fmancial statements and not to provide an opinion on the internal control over financial reporting. However, we noted certain matters involving the internal control over fmancial reporting and its operation that we considered to be a reportable condition. Reportable conditions involve matters coming to our attention relating to significant deficiencies in the design or operation of the internal control over fmancial reporting that, in our judgment, could adversely affect the City ofOkeechobee's ability to record, process, summarize, and report financial data consistent with the assertions of management in the fmancial statements, a reportable condition is described in the accompanying schedule of fmdings and questioned costs as item 04-1. In addition we noted an opportunity for improving internal control that we have reported to management of the City of Okeechobee, Florida in a separate letter dated July 18,2005. A material weakness is a reportable condition in which the design or operation of one or more of the internal control components does not reduce to a relatively low level of risk that misstatements caused by error or fraud in amounts that would be material in relation to the fmancial statements being audited may occur and not be detected within a timely period by employees in the normal course of performing their assigned functions. Our consideration of the internal control over fmancial reporting would not necessarily disclose all matters in the internal control that might be reportable conditions and, accordingly, would not necessarily disclose all reportable conditions that are also considered to be material weaknesses. However, we believe that the reportable condition described above is a material weakness. . /}c'}, cr.5Jl('4*~T--' "?/ . American Institute of Certified Public Accountants' Florida Institute of Certified Public Accountants' SEC Practice Section of the A I. C fA . CPAmerica International Honorable Mayor and Members of the City Council City of Okeechobee, Florida Page Two Compliance and Other Matters As part of obtaining reasonable assurance about whether the City of Okeechobee, Florida's financial statements are free of material misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts and grant agreements, noncompliance with which could have a direct and material effect on the determination of fmancial statement amounts. However, providing an opinion on compliance with those provisions was not an objective of our audit and, accordingly, we do not express such an opinion. The results of our tests disclosed no instances of noncompliance that are required to be reported under Government Auditing Standards. ~~/~~.1C~{t,4-. Hoyman, Dobson & Company, P.A. July 18, 2005 48 I I I I I I I I I I I I I I I I I I I HOYMAN, DOBSON & COMPANY P.A. CERTIFIED PUBLIC ACCOUNTANTS ' b""_,,,"wJf[';<X:,:Tt;X!t5JLP"; 275 Bay tree Drive, Melbourne, Florida 32940, 327-255-0088, Fax 327-259-8648, WvVW.hoyman.com Charles W Hayman, Jr Barbara J Oswalt Thomas L. Kirk Karen E. Kirkland Deborah A. Bradley DIRECTOR EMERITUS Roger W Dobson Eugene K. Bierning Independent Auditors' Report on Compliance with Requirements Applicable to Each Major Program and on Internal Control Over Compliance in Accordance with OMB Circular A-133 Honorable Mayor and Members of the City Council City of Okeechobee, Florida Compliance We have audited the compliance of the City of Okeechobee, Florida, with the types of compliance requirements described in the U. S. Office of Management and Budget (OMB) Circular A-133 Compliance Supplement that are applicable to each of its major federal programs for the year ended September 30, 2004. The City of Okeechobee, Florida's major federal programs are identified in the summary of auditor's results section of the accompanying schedule of findings and questioned costs. Compliance with the requirements of laws, regulations, contracts and grants applicable to each of its major federal programs is the responsibility of the City of Okeechobee, Florida's management. Our responsibility is to express an opinion on the City of Okeechobee, Florida's compliance based on our audit. We conducted our audit of compliance in accordance with auditing standards generally accepted in the United States of America; the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States; and OMB Circular A-133, Audits of States. Local Governments. and Non-Profit Organizations. Those standards and OMB Circular A-133 require that we plan and perform the audit to obtain reasonable assurance about whether noncompliance with the types of compliance requirements referred to above that could have a direct and material