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Audit Report 09.30.1992 I Financial Statements 1 GENERAL PURPOSE FINANCIAL STATEMENTS AND ACCOMPANYING INFORMATION CITY OF OKEECHOBEE, FLORIDA SEPTEMBER 30, 1992 C J.D. GILBERT & COMPANY CITY OF OKEECHOBEE, FLORIDA CITY COUNCIL AND ADMINISTRATIVE PERSONNEL September 30, 1992 CITY COUNCIL James E. Kirk Mayor, Chairman Danny Entry Dowling Watford, Jr. . Councilmember Councilmember Nick Collins Jerry E. Walker Councilmember Councilmember ADMINISTRATIVE John J. Drago John Cook City Administrator City Attorney Bonnie S. Thomas, CMC Susan Groover, P.E. City Clerk Interim Public Utilities Director Louis K. Torrey II Charles Elders Chief of Fire Director of Public Works Larry Mobley Lola Parker Chief of Police Finance Director C J.D. GILBERT & COMPANY CITY OF OKEECHOBEE, FLORIDA September 30, 1992 TABLE OF CONTENTS PAGE Independent Auditors' Report 1-2 General Purpose Financial Statements: Combined Balance Sheets - All Fund Types and Account Groups 3 Combined Statements of Revenue, Expenditures and Changes in Fund Balances - All Governmental Fund Types 4 Combined Statements of Revenue, Expenditures and Changes in Fund Balances - Budget and Actual - Governmental Funds 5 Combined Statements of Revenue, Expenses and Changes in Fund Equity - Proprietary Fund and Similar Trust Funds . 6-7 Statement of Cash Flows - Proprietary Fund 8-9 Notes to Combined Financial Statements 10-31 Accompanying Information: General Fund - Schedule of Revenue - Budget and Actual 32-33 Schedule of Expenditures - Budget and Actual 34 Debt Service Fund - Statement of Revenue and Expenditures - Budget and Actual 35 Employee Pension Trust Funds - Combining Balance Sheets 36 Combining Statements of Revenue, Expenses and Changes in Fund Balances 37 Historical Information (Unaudited) 38 Unaudited Information: Summary of Insurance Coverage - Unaudited 39 Schedule of Assessed Values, Tax Levies and Rates - Unaudited 40 Schedule of Certain Revenue - Unaudited 41 Schedule of Federal Financial Assistance 42 Other Reports: Independent Auditors' Report on Compliance with Laws and Regulations 43 • Single Audit Report on Compliance with Requirements Applicable to Non major Federal Financial Assistance Program Transactions 44 Single Audit Combined Report on the Internal Control Structure 45-48 Management Letter 49-50 J.D. GILBERT S. COMPANY alliLID. GILBERT & COMPANY CERTIFIED PUBLIC ACCOUNTANTS Independent Auditors' Report We have audited the accompanying general purpose financial statements of the City of Okeechobee, Florida (City) as of September 30, 1992, and for the year then ended, as listed in the table of contents. These general purpose financial statements are the responsibility of the City's management. Our responsibility is to express an opinion on these general purpose financial statements based on our audit. We did not audit the financial statements of the Employee Pension Trust, which represent the amounts shown as the Fiduciary Fund Types. Those financial statements were audited . by other auditors whose report thereon has been furnished to us, and our opinion, insofar as it relates to the amounts included for the Fiduciary Fund Types - Employee Pension Trust, is based solely on the report of the other auditors. We conducted our audit in accordance with generally accepted auditing standards and Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the general purpose financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the general purpose financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall general purpose financial statement presentation. We believe that our audit and the report of other auditors provide a reasonable basis for our opinion. As disclosed in Notes 5 and 6 to the general purpose financial statements, the City has not maintained adequate detailed fixed asset records to support the cost of the water and sewer utility plant in service in the proprietary fund and fixed assets included in the general fixed asset account group with respect to the stated cost of assets acquired prior to October 1, 1981. Depreciation • expense and accumulated depreciation in the proprietary fund have been computed based on these recorded costs. Due to the inadequate records, we were unable to satisfy ourselves, in accordance with • generally accepted auditing standards, as to the propriety of the recorded cost, accumulated depreciation and depreciation expense for fixed assets acquired prior to October 31, 1981. It is not practicable to determine the effects on the general purpose financial statements of this departure from generally accepted accounting principles. S 1 251 East Sample Road • Pompano Beach, FL 33064 • (305) 781-1250 In our opinion, based on our audit and the report of other auditors, except for the effects of the departure from generally accepted accounting principles in the proprietary fund and general fixed asset account group, as discussed in the preceding paragraph, the general purpose financial statements referred to above present fairly, in all material respects, the financial position of the City of Okeechobee, Florida as of September 30, 1992 and the results of its operations and the cash flows of its proprietary fund type for the year then ended in conformity with generally accepted accounting principles. Our audit was made for the purpose of forming an opinion on the general purpose financial statements taken as a whole. The accompanying information listed in the table of contents is presented for purposes of additional analysis and is not a required part of the general purpose financial statements of the City. Such • information, except for the portion marked "unaudited", on which we express no opinion, has been subjected to the auditing procedures applied in the audit of the general purpose financial statements and, in our opinion, based upon our audit and the report of the other auditors, except for the effects on the proprietary fund and general fixed asset account group of not maintaining adequate detailed fixed asset records as discussed in the third paragraph above, is fairly stated in all material respects in relation to the general purpose financial statements taken as whole. oe . C-4 J.D. Gilbert & Company, CPAs February 25, 1993 C J.D. GILBERT & COMPANY CITY OF OKEECHOBEE, FLORIDA COMBINED BALANCE SHEETS - ALL FUND TYPES AND ACCOUNT GROUPS September 30, 1992 Proprietary Fiduciary Governmental Fund Types Fund Types Fund Types Account Groups Employee General General Total Debt Pension Fixed Long-Term (Memorandum General Service Enterprise Trust Assets Debt Only) ASSETS Cash $367,821 $84,159 $271,571 $40,345 - - $763,896 Investments 425,000 - 850,000 2,810,511 - - 4,085,551 - Receivables: Taxes 79,355 - - - - - 79,355 Accounts loss Allowance of$42,283 20,720 - 306,954 - - - 329,674 Due from Other Government Agencies 118,285 - - - - - 118,285 • Due from Other Funds 279 - 2,631 - - - 2,910 Inventory 8,312 - - - - - 8,312 Restricted Assets- Cash 2,644 - 1,271,237 - - - 1,273,881 Investments - - 1,063,987 - - - 1,063,987 Fixed Assets - - 13,451,924 - 2,001,357 - 15,453,281 Unamortized Bond Expenses - - 279,639 - - - 279,639 Amount Available in Debt Service Fund - - - - - 81,712 81,712 Amount to be Provided for Retirement of General Long-Term Debt - - - - - 1,152,607 1,152,607 TOTAL ASSETS $1,022,416 $84,159 $17,499,943 $2,850,896 $2,001,357 $1,234,319 $24,693,090 LIABILITIES Accounts Payable 30,021 - 26,089 5,725 - - 61,835 Accrued Liabilities 23,864 - 36,858 - - 93,124 153,846 Accrued Interest 65,894 - - - - - 65,894 • Payable from Restricted Assets: Accounts Payable - - 62,400 - - - 62,400 Customer Deposits - - 338,482 - - - 338,482 Retainage Payable - - 63,512 - - - 63,512 Accrued Interest on Bonds Payable - - 173,568 - - - 173,568 Matured Bonds and Interest Coupons - 2,012 - - - - 2,012 Due to Other Funds - 435 - 2,475 - - 2,910 Deferred Revenue 20,693 - - - - - 20,693 Long-Term Debt - - 9,407,213 - - 1,141,195 10,548,408 TOTAL UABILITIES $140,472 $2,447 $10,108,122 $8,200 - $1,234,319 $11,493,560 FUND EQUITY Contributed Capital - - 5,116,257 - - - 5,116,257 investment in General Fixed Assets - - - - 2,001,357 - 2,001,357 Retained Earnings: • Reserved for Revenue Bond Retirement - - 551,069 - - - 551,069 Unreserved - - 1,724,495 - - - 1,724,495 . Fund Balances: Reserved for: Employees'Retirement - - - 2,842,696 - - 2,842,696 Debt Service - 81,712 - - - - 81,712 Inventory 8,312 - - - - - 8,312 Encumbrances 57,178 - - - - - 57,178 Unreserved 816,454 - - - - - 816,454 TOTAL FUND EQUITY 881,944 81,712 7,391,821 2,842,696 2,001,357 - 13,199,530 TOTAL LIABILITIES AND FUND EQUITY $1,022,416 $84,159 $17,499,943 $2,850,896 $2,001,357 $1,234,319 $24,693,090 , The Notes to Combined Financial Statements are an Integral Part of this Statement • 3 C J.D. GILBERT & COMPANY CITY OF OKEECHOBEE, FLORIDA COMBINED STATEMENT OF REVENUE, EXPENDITURES AND CHANGES IN FUND BALANCES - ALL GOVERNMENTAL FUND TYPES Year Ended September 30, 1992 TOTALS DEBT (MEMORANDUM GENERAL SERVICE ONLY) Revenues Taxes $1, 122,446 $61,917 $1, 184, 363 Intergovernmental 872,816 - 872,816 Charges for Services 218,788 - 218,788 Licenses and Permits 45, 002 - 45, 002 Fines and Forfeitures 44, 615 - 44, 615 Interest Income 29,246 1,800 31,046 Miscellaneous 110,350 - 110, 350 Total Revenue 2,443,263 63 ,717 2,506,980 Expenditures Current: Public Safety 1, 142,593 - 1, 142,593 General Government 383, 136 - 383, 136 Transportation 459,705 - 459,705 Physical Environment 187,229 - 187,229 Health and Human Services 47,643 - 47, 643 Debt Service: Principal 103,974 30, 000 133,974 Interest 85, 004 10,956 95,960 Professional Fees - 1.000 1,000 Total Expenditures 2,409,284 41,956 2,415,240 Excess of Revenue Over Expenditures 33,979 21,761 55,740 Fund Balances Beginning of Year 847,965 59,951 907,916 Fund Balances End of Year $ 881,944 $ 81,712 $ 963,656 The Notes to Combined Financial Statements are an Integral Part of this Statement 4 C J.D. GILBERT & COMPANY CITY OF OKEECHOBEE, FLORIDA COMBINED STATEMENT OF REVENUE, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL - GOVERNMENTAL FUND TYPES Year Ended September 30, 1992 Totals General Fund Debt Service Fund (Memorandum only) Actual(on Variance Variance Actual(on Variance- Budgetary Favorable Favorable Budgetary Favorable Budget Basis) (Unfavorable) Budget Actual (Unfavorable) Budget Basis) (Unfavorable) • REVENUE Taxes $1,152,000 $1,122,447 ($29,553) $52,100 $81,917 $9,817 $1,204,100 $1,184,364 ($19,736) Intergovern- mental 835,900 872,816 36,916 - - - 835,900 872,816 36,916 Charges for services 276,950 218,788 (58,162) - - - 276,950 218,788 (58,162) Licenses and permits 47,250 45,002 (2,248) - - - 47,250 45,002 (2,248) Fines and forfeitures 20,800 44,615 23,815 - - - 20,800 44,615 23,815 Interest Income 25,600 29,246 3,646 5,500 1,800 (3,700) 31,100 31,046 (54) Miscellaneous 77,525 110,350 32,825 - - - 77,525 110,350 32,825 ' TOTAL REVENUE 2,436,025 2,443,264 7,239 57,600 63,717 6,117 2,493,625 2,506,981 13,358 EXPENDITURES Public safety 1,192,910 1,139,557 53,353 - - - 1,192,910 1,139,557 53,353 . General government 385,570 376,185 9,385 - - - 385,570 376,185 9,385 Transporta- tion 817,320 499,059 318,261 - - - 817,320 499,059 318,261 Physical environment 237,600 187,229 50,371 - - - 237,600 187,229 50,371 Health and human services 42,825 47,643 (4,818) - - - 42,825 47,643 (4,818) Debt service 195,753 188,978 6,775 41,456 41,956 (500) 237,209 230,934 6,275 TOTAL EXPENDITURES 2,871,978 2,438,851 433,327 41,458 41,956 (500) 2,913,434 2,480,607 432,827 EXCESS OF REVENUE OVER (UNDER) EXPENDITURES ($435,953) 4,613 $440,566 $16,144 21,761 $5,617 ($419,809) 26,374 $446,183 - • FUND BALANCES Beginning of year 847,965 59,951 907,916 Adjustment to • conform to generally accepted accounting principles: Adjustment for encumbrances 29,366 - 29,366 End of year $881,944 $81,712 $963,658 The Notes to Combined Financial Statements are an Integral Part of this Statement 5 C J.D. GILBERT & COMPANY CITY OF OKEECHOBEE, FLORIDA COMBINED STATEMENT OF REVENUE, EXPENDITURES AND CHANGES IN RETAINED EARNINGS/FUND BALANCES - PROPRIETARY FUND AND SIMILAR TRUST FUNDS Year Ended September 30, 1992 Proprietary Fiduciary Fund Type Fund Type Employee Totals Pension (Memorandum Enterprise Trust (2nly) Operating Revenues: Charges for Services $2,624,827 $ - $2 , 624,827 Contributions - 194,598 194,598 Investment Income - 231,994 231994 Total Operating Revenues 2, 624,827 426,592 3 , 051,419 Operating Expenses: Personal Services 635,297 - 635, 297 Professional Services 156,915 42,128 199, 043 Materials and Operating • Supplies 277, 714 - 277,714 Utilities 131,921 - 131,921 Insurance 62,643 - 62, 643 Repairs and Maintenance 190,799 - 190,799 Administrative Supplies and Expense 28,206 17 28,223 Depreciation 471, 334 - 471,334 Benefit Payments - 28, 162 28, 162 Contribution Refunds - 23,434 24,434 General Fund Administrative Charge 100.000 - 100,000 Total Operating Expenses 2,054,829 93,741 2, 148,570 Operating Income 569.998 332.851 902,849 • The Notes to Combined Financial Statements are an Integral Part of this Statement 6 C J.D. GILBERT S. COMPANY • CITY OF OKEECHOBEE, FLORIDA COMBINED STATEMENT OF REVENUE, EXPENDITURES AND CHANGES IN RETAINED EARNINGS/FUND BALANCES - PROPRIETARY FUND AND SIMILAR TRUST FUNDS (CONTINUED) Year Ended September 30, 1992 Proprietary Fiduciary Fund Type Fund Type Employee Totals Pension (Memorandum Enterprise Trust Only) Nonoperating Revenues • (Expenses) : System Capacity Fees $ 197,767 $ - $ 197,767 Connection Fees 99,782 - 99,782 Interest Revenue 131,433 - 131,433 Interest Expense (718, 115) - (718, 115) Other Fiscal Charges (1,986) - (1,986) Miscellaneous 1,353 - 1, 353 Nonoperating Expenses, • net (289,766) - (289,766) Net Income 280,232 332,851 613, 083 Fund Equity, Beginning of Year 7,067 ,844 2,509 ,845 9,577, 689 7,348,076 2,842, 696 10, 190,772 Capital Contribution 43,745 - 43,745 Fund Equity, End of Year $7,391,821 $2,842,696 $10,234,517 • The Notes to Combined Financial Statements are an Integral Part of this Statement 7 • C J.D. GILBERT & COMPANY CITY OF OKEECHOBEE, FLORIDA STATEMENT OF CASH FLOWS - PROPRIETARY FUND TYPE Year Ended September 30, 1992 Increase (Decrease) in Cash and Restricted Cash Proprietary Fund Type Enterprise Cash Flows from Operating Activities Cash received from customers $2,851,405 Cash payments for goods and services (1, 076, 157) Cash payments to employees for services (509,473) Other operating cash received 29,402 Net Cash Provided by Operating Activities 1,295, 177 Cash Flows from Noncapital Financing Activities Net cash advanced on interfund borrowing (4,205) Net Cash Used in Noncapital Financing Activities (4,205) Cash Flows from Capital and Related Financing • Activities Acquisition and construction of capital assets (999,207) Principal payments on revenue bond maturities (90, 053) Interest paid on revenue bonds (707, 133) Grant 43 ,745 Net Cash Used in Capital and Related Financing Activities (1,752,648) Cash Flows from Investing Activities Investment in Certificates of Deposit (1,913,987) Sale of investment securities 494, 199 Interest and dividend on investments 131,433 Net Cash Used in Investing Activities (1,288, 355) Net Decrease in Cash and Restricted Cash (1,750,031) Cash and Restricted Cash at Beginning of Year 3,292 ,839 Cash and Restricted Cash at End of Year $1,542,808 The Notes to the Combined Financial Statements are an Integral Part of this Statement 8 C J.D. GILBERT & COMPANY • CITY OF OKEECHOBEE, FLORIDA STATEMENT OF CASH FLOWS - PROPRIETARY FUND TYPE (CONTINUED) Year Ended September 30, 1992 Reconciliation of Operating Income to Net Cash Provided by Operating Activities Proprietary Fund Type Enterprise Operating Income $ 569, 998 . Adjustments to reconcile operating income to net cash provided by operating activities: System capacity and connection fees 297,549 • Other nonoperating expenses, net (633) Depreciation 471, 334 Changes in Assets and Liabilities: Increase in Accounts Receivable (71,204) Decrease in Accounts Payable 6,074 Increase in Other Accrued Liabilities 22.059 Net Cash Provided by Operating Activities $1,295, 177 • The Notes to Combined Financial Statements are an Integral Part of this Statement 9 C J.D. GILBERT & COMPANY CITY OF OKEECHOBEE, FLORIDA NOTES TO COMBINED FINANCIAL STATEMENTS September 30, 1992 NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES The City of Okeechobee (the City) was originally incorporated in 1915 and its present charter was adopted in 1919 under Chapter 8318 of Special Acts of 1919. The City operates under the council form of government and provides the following services as authorized by • its charter: public safety, public works and culture and recreation. The accounting policies of the City conform to generally accepted accounting principles as applicable to • governmental units. The following