2017-05-31 Special Meeting All FundsCITY OF OKEECHOBEE GENERAL EMPLOYEESIPOLICE/FIRE PENSION BOARDS
SPECIAL. MEETING MINUTES, May 31, 2017
CITY HALL, 66 SE THIRD AVENUE
OKEECHOBEE, FL 34974
1. CALLTOORDER
Nathan Pippin called
a meeting of
the Board of
Trustees for the
City of Okeechobee General
Employees/Police/Fire
Pension Boards
to order at 4:09
PM in the Council
Chambers at City Hali.
TRUS7EES
OKEECHOBEEGENERAL
Nathan Pippin - Chairman
Jackie Dunham —Secretary
Melissa Henry
Daryl Roehm
Jeanna Lanier
POLICE
Jack Boon - Chairman
Bettye Taylor —Secretary
Ray Worley
BIII Barlett
Ryan Holroyd
Fire
HerbySmith� airman
Michael Skipper —Secretary
Adam Crum
John Koepke
Glen Hodges
2, PUBLiCCOMMENT
OTHERS
Scott Baur & Kyle Tintie, Administrators
Scott Christiansen, Attorney
Jay McBee, Auditor
Melissa Moskovitz, Actuary
Indla Riedel, Finance Director
There vrere no additional comments from the public.
3. REPORTS
Auditor Report Hav Mc6ee)
Mr. McBee presented
the audited
Flnancial reports for the iiscal year
ending
{FYE) September 30, 2016.
He discussed the audit
process and
explained the required disclosures
for the
plans.
Mr. McBee began with the combined report for the City of Okeechobee and Okeechobee Utility
Authority Employees' Retirement Systom. Tho iwo plans split as of the close of the fiscal year end,
September 30, 2016. Mr. McBee provided a clean, unqualified opinion for the financial statement. He
stated that the Plan had a total net asset of $11,291,263, The assets had a net Increase of $1,052,467
from the previous year. Mr. McBee addressed the footnotes and the changes to the net fiduciary
position. The auditor reviewed the employer and the employee contributions for the fiscal year 2016.
He discussed the Investments and the administrative expenses. Mr. McBee reviewed changes to the
Plan for the past year, ending with the GASB67 footnotes.
Meeting May 31, 2011 Page 2 OT 3
Mr. Mc Bee presented the Clty of Okeechobee, Municipal FirefightersPension Trust Fund. He reported
a clean opinion, free of material misstatements and fairly presented In the GASB format. Mr. McBee
reviewed the balance sheet Indicating that the total assets for the plan were $3,536,459 at fiscal year
end. The changes in the total assets were up $279,045 from the 2015 FYE, He continued discussing
contributions, benefit payments, and expenses, and the Impact they had on the plan.
Mr. McBee prov(ded a clean, unqualified opinion for the Okeechobee Police Officers Retirement System.
He reported the total assets for the Plan were $8,035,729 which Is up $344,391 from the prior year. Mr.
McBee reviewed the balance sheet and addressed the notes which covered contributions, benefits, and
Investments.
Ms.
Dunham made a
motion
to
approve the Audit for the City of Okeechobee General Employees.
The
motion received a
second
by
Ms. Henry, approved by the Trustees 3-0,
Mr.
Koepke
made a motion to
approve the Audit for the Okeechobee Firefighters Retirement System.
The
motion
received a second
by Mr. Skipper, approved by the Trustees 4-0.
Mr. Bartlett
made a motion to approve
the
Audit for the Okeechobee Pol[ce Officers Retirement
System. The
motion received a second by
Mr,
Worley, approved by the Trustees S•0.
Actuari_alValuation fMelfssa Moskovitz
Ms. Moskovitz began by reviewing the Plan provisions and assumptions. The only assumption change I
was made to the Mortality.table. put forth:from.a recent legislative session. The Okeechobee General
Employees Retirement System has approximately an $18,000 contribution Increase due to the mortality
assumptions, The City's contribution requirement, with Interest, Increased from 4.55%to 7.549/c, which
translates to $71,639, for the fiscal year ending September 30, 2018. The Increase resulted from a
combination of changes to the mortality table and Investment losses. The loss was offset by a gain from
lower than expected salary increases of 2.4% versus the assumed rate of 6%, The City has a prepaid
contribution of $72,018 as of October 1, 2016 which can be used to offset their required contribution.
Ms. Moskovitz explained that the average expected working life of active participants is approximately
9,7114 years, up from 9,1700 the previous valuation. She reviewed the market return 8.1%for the prior
fiscal year but a smoothed return of 6.5% compared to the 7% assumed rate, The funded ratio, the
determination of the liabilities at a given date, decreased from 114.5% to 111.6%. Ms. Moskovitz stated
that the funded ration decrease is due to the new mortality assumptions. She discussed how the funded
ratio marked the health of a plan, but a funded ratio of 111,6910 is considered good by most any measure
with reasonable assumptions. The Plan had additional loses to recognize over the next few years since
the actuarial value of assets exceeds the market value. Actuaries must now submit valuations
electronically, once they are approved, to the Division of Retirement. The recommendation was to
monitor the Investment earnings assumption to keep It at a level that the investment consultant thinks
can be achieved annually over the next ten years.
Ms. Moskovitz reviewed the summary of the Okeechobee Firefighters Retirement System's provisions
and assumptions. The City's required net contribution fell from 21.95% to 21.43%which translates to
$121,238 for the fiscal year ending September 30, 2018, The City has a prepaid contribution of $42,773
as of October 1, 2016 which can be used to offset the required City contribution. The prepaid
Investment earnings, with a smoothed return of 6.1%compared to the 7%assumption. The plan had an
offsetting gait from lower than expected salary increase. The funded ratio Improved to 101.5% from
Meeting May 31, 2017 Page 3 of 3
100.4%. The plan expects to recognize losses over the next few years, since the actuarial value of assets
exceeds the market value of assets. The recommendation was to monitor the Investment earnings
assumption to keep It at a level that the Investment consultant thinks can be achieved annually over the
next ten years,
Ms. Moskovltz reviewed the summary of the Okeechobee Police Officers Rotirement System's provisions
and assumptions for the Board. The most updated State contribution Information shows a total of
$73,960 which is the same amount as the prior year. The funded ratio was 102,5% versus the previous
years funded ratio that was 101.6%. The required City contribution Is $39,020 less than the previous
year. Ms, Moskovitz reviewed the funded ratio which increased from 101.6%to 102.5% She explained
that the actuarial value of assets exceeded the market value as of October 1, 2016 by $211,654. Tile
total gain of $110,053 was primarily due to the 03% salary Increases versus the assumed rate of 6%.
The City has a prepaid contribution of $25,431 as of October 1, 2016 which can be used to offset the
required City contribution. Ms. Moskovitz and Mr. Baur addressed the use of State money explaining
that the City of Okeechobee Firefighters has a bargaining unit but without a new contract since 2015,
the issue does not get addressed, The City of Okeechobee Police Officers' do not have a bargaining unit
hence no mutual consent. The Police officers' will need to examine the issue and survey the members
to achieve mutual consent if that is the desire of the members, The recommendation was to monitor
the investment earnings assumption to keep it at a level that the Investment consultant thinks can be
achieved annually over the next ten years.
A discussion of mutual consent ensued and Mr, Christiansen explained the need for mutual consent for
the State money. He stated that the Police Officers' already have a Share Plan In place. Further action is
required between the City and a bargaining unit or member group. Ms. Moskovitz added that the
members have the funds now to allocate to a Share: Plan...Mr.. Christiansen said that excess money
accumulated has to be part of mutual consent and money going forward needs to be discussed,. He
stated that the majority of the Police members must ratify the proposal to reach mutual consent. Mr.
Christiansen can draft a mutual consent agreement If the City requests. He explained the need for a
default, if both parties cannot agree on the division of the money, then as an example, the default
would allocate 50% would go Into the Share Plan and 50% would go to the City towards funding tite
City's contribution. If approved, the mutual consent agreement must get noted on the Annual Report
for Police to the State.
Ms, Dunham made a motion to approve the Actuarial Valuation Report as presented for the City of
Okeechobee General Employees. The motion received a second by Mr. Boehm, approved by the
Trustees 3.0,
Mr. Koepke made a motion to approve the Actuarial Valuation for the Okeechobee Firefighters
Retlrementsystem. The motion received a second by Mr. Skipper, approved by the Trustees 4.0.
Mr. Bartlett made a motion to approve the Actuarial Valuation for the Okeechobee Police Officers
Retirement System. The motion received a second by Mr. Worley, approved bythe Trustees 5.0,
Attorney Report (Scott Christianse»)
Scott Christiansen reminded the Trustees that their financial F1 forms were due by July
The Board reviewed the fiduciary roles and responsibilities of the Trustees. 71
The Boards adjourned at 5,32 pm. n
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