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EGP Inc (Fire Dept Copier)RWE1IDE BANK 660 U.S. Highway 1 North Palm Beach, FL 33408 Phone: 561-842-1454; Fax: 561-842-1676 Susan.Brady@riversidenb.com October 18, 2006 City of Okeechobee Fire Dept. Attn: Fire Chief Herb Smith 55 SE Third Avenue Okeechobee, FL 34974 RE: Municipal Lease Agreement #142 -1 KM -2050 Copier, S/N J3089100 Dear Chief Smith: Thank you for allowing Riverside National Bank to provide the financing on and be a part of your new equipment acquisition. You are a valued customer and we hope to meet all of your financing needs in the future. If you have any questions about the transaction just closed, please call me. Enclosed for your records is a copy of the executed Lease documents. Also enclosed is the invoice for payment due November 15, 2006, along with an amortization schedule. We are returning the original Form 8038 -GC, which we relied upon for funding your transaction, to you for filing with the Internal Revenue Service. Also, if you have not already done so, please call your insurance agent and have Riverside National Bank added as the loss payee and additional insured to your policy. Again, we appreciate your business and we would value any input you give us about our service. I hope to hear from you soon. Sincerely, Susan Brady Leasing Coordinator Enclosures Member FDIC Cr LENDER EEO /AA/M /F /DN DE llN7 LEASING COMPANY P.O. Box 2078 Fort Pierce, FL 34954 561- 840 -8537; Fax 561- 842 -1676 Scott.Burnett@riversidenb.com TO: City of Okeechobee Fire Dept. 55 SE Third Avenue Okeechobee, FL 34974 Re: KM -2050 Copier, S/N J3089100 SALESP ERSON LEASE NUMBER Scott Burnett # 142 -1 INVOICE NO: 00142 -1 -1 DATE: October 18, 2006 QUANTITY DESCRIPTION UNIT PRICE AMOUNT 1 Lease Payment $123.00 $123.00 Documentation Fee $150.00 Sales/Use Tax $0.00 SUBTOTAL $273.00 TOTAL DUE $273.00 DUE DATE: November 15, 2006 Make all checks payable to: Riverside Leasing Company 5% late fee charged after December 15, 2006 We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. If you have any questions concerning this invoice, contact us at above phone number. THANK YOU FOR YOUR BUSINESS! CITY OF OKEECHOBEE FIRE DEPT. - MUNICIPAL LEASE AGREEMENT - LEASE #142 -1 Loan Calculator Enter Values Loan Amount $ 6,212.12 Annual Interest Rate 6.999% Loan Period in Years 5 Number of Payments Per Year 12 Start Date of Loan 10/15/2006 Optional Extra Payments Lender Name: Riverside National Bank Loan Summary Scheduled Payment Scheduled Number of Payments Actual Number of Payments Total Early Payments Total Interest 123.00 60 60 $ 1,168.15 Pmt Payment Beginning Scheduled Extra Total Ending No. Date Balance Payment Payment Payment Principal Interest Balance 1 11/15/2006 $ 6,212.12 $ 123.00 $ - $ 123.00 $ 86.77 $ 36.23 $ 6,125.35 2 12/15/2006 6,125.35 123.00 123.00 87.28 35.73 6,038.07 3 1/15/2007 6,038.07 123.00 123.00 87.79 35.22 5,950.28 4 2/15/2007 5,950.28 123.00 - 123.00 88.30 34.71 5,861.98 5 3/15/2007 5,861.98 123.00 123.00 88.81 34.19 5,773.17 6 4/15/2007 5,773.17 123.00 123.00 89.33 33.67 5,683.84 7 5/15/2007 5,683.84 123.00 123.00 89.85 33.15 5,593.98 8 8/15/2007 5,593.98 123.00 123.00 90.38 32.63 5,503.60 9 7/15/2007 5,503.60 123.00 123.00 90.90 32.10 5,412.70 10 8/15/2007 5,412.70 123.00 123.00 91.43 31.57 5,321.26 11 0/15/2007 5,321.26 123.00 123.00 91.97 31.04 5,229.30 12 10/15/2007 5,229.30 123.00 123.00 92.50 30.50 5,136.79 13 11/15/2007 5,136.79 123.00 123.00 93.04 29.96 5,043.75 14 12/15/2007 5,043.75 123.00 123.00 93.59 29.42 4,950.16 15 1115/2008 4,950.16 123.00 123.00 94.13 28.87 4,856.03 16 2/15/2008 4,856.03 123.00 123.00 94.68 28.32 4,761.35 17 3/15/2008 4,761.35 123.00 123.00 95.23 27.77 4,666.11 18 4/15/2008 4,666.11 123.00 123.00 95.79 27.22 4,570.32 19 51/15/2008 4,570.32 123.00 123.00 96.35 26.66 4,473.98 20 6/15/2008 4,473.98 123.00 123.00 96.91 26.09 4,377.07 21 7/15/2008 4,377.07 123.00 123.00 97.48 25.53 4,279.59 22 8115/2008 4,279.59 123.00 123.00 98.04 24.96 4,181.55 23 9115/2008 4,181.55 123.00 123.00 98.62 24.39 4,082.93 24 10115/2008 4,082.93 123.00 123.00 99.19 23.81 3,983.74 25 11/15/2008 3,983.74 123.00 123.00 99.77 23.24 3,883.97 26 12(15/2008 3,883.97 123.00 123.00 100.35 22.65 3,783.62 27 1/15/2009 3,783.62 123.00 123.00 100.94 22.07 3,682.68 28 2(15/2009 3,682.68 123.00 123.00 101.53 21.48 3,581.16 29 3(15/2009 3,581.16 123.00 123.00 102.12 20.89 3,479.04 30 4/15/2009 3,479.04 123.00 123.00 102.71 20.29 3,376.33 31 5/15/2009 3,376.33 123.00 123.00 103.31 19.69 3,273.01 32 6/15/2009 3,273.01 123.00 123.00 103.91 19.09 3,169.10 33 7/15/2009 3,169.10 123.00 123.00 104.52 18.48 3,064.58 34 8/15/2009 3,064.58 123.00 123.00 105.13 17.87 2,959.45 35 9(15/2009 2,959.45 123.00 123.00 105.74 17.26 2,853.71 36 10115/2009 2,853.71 123.00 123.00 106.36 16.64 2,747.35 37 11115/2009 2,747.35 123.00 123.00 106.98 16.02 2,640.36 38 12/15/2009 2,640.36 123.00 123.00 107.60 15.40 2,532.76 39 1/15/2010 2,532.76 123.00 123.00 108.23 14.77 2,424.53 40 2115/2010 2,424.53 123.00 123.00 108.86 14.14 2,315.66 41 3/15/2010 2,315.66 123.00 123.00 109.50 13.51 2,206.17 42 4/15/2010 2,206.17 123.00 123.00 110.14 12.87 2,096.03 43 5/15/2010 2,096.03 123.00 123.00 110.78 12.23 1,985.25 44 6/15/2010 1,985.25 123.00 123.00 111.43 11.58 1,873.82 45 7/15/2010 1,873.82 123.00 123.00 112.08 10.93 1,761.75 46 8/15/2010 1,761.75 123.00 123.00 112.73 10.28 1,649.02 47 9/15/2010 1,649.02 123.00 123.00 113.39 9.62 1,535.63 48 10/15/2010 1,535.63 123.00 123.00 114.05 8.96 1,421.59 49 11/15/2010 1,421.59 123.00 123.00 114.71 8.29 1,306.87 50 12/15/2010 1,306.87 123.00 123.00 115.38 7.62 1,191.49 Not to be used for pay -off. CITY OF OKEECHOBEE FIRE DEPT. - MUNICIPAL LEASE AGREEMENT - LEASE #142 -1 Pmt Payment Beginning Scheduled Extra Total Ending No. Date Balance Payment Payment Payment Principal Interest Balance 51 1/15/2011 1,191.49 123.00 123.00 116.06 6.95 1,075.43 52 2/15/2011 1,075.43 123.00 123.00 116.73 6.27 958.70 53 3/15/2011 958.70 123.00 123.00 117.41 5.59 841.29 54 4/15/2011 841.29 123.00 123.00 118.10 4.91 723.19 55 5/15/2011 723.19 123.00 123.00 118.79 4.22 604.41 56 6/15/2011 604.41 123.00 123.00 119.48 3.53 484.93 57 7/15/2011 484.93 123.00 123.00 120.18 2.83 364.75 58 8/15/2011 364.75 123.00 123.00 120.88 2.13 243.87 59 9/15/2011 243.87 