is a summary of the more significant policies: A. SCOPE OF REPORTING ENTITY The accompanying financial statements include all organizations, activities and functions over which the City maintains direct manifestations of oversight responsibility, and those organizations where other circumstances or relationships require their inclusion to conform with generally accepted accounting principles. These circumstances include special financing relationships and consideration of . the scope of public services provided by a particular organization or agency. This report includes all funds and account groups of the City. The specific organizations and agencies included in the accompanying financial statements, and a summary description of how the specific elements of oversight responsibility, and other criteria, were considered in the determination of whether or not to include the organization in the financial statements are presented below. The City of Okeechobee Pension Trust Funds The three retirement plans included in the financial statements are the General Employee's Pension Trust Fund, the Police Officer's Pension Trust Fund and the Fire Fighters Pension Trust Fund. All are governed by a separate Board of Trustees, as appointed by the City Council, subject to the requirements of local ordinances and by applicable provisions of Florida law. 10 C J.D. GILBERT & COMPANY CITY OF OKEECHOBEE, FLORIDA NOTES TO COMBINED FINANCIAL STATEMENTS (CONTINUED) September 30, 1992 NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) The plans require participation by all employees in the respective governing authorities with the exception of the City Administrator who maintains a preexisting pension trust fund. Additionally, the organizations exist for the benefit • of the employees of the City. B. BASIS OF PRESENTATION - FUND ACCOUNTING AND ACCOUNT GROUPS • The accounts of the City are organized on the basis of funds and account groups, each of which is considered a separate accounting entity. The operations of each fund are accounted for with a separate set of self-balancing accounts that comprise its assets, liabilities, fund equity, revenues and expenditures/expenses. Government resources are allocated to and accounted for in individual funds based upon the purposes for which they are to be spent, and the means by which spending activities are controlled. The various funds are summarized by type in the combined financial statements. The following fund types and account groups are used by the City: Governmental Fund Types Governmental funds are those through which most governmental functions of the City are financed. The acquisition, use and balances of the City's expendable financial resources and related liabilities are accounted for through governmental funds. The measurement focus is upon determination of changes in financial resources, rather than upon net income determination. The following are the City's governmental fund types: General Fund - The general fund is the general operating fund of the City. It is used to account for all financial resources except those required to be accounted for in another fund. Debt Service Fund - The debt service fund is used to account for the accumulation of resources for, and the payment of, principal, interest and certain related costs of general long-term debt. 11 J.D. GILBERT & COMPANY CITY OF OHEECHOBFE, FLORIDA NOTES TO COMBINED FINANCIAL STATEMENTS (CONTINUED) September 30, 1992 NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) Proprietary Fund Type The proprietary fund is used to account for the City's ongoing organizations and activities which are similar to those often • found in the private sector. The measurement focus is upon determination of net income. The following is the City's proprietary fund type: Enterprise Fund - The enterprise fund is used to account for operations that are financed and operated in a manner similar to a private business enterprise where the intent of the governing body is that the costs (Le , expenses, including depreciation) of providing water and sewer services to the general public on a continuing basis be financed or recovered primarily through user charges. Fiduciary Fund Type Fiduciary funds are used to account for assets held by the City in a trustee capacity or as an agent for individuals, private organizations, other governmental units or other funds. The following is the City's proprietary fund type: Employee Pension Trust Fund - Pension trust funds are accounted for essentially the same as the proprietary fund since a primary focus is on capital maintenance. Account Groups Account groups are used to establish accounting control and accountability for the City's general fixed assets and general long-term debt. The two account groups are not "funds" . They are not involved with measurement of results of operations. The following are the City's account groups: General Fixed Assets Account Group - The account group is established to account for all fixed assets of the City used for general purposes (i.e., excludes fixed assets used for proprietary fund purposes) . No depreciation is recorded on general fixed assets. 12 • C J.D. GILBERT & COMPANY CITY OF OKEECHOBEE, FLORIDA NOTES TO COMBINED FINANCIAL STATEMENTS (CONTINUED) September 30, 1992 NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) General Long-Term Debt Account Group - This account group is used to account for long-term debt to be financed from governmental fund types. Total Columns on Combined Statements Total columns on the combined financial statements are captioned "Memorandum Only" to indicate they are presented only to facilitate financial analysis. Data in these columns do not present financial position, results of operations or cash flows in conformity with generally accepted accounting principles. Neither is such data comparable to a consolidation. Interfund eliminations have not been made in the aggregation of this data. C. BASIS OF ACCOUNTING AND MEASUREMENT FOCUS Basis of accounting refers to the timing of the recognition of revenues and expenditures (or expenses) in the accounts and in the financial statements. The basis of accounting is independent of the measurement focus, which refers to objectives in recording of financial resources and expenditures or expenses. Governmental Fund Types Governmental funds are accounted for using the modified accrual basis of accounting. Therefore, revenues are generally recognized when they become measurable and available as current assets. Expenditures are generally recognized when the related fund liability is incurred. Exceptions to this general rule include accumulated unpaid compensated absences and unmatured principal and interest on general long-term debt; these expenditures are recognized when due or when expected to be paid with expendable available financial resources. The measurement focus is on current financial resources. The accounting and reporting treatment applied to fixed assets and long-term liabilities associated with a fund is determined by its measurement focus. This means that only current assets and current liabilities are generally included on governmental fund balance sheets. Their reported governmental fund balance (net current assets) is considered a measure of "expendable available financial resources". 13 J.D. GILBERT & COMPANY CITY OF OKEECHOBEE, FLORIDA NOTES TO COMBINED FINANCIAL STATEMENTS (CONTINUED) September 30, 1992 NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) Governmental fund operating statements present increases (revenues and other financing sources) and decreases (expenditures and other financing uses) in net current assets. Accordingly, they are said to present a summary of sources and uses of current financial resources during a period. Special reporting treatment is also applied to governmental • fund inventories to indicate that they do not represent "expendable available financial resources", even though they are a component of net current assets. Such amounts are offset by fund balance reserve accounts. Proprietary and Pension Trust Funds Proprietary funds and pension trust funds are accounted for on the accrual basis of accounting. Therefore, revenues are recognized when earned and expenses are recognized when • incurred. Estimated unbilled water and sewer utility service revenues are recorded as receivables at September 30 in the proprietary fund. The measurement focus is on the flow of economic resources. Therefore, all assets and liabilities associated with the operation of these funds are included on the balance sheet. D. BUDGET AND BUDGETARY ACCOUNTING The City enacts by ordinance, an annual budget for the revenues and expenditures of the governmental funds. The budget is prepared on a basis consistent with generally accepted accounting principles except encumbrances are presented as expenditures. The City follows these procedures in establishing the budgetary data included in the financial statements: • 1. The City Administrator submits to the City Council a proposed operating budget for the fiscal year commencing on October 1st. The operating budget includes proposed expenditures and means of financing them. 2 . Public hearings are conducted to obtain taxpayer comments. 