effect on a major federal program occurred. An audit includes examining, on a test basis, evidence about the City of Okeechobee, Florida's compliance with those requirements and performing such other procedures as we considered necessary in the circumstances. We believe that our audit provides a reasonable basis for our opinion. Our audit does not provide a legal determination of the City ofOkeechobee, Florida's compliance with those requirements. In our opinion, the City of Okeechobee, Florida, complied, in all material respects, with the requirements referred to above that are applicable to each of its major federal programs for the year ended September 30, 2004. Internal Control Over Compliance The management of the City of Okeechobee, Florida, is responsible for establishing and maintaining effective internal control over compliance with the requirements of laws, regulations, contracts and grants applicable to federal programs. In planning and performing our audit, we considered the City ofOkeechobee, Florida's internal control over compliance with requirements that could have a direct and material effect on a major federal program in order to determine our auditing procedures for the purpose of expressing our opinion on compliance and to test and report on the internal control over compliance in accordance with OMB Circular A-133. 49 \;1;;/;<i:WXn#E14t*JW!'i~ ~~ . American Institute of Certified Public Accountants' Florida Institute of Certified Public Accountants' SEC Practice Section of the A I. C PA . CPAmerica International Honorable Mayor and Members of the City Council City of Okeechobee, Florida Page Two Our consideration of the internal control over compliance would not necessarily disclose all matters in the internal control that might be material weaknesses. A material weakness is a reportable condition in which the design or operation of one or more of the internal control components does not reduce to a relatively low level the risk that noncompliance with applicable requirements of laws, regulations, contracts and grants caused by error fraud that would be material in relation to a major federal program being audited may occur and not be detected within a timely period by employees in the normal course of performing their assigned functions. We noted no matters involving the internal control over compliance and its operation that we consider to be material weaknesses. This report is intended solely for the information and use of the City Council, management, specific legislative or regulatory bodies, federal awarding agencies and pass-through entities and is not intended to be and should not be used by anyone other than these specified parties. +#1. ~t 1 (1epc~!,." il/J. Hoyman, r5obson & Company, p]( July 18, 2005 50 I I I I I I I I I I I I I I I I I I I CITY OF OKEECHOBEE, FLORIDA Schedule of Findings and Questioned Costs For the Year Ended September 30,2004 SECTION I - SUMMARY OF AUDITOR'S RESULTS Financial Statements Type of Auditor's report issued: Internal control over fmancial reporting: Unqualified Material weakness(es) identified? x Reportable conditions(s) identified not considered to be material weaknesses? Noncompliance material to fmancial statements noted? Federal Awards Internal Control over major programs: Material weakness( es) identified? Reportable conditions(s) identified not considered to be material weaknesses? Type of auditor's report issued on compliance for major programs: Unqualified Any audit fmdings disclosed that are required to be reported in accordance with Circular A-133, Section.510(a)? x yes Identification of major programs: CFDA Numberls) 11.300 14.228 yes no none reported no no none reported no Name of Federal Pro2ram or Cluster Public Works and Facilities Development Program Florida Small Cities CDBG Program Dollar threshold used to distinguish between Type A and Type B programs: $ 300,000 Auditee qualified as low-risk auditee? yes yes x no 51 yes x yes x yes x x CITY OF OKEECHOBEE, FLORIDA Schedule of Findings and Questioned Costs For the Year Ended September 30,2004 SECTION n - FINANCIAL STATEMENT FINDINGS 04-1 RECONCILIA nON OF CONSULTANT PROVIDED INFORMA nON TO ACCOUNTING RECORDS Criteria: It is the responsibility of the City of Okeechobee management to design a system of internal control that provides reasonable assurance that transactions are properly recorded and accounted for to permit the preparation of reliable financial statements and federal grant reports. Condition: The City relied on an outside consultant to prepare all grant reports and grant requests for reimbursement but there was no reconciliation of the reimbursement requests