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2008-11-10 General Meeting & All Funds Individual SessionsCITY OF OKEECHOBEE GENERAL EMPLOYEES M OKEECHOBEE UTILITY AUTHORITY POLICE AND FIREFIGHTERS PENSION BOARD MINUTES NOVEMBER 10, 2008 - 5:00 P.M. CITY GENERAL/OUA MEMBERS Jamie Mullis, Chair - Present Robin Brock, Secretary - Present Jerry O'Bannon - Present Jess Manson - Present Linda Tewksbury - Present L.C. Fortner, Member - Present POLICE OFFICERS MEMBERS Denny Davis, Chair - Present Bettye Taylor, Secretary -Present Victoria Williams - Absent Louise Chandler- Present Bill Barlett- Absent FIREFIGHERS MEMBERS John Koepke, Chair - Present Bill Douglas, Secretary - Present Glen Hodges - Present Gary Ritter - Absent Brook Conway - Present 1. The meeting was held at City Hall, 55 Southeast 3'd Avenue, Room 200, Okeechobee, Florida, and was called to order by Chairman Jamie Mullis at 5:07 p.m. 2. INVESTMENT REPORT: David Kelly of Bowen, Hanes & Company, presented his report. Mr. Kelly stated that the month of October 2008 was a terrible month for the stock market, but the Federal Reserve and the Treasury are using all resources to re -inflate the economy. The largest asset in the country right now is cash. He stated that the stock market is cheap and going forward. The outlook for next year looks grim. Stick with quality and, historically, the companies are going to be there. He advised that the Sub prime Market was operating with loans for people with no income verification. Their company does not deal in the real estate market, so they did not pay much attention until the problems started to affect Wall Street. Bowen, Hanes & Company does not think we are headed into a depression. The investment market has grounded to a halt, and commodity cost is down. Stock market is cheap right now, and they are focused on companies with little or no debt. Corporation's cash net worth has never been higher. The companies will start spending again soon. Hedge funds collect money to invest, then borrow against their loans. They are now having to sell and are losing a lot of money. Bowen, Hanes & Company is total manager for a lot of funds. They feel with total control of the fund they can have more mobility with when and how to invest money to get maximum return. This has helped them in their investment strategies. After consideration, they have agreed to handle the three funds as a Page 1 of 5 consolidated fund for the flat fee of 50 basis points if they have total control of the whole fund. The current fee is 65 basis points. Mr. Kelly said he knew we were considering Vanguard Investments, which is a good fund, but it does not have active management to move money when it needs to. Normally, the Treasury Bonds and Corporation Bonds are close, but this economy has widened the basis points between them. The Treasury Bonds are losing value. With a trillion dollars being poured into the economy, some felt it might spike inflation. This means their investment managers have started buying some corporate bonds, which have an inflation index built into them. Mr. Kelly expressed that the three plans will do well with the right mix of assets, which requires a total manager. MONITORING REPORT Timothy Nash introduced himself as representative from The Bogdahn Group and reported that it had been a very difficult quarter. October was a bad month for the stock market and is off by one-third. Although we will not get earnings back, the market is moving forward. In reference to replacing Trusco with a new custodian for the Pension Boards, Mr. Nash stated that Vanguard Investments is a passive management account. Bowen, Hanes & Co. is a solid firm with a solid track record in Florida municipalities. We would have a more active manager if we allow Bowen, Hanes & Co. to take total account instead of dividing it up. With negotiating for lower fees and preserving capital, we will be able to get through the losses. Our portfolios are better then most, due to the stocks and bonds that we had. Bond Managers at Trusco did a good job, and our portfolios did well in such a tough market. Each of the Boards has a 60% equity limit with 10% in foreign investments. After searching for the best interests of the Boards for a custodian to replace Trusco, Mr. Nash recommends Salem Trust Company. They have an account minimum of $4,000.00 and a fee of 6 basis points. 