123.00 123.00 121.58 1.42 122.29 60 10/15/2011 122.29 123.00 122.29 121.58 0.71 0.00 Not to be used for pay -off. RIVELSIDE NATIONAL IL, BANK GOVERNMENTAL LESSEE INFORMATION FULL LEGAL NAME City of Okeechobee MUNICIPAL LEASE NO. I ya- -/ BILLING ADDRESS 55 SE Third Ave. CITY Okeechobee COUNTY pkeechobee STATE F1 ZIP 34974 SEND INVOICE TO ATTENTION OF PHONE (863) .763 -4423 EQUIPMENT DESCRIPTION EQUIPMENT LOCATION IF NOT SAME AS ABOVE CITY 11 (COUNTY STATE ZIP QUANTITY MAKE, MODEL NO. SERIAL NO. t�pleeU41010 can s em ax Roar MUNICIPAL LEASE AGREEMENT LEASE COMMENCEMENT DATE I o 16/4 (4 MUNICIPAL LEASE NO. I ya- -/ SELLERNENDOR INFORMATION SELLERNENDOR COMPANY NAME EGP Inc ADDRESS 1420 W Washington St CITY Orlando STATE FL ZIP 32805 SALES Rokaw 772)461-1201 PHONE NUMBER & AMOUNT OF LEASE PAYMENTS The original tens of this lease shall be 60 plus such renewals or extensions as may be agreed upon from time to time. The monthly rental payments (exclusive of applicable sales or property taxes if any) shall be as follows: months $123.00 per month for the first 60 (Plus applicable sales taxes, if any) months. per month for the following months. (Plus applicable sales taxes, if any) Self Insured Yes No APR qX Lessor is authorized to insert detailed description adding model and serial numbers, accessones and parts. Non - Cancelable Lease. This lease cannot be canceled or terminated except as expressly provided herein. The undersigned Lessor hereby agrees to lease to the undersigned Lessee, and Lessee hereby agrees to lease and rent from the Lessor, the equipment and personal property above described (or in the schedule, if any, annexed) with all replacement parts, repairs, additions, and accessories incorporated therein and/or affixed thereto (collectively referred to as the "Equipment" and/or "Prciperty") subject to the terms and conditions stated below and on the reverse side hereof. 1. TERM and PAYMENTS:ACCEPTANCE OF PROPERTY. Subject to the con- ditions hereinafter stated and on the reverse side hereof, this lease shall be for the term above stated, commencing'iwith delivery of the Equipment described above to Lessee or to an agent of Lessee, which shall be evidenced by Lessee's execution of a Certificate of Acknowledgement and Acceptance of Leased Equipment made a part of this Agreement, as further proof of such commencement. Upon delivery of the Certificate of Acknowledgement and Acceptance, Lessee has no right to revoke, reject or repudiate the Equipment. Lessee agrees to pay the total rental for the term, which shall be the total amount of all rental payments stated above. All monthly payments of rental shall be payable on the commencement date of this lease and on the same day of each month thereafter and sent to the address directed by Lessor, or its successors or assigns. Provided however, that neither the Lessee nor any political subdivision thereof shall be obligated to pay any sums due to Lessor,hereunder from ad valorem taxes. The rental payments hereunder shall be absolute and unconditional without abatement, set -off, or counterclaim. Lessee intends the rental payments hereunder to be absolutely net to• Lessor, and Lessee shall comply with the laws with respect to, and shall pay all taxes, license and registration fees, and similar charges imposed on the ownership, possession, or use of the Equipment during the term of this lease and shall pay all taxes imposed on Lessor or Lessee with respect to the rental, payments and leasing of the Equipment, except Federal or State net income taxes imposed on Lessor. The Equipment identified herein shall be purchased from such vendors as are selected by Lessee; provided, however that upon execution hereof Lessee shall thereby represent and warrant to Lessor that Lessee has executed a binding oblig- ation to purchase the Property. Such Property shall be delivered to the Lessee free and clear of all liens and encumbrances or interests of any party therein except the interests of the Lessee and Lessor hereunder. The Lessee shall at all times keep the Property free of any liens or encumbrances. Lessor shall not pay any monies to the vendor or the Lessee for payment to the vendor until Lessee certifies to the Lessor that Lessee has accepted the Equipment hereunder. Lessor shall at all times retain tithe to the Equipment. All documents of title and evi- dences of delivery shall be delivered to the Lessor. Lessee will not change or remove any tags, insignia, or lettering which is on the Equipment at the time of delivery thereof or which is thereafter placed thereon indicating Lessor's ownership thereof, and at any time during the lease term, upon request of Lessor, will affix to the Equipment in a prominent place, labels, plates, or other marking supplied by Lessor stating that the Equipment is owned by Lessor. Lessee shall at its expense protect and defend Lessor's title against all persons claiming against or through Lessee, at all times keeping the Equipment free from any legal process or encum- brance whatsoever, including but not limited to liens, attachments, levies and exe- cutions, and shall give Lessor immediate written notice thereof and shall indemnify Lessor from any loss caused thereby. Lessee shall not so affix the Equipment to realty so as to change its nature to real property and agrees that the Equipment shall remain personal property at all times regardless of how attached or installed. Lessee shall keep the Equipment at the location shown above, and shall not remove the Equipment without the consent of the Lessor. 