to the City's accounting records. During the audit several amounts (including retainage payable) were identified that should have been recorded as payable at September 30, 2004 along with the corresponding grant revenue/receivable. Recommendation: The reports and reimbursement requests prepared by the consultant should be provided to the City's accounting department to enable reconciliation of grant expenditures and reimbursements to the general ledger accounts. A copy of the grant reimbursement request along with the reconciliation and detail support for all expenditures related to the requests should be maintained in a project file. Management's Response: The City's accounting department will be provided a copy of all reports and grant reimbursement requests prepared by the consultant to enable the reconciliation of the expenditures of federal grant funds to the general ledger accounts. The documents obtained from the consultant and the reconciliation will be maintained in a detailed project file. SECTION ill - FEDERAL AWARD FINDINGS AND QUESTIONED COSTS 04-2 FILING OF ANNUAL FINANCIAL AUDIT REPORT Criteria: All local governments with an open or administratively closed Florida Small Cities Community Development Block Grant (CDBG) contract, CFDA 14.228, are required to provide the Department of Community Affairs with an annual financial audit if the local government has expended $500,000 or more in federal funds. The audit report is due annually by April 30. Condition: The City had an open CDBG contract for fiscal year 2004 and expended more than $500,000 in federal funds but did not meet the deadline for the filing of the annual audit report with the Department of Community Affairs by April 30, 2005. The delay in filing occurred because the actuary's report and the pension auditor's report were not available until the end of April and in addition, the City and its auditors needed additional time to implement GASB 34. Recommendation: We recommend the City determine if the actuary's report and the pension auditor's report can be provided at an earlier date or that an extension letter be requested from the granting agency. Management's Response: The City will contact the actuary to determine if the report can be provided by March. If this is not possible then the City will talk to the granting agency about an extension request. 52 I I I I I I I I I I I I I I' I I I I I CITY OF OKEECHOBEE, FLORIDA Schedule of Expenditures of Federal Awards F or the Year Ended September 30, 2004 Federal Program CFDA Grant Pass-Through Entity CSFA Contract Federal Program / State Project No. No. Expenditures U.S. Department of Commerce Economic Development Administration Direct Program Public Works and Facilities Development Program 11.300 04-01-04895 $ 546,687 U.S. Department of Housing and Urban Development Indirect Program Passed through Florida Department of Community Affairs Florida Small Cities CDBG Program 14.228 04DB-IQ-07-57-02-C 01 304,633 Department of Homeland Security Indirect Program Passed through Florida Department of Community Affairs Federal Emergency Management Agency 97.036 * 6,230 Total Expenditures of Federal Awards $ 857,550 Note A - Significant Accounting Policies: The Schedule of Expenditures of Federal Awards is a summary of the City's federal award programs presented on the modified-accrual basis of accounting in accordance with general accepted accounting principles. * Contract number not available 53 THIS PAGE IS INTENTIONALLY LEFT BLANK. 54 I I I I I I I I I I I I I I I I I I I HOYMAN, DOBSON & COMPANY, P.A. CERTIFIED PUBLIC ACCOUNTANTS f'f~'jtnim:'Yt,-Pt';;N! 275 Boy tree Drive, Melbourne, Florida 32940, 327-255-0088, Fox 327-259-8648, www.hoyman.com Independent Auditors' Management Letter Charles W Hayman, Jr Barbara j. Oswalt Thomas l. Kirk Karen E. Ki rkland Debarah A. Bradley DIRECTOR EMERITUS Roger W Dobson Eugene K. Bjerning Honorable Mayor and Members of the City Council City of Okeechobee, Florida We have audited the financial statements of the City of Okeechobee, Florida as of and for the fiscal year ended September 30, 2004, and have issued our report thereon dated July 18, 2005. We conducted our audit in accordance with United States generally accepted auditing standards; the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States; and OMB Circular A-B3, Audits o/States, Local Governments, and Non-Profit Organizations. We have issued our Independent Auditor's Report on Compliance and Internal Control over Financial Reporting and on Compliance and Other Matters, Independent Auditor's Report on Compliance with Requirements Applicable to each Major Federal Program, and Schedule