3. ITEMS PRESENTED BY BOARD ATTORNEY CHRISTIANSEN. • Confirmed meeting dates for 2009 • Confirmed letters from all Boards were sent to Charles Slavin • Reminded Police Board to elect officers • Fiscal Year Letter #2 to City Council needs to be sent by all Boards • Recommended that a new contract with GRS be prepared, as he does not suggest approval of some of the items GRS has included. • Advised that Timothy Nash would delegate the transitions to Bowen Hanes and Salem Trust. Page 2 of 5 4. Unfinished Business to discuss in Open Session. There was no unfinished business. 5. New Business to discuss in Open Session. There was no new business. 6. Open Session was recessed and convened in Individual Board Sessions. City General Employees and OUA Pension Board of Trustees Items: A. Board Member Jess Manson moved to approve the minutes for the August 11, 2008 Regular Meeting. Seconded by Board Member Linda Tewksbury. Motion carried. B. Board Member Jamie Mullis moved to approve the Financial Reports as presented by Basil Coule, Pension Financial Liaison, and noted as follows, with the exception of item 6, which was denied: 1) Account Activity/Expenses Report - July through September, 2008 2) Additional Statement that reflects activity for the period October 1, 2007 through September 30, 2008 3) Check Register - July through September, 2008 4) Letter from Bowen, Hanes & Co. requesting signatures for investment management agreement. (Executed agreement in open meeting) 5) Letter from DiBartolomeo, McBee, Hartley & Barnes, P.A. regarding the audit fee for September 30, 2008 6) Letter from Gabriel Roeder Smith & Co. requesting an increase in their annual fees. 7) Letter from SunTrust requesting signatures on the authorized person for the "Disclosure and Consent to Compensation" 8) Letter from Gabriel Roeder Smith & Co. regarding new tools and services for review. 9) Approve the list of members terminated and/or contributions refunded or rolled over from 07/01/08 to 09/30/08 10) Approve the list of new members enrolled from 07/01/08 to 09/30/08 Seconded by Board Member Jess Manson. Motion carried. C. Unfinished or New Items from Board Members. 1) Board Member Jess Manson moved to give Attorney Christiansen the authority to re -negotiate a new agreement with Gabriel Roeder Smith & Co. Seconded by Board Member Jamie Mullis. Motion carried. Page 3 of 5 2) Motion was made by Board Member Jamie Mullis and seconded by Board Member Jess Manson to approve Salem Trust Co. as Pension Board Custodian. Motion carried. 3) Motion was made by Board Member Linda Tewksbury and seconded by Board Member Jess Manson to approve Bowen, Hanes & Co. as the Board's full investment manager. D. There being no further business, Board Member Jerry O'Bannon moved to adjourn. Seconded by Board Member Jess Manson. Motion carried. Chairman Jamie Mullis adjourned the meeting at 7:10 p.m. --- ----------------------- Jamie Mullis, Chairman Robin Brock, Secretary Police Board of Trustees Items: A. Louise Chandler made motion, seconded by Bettye Taylor, approved by all for Bowen Hanes to take over as Total Manager of Portfolio. B. Louise Chandler made motion, seconded by Bettye Taylor, approved by all for Salem Trust contracts to be signed to make Salem new custodian of Portfolio. C. Louise Chandler made motion, seconded by Denny Davis, approved by all to accept minutes from October 20, 2008. D. Louise Chandler made motion, seconded by Bettye Taylor, approved by all to accept expenditures for June 2008 through October 2008. E. Bettye Taylor made motion to table GRS contract and give Scott Christiansen permission to renegotiate contract. Seconded by Denny Davis, approved by all. F. The board decided to wait for reappointment of Chairman and Secretary until we have a full board at next meeting. Bettye Taylor made motion to adjourn meeting. Seconded by Denny Davis. Page 4 of 5 Meeting adjourned at 6:50 PM. Denny Davis Chairman Bettye Taylor Secreta ry Firefighters Board of Trustees Items: A. A motion was made by Glenn Hodges, second by Brook Conway, to accept the minutes of August 11, 2008, motion passed. B. A motion was made by Bill Douglas, second by Glenn Hodges, to hire Salem Co., motion passed. C. A motion was made by Brook Conway, second by Glenn Hodges, to keep John Koepke Chairman and Bill Douglas Secretary, motion passed. D. A motion was made by Glenn Hodges, second by John Koepke, to allow Bowen Hanes to do all paperwork except custodian, motion passed. Meeting adjourned. John Koepke, Chairman Bill Douglas NOTICE IS HEREBY GIVEN that if any person should decide to appeal and decision made at this meeting of the Board of Trustees, such person will need to insure that a verbatim record of the proceedings is made which includes the testimony and evidence upon which the appeal is based. Page 5 of 5