2. TAXES. While subject to this lease and in addition to the payments to be made pursuant to Paragraph (1) hereof, Lessee agrees to indemnify and hold Lessor harmless from and against and to pay Lessor, as additional rent, on demand an amount equal to all license, assessments, sale, use, real or personal property, gross receipts or other taxes„ levies, imposts, duties or charges, if any, whether imposed at the inception or during the lease term, together with any penal- ties, fines or interest thereon imposed against or on Lessor, or the Equipment by any governmental authority upon or with respect to the Equipment or the purchase, ownership, rental, possession, operation, return or sale of, or receipt of payments for the Equipment, except any Federal or State income taxes, if any, payable by Lessor. Lessee may contest any such taxes prior to payment with due diligence and by appropriate proceedings provided such contest does not involve any adverse risks to Lessor's interest hereunder. • 3. LESSEE'S COVENANTS and REPRESENTATIONS. Lessee covenants and represents as follows: (a) Lessee is a governmental entity and political subdivision of the state of Florida, duly created and existing pursuant to the laws of the State of Florida, and has the full power and authority to enter into this Agreement and has taken all appropriate steps to authorize the acquisition of the Property pursuant to this Agreement and upon execution hereof by Lessee, this Agreement shall constitute a legal, valid and binding obligation of Lessee, enforceable in accordance with its terms. (b) All payments hereunder have been, and will be duly authorized and paid when due out of funds then on hand and legally available for such purpose. Lessee will to the extent permitted by State law and other terms and conditions of this Agreement, include in its budget request for each successive fiscal period during the Term of this Agreement a sufficient amount to permit Lessee to discharge all its obligations hereunder and Lessee has budgeted and available for the current fiscal period sufficient funds to comply with its obligations hereunder. (c) There are no pending or threatened lawsuits or administrative or other proceedings contesting the authority for, authorization or performance of, or the expenditure of funds pursuant td this Agreement. (d) Information supplied and statements made by Lessee in any financial statement or current budget prior to or contemporaneously with this Agreement are true and correct. (e) Lessee has an immediate need for, and expects to make immediate use of, substantially all the Property, which need is not temporary or expected to dimin- ish in the foreseeable future, and Lessee will not give priority or parity in the appro- priation of funds to the acquisition or use of any substitute property for purposes or functions similar to the Property s or for the procurement of services from a third party which services are substitute for the utilization of the Property by the Lessee. (1) There are no circumstances presently affecting the Lessee that could reasonably be expected to alter its foreseeable need for the property or adversely affect its ability or willingness to budget funds for the payment of sums due hereunder. (g) Lessee's right to terminate this Agreement as specified in Paragraph 11 hereof was not an independently bargained for consideration, but was concluded solely for the purpose of complying with the requirements of the laws of the State in which Lessee is located. (h) Lessee has on hand and legally available, funds from sources other than ad valorem taxes sufficient to make all payments due under this Agreement during the cur- rent fiscal year of Lessee.Nothing n this lease shall be construed to constitute a pledge of ad valorem taxes. Lessee has On-hand legally available funds from sources other than ad valorem taxes sufficient td make all payments due under this Agreement during the current fiscal year of lessee; and, lessee pledges to make future payments over the lease term out of other budgeted sourcesof non- advalorem tax revenues: (i) The Lessee has revie its projected revenues and its expenses and rea- sonably expects that it shall hay on hand and legally available, funds from sources other than ad valorem taxes s lent so to timely make all payments as they become due under this Agreement during the Term hereof. 0) Lessee shall make appropriations for payments for each fiscal period or periods only from sources of funds which are legally available to make payments under this Agreement, and from Sources of funds other than ad valorem taxes. (k) M required public bidding procedures regarding the award of this Agreement and the selection and acquisition of the Property have been complied with by Lessee. 4. USE and LICENSES. Lessee shall pay and discharge all operating expenses and shall cause the Property to ba operated by competent persons. Only Lessee shall use the Property only for its proper purposes and will not install, use, operate or main- tain the Property improperly, carelessly, or in violation of any applicable law, ordinance, rule or regulation of govemmenta authority or in violation of any policy of insurance required pursuant to Paragraph 8 hereof, or in a manner contrary to the nature of the Property or the use contemplated by its manufacturer. Lessee shall keep the Property at the location stated on the certificate of Acceptance executed by Lessee upon deliv- ery of the Property, until Lessor in writing permits its removal, and the Property shall be used solely in the conduct of the lessee's operations. Lessee shall obtain, at its expense, all registrations, permits and licenses, if any, required by law for the installa- tion and operation of the Property License plates used on the Property shall be issued to and in the name of the Lessee. If a certification of title is issuable with respect to the Property, it shall be delivered to the Lessee showing title to be in the Lessee. 5. MAINTENANCE. Lessor shall not be obligated to make any repairs or replace- ments to the Property. At its own expense, Lessee shall service, repair and maintain the Properly in as good condition, repair, appearance and working order as when delivered to Lessee hereunder, ordinary weer and tear from proper use alone excepted, and shall replace any and all parts thereof Which may from time to time become worn out, lost, stolen, destroyed or damaged beyond repair or rendered unfit for intended use, for any reason whatsoever, all of which replacements shall be free and clear of all liens, encum- brances and claims of others, and shall become part of this Property and subject to this Agreement. Lessor may, at its option, discharge such costs, expenses and insurance premiums necessary for the repair, maintenance, and preservation of the Property and at sums so expended shall be due from Lessee in addition to rental payments hereunder. 6. ALTERATIONS. (a) Lessee may, at its own expense, install or place in or on, or attach or affix to, the Property, such equipment or accessories as may be necessary or convenient CERTIFICATE OF ACKNOWLEDGEMENT AND ACCEPTANCE OF LEASED EQUIPMENT Le with Les thereof as sa ee•yacknowl .. . •t•ft.- -.•n. - 1 L the'Equipmentl and accepts the Equipment after full in ctory fo - rposes of the lease. SIGNATURE X TITLE DELIV $ ACCEPTANCE DATE: to use the Property for its intended purposes provided that such equipment or acces- sories do not impair the value or utility of the Property. In that event all such equip- ment or accessories shall become the property of Lessor together with the Property. (b) Without the written consent of Lessor, Lessee shall not make any other alterations, modifications or improvements to the Property except as required or per- mitted hereunder. Any other alterations, modifications or improvements to the Property shall immediately become part of the Property, subject to the provisions hereof. Without the prior written consent of Lessor, Lessee shall not affix or attach any of the Property to any real property. The Property shall remain personal property regardless of whether it becomes affixed or attached to real prop- erty or permanently rests upon any real property or any improvement thereon. 7. DAMAGE TO OR DESTRUCTION OF PROPERTY. Lessee shall bear the entire risk of loss, damage, theft, or destruction of the Property from any and every cause whatsoever and no loss, damage, theft, or destruction of the Property shall release Lessee from the obligation to pay the full amount of the rental payments or from any other obligation under this Agreement. (a) In the event that all or any part of the Property is lost, stolen, destroyed or damaged beyond repair, Lessee shall replace the same with like Property in good repair of like value at Lessee's sole cost and expense as soon thereafter as possible, but in no event later than 60 days after such occurrence, and any such replacement shall become subject to this agreement. Insurance proceeds received by Lessor with respect to any such casualty shall be paid to Lessee if such Property is replaced by Lessee as required hereunder. 8. INSURANCE. Lessee shall, for the term of this Agreement, at its own expense, maintain comprehensive liability insurance with respect to the Property insuring against such risks and in such amounts as are reasonably required by Lessor from time to time. In addition, Lessee shall, for the term of this Agreement, at its own expense maintain casualty insurance with respect to the Properly, insuring against customary risks with coverage at all times not less than the remaining Principal Balance determined as of the end of Lessee's preceding fiscal year. All insurance policies shall be with insurers authorized to do business in the state where the Property is located and shall name both Lessor and Lessee as insured as their respective interests may appear. Insurance proceeds from casualty losses shall be payable to the Lessee and, at the option of the Lessee, shall be applied to either (a) the replacement, repair or restoration of the Property or, (b) payment of Balance Due Lessor (as defined hereafter). Lessee shall, upon request, deliver to Lessor evidence of the required coverages together with premium receipts. In the event Lessee fails, for any reason, to comply with the requirement of this Paragraph, Lessee shall indemnify and save harmless, and, at Lessee's sole expense, defend Lessor and its agents, employees, officers and directors and the Property against all risk of loss not covered by insurance. 9. INDEMNIFICATION. Lessee shall indemnify and save harmless Lessor and its agents, employees, officers and directors from and, at Lessee's expenses, defend Lessor and its agents, employees, officers and directors against all liability, obliga- tions, losses, damages, penalties, claims, actions, costs and expenses (including but not limited to reasonable attomeys' fees) of whatsoever kind or nature which in any way relate to or arise out of this Agreement or the ownership, rental, possession, operation, condition, sale or return of the Property whether caused in whole or in part by Lessor's fault. All amounts which become due from Lessee under this Paragraph 9 shall be credited with any amounts received by the Lessor from insurance provided by the Lessee and shall be payable by the Lessee within thirty (30) days following demand therefore by Lessor and Lessee's obligations under this Paragraph 9 shall survive the termination or expiration of this agreement. 10. NO REPRESENTATION OR WARRANTIES BY LESSOR. Lessee requests Lessor to purchase the Equipment from a seller (the 'Seller -) and arrange for deliv- ery to Lessee at Lessee's expense, which shall be deemed complete upon Lessee's acceptance. Lessor shall have no responsibility for delay or failure of Seller to deliver the Equipment. THE LESSEE ACKNOWLEDGES THAT LESSEE HAS SELECTED THE EQUIPMENT LEASED HEREUNDER PRIOR TO HAVING REQUESTED THE LESSOR TO PURCHASE THE SAME FOR LEASING TO THE LESSEE, AND LESSEE AGREES THAT THE LESSOR HAS MADE AND MAKES NO REPRE- SENTATIONS OR WARRANTIES OF ANY KIND OR NATURE, DIRECTLY OR INDIRECTLY, EXPRESS OR IMPLIED AS TO ANY MATTER WHATSOEVER, INCLUDING THE SUITABIUTY OF SUCH EQUIPMENT, ITS DURABILITY, ITS FIT- NESS FOR ANY PARTICULAR PURPOSE, ITS MERCHANTABILITY, ITS CONDI- TION, CAPACITY AND/OR ITS QUALITY, AND AS BETWEEN LESSEE AND LESSOR AND LESSOR'S ASSIGNEES, LESSEE LEASES THE EQUIPMENT "AS IS" AND "WITH ALL FAULTS ". LESSOR AND LESSOR'S ASSIGNEE SHALL ,HBO E SIGNATORY AFFIRMS AT HE/SHE IS A DULY AUTHORIZED OFFICIAL OF THE GOVERNMENTAL LESSEE ABOVE. TSjE e pTYPE NAME) r /PG G WITNESS SIGNATURE PRINT NAME 8 TITLE OF WITNESS in en7c).#1-1717A NOT BE LIABLE TO LESSEE FOR ANY LOSS, DAMAGE, OR EXPENSE OF ANY KIND OR NATURE CAUSED DIRECTLY OR INDIRECTLY BY ANY ADJUSTMENT THERETO, OR BY AN INTERRUPTION OF SERVICE OR LOSS OF USE THERE- OF, OR FOR ANY LOSS OF BUSINESS OR DAMAGE WHATSOEVER, OR FOR CONSEQUENTIAL OR ANY INCIDENTAL DAMAGES HOWSOEVER CAUSED. LESSOR MAKES NO REPRESENTATION OR WARRANTY EXPRESS OR IMPLIED AS TO THE EQUIPMENT, ITS FITNESS FOR ANY PARTICULAR PUR- POSE, ITS MERCHANTABILITY OR ANY OTHER MATTER, NOR SHALL ANY SUCH REPRESENTATION OF WARRANTY BY THE SELLER TO THE LESSEE BE BINDING ON THE LESSOR NOR SHALL ANY SUCH BREACH RELIEVE LESSEE OF OR IN ANY WAY REDUCE ANY OF THE LESSEE'S OBLIGATIONS TO LESSOR AS SET FORTH HEREIN. THIS DISCLAIMER OF REPRESENTA- TIONS AND WARRANTIES AND LIMITATION OF LIABILITY SHALL APPLY WITH EQUAL FORCE AND EFFECT TO ANY CLAIMS OF ANY THIRD PARTY AGAINST LESSOR OR LESSOR'S ASSIGNEE. If the Equipment is not properly installed, does not operate as represented or warranted by Seller or is unsatisfactory for any reason, Lessee Shall make any claim or account thereof solely against the Seller and shall nevertheless pay Lessor all rent payable under this lease. No repre- sentation or warranty as to the Equipment or any other matter by the Seller or manu- facturer to the Lessee shall be binding on the Lessor nor shall any breach by the Seller or manufacturer relieve Lessee of, or in any way reduce, any of the Lessee's obligations to the Lesson as set forth herein. Lessor hereby assigns to Lessee, solely for the purpose of making and prosecuting any such claim, any rights it may have against the Seller for breach of warranty or representation respecting the Equipment. Lessee understands and agrees that neither the Seller nor any agent of the Seller is an agent of Lessor and that neither the Seller nor its agent is authorized to waive or alter any term or condition of this lease. 11. TERMINATION FOR GOVERNMENTAL NON - APPROPRIATIONS. Lessee is a bona fide governmental entity of the State of Florida with Lessee's fiscal year ending on of each calendar year. If Lessee does not appropriate sufficient funds to continue making the payments required under this agreement for any of Lessee's fiscal years subsequent to the one in which the Agreement is executed and entered into, then this Agreement shall be terminated effective upon expiration of the fiscal year in which sufficient funds to continue satis- faction of Lessee's obligation under this Agreement were last appropriated by Lessee and Lessee shall not, in this sole event, be obligated to make any further rental pay- ments due beyond said fiscal year. Lessee warrants that the necessary funds shall have been appropriated for all of the Property for Lessee's fiscal year during which the execution by Lessee of this Agreement occurred. Lessee shall give Lessor immediate notice of Lessee's intent to terminate this Lease under this Section 11 which notice shall contain the termination date (which shall be the end of the last of Lessee's fiscal year for which appropriation for the Property were made) and shall advise the Lessor of the location or locations where the Equipment may be found on the Termination Date. In the event of an early termination of this Agreement under this Section, al obligations of the Lessee to make rental payments which would otherwise be due hereunder after the termination Date shall cease and the Termination Procedure (see Section 13 hereof entitled "Termination") shall apply to the Property as to which this Agreement is terminated. Lessee agrees: (i) not to terminate this Agreement under this Section 11 if any funds are appropriated to it for the fiscal year next succeeding the fiscal year of termination, for either (a) the acquisition (by purchase or lease) of other functionally similar equipment or (b) the procurement of services from a third party, which services are functionally similar to the utilization of the Property by the Lessee, (i) to expressly nclude in the Lessee's proposed budget appropriations each entry for payments due tinder this Agreement, and (iii) to comply with all other covenants and representations, as set forth in paragraph 3 above. Lessee agrees that due to the nature of the equipment which is the subject of this lease, compliance by Lessee with this non - substitution clause will not impose a penalty or undue hardship upon lessee, and will not materially affect lessee's ability to perform its public functions." 12. DEFAULT AND LESSOR'S REMEDIES. (a) The occurrence of one or more of the following events shall constitute and Event of default, whether occurring voluntarily or involuntarily, by operation of law or pursuant to any order of any court or governmental agency. (1) Lessee's failure to make any payment hereunder when due; (2) Lessee's failure to comply with any other covenant, condition or agree ment of Lessee hereunder for a period of ten (10) days after notice in writing thereof; (3) Any representation or warranty made by Lessee hereunder shall be untrue in any material respect as of the date made; (4) Lessee shall make, permit or suffer any unauthorized assignment, transfer or other disposition of this agreement or any interest herein, or any part of the Property or any interest therein. (5) Lessee becomes insolvent or admits in writing its inability to pay its debts as they mature or applies for, consents to, or acquiesces in the appointment of a trustee, receiver or custodian for the Lessee or sub- stantial part of its property, or in the absence of such application, con- sent or acquiescence, a trustee, receiver or custodian is appointed for Lessee or a substantial part of its Property and is not discharged with- in sixty (60) days; or any bankruptcy or insolvency law, or any dissolu- tion or liquidation proceeding, is instituted by or against Lessee and, if instituted against Lessee, is consented to or acquiesced in by Lessee or is not dismissed within 60 days. (b) Upon the occurrence of any Event of Default specified herein Lessor may in its sole discretion exercise any or all of the following remedies in addi- tion to any other remedies existing under law or in equity: (1) Accelerate all payments remaining due for the entire term of this Agreement, and enforce this Agreement by appropriate action to col- lect from general revenues of Lessee not arising from ad valorem tax- ation and which are otherwise legally available therefore amounts due or to become due hereunder, by acceleration or otherwise. (2) Terminate this Agreement, in which event, upon demand by Lessor the following procedure (the 'Remedy Procedures') shall apply: (a) LESSEE RIGHT OF DISPOSITION. Lessee shall (i) immediately cease any use of the Property and cause the Property to be stored in an appropriate place, (ii) use its best efforts at Lessee's expense to dispose of the Property within 60 days from receipt of such written demand for an amount which shall approximate the equipment's 'Fair Market Value' (as defined hereafter) as deter- mined by a qualified appraiser. The proceeds from the sale of the equipment shall be forwarded directly to Lessor and applied to the Balance Due Lessor. If the proceeds are less than the Balance Due Lessor, the lessee shall pay the deficiency to Lessor. If the proceeds exceed Balance Due Lessor, Lessee shall keep the overage. (b) DELIVERY TO LESSOR. If Lessee fails or refuses to dispose of the Property within that 60 day period, the Lessee shall, at its expense, cause possession of the Property together with all docu- ments necessary to transfer legal and beneficial title thereto and possession thereof to Lessor and to evidence the termination of all of Lessee's interest in the Property to be delivered at Lessor's direction consistent with the terms hereof. Lessor may then dis- pose of Property and the proceeds from the sale of the Property shall be applied to the Balance Due Lessor. If the proceeds are less than the Balance Due Lessor, the Lessee shall pay the defi- ciency to Lessor. The term 'Balance Due Lessor" shall mean the sum of all pay ments remaining due for the entire term of this Agreement. (c) Notwithstanding a return of the Property to the Lessor hereunder, Lessee shall remain liable to Lessor for any damages caused Lessor as a result of any breach of the provisions of this Agreement relating to matters other than rent payments; provided, however, that Lessor may recover any such amounts only from general revenues of Lessee which do not arise from ad valorem taxes and are otherwise legally available therefor, to the extent available. 13. TERMINATION PROCEDURE. Lessee shall, upon any termination hereof pursuant to Paragraph 11 hereof deliver the Property to Lessor unencumbered and certified in writing by a factory trained technician, qualified on the equipment under lease, to be in at least as good condition and repair as when delivered to Lessee, ordinary wear and tear resulting from proper use alone excepted, by load- ing the Property, at Lessee's sole expense, on such carrier, or delivering the Property to such location, as Lessor shall provide or designate at or within a rea- sonable distance from the general location of the Property. If Lessee fails to deliv- er the Property to Lessor, as provided in this Paragraph 13, on or before the date of termination of this Agreement, Lessee shall pay to Lessor upon demand, for the period from the date of termination of this Agreement to the date Lessor either obtains possession of the Property or collects the Balance Due Lessor, monthly rental in the amount set forth above. In the event Lessor is entitled under the provisions of this Lease to obtain possession of the Property due to a voluntary relinquishment thereof by Lessee, Lessee agrees to (i) fully cooperate with Lessor in all respects in effecting a timely and orderly rede- livery of the Property to Lessor; (ii) at Lessee's expense to assemble and appropri- ately package the Property for shipment and to make the Property so assembled and packaged available at one or more locations within the State of Florida, arranging with Lessor a convenient time for Lessor's pickup of that Property; (iii) execute and deliver to Lessor, or at Lessor's directions, all documents necessary to transfer legal and beneficial title to the Property in possession thereof to Lessor and to evidence the termination of all of Lessee's interests in the Property. 14. ASSIGNMENT AND SUBLEASE. (a) Without the prior written consent of Lessor, Lessee shall not (i) assign, transfer, pledge or hypothecate or otherwise dispose of this Agreement, the Property, or any part thereof or any interest there, (ii) sublet the Property or any part thereof, or (iii) permit the Property to be used for any purpose not permitted by Paragraph 4 hereof. (b) Lessor shalt be entitled with or without notice to, or the consent of, Lessee to sell, assign or transfer all or any part of its right, title and interest in, to and under this Agreement (including, without limitation, those with respect to the Property and all payments of any kind due or which are to become due to Lessor hereunder) and any such purchaser(s), assignee(s) or transferee(s) shall thereafter (jointly, if more than one) be deemed to be the Lessor hereunder, except that Lessor and Lessee agree and acknowledge that any such purchas- er(s), assignee(s) or transferee(s) will have made no representation or warranty, and therefore will assume no obligation, with respect to the title, merchantability, condition. quality or fitness of the Property for any particular purpose, or for the enforcement of any warranties or service agreement made or assigned to Lessee by the initial Lessor names herein. Upon Lessee's receipt of written notice i1f Lessor's sale, assignment or transfer of all or any part of its interest hereunder, Lessee agrees to attom to and recognize any such purchaser(s), assignee(s), or transferee(S) (jointly if more than one) as the Lessor(s) under this Agreement. Upon assignment, Lessor is thereby relieved of any further obligations. Upon written request Lessee agrees to execute and deliver such certificates or other instruments as may reasonably be requested, including, but not limited to, a separate acknowledgement of assignment and attornment cer- tificate in the customary form as to any purchaser's, assignee's or transferee's right, title and interest in, to and under this Agreement, and with respect to the Property and the Payments thereafter due and payable pursuant to this Agreement. 15. PERSONAL PROPERTY. The property is and shall at all times be and remain personal property, as described in Paragraph 6 (b). 16. LESSOR'S RIGHT TO PERFORM FOR LESSEE. If Lessee fails to make any payment or perform or comply with any of its covenants or obligations hereunder, Lessor may, but shall not be required to, make such payment or perform or comply with such covenants and obligations on behalf of Lessee and the amount of any such payment and the expenses ng but not limited to reasonable attorney's fees) incurred by Lessor in ng or complying with such covenants and obligations, as the case may be, together with interest thereon at the highest rate permitted by applicable law, shall be payable by Lessee upon demand. 17. INTEREST ON DEFAULT. If Lessee fails to pay any payment due under this Agreement, whether payments of rent under Paragraph 1, payment of taxes under Paragraph 2, or payment for performance by Lessor of Lessee's obligations, under Paragraph 16 or otherwise, vrithin fifteen days after the due date thereof, Lessee agrees to pay Lessor interest on such delinquent payments from the date due until actually received in immediately available funds to Lessor at the highest lawful rate permitted by applicable law. 18. NOTICES. Any notices to be given or to be served upon any party hereto, in connection with this agreement, must be in writing and may be given by certified or registered mail, and shall be deemed to have been given and received fortyeight (48) hours after a registered or certified letter containing such notice, postage prepaid, is deposited in the United States mail, and if given otherwise shall be deemed to have been given when delivered tc1 and received by the party to whom it is addressed. Such notice shall be given to the parties at their respective address(es) designated on the signature page of this Agreement or at such other address as whether party may hereafter designate in writing. 19. LIMITATION ON PAYMENTS. The interest component of rental payments due hereunder is not intended to and in no event shall exceed the maximum rate permit- ted by applicable law and in the event any amount in excess of the maximum rate permitted is paid by Lessee or collected by Lessor, then Lessee shall be entitled to receive a credit against any amounts thereafter due hereunder or any of the amount of such excess, or if no amounts remain due hereunder, the Lessee shall be entitled to immediate refund of any such excess. Lessee shall not be entitled to interest on any such amounts refunded. 20. MISCELLANEOUS. (a) Lessee Shall, whenever requested, advise Lessor of the exact location and condition of the Property and shall give Lessor immediate notice of any attachment or other judicial process affecting the Property, and indemnify and save Lessor harm- less from any loss or damage' aused thereby including without limitation, reasonable attomey's fees. Lessor may, �fpr the purpose of inspection, at all reasonable times enter upon any job, building Pr place where the Property and the books and records of the Lessee with respect hereto are located. (b) Time is of the essence. No covenant or obligations hereunder to be per- formed by Lessee may be waived except by the written consent of Lessor and waiver of any such covenant or obligation or a forbearance to invoke any remedy on any occasion shall not constitute tb be treated as a waiver of such covenant or obligation or any other covenant or obligation as to any other occasion and shall not preclude Lessor from invoking such remedy at any later time prior to the Lessee's cure of the condition giving rise to such remedy. Lessor's rights hereunder are cumulative and not altemative. (c) This Agreement shall be construed and governed in accordance with the laws of the State in which Lessee is located. Should the Lessee be located in Florida both Lessor and Lessee hereby agree venue for all legal action regarding this Agreement shall be in St. Lucie County, Florida. (d) This Agreement constitutes the entire agreement between the parties and shall not be modified, waived, discharged, terminated, amended, altered or changed in any respect except by a written document signed by both Lessor and Lessee. (e) Any term or provision of this Agreement found to be prohibited by law or unenforceable shall be ineffective to the extent of such prohibition or unenforceability without, to the extent reasonably possible, invalidating the remainder of this Agreement. (1) The Lessor hereunder shall have the right at any time or times, by notice to Lessee to designate or appoint any person or entity to act as agent or trustee for Lessor for any purposes hereunder. (g) All transportation, drayage, rigging, transit insurance premiums and other charges payable for delivery of the equipment to and from the premises of Lessee, and all installation, connect, disconnect and packing charges, shall be paid by GEN 408 REV 12 -01 Lessee. Lessee will immediately notify Lessor of any change occurring in or to the Property, of a change in Lessee's address, or in any act or circumstance warranted or represented by Lessee to Lessor, or if any Event of Default occurs. (h) Use of the neuter gender herein is for purposes of convenience only and shall be deemed to mean and include the masculine or feminine gender whenever and wherever appropriate. (1) The captions setforth herein are for convenience of reference only and shall not define or limit any of the terms or provisions hereof. (j) Except as otherwise provided herein, this Agreement shall be binding upon and inure to the benefit of the parties hereto and their respective heirs, executors, administrators, legal representatives, successors and assigns, where permitted by this Agreement. 21. PREPAYMENT OPTION. Provided Lessee has complied with the terms and conditions of this Agreement, Lessee shall have the Option to prepay the payments due during the Term hereof as to all but not less than all of the Property which is then subject to this Agreement on the date prior to the next payment coming due. Lessor shall be given written notice by Lessee of Lessee's intention to prepay 60 days prior to the next payment due. An administrative fee of fifty dollars ($50.00) may be charged Lessee on any such prepayment. 22. LATE CHARGES. Whenever any payment is not made by Lessee in full within thirty (30) days of the date due, Lessee agrees to pay to Lessor, not later than one month thereafter, an amount equal to 5% of the full scheduled payment, but only to the extent allowed by law. Such amount shall be payable in addition to all amounts payable by Lessee as a result of exercise of any of the remedies herein provided. 23. SECURITY INTEREST. To secure payment and performance of all obligations of Lessee to Lessor hereunder, Lessee hereby grants to Lessor a continuing security interest in the Equipment and proceeds thereof. Lessee shall execute one or more Uniform Commercial Code financing statements in form satisfactory to Lessor to per- fect the security interest granted by Lessor to Lessee herein. Lessee shall reimburse Lessor for any searches, filings, recordings, stamp fees or taxes arising from the fil- ing or recording of any Uniform Commercial Code financing statement, amendment or termination, and this contract or any other instrument or statement. Lessee agrees to procure for Lessor such estoppel certificates, landlord's or mortgagee's waivers or other similar documents as Lessor may reasonably request. Should Lessee be pro- hibited (By State Statues, Charter, Local Ordinances, etc.) from granting Lessor a security interest in the Equipment under lease, then this paragraph shall be null and void and Lessor shall not receive the aforementioned U.C.C. financing statements. 24. GOVERNMENTAL PURPOSES. Lessee and Lessor agree that it is the inten- tion of both parties that the Equipment be used for governmental purposes only and Lessee represents and warrants that the Equipment is hereby leased solely for gov- ernmental use. 25. ATTORNEY'S FEES. In the event that either party breaches the terms of this Lease, the non - breaching party shall recover from the breaching party all costs and expenses incurred as a result of said breach, including, without limitation, reasonable attorney's fees, including fees incurred at the trial or appellate levels. In witness hereof, the undersigned Lessor has duly accepted and executed this Lease this %V day of , 20 Cr_ By LESSOR: Riverside National Bank P.O. Box 2078 Ft. Pierce, FL 34954 772 -466 -1200 (Name) (Title) EQUAL HOUSING LENDER MEMBER F.D.I.C. RIVERSIDE NATIONAL BANK DELIVERY AND ACCEPTANCE RECEIPT LEASE # 14-/ The undersigned Lessee hereby acknowledges receipt of the equipment described below or on an attached schedule (the "Equipment "), fully installed and in good working condition, and Lessee hereby accepts the Equipment after full inspection thereof as satisfactory for all purposes of the Lease executed by Lessee with Riverside National Bank (the "Lessor "). Lessee certifies that Lessor has fully and satisfactorily performed all covenants and conditions to be performed by Lessor in accordance with Lessee's directions. Description and Serial Number(s) of Equipment Delivered and Accepted: Qty Description 1 Kyocera Copier 2050, S/N J3089100 1 Kyocera Doc Feed DP -410, S/N L3250938 1 Kyocera Duplex DU -410, S/N D3167820 1 Cabinet A4 9843 1 Scan System NET 115 1 Fax Board NET 116 LESSEE AGREES THAT LESSOR HAS NOT MADE AND MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND OR NATURE, DIRECTLY OR INDIRECTLY, EXPRESSED OR IMPLIED, AS TO ITS DURABILITY, ITS FITNESS FOR ANY PARTICULAR PURPOSE, ITS MERCHANTABILITY, ITS CONDITION, AND /OR ITS QUALITY, AND AS BETWEEN LESSEE AND LESSOR OR LESSOR'S ASSIGNEE, LESSEE LEASES THE EQUIPMENT "AS IS" AND LESSEE AFFIRMS THAT IT HAS NO DEFENSES OF COUNTERCLAIMS AGAINST LESSOR IN CONNECTION WITH THE LEASE. Lessee understands that Lessor is relying upon this receipt as a condition for making payment for the cost of the leased Equipment to the supplier thereof. LESSEE CITY OF OKEECHOBEE (FIRE DEPT.) Date Equipment Accepted: /DOC 706 B y: Print Name: Herb Smith Title: Fire Chief ADDENDUM AND AMENDMENT TO MUNICIPAL LEASE AGREEMENT Lease # ya'/ This Addendum and Amendment to Municipal Lease Agreement is made and entered into by and between„ Riverside National Bank, a Florida corporation, hereafter referred to as "LESSOR" and Q' t r7_ O� oK 'FC f/o/3 6� , hereafter referred to as "LESSEE ", having' its principal plate of business at 55 SE THIRD AVENUE, OKEECHOBEE, FL 34974 1. TERMS AND PAYMENTS: ACCEPTANCE OF PROPERTY. The following sentence is to replace the fourth sentence in the first paragraph: The first monthly payment of rental shall be payable thirty (30) days following the Commencement Date or such later date as Lessor designates in writing, and subsequent payment due on the same day of each successive rent period thereafter until the balance of the rent and any additional rent or expenses chargeable to Lessee under this Lease shall have been paid in full. 26. DOCUMENTATION FEE: As reimbursement for costs associated with this financing, the undersigned agrees to pay a one -time charge of One Hundred Fifty Dollars ($150.00) for documentation preparation and overnight delivery fees. IN WITNESS WHEREOF, the parties hereto have caused this document to be signed and sealed by their duly authorized officers or representatives. LESSOR: RIVERSIDE NATIONAL BANK By: Title: Dated: A`VE0 LESSEE: City of Okeechobee By: di„di Title: Cffi Dated: -2,-7 0 6 ESSENTIAL USE LETTER Riverside National Bank of Florida P.O. Box 2078 Ft. Pierce, FL 34954 Re: Equipment Lease Agreement Number )`i-I dated as of ? " Z 7 - , 2006 Gentlemen: This letter is being written with respect to the use of the Equipment (therein so called) to be leased to the undersigned under the above - referenced Equipment Lease Agreement. The Equipment will be used by the undersigned for the following purposes: 6?/ 2, Our source of funds for payments of the rent due under the Lease for the current year is: bGET- The undersigned expects to make immediate use of substantially all of the Equipment, which need is not temporary or expected to diminish in the foreseeable future, and represents that the use of the Equipment is essential to its proper, efficient and economic operation. Sincerely, LESSEE City of Okeechobee By: Title: PURCHASE OPTION ADDENDUM Lease # P/97/ This Purchase Option Addendum is made part of the Lease Agreement between Riverside National Bank, as Lessor, and City of Okeechobee (Fire Dept), as Lessee, dated Or T /0 , 2006. If Lessee is not in default under the terms of this lease or any other agreement with Lessor, Lessor hereby grants to Lessee the option, at the end of the original or any renewal term of the Lease, upon thirty (30) days prior written notice, to purchase the Equipment in whole, and not in part, on an as -is, where -is basis for One Hundred Fifty and no /100 Dollars ($150.00). LESSOR: RIVERSIDE NATIONAL BANK By: , txr�C,%— Print Name: Scott Burnett Title: Date: Vice President 49/// / 0 LESSEE: CITY OF OKEECHOBEE (FIRE DEPT.) By: Print Name: Title: Fire Chief Date: IO CCTO Herb Smith