of Findings and Questioned Costs. Disclosure in these reports, which are dated July 18, 2005, should be considered in conjunction with this management letter. Additionally, our audit was conducted in accordance with Chapter 10.550, Rules of the Auditor General. Those rules (Section 10.5 54(l)(g) 1.a.) require that we address in the management letter, if not already addressed in the auditor's reports on compliance and internal controls or schedule of fmdings and questioned costs, whether or not inaccuracies, shortages, defalcations, fraud, and/or violations of laws, rules, regulations, and contractual provisions reported in the preceding annual fmancial audit report have been corrected. There were no inaccuracies, shortages, defalcations, fraud, and/or violations of laws, rules, regulations, and contractual provisions reported in the preceding annual financial audit report. The Rules of the Auditor General (Section 10.554(l)(g)1.b.) require that we address in the management letter, if not already addressed in the auditor's reports on compliance and internal controls or schedule of fmdings and questioned costs, whether or not recommendations made in the preceding annual financial audit report have been followed. The status of the findings from the prior year management letter are as follows: Internal Control Over Financial Reportin2 Fixed Assets Status Corrected Mana2ement Letter 1. Receiving Reports 2. Law Enforcement Special Revenue Fund Expenditures 3. Capital Outlay and Operating Expense Classification Status Corrected Corrected Corrected As required by the Rules of the Auditor General (Section 1O.554(l)(g)2.), the scope of our audit included a review of the provisions of Section 218.415., Florida Statutes, regarding the investment of public funds. In connection with our audit, we determined that the City of Okeechobee, Florida complied with Section 218.415, Florida Statutes. . "m."Jj#4W!!_'.~ :>:> . American Institute of Certified Public Accountants. Florida Institute of Certified Public Accountants. SEC Practice Section of the A I. C. PA . CPAmerica International Honorable Mayor and Members of the City Council City of Okeechobee, Florida Page Two The Rules of the Auditor General (Section 10.554(l)(g)4.) require disclosure in the management letter of the following matters if not already addressed in the auditor's reports on compliance and internal controls or schedule of findings and questioned costs: (1) violations of laws, rules, regulations, and contractual provisions that have occurred, or are likely to have occurred; (2) improper or illegal expenditures; (3) improper or inadequate accounting procedures (e. g., the omission of required disclosures from the financial statements); (4) failures to properly record financial transactions; and (5) other inaccuracies, shortages, defalcations, and instances of fraud discovered by, or that come to the attention of, the auditor. We noted the following matters. Records Maintenance and Report Filing: Criteria: The City should maintain files to assist with filing required grant reports and have a system in place to monitor filing requirements. Condition: During the testing of the grant project files it was noted that all relevant grant information was not included in a project file. The City relied on an outside consultant to provide guidance for grant transactions and to provide the records necessary for accountability. The consultant's contract expires during fiscal year 2005 and additional progress reports will still be required including those due in three to six years. The City does not have a system in place to monitor due dates and to file grant reports in a timely manner. Recommendation: We recommend the City update the project files and include a checklist in the front of each project file listing all items and any report dates for the specific grant to insure that all requirements are met. In addition the City should develop a system for monitoring the due dates of future reports and a system for preparing the reports in a timely manner. Management's Response: The auditors' recommendation will be followed. Project files will be updated with checklists and due dates. Also, a system for monitoring and reporting on the future due dates in a timely manner will be followed. The Rules of the Auditor General (Section 10.554(l)(g)5.) also require that the name or official title and legal authority for the primary government and each component unit of the reporting entity be disclosed in the management letter, unless disclosed in the notes to the fmancial statements. This information is disclosed in the notes to the financial statements. As required by the Rules of the Auditor General (Section 10.554(l)(g)6.a.), the scope of our audit included a review of the provisions of Section 218.503(1), Florida Statutes, regarding financial emergencies. In connection with our audit, we determined that the City of Okeechobee, Florida has not met any of the financial emergency conditions described in Section 218.503(1), Florida Statutes. As required by the Rules of the Auditor General (Section 10.554(1)(g)6.b.), we determined that the annual financial report for the City of Okeechobee, Florida for the fiscal year ended September 30, 2004, filed with the Department of Financial Services pursuant to Section 218.32, Florida Statutes, is in agreement with the annual financial audit report for the fiscal year ended September 30, 2004. As required by the Rules of the Auditor General (Sections 10.554(g)(6)c. and 10.556), we applied financial condition assessment procedures. It is management's responsibility to monitor the entity's financial condition, and our financial condition assessment was based in part on representations made by management and the review of fmancial information provided by same. 56 I I I I I I I I I I I I I I I I I I I Honorable Mayor and Members of the City Council City of Okeechobee, Florida Page Three This report is intended solely for the information and use of the City Council, management, federal awarding agencies and pass-through entities, and the State of Florida Office of the Auditor General and is not intended to be and should not be used by anyone other than these specified parties. ~/AJ~1 (?~ fJl/-. Hoyman, Dobson & Company, P.A. July 18, 2005 57 ei_.~_L'ZY!NJt+... ' l)ISl-fL~bLiliA @ 9/de/o5 rn.u+l'B' 8~ W; ,p ljQm X. A-, HOYMAN, DOBSON & COMPANY, P.A. CERTIFIED PUBLIC ACCOUNTANTS 275 Boy tree Drive, Melbourne, Florida 32940, 327-255-0088, Fox 327-259-8648, www.hoyman.com Charles W Hoymon. Jr Barbaro j. Oswall Thomas l. Kirk Karen E. Kirkland Deborah A. Bradley DIRECTOR EMERITUS Roger W Dobson Eugene K. Bjerning Honorable Mayor and Members of City Council The City of Okeechobee, Florida We have audited the financial statements of the City of Okeechobee, Florida for the year ended September 30, 2004, and have issued our report thereon dated July 18, 2005. Professional standards require that we provide you with the following information related to our audit. Our Responsibility under Generallv Accepted Auditing Standards and Government Auditing Standards As stated in our engagement letter dated August 29, 2001, our responsibility, as described by professional standards, is to plan and perform our audit to obtain reasonable, but not absolute, assurance about whether the financial statements are free of material misstatement. Because of the concept of reasonable assurance and because we did not perform a detailed examination of all transactions, there is a risk that material errors, fraud, or illegal acts, may exist and not be detected by us. As part of our audit, we considered the internal control of the City of Okeechobee, Florida. Such considerations were solely for the purpose of determining our audit procedures and not to provide any assurance concerning such internal control. As part of obtaining reasonable assurance about whether the financial statements are free of material misstatement, we performed tests of the City of Okeechobee, Florida's compliance with certain provisions of laws, regulations, contracts, and grants. However, the objective of our tests was not to provide an opinion on overall compliance with such provisions. Significant Accounting Policies Management has the responsibility for selection and use of appropriate accounting policies. In accordance with the terms of our engagement letter, we will advise management about the appropriateness of accounting policies and their application. The significant accounting policies used by the City of Okeechobee, Florida are described in Note 1 to the financial statements. We noted no transactions entered into by the City during the year that were both significant and unusual, and of which, under professional standards, we are required to inform you, or transactions for which there is a lack of authoritative guidance or consensus. ,r, ',' ."::,'''+'''~.I,::Jj II . American Institute of Certified Public Accountants. Florida Institute of Certified Public Accountants. SEe Practice Section of the A. I. C PA. . CPAmerica International Honorable Mayor and Members of City Council The City of Okeechobee, Florida Page Two Accounting Estimates Accounting estimates are an integral part of the basic financial statements prepared by management and are based on management's knowledge and experience about past and current events and assumptions about future events. Certain accounting estimates are particularly sensitive because of their significance to the financial statements and because of the possibility that future events affecting them may differ significantly from those expected. The most sensitive estimate affecting the financial statements is the useful lives of capital assets. Management's estimate of the useful lives of capital assets is based on the historical lives of similar assets and market prices. We evaluated the key factors and assumptions used to develop the estimated useful lives in determining they are reasonable in relation to the financial statements taken as a whole. Significant Audit Adjustments For purposes of this letter, professional standards define a significant audit adjustment as a proposed correction of the financial statements that, in our judgment, may not have been detected except through our auditing procedures. These adjustments may include those proposed by us but not recorded by the City of Okeechobee, Florida that could potentially cause future financial statements to be materially misstated, even though we have concluded that such adjustments are not material to the current financial statements. We proposed no audit adjustments that could, in our judgment, either individually or in the aggregate, have a significant effect on the City ofOkeechobee's reporting process. Disagreements with Management For purposes of this letter, professional standards define a disagreement with management as a matter, whether or not resolved to our satisfaction, concerning a financial accounting, reporting, or auditing matter that could be significant to the financial statements or the auditors' report. We are pleased to report that no such disagreements arose during the course of our audit. Consultations with Other Independent Accountants In some cases, management may decide to consult with other accountants about auditing and accounting matters, similar to obtaining a "second opinion" on certain situations. If a consultation involves application of an accounting principle to the governmental unit's financial statements or a determination of the type of auditor's opinion that may be expressed on those statements, our professional standards require the consulting accountant to check with us to determine that the consultant has all the relevant facts. To our knowledge, there were no such consultations with other accountants. Issues Discussed Prior to Retention of Independent Auditors We generally discuss a variety of matters, including the application of accounting principles and auditing standards, with management each year prior to retention as the City of Okeechobee, Florida's auditors. , . Honorable Mayor and Members of City Council The City of Okeechobee, Florida Page Three However, these discussions occurred in the normal course of our professional relationship and our responses were not a condition to our retention. Difficulties Encountered in Performing; the Audit We encountered no significant difficulties in dealing with management in performing our audit. This information is intended solely for the use of the City Council and management of the City of Okeechobee, Florida and should not be used for any other purpose. Very truly yours, ~a~/ &Jk {~/I!ri-- Hoyman, Dobson & Company, P.A. July 18, 2005 366 ,.,-~-~~~--~~..........-----~-----------------~-- - < ~_~~_ [::{;f1~(1 ~{ . < VIII. NEW BUSINESS CONTINUED. D. Motion to approve a Temporary Street Closing for Southwest 4th Avenue between North and South Park Streets on November 5, 2005 from 8 a.m. to 1 p.m., submitted by Reach Radio FM 90.5 for a Family Fun Day and Walk - City Clerk (Exhibit 7). E.; Motion to approve the .fQQ4/2005 Fiscal Year Audit Report - Deborah A. Bradley, Audit Director: . F. Consider approval of proposed Main Street Agreement - City Attorney (Exhibit 8). G. Consider approval of Mural Guidelines presented by Main Street - Maureen Burroughs (Exhibit 9). SEPTEMBER 7. 2005. REGULAR MEETING. PAGE 11 OF 13 ----~~- -~--~~~-~~-- ~~--~~--~ ----~- -- ~ ! _ i,v!)l1l~;,~lLi~{c.c~t,<l~~ :~';;Uj(*l~~I''.< \'"Sic::- < ~- ----------- --~~-~--~~ New Business item D was withdrawn from the agenda. New Business Item E was withdrawn from the agenda. This item was deferred until the September 20,2005 Regularly scheduled City Council Meeting. Council Members Watford and Markham expressed their appreciation for the work that Okeechobee Main Street has accomplished and also, the efficiency and manner in which their requests are presented. Council Member Watford moved to approve an agreement between the City and Okeechobee Main Street regarding the Community Redevelopment Agency: seconded bv Council Member Chandler. Council Member Williams noted for the record that she will be abstaining from voting due to her employment with OKMS. VOTE MARKHAM. YEA WATFORD. YEA WILLIAMS. ABSTAlNED* MOTION CARRIED. KIRK. YEA CHANDLER. YEA Ms. Bridgett Waldou, of the Design Committee for OKeechobee Main Street (OKMS), presented a packet for the Murals and Visual Arts Program guidelines. She explained that this program is to enlighten our community of our historical and cultural heritage. The Committee is in the process of picking a theme and locations for the projects, and at this time there are four business owners waiting to proceed. The first mural is intended to be painted by our local students under the supervision of a professional artist. Council Member Watford remarked it will be important to encourage the business owners to follow the guidelines for this program to be successful, and that City Council should have the final approval of the murals. Ms. Maureen Burroughs, President of OKMS, explained the reason for the guidelines is to assure a program that is not less than standard. We want the City Council to see it and approve it, but mainly for it to get done in a timely manner. Council MemberWatford moved that we instruct Attome Cook to re are an Ordinance for the LPA r ardin the Okeechobee Main Street Mural and Visual Arts Program Guidelines: seconded by Council Member Markham. ~-~~~~-_.~-------.-~-~~. ~ I - - I~'-~~"I::'I" - ,: - , I . 'J"':..I~~ '0- ,'> - - . ' ~~-~~~~-~ SEP1EMBER 20,2005- FINAL BuDGET HEAIUIlGAND REGulAR MEETING - PAGE 11 OF 14 3 7 9 -~~~---~--~ -----~ -- ------- ---- --..----~--~---- --- ~~ -- . - ~ -..., , I.. r...~le\j(...;-J1 f /iln"'~J'i ',~", II ,)'.;, -,,". ,['" '~ 1 .' ~ ~~_!,_\:-,,~~..:.\:,~l .~~2{ ,~~\~l -~ ~__ -l X. NEW BUSINESS. A. Motion to approve the 2003/2004 Fiscal Year Audit Report - Deborah A. Bradley, Audit Director. . B. Motion to reappoint Louise Chandler and Steve Padgett to the Police Officers' Pension Board of Trustees, term beginning October 1,2005 and ending September 30,2007 - Bettye Taylor, Pension Fund Secretary. C. Motion to ratify the appointment of Robert Peterson to the Police Officers' Pension Board of Trustees, term beginning October 1, 2005 and ending September 30,2007 - Bettye Taylor, Pension Fund Secretary. D. Motion to reappoint John Koepke to the Firefighters' Pension Board of Trustees term beginning October 1, 2005 and ending September 30,2008 - Bill Douglas, Fire Pension Fund Secretary. Ms Deborah Bradley of Hoyman, Dobson and Company, PA., presented and distributed copies of the results for the 2003/2004 Fiscal Year audit. Findings were of limited significance. Items of notation from last year's report were noted to have been corrected. Those items being: Internal control over financial reporting of the fixed assets; law enforcement special revenue fund expenditures; and capital outlay and operating expense classification. All areas are being addressed appropriately. This year's report encompasses the new GASB 34 reporting procedures. Ms. Bradley reported that the City is financially sound. One item noted are to implement better controls, and check lists for grant files. Mayor Pro-Tern Watford thanked Ms. Bradley for her presentation. He remarked that it was good to see the fixed assets finally completed after being on the manager's letter for several years. She also noted that should the Council have any questions once they have had the opportunity to review the report closer, she would be available. No official action was necessary for this item. Council Member Williams moved to reappoint Louise Chandler and Steve Padgett to the Police Officers' Pension Board of Trustees, term beginning October 1, 2005 and ending September 30, 2007; seconded by Council Member Chandler. The Council noted their thanks and appreciation for these citizens to serve on this board. VOTE MARKHAM. YEA WATFORD. YEA WILLIAMS. YEA MOTION CARRIED. KIRK. ABsENT CHANDLER. YEA Council Member Chandler moved to ratify the appointment of Robert Peterson to the Police Officers' Pension Board ofT ru stees , term beginning October 1 ,2005 and ending September 30,2007; seconded by Council Member Williams. VOTE MARKHAM. YEA WATFORD. YEA WILLIAMS. YEA MOTION CARRIED. KIRK. ABsENT CHANDLER. YEA Council Member Williams moved to reappoint John Koepke to the Firefighters' Pension Board of Trustees term beginning October 1, 2005 and ending September 30, 2008; seconded by Council Member Chandler. The Council noted their thanks and appreciation for his willingness to serve on this board.