3. The budget is legally enacted through the passage of an ordinance by City Council on or before the fifteenth day of September of the fiscal year currently ending. 14 C J.D. GILBERT & COMPANY CITY OF OKEECHOBEE, FLORIDA NOTES TO COMBINED FINANCIAL STAB (CONTINUED) September 30, 1992 NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) 4. The level of budgetary control is the department. The City Administrator is authorized to transfer budgeted amounts within departments of any fund; revisions to budgeted totals of any department require approval of the City Council. Unencumbered appropriations lapse at year end. The reported budgetary data represents the final approved budget after amendments adopted by the City Council. Formal budget integration is not employed for proprietary or trust funds because effective budgetary control is achieved by alternate measures. E. ENCUNBRANCES The governmental funds use encumbrance accounting under which purchase orders, contracts and other commitments related to unperformed contracts for goods and services which will require expenditure of funds are recorded at year end as a reserve of fund balance. They do not constitute expenditures or liabilities, but are recorded to reserve that portion of the applicable appropriation. F. CASH AND INVESTMENTS Cash accounts for the City are maintained in interest-bearing accounts which include money market accounts and certificates of deposit with maturity dates of three months or less. These deposits are carried on the balance sheet under the caption "cash". Certificates of deposit purchased with initial maturities of greater than three months are included in • investments. G. INVENTORY Inventory consists of motor fuels which is stated at cost determined on the first-in, first out method. Inventory is considered an expenditure or expense when used. H. FIXED ASSETS Fixed assets used in governmental funds are recorded as expenditures in the governmental fund and capitalized at cost in the General Fixed Assets Account Group. Assets contributed 15 J.D. GILBERT & COMPANY CITY OF OKEECHOBEE, FLORIDA NOTES TO COMBINED FINANCIAL STATEMENTS (CONTINUED) September 30, 1992 NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) to the City are recorded at their estimated fair value on the date donated. Public domain general fixed assets ("infrastructure", including unimproved land, roads, bridges, curbs and gutters, streets and sidewalks, drainage systems, • and lighting systems) are not capitalized. No depreciation has been provided on governmental fund fixed assets. Fixed assets used in the enterprise fund are capitalized at cost, which includes ancillary charges necessary for asset aquisition. The City capitalizes net interest costs and interest earned as part of the cost of constructing various water and sewer projects, when material. Depreciation is provided in amounts sufficient to relate the cost of the depreciable assets to operations over their estimated service lives on the straight-line basis. I. ALLOCATION OF ADMINISTRATIVE CHARGES • Certain administrative expenses are incurred by the City's general fund on behalf of the City's enterprise fund. The general fund charges for these services based upon management estimates. Reimbursement for these services is recorded as an operating expense of the enterprise fund and as a reduction of general government expenditures of the general fund. For the year ended September 30, 1992, these charges aggregated $100,000. The enterprise fund's maintenance facility, water towers, and water and sewer plants, except for the new sewer plant, are located on city-owned real estate which is not recorded in the enterprise fund. Additionally, the enterprise fund's administrative staff offices are located in City Hall. No • interfund charges have been recorded for rental of either the land or the office space. The general fund also does not receive any franchise fee from the enterprise fund for the operation of the utility plant; such franchise fee if charged, would be based upon revenue of the water and sewer operation. J. COMPENSATED ABSENCES Full-time and permanent employees accrue a paid vacation ranging from 6 days after 6 months or continuous service up to 20 days after 15 years of service. Unused vacation may be accumulated up to a maximum of 30 days. 16 J.D. GILBERT & COMPANY i CITY OF OKEECHOBEE, FLORIDA NOTES TO COMBINED FINANCIAL STATEMENTS (CONTINUED) September 30, 1992 NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) Sick leave for employees is accumulated at the rate of 12 days per year. Payment for unused sick leave upon termination of employment may be made for employees with 10 years or more of continuous service at a rate of 25% of the unused sick leave balance. The amount of vacation leave for the proprietary fund and the amount of vacation leave expected to be paid from current financial resources of the general fund are included with accrued liabilities. The vested portion of sick leave and the remaining balance of vacation leave for the general fund is included under long-term debt. A long-term liability of $93, 124 has been recorded in the General Long-Term Debt Group of accounts, representing the City's commitment to fund such costs from future operations for the general fund. A liability of $27,045 is reflected within the enterprise fund for accrued vacation and sick leave. • E. AMORTIZATION OF BOND EXPENSE The cost of issuance of bonds is being amortized, on the straight-line method, over the life of the bonds. NOTE 2 - COMPARISION OF BUDGET TO ACTUAL RESULTS The actual results of operations are presented in accordance with generally accepted accounting principles which differ in certain respects from those practices used in the preparation of the 1991- 92 budget. For purposes of preparing the combined statements of revenue, expenditures and changes in fund balances - budget and actual - governmental funds, the actual results of operations have been adjusted to a basis consistent with the City's budgeted revenues and expenditures, formulated on the encumbrance system of accounting. The adjustments for encumbrances shown on the combined statements • of revenue, expenditures and changes in fund balances - budget and actual - governmental funds is as follows: GENERAL FUND Actual expenditures $2,409,284 Encumbrances - September 30, 1992 57, 178 Less prior year encumbrances paid (27.811) Adjustment for encumbrances 29, 367 Expenditures on Budgetary Basis $2,438,651 17 C J.D. GILBERT & COMPANY CITY OF OI EECHOBEE, FLORIDA NOTES TO COMBINED FINANCIAL STATEMENTS (CONTINUED) September 30, 1992 NOTE 2 - COMPARISION OF BUDGET TO ACTUAL RESULTS (Continued) Prior year encumbrances paid includes $11,318 not recorded as encumbered at September 30, 1991, due to an error in accumulating the 1991 amounts. NOTE 3 - CASH AND INVESTMENTS Florida Statutes require state and local governmental units to deposit monies with a financial institution classified as a "Qualified Public Depository", which is a multiple financial institution pool whereby groups of securities pledged by the various financial institutions provide common collateral for their deposits of public funds. This pool is additional insurance to the federal depository insurance and allows for additional assessments against the member institutions, providing full insurance for public deposits. The City had deposits with qualifying institutions at September 30, 1992 totalling $4,376,765 which is included in cash and investments in the accompanying combining balance sheets. The investment guidelines, as established by local ordinance and Florida Statutes, allow surplus funds to be invested in the local government surplus funds trust fund, obligations of the U.S. government or agencies thereof, banking institutions within the state and other such institutions within the guidelines of the state statutes, commercial paper with certain ratings, pre-refunded municipal obligations, banker's acceptances maturing within one year, investment agreements, direct and general long-term obligations of any state with proper credit rating and full faith and credit pledge, municipal obligations with proper credit rating and repurchase agreements with maturities of 30 days or less with organizations with certain stipulations and requirements. The City's investments are categorized by type to give an • indication of the level of credit risk assumed by the City at year end. Category 1 includes investments that are insured or registered or for which the securities are held by the City or its • agent in the City's name. Category 2 includes uninsured and unregistered investments for which the securities are held by the City's custodian in the City's name. Category 3 includes uninsured and unregistered investments for which the securities are held by the City's custodian but not in the City's name. 18 J.D. GILBERT & COMPANY CITY OF OKEECHOBEE, FLORIDA NOTES TO COMBINED FINANCIAL STATEMENTS (CONTINUED) September 30, 1992 NOTE 3 - CASH AND INVESTMENTS (Continued) The following is a list of the City's investments, not collateralized by the "Qualified Public Depository" pool, by categories of risks established by Governmental Accounting Standards Board Statement No. 3: Book Market . Value Value Securities which are uninsured and unregistered, with securities • held by the counterparty's trust department or agent but not in the City's name (Category 3) : Pension trust funds: Police officers' pension trust fund: Cash equivalents $ 19,066 $ 19,066 Government and agency securities 763 ,844 812,684 Corporate stocks 264,474 325, 169 Cash and accrued income 22,248 22,248 1,069 ,632 1. 179. 167 Fire fighters' pension trust fund: Cash equivalents 8, 037 8, 037 Government and agency securities 263,467 279,973 Corporate stocks 91, 071 114,972 Cash and accrued income 7,709 7.709 370,284 410,691 General employees' pension trust fund: Cash equivalents 36,087 36, 087 Government and agency securities 963,363 1,028,731 Corporate stocks 343,375 428,691 • Cash and accrued income 27,810 27 ,810 1, 370,635 1.521.319 Total Investments $2,810,551 $3, 111,177 19 C J.D. GILBERT & COMPANY CITY OF OKEECHOBEE, FLORIDA NOTES TO COMBINED FINANCIAL STATEMENTS (CONTINUED) September 30, 1992 NOTE 4 - PROPERTY TAXES The City's property tax is levied annually on the real and personal property located in the City on January 1st of the prior year. The assessed value on which the 1991-92 levy was based was • $135,523,693 . The assessed values are established by the Okeechobee County Property Appraiser. Tax collections by the Okeechobee County Tax Collector begin normally in November of each year with a due date of March 31 of the following year. Current tax collections for the year ended September 30, 1992 were 97.50% of the total tax levied. The City is permitted by state law to levy taxes up to 10 mills of assessed valuation for the general fund. The tax rate for the 1991-92 fiscal year was 4. 15 mills. NOTE 5 - FIXED ASSETS - PROPRIETARY FUND The carrying value of fixed assets recorded in the proprietary fund as of September 30, 1991 is summarized as follows: Utility Plant Construction In Service In Progress Total Balance September 30, 1991 $11,244, 024 $4,834,212 $16,078,236 Additions 159,745 809, 014 968,759 Transfers 4,736,110 (4,736, 110) - 16, 139,879 907, 116 17, 046,995 Less Accumulated Depreciation 3,595.071 - 3,595,071 Balance September 30, 1992 $12,544,808 $ 907, 116 $13,451,924 Included in the proprietary fund construction in progress is $86,234 which represents engineering fees and construction costs for the expansion to the wastewater treatment system; $782, 127 of engineering fees and other costs related to the water plant expansion project; and $38,755 in engineering fees and professional services for water facilities and fire hydrants. 20 • • C J.D. GILBERT & COMPANY CITY OF OKEECHOBEE, FLORIDA NOTES TO COMBINED FINANCIAL STATEMENTS (CONTINUED) September 30, 1992 NOTE 5 - FIRED ASSETS - PROPRIETARY FUND (Continued) The City has not maintained adequate detailed fixed asset records to support the cost of the water and sewer utility plant in service for assets acquired prior to October 1, 1981. At September 30, ' 1992, the cost of assets acquired prior to October 1, 1981 was $4, 032,978 (less $2,014, 622 of accumulated depreciation) . _ Depreciation expense recorded for these assets was $100,824 in 1992. NOTE 6 - CHANGES IN GENERAL FIXED ASSETS A summary of changes in general fixed assets follows: Balance Balance October 1,1991 Additions Retirements September 30,1992 Land and improvements S 805,358 S - S - $ 805,358 • Buildings and improvements 402,703 - - 402,703 Furnishings and equipment 427,714 33,487 - 461,201 Rolling stock 332,095 - - 332.095 Totals $1,967,870 $33,487 S - $2,001,357 The City has not maintained adequate detailed fixed asset records to support the cost of general fixed assets acquired prior to October 1, 1981. At September 30, 1992, the value assigned to general fixed assets acquired prior to October 1, 1981 was $852,904. NOTE 7 - LONG-TERM DEBT Long-term debt as of September 30, 1992 is summarized as follows: GENERAL LONG-TERN DEBT General Obligation Bonds: $480,500 original issue General Obligation Bonds, due in remaining annual installments of $30,000 to $35, 000 through July 1, 1996; interest rates ranging from 6.75% to 6.875% $ 130,000 21 C J.D. GILBERT & COMPANY CITY OF OKEECHOBEE, FLORIDA NOTES TO COMBINED FINANCIAL STATEMENTS (CONTINUED) September 30, 1992 NOTE 7 - LONG-TERM DEBT (Continued) Notes Payable: 8.23% capital improvement notes to a bank, payment of $195,753, including interest, due annually through December 15, 1988; • collateralized by and payable from a pledge of the City's share of a state revenue sharing gasoline tax 1, 101,195 Total General Long-Term Debt $1, 141, 195 PROPRIETARY FOND LONG-TERN DEBT Revenue Bonds: $5, 000, 000 original issue Water and Sewer Refunding and Improvement Revenue Bonds, Series 1987, due in remaining annual principal installments ranging from $75, 000 to $405,000 through January 1, 2017; interest ranging from 5.75% to 7.875% (issue included $1,235, 000 of Serial Bonds and $3,765, 000 of Term Bonds) ; net of unamortized discount of $89,212 $4,655,788 $4,830, 000 original issue Water and Sewer Improvement Revenue Bonds, Series 1989, due in remaining annual principal installments ranging from $95,000 to $370, 000 through January 1, 2015; interest ranging from 6% to 7. 125% (issue included $1, 535, 000 of Serial Bonds and $3,295, 000 of Term Bonds) ; net of unamortized discount • of $48,575 4,751,425 Total Proprietary Fund Long-Term Debt $9,407,213 22 J.D. GILBERT 6. COMPANY CITY OF OKEECHOBEE, FLORIDA NOTES TO COMBINED FINANCIAL STATEMENTS (CONTINUED) September 30, 1992 NOTE 7 - LONG-TERM DEBT (Continued) The Water and Sewer Refunding and Improvement Revenue Bonds, Series 1987 and the Water and Sewer Improvement Revenue Bonds, Series 1989, are collateralized by a pledge of the net revenues of the water and certain sewer system, public service taxes, certain franchise revenues and state revenue sharing funds. The bond covenants state, among other things, that the City may not lease, sell or encumber the utility plant assets in any manner and that various funds are required to be established and maintained for purposes of a sinking fund, reserve fund and various other accounts. Additional covenants contain provisions which restrict the issuance of additional revenue bonds unless the pledged revenues are equal to or greater than 125% of maximum bond service requirement coming due in any subsequent year and the net revenues, as adjusted, are not less than 80% of the maximum bond service requirement coming due in any subsequent year on present outstanding bonds and additional bonds issued. The 1987 and 1989 Water and Sewer Refunding and Improvement Revenue Bonds ordinance requires, among other things, deposits on a monthly basis of amounts necessary to provide for semiannual interest and annual principal requirements. The sinking and reserve funds on deposit at September 30, 1992 are as follows: 1987 1989 Revenue Revenue MAXIMUM RESERVE Bonds Bonds Sinking Fund $147, 190 $153,879 Remaining in construction fund account - 512,265 Totals $147, 190 $666, 144 23 C J.D. GILBERT IS COMPANY . CITY OF OKEECHOBEE, FLORIDA NOTES TO COMBINED FINANCIAL STATEMENTS (CONTINUED) September 30, 1992 NOTE 7 - LONG-TERM DEBT (Continued) A summary of changes in all long-term debt for the year ended September 30,1992 is as follows: PROPRIETARY FUND GENERAL LONG-TERM DEBT WATER AND SEWER REVENUE BONDS GENERAL OBLIGATION NOTES 1987 1989 BONDS PAYABLE TOTAL SERIES SERIES TOTAL Balance at September 30,1991 $160,000 $1,115,169 $1,275,169 $4,815,000 $4,830,000 $9,645,000 Payments 30,000 103,974 133,974 70,000 30,000 100,000 130,000 1,011,195 1,141,195 4,745,000 4,800,000 9,545,000 Less unamortized bond discount - - - 89,212 48,575 137,787 Balance at September 30, 1992 $130,000 $1,011,195 $1,141,195 $4,655,788 $4,751,425 $9,407,213 Annual principal requirements for the next five years and thereafter are as follows: Year ending- 1993 $30,000 $112,532 $142,532 $75,000 $95,000 $170,000 1994 30,000 121,793 151,793 75,000 100,000 175,000 1995 35,000 131,817 166,817 80,000 105,000 185,000 1996 35,000 142,665 177,665 85,000 115,000 200,000 1997 - 154,406 154,406 95,000 120,000 215,000 Thereafter - 347,982 347,982 4,335,000 4,285,000 8,600,000 TOTALS $130,000 $1,011,195 $1,141,195 $4,745,000 $4,800,000 $9,545,000 The annual requirements to amortize all debt outstanding as of September 30,1992,including interest payments aggregating$11,175,041 are as follows: PROPRIETARY FUND GENERAL LONG-TERM DEBT WATER AND SEWER REVENUE BONDS GENERAL TOTAL OBLIGATION NOTES 1987 1989 LONG-TERM BONDS PAYABLE TOTAL SERIES SERIES TOTAL DEBT Year Ending- 1993 $38,894 $195,753 $234,647 $436,509 $422,665 $859,174 $1,093,821 1994 36,831 195,753 232,584 431,934 421,765 853,699 1,086,283 1995 39,769 195,753 235,522 432,049 420,486 852,535 1,088,057 1996 37,362 195,753 233,115 431,883 423,692 855,375 1,088,490 1997 - 195,753 195,753 435,649 421,348 856,997 1,052,750 Thereafter - 391,506 391,506 8,556,084 7,504,245 16,060,329 16,451,835 TOTALS $152,856 $1,370,271 $1,523,127 $10,723,908 $9,614,201 $20,338,109 $21,861,236 The annual changes in general long-term debt accrued vacation and medical leave benefits as of September 30,1992 are as follows: OCTOBER 1, 1991 INCREASE SEPTEMBER 30,1992 $80,618 $12,506 $93,124 24 C J.D. GILBERT & COMPANY _ CITY OF OKEECHOBEE, FLORIDA NOTES TO COMBINED FINANCIAL STATEMENTS (CONTINUED) September 30, 1992 NOTE 8 - PRIOR YEAR DEFEASANCE OF DEBT In 1987, the City defeased the 1983 Series A Water and Sewer Revenue Bonds by depositing sufficient funds in an irrevocable trust to provide for all future debt service payments on the old bonds. Accordingly, the trust account assets and the liability for the defeased bonds are not included in the City's financial statements. At September 30, 1992, $805, 000 of bonds outstanding are considered defeased. NOTE 9 - INTERFUND RECEIVABLES AND PAYABLES The following is a summary of amounts due from and due to other funds: Due from Due to Other Funds Other Funds General fund $ 279 $ - Debt service fund - 435 • Proprietary fund 2,631 - Fiduciary fund - 2 ,475 Total all Funds $2,910 $2,910 NOTE 10 - CONTRIBUTED CAPITAL The source and additions to contributed capital are as follows: Balance Balance October 1, September 30, 1991 Additions 1992 . Connection fees $ 421,758 $ - $ 421,758 Developers 338,761 - 338,761 Federal Grant 953, 108 43,745 996,853 Local Public Works Grant 417,740 - 417,740 Federal Revenue Sharing Funds 619, 572 - 619,572 General Fund 100, 000 - 100,000 Okeechobee Beach Water Association 275,000 - 275, 000 Environmental Protection Agency Grant 1,946, 573 - 1,946,573 Totals $5, 072, 512 $43 ,745 $5, 116,257 25 C J.D. GILBERT & COMPANY , CITY OF OKEECHOBEE, FLORIDA • NOTES TO COMBINED FINANCIAL STATEMENTS (CONTINUED) September 30, 1992 NOTE 11 - SEGMENT INFORMATION The City maintains one enterprise fund, a water and sewer operation. Working capital at September 30, 1992 for this fund was $1,200,209. NOTE 12 - PENSION PLANS } The City has three pension plans, under a single employer public employee retirement system, covering substantially all the City's - regular employees. The plans were established by the City in accordance with the City charter and state statutes. Total pension expense for the year was $54,682 based on a covered payroll and a total payroll as follows: Covered Payroll as Covered Total Percent of Payroll Payroll Total Payroll General $864,543 $1, 013 ,292 85. 3% Police 349,507 409, 615 85. 3% Fire 196,630 217,511 90.4% All regular employees working over 20 hours per week are eligible to participate on the date of employment following attainment of age 18. Participation is mandatory. Normal retirement is provided for at age 65 (60 for fire and police) and 5 years of service (10 years for fire and police) , or at 30 years of service regardless of age. The benefit is calculated at 1.6% (2% for fire and police) of average monthly earnings times years of continuous service with the City. Benefits are payable by monthly annuity for 10 years certain and life thereafter with other options available. Early retirement is provided for at age 60 (age 55 for fire and police) and 10 years of participation. Death and disability benefits are also available . through the plans. Upon termination of employment with less than 5 years of service (10 years for fire and police) the plan refunds accumulated employee contributions. After 5 years of service (10 • years for fire and police) the pension benefit is accrued to date of termination and payable at normal retirement age if employee contributions are left in the fund. _ 26 C J.D. GILBERT & COMPANY CITY OF OKEECHOBEE, FLORIDA NOTES TO COMBINED FINANCIAL STATEMENTS (CONTINUED) September 30, 1992 NOTE 12 - PENSION PLANS (Continued) The significant actuarial asumptions used to compute the actuarially determined contribution requirement are the same as those used to compute the pension benefit obligation. The actuarially determined pension contribution for the year ended September 30, 1992, which consisted entirely of normal cost, was as follows: • General $ (14,221) Police 5,724 Fire 5,593 The actual City and employees contributions by fund for the year ended September 30, 1992 were as follows: City Employees General fund $27,349 $49,635 Proprietary fund 27 ,333 22 ,257 . Totals $54, 682 $71,892 The plans covering the City's fire fighters and police officers are also funded by the State of Florida from a tax on fire insurance premiums collected. State contributions to the fire fighters and police officers plans totalled $17,717 and $50,307, respectively, during the year ended September 30, 1992. The pension benefit obligation shown below is a standardized disclosure measurement established by the Governmental Accounting Standards Board (GASB) Statement number 5 that, with some exceptions, must be covered by a PERS. The standardized measurement is the actuarial present value of credited projected benefits. This pension valuation method reflects the present value of pension benefits, adjusted for the effects of projected salary increases an step-rate benefits, estimated to be payable in the future as a result of employee service to date. 27 C J.D. GILBERT & COMPANY CITY OF OKEECHOBEE, FLORIDA NOTES TO COMBINED FINANCIAL STATEMENTS (CONTINUED) September 30, 1992 NOTE 12 - PENSION PLANS (Continued) The standardized measure of the pension benefit obligation and the net assets available for benefits at September 30, 1992 (the most recent valuation date) is as follows: Police Fire General Pension benefit obligation: Retirees and beneficiaries currently receiving benefits and terminated employees entitled to benefits but not yet receiving them $ - $ 7,324 $ 324,147 Current employees: Accumulated employee contributions including allocated investment . income 169, 666 47,823 353, 153 Employer-financed vested 222, 032 38, 184 283,805 Employer-financed - nonvested 51,695 32,999 20,352 Total pension benefit obligation 443,393 126, 330 981,457 Net assets available for benefits (at cost which approximates market-see market value information at Note 3) 1,075,827 376, 050 1.390,819 Assets in excess of pension benefit obligation $ 632,434 $249,720 $ 409,362 • There were no changes in benefit provisions or actuarial assumptions and methods since the previous actuarial valuation. Principal actuarial assumptions used in the most recent actuarial valuation are summarized as follows: • 28 • a J.D. GILBERT & COMPANY CITY OF OKEECHOBEE, FLORIDA NOTES TO COMBINED FINANCIAL STATEMENTS (CONTINUED) September 30, 1992 NOTE 12 - PENSION PLANS (Continued) Mortality - The 1983 Group Annuity Mortality Table. Interest - 8% per year compounded annually, after paying investment management fees. Retirement age - 60 for police officers and fire fighters, 65 for all other employees, immediately if over assumed retirement age. Salary increases - 6% for police and general; 7% for fire fighters, until the assumed retirement age. Funding method - Aggregate actuarial cost method. Administrative expense (other than investment management fees) $9, 000 for each group. Three year historical information is disclosed in the accompanying supplementary information. NOTE 13 - GRANTS • Hospice During the year ended September 30, 1992, the City was awarded a Community Services Block Grant (92SB-69-07-57-02-076) totalling $5,526 for local community health and human services assistance. Hospice of the Treasure Coast-Okeechobee Branch was the subgrantee. The City received $5,455 under the grant award for the year ended September 30, 1992 and, upon presentation of invoices by Hospice, disbursed the funds. Land Development Regulation The City was awarded a local government land development regulation assistance program grant from the State of Florida Department of Transportation in the amount of $12,500. In 1992, $12,500 was • recorded as reimbursement for expenditures incurred by the City relating to the project. Also received was $2,500 applicable to the prior year grant. Farmers Home Administration During 1992, no Farmers Home Administration grant funds were received in connection with completing construction of the City's wastewater treatment and collection system. This grant is dated September 17, 1985, in the original amount of $1, 000, 000; of this • amount $118, 052 is undisbursed. 29 J.D. GILBERT & COMPANY CITY OF OKEECHOBEE, FLORIDA NOTES TO COMBINED FINANCIAL STATEMENTS (CONTINUED) September 30, 1992 NOTE 13 - GRANTS (Continued) Community Development Block Grant The City has been awarded a $575, 000 Community Development Block Grant through the State of Florida Department of Community Affairs. At September 30, 1992, the City had received draws of $43,745 on this grant. NOTE 14 - COMMITMENTS AND CONTINGENCIES During 1992, the City had rent expenditures of $28,968 under an operating lease agreement executed April 10, 1992 for public safety and other vehicles. Lease commitments under this agreement aggregate $52,801 for 1993 ; $52,801 for 1994 and $52,994 for 1995. Rent expenditures for the year ended September 30, 1992, under a prior operating lease for vehicles aggregated $28,551. The City had contracts for engineering and construction projects in process at September 30, 1992 that occurred during the normal course of business amounting to approximately $1, 150, 000. The City is defendant in a lawsuit filed by a contractor in February 1992. The City filed a counterclaim against the contractor in May 1992. The potential exposure to or recovery by the City is not determinable. NOTE 15 - SUBSEQUENT EVENT The City issued Water and Sewer Improvement Revenue Bonds, Series 1992A, with principal of $5,495, 000 in November 1992 . The bonds are due in annual principal installments of $125, 000 to $430,000 commencing January 1, 1995 through January 1, 2017. The interest rates on the bonds range from 3.90% to 6.50%. The issue included $995,000 in serial bonds and $4,500, 000 in term bonds. The collateral on these bonds is comparable to that of the prior • revenue bonds as disclosed in Note 7. The proceeds of the bonds are to be used for construction of a groundwater treatment plant, improvements in the water distribution system and debt service. The following table sets forth the debt service payments for the 1992 bonds for the years ending September 30: • 30 • J.D. GILBERT & COMPANY CITY OF OKEECHOBEE, FLORIDA NOTES TO COMBINED FINANCIAL STATEMENTS (CONTINUED) Year Ended September 30, 1992 NOTE 15 - SUBSEQUENT EVENT (Continued) Principal Interest Total 1993 $ - $ 223, 113 $ 223, 113 1994 - 334,670 334,670 1995 125,000 332,233 457,233 1996 130,000 327,065 457, 065 1997 135, 000 321,264 456,264 1998-2017 5, 105, 000 3 ,899,673 9,004, 673 $5,495,000 $5,438,018 $10,933,018 • 31 C J.O. GILBERT & COMPANY CITY OF OKEECHOBEE, FLORIDA GENERAL FUND SCHEDULE OF REVENUE - BUDGET AND ACTUAL Year Ended September 30, 1992 Variance Favorable Budget Actual (Unfavorable) TAXES Ad valorem taxes $ 554,000 $ 556,468 $ 2,468 Franchise fees 313,900 272,415 (41,485) Utility service taxes 282, 100 292, 615 10,515 Public service taxes 2 , 000 949 (1,051) 1, 152.000 1, 122,447 (29,553) INTERGOVERNMENTAL • State shared revenue: Cigarette tax - Two Cent 86,000 75,726 (10,274) Revenue sharing 172, 000 176, 013 4, 013 Mobile home licenses 2, 000 2,994 994 One-half cent sales tax 168, 000 174, 068 6, 068 Alcoholic beverage licenses 1,200 1,252 52 Gasoline tax refund 1,500 2, 080 580 Local option gasoline tax 290,700 288,249 (2,451) Fire fighters supplement - (347) (347) 721.400 720,035 (1. 365) Shared revenue from other local units: County occupational licenses 4,500 6,062 1,562 City share of 5 and 6 cent gas tax 110, 000 146,719 36,719 114,500 152 ,781 38,281 835,900 872,816 36,916 CHARGES FOR SERVICES Sanitation fees 264, 000 203, 005 (60,995) Highway maintenance contract 12,500 15,000 2,500 Miscellaneous 450 783 333 276,950 218,788 (58, 162) 32 C J.D. GILBERT & COMPANY CITY OF OKEECHOBEE, FLORIDA GENERAL FUND SCHEDULE OF REVENUE - BUDGET AND ACTUAL (CONTINUED) Year Ended September 30, 1992 Variance Favorable Budget Actual (Unfavorable) LICENSES AND PERMITS • Occupational licenses and Regulatory fees 47,250 45,002 (2,248) FINES AND FORFEITURES Court fines 20, 000 43, 590 23,590 Police education 500 760 260 Code enforcement fines 300 265 (35) 20,800 44,615 23 ,815 INTEREST INCOME 25,600 29,246 3,646 MISCELLANEOUS • Comprehensive Planning Grant 7,500 14,920 7,420 Hospice Grant 5,625 5,455 (170) Miscellaneous Improvements 3, 000 20,972 17,972 Sale of assets 40, 000 34, 361 (5, 639) Rents and royalties 100 540 440 Refunds of prior year expenditures 100 14 (86) Miscellaneous and other 21,200 34, 088 12,888 77,525 110,350 32 ,825 Total Revenue $2,436, 025 $2,443,264 $ 7,239 33 J.D. GILBERT & COMPANY CITY OF OKEECHOBEE, FLORIDA GENERAL FUND SCHEDULE OF EXPENDITURES - BUDGET AND ACTUAL Year Ended September 30, 1992 ENCUMBRANCES ACTUAL ON VARIANCE BUDGETARY FAVORABLE BUDGET ACTUAL 1991 1992 BASIS (UNFAVORABLE) PUBLIC SAFETY Law enforcement: Personal services $631,670 $626,721 - - $626,721 $4,949 Operating expenses 176,400 162,885 205 47 162,727 13,673 Capital outlay 7,000 2,796 2,796 - 0 7,000 815,070 792,402 3,001 47 789,448 25,622 Fire control: Personal services 278,440 269,505 - - 269,505 8,935 Operating expenses 81,400 70,302 130 46 70,218 11,182 Capital outlay 18,000 10,386 - - 10,386 7,614 377,840 350,193 130 46 350,109 27,731 1,192,910 1,142,595 3,131 93 1,139,557 53,353 GENERAL GOVERNMENT Legislative: Personal services 42,750 41,414 - - 41,414 1,336 Operating expenses 17,625 19,047 - - 19,047 (1,422) Allocation of administrative charges (18,000) (18,000) - - (18,000) 0 42,375 42,461 - - 42,461 (86) Executive-city administrator: . Personal services 70,110 70,267 - - 70,267 (157) Operating expenses 16,200 9,330 - - 9,330 6,870 Allocation of administrative charges (29,000) (29,000) - - (29,000) 0 57,310 50,597 - - 50,597 6,713 Executive-city clerk: • Personal services 56,070 56,011 - - 56,011 59 Operating expenses 13,370 8,625 72 2,000 10,553 2,817 Allocation of administrative charges (12,000) (12,000) - - (12,000) 0 57,440 52,636 72 2,000 54,564 2,876 Financial and Administrative: Personal services 62,780 61,308 - - 61,308 1,472 Operating expenses 25,400 23,055 - - 23,055 2,345 Allocation of administrative charges (20,000) (20,000) - - (20,000) 0 68,180 64,363 - - 64,363 3,817 General services: Personal services 82,490 82,485 - - 82,485 5 Operating expenses 76,575 87,941 7,088 114 80,967 (4,392) Capital outlay 2,200 3,592 1,904 - 1,688 512 Allocation of administrative charges (21,000) (21,000) - - (21,000) 0 140,265 153,018 8,992 114 144,140 (3,875) Judicial: Operating expenses 20,000 20,060 - - 20,060 (60) 385,570 383,135 9,064 2,114 376,185 9,385 TRANSPORTATION _ Road and street facilities: Personal services 220,290 213,400 - - 213,400 6,890 Operating expenses 206,530 162,707 752 1,376 183,331 43,199 Capital outlay 390,500 83,597 14,864 53,595 122,328 268,172 817,320 459,704 15,616 54,971 499,059 318,261 PHYSICAL ENVIRONMENT Garbage/solid waste control services: Operating expenses 237,800 187,229 - - 187,229 50,371 HEALTH AND HUMAN SERVICES Operating expenses 42,825 47,643 - - 47,643 (4,818) DEBT SERVICE Principal 103,974 103,974 - - 103,974 0 Interest 91,779 85,004 - - 85,004 6,775 195,753 188,978 - - 188,978 6,775 TOTAL EXPENDITURES $2,871,978 $2,409,284 $27,811 $57,178 $2,438,651 $433,327 34 • C J.D. GILBERT & COMPANY CITY OF OKEECHOBEE, FLORIDA DEBT SERVICE FUND STATEMENT OF REVENUE AND EXPENDITURES - BUDGET AND ACTUAL Year Ended September 30, 1992 Variance Favorable Budget Actual (Unfavorable) REVENUE Ad valorem taxes $52,100 $61,918 $9,818 Interest income 5,500 1,800 (3,700) Total Revenue 57 , 600 63,718 6,118 EXPENDITURES Bond principal retirements 30, 000 30,000 - Bond interest expense 10,956 10,956 - Professional fees 500 1,000 (500) Total Expenditures 41456 41,956 (500) Excess of Revenue Over Expenditures $16, 144 $21,762 $5,618 35 J.D. GILBERT & COMPANY . CITY OF OKEECHOBEE, FLORIDA EMPLOYEE PENSION TRUST FUNDS COMBINING BALANCE SHEETS Year Ended September 30, 1992 Police Fire General Officers' Fighters Employees' Pension Pension Pension Trust Trust Trust Fund Fund Fund Total ASSETS Cash $ 8, 364 $ 6,522 $ 25,459 $ 40, 345 Investments 1,069, 632 370,284 1, 370, 635 2,810,551 $1, 077,996 $376,806 $1,396,094 $2,850,896 LIABILITIES Accounts payable $ 2, 169 $ 756 $ 2,800 $ 5,725 Due to City General Fund - - 2,475 2,475 2,169 756 5,275 8,200 FUND BALANCES I. Reserved for employees' retirement 1,075,827 376,050 1, 390,819 2,842. 696 Total Liabilities and Fund Balances $1,077, 996 $376,806 $1,396,094 $2,850,896 36 GI J.D. GILBERT & COMPANY CITY OF OKEECHOBEE, FLORIDA EMPLOYEE PENSION TRUST FUNDS COMBINING STATEMENTS OF REVENUE, EXPENSES AND CHANGES IN FUND BALANCES Year Ended September 30, 1992 Police Fire General Officers' Fighters Employees' Pension Pension Pension Trust Trust Trust Fund Fund Fund Total OPERATING REVENUE State tax on insurance . premiums $ 50,307 $ 17,717 $ - $ 68, 024 Employer's contributions - 535 54, 147 54, 682 Employees' contributions 17,780 9,913 44, 199 71,892 Investment income 67,994 23, 398 90,214 181, 606 Gain on sale of securities 19,836 6.642 23 ,910 50, 388 Total Operating Revenue 155,917 58,205 212,470 426,592 . OPERATING EXPENSES Employees' contribution refunds and interest 7,784 2, 342 13,308 23 ,434 • Retirement benefits - - 28, 162 28, 162 Professional services 14,963 9,684 17,481 42, 128 Administrative expense - 6 11 17 Total Operating Expenses 22,747 12,032 58,962 93 ,741 Net Income 133, 170 46, 173 153 ,508 332 ,851 FUND BALANCES Beginning of year 942 .657 329.877 1, 237, 311 2.509,845 End of year $1, 075,827 $376, 050 $ 1, 390,819 $2,842, 696 37 C J.D. GILBERT & COMPANY CITY OF OKEECHOBEE EMPLOYEE PENSION TRUST FUNDS HISTORICAL INFORMATION September 30, 1992, 1991 and 1990 (Unaudited) For the years ended September 30,1992,1991 and 1990,the pension benefit obligation and net assets available for benefits and net assets available for benefits expressed as percentages of the pension benefit obligation,were as follows: 1992 Police Fire General Net assets available for benefits as a percentage of pension benefit obligation 243% 298% 142% Assets in excess of pension benefit obligation as a _ percentage of covered payroll 181% 127% 47% Contributions as an approximate percent of annual covered payroll: Employer - <1% 6% Employee 5% 5% 5% 1991 Police Fire General Net assets available for benefits as a percentage of pension benefit obligation 241% 331% 139% Assets in excess of pension benefit obligation as a percentage of covered payroll 157% 125% 40% Contributions as an approximate percent of annual covered payroll: Employer - <1% 6% Employee 5% 5% 5% 1990 Police Fire General Net assets available for benefits as a percentage of pension benefit obligation 212% 276% 120% Assets in excess of pension benefit obligation as a percentage of covered payroll 145% 114% 22% Contributions as an approximate percent of annual covered payroll: - Employer - <1% 6% Employee 6% 5% 5% Historical information from 1987 through 1992 is presented in a separately issued report for the pension employees retirement system (PERS). As the valuation for the year ended September 30,1987 was the first year using the valuation method described herein,ten-year trend information is not available. 38 C J.D. GILBERT & COMPANY CITY OF OKEECHOBEE, FLORIDA SUMMARY OF INSURANCE COVERAGE - UNAUDITED Year Ended September 30, 1992 DESCRIPTION COVERAGE COMMERCIAL PACKAGE Buildings and contents (90% coinsurance - $250 deductible) $3,450,400 Scheduled Property Floater ($250 deductible) $362, 100 Public Officials Bonds $20,000 • UMBRELLA POLICY $1, 000,000 LAW ENFORCEMENT LIABILITY Bodily injury, personal injury, property damage ($5,000 deductible) $1, 000,000 WORKERS COMPENSATION AND EMPLOYER'S LIABILITY $500, 000 VEHICULAR EQUIPMENT Bodily injury and property damage $1, 000,000 Collision ($250 deductible) Comprehensive ($250 deductible) PUBLIC OFFICIAL LIABILITY ($5,000 Deductible) $1, 000, 000 . THIRD PARTY POLLUTION LIABILITY COVERAGE ($500 deductible) $1, 000,000 39 • C J.D. GILBERT & COMPANY CITY OF OKEECHOBEE, FLORIDA SCHEDULE OF ASSESSED VALUES, TAX LEVIES AND RATES - UNAUDITED 1983 - 1992 ASSESSED VALUES FISCAL REAL PERSONAL HOMESTEAD YEAR PROPERTY PROPERTY TOTAL EXEMPTION 1992 $112,820,753 $22,702,940 $135,523, 693 $25,288, 396 1991 106, 606, 185 21,489,024 128,095,209 24,718,577 1990 100,715,930 19, 081, 124 119,797, 054 24,017,296 ' 1989 92, 069,710 17,714, 646 109,784, 356 23,841,771 1988 90,523,355 17,276,363 107,799,718 22,969,436 1987 85, 234, 122 15,026,483 100,260,605 21,793,353 1986 70,533,985 14,573, 190 85, 107, 175 20,715, 053 1985 59,835, 384 14, 042,767 73,878, 151 19, 504,959 1984 57,820,098 13, 060, 620 70,880,718 19, 007, 098 1983 54,725, 644 12, 102, 101 66,827,745 17, 665, 060 TAX LEVIES AND APPLICABLE RATES LEVIES RATES DEBT GENERAL FISCAL DEBT GENERAL SERVICE GOVERNMENT YEAR SERVICE GOVERNMENT MILLS MILLS 1992 $62,523 $562,423 . 390 4. 150 1991 59, 597 531,595 . 390 4. 150 1990 56,753 504,594 . 390 4. 150 1989 52, 114 455,605 .390 4. 150 1988 39,231 447, 369 . 300 4. 150 1987 18, 308 416,082 . 150 4 . 150 1986 15,873 361,791 .150 4.251 1985 14, 008 314,056 . 150 4 .251 1984 13,483 307,480 .150 4. 338 1983 12, 674 261,497 . 150 3.913 40 C J.D. GILBERT & COMPANY CITY OF OKEECHOBEE, FLORIDA SCHEDULE OF CERTAIN REVENUE - UNAUDITED 1983 - 1992 GENERAL FUND STATE REVENUE SHARING OCCUPATIONAL UTILITY FINES AND FRANCHISE YEAR (NOTE) LICENSES TAXES FORFEITURES FEE PERMITS INTEREST 1992 $425,807 $45,002 $292,615 $44,615 $272,414 - $29,246 1991 422,873 34,565 287,490 45,107 289,239 - 32,541 1990 443,090 33,345 278,192 37,829 272,199 - 45,772 1989 439,634 31,828 275,071 46,911 251,532 - 41,761 1988 411,522 38,367 258,229 67,802 234,877 - 27,314 . 1987 409,809 44,888 219,661 49,071 214,036 - 21,618 1986 398,901 41,498 207,756 29,731 206,335 - 30,978 1985 349,607 38,484 196,168 28,092 208,614 16,268 31,791 1984 346,742 42,119 133,768 22,764 185,428 25,508 34,363 1983 329,260 40,138 118,812 20,493 152,921 14,836 25,091 PROPRIETARY FUND WATER AND SEWER IMPACT DELINQUENT INTEREST ON HYDRANT YEAR CHARGES FEES CHARGES MISCELLANEOUS INVESTMENTS TAP FEES RENTAL 1992 $2,511,531 $197,767 $56,280 $44,771 $131,433 $99,782 $13,200 1991 2,268,283 62,200 58,313 49,346 268,588 30,126 13,200 1990 2,116,074 416,792 73,334 50,929 305,306 157,265 12,240 1989 1,580,078 212,077 37,945 68,723 61,811 35,211 12,360 1988 1,632,157 90,640 25,588 50,823 71,998 37,679 9,960 1987 1,388,432 111,964 31,119 31,401 62,864 40,078 9,480 1986 1,341,837 260,382 30,417 21,141 103,288 44,888 9,360 1985 1,130,500 212,012 20,671 8,583 233,511 110,181 7,320 1984 971,227 29,012 14,146 9,663 110,181 20,112 7,320 1983 842,440 26,775 17,372 11,219 52,912 25,163 27,000 NOTE-INCLUDES ADDITIONAL TWO CENT CIGARETTE TAX AND ONE-HALF CENT SALES TAX 41 C J.D. GILBERT & COMPANY CITY OF OKEECHOBEE, FLORIDA SCHEDULE OF FEDERAL FINANCIAL ASSISTANCE Year Ended September 30, 1992 CASH CASH OCTOBER 1, SEPTEMBER 30, 1991 1992 FEDERAL GRANTOR/ FEDERAL AWARD BEGINNING ENDING PROGRAM TITLE CFDA NO. AMOUNT BALANCE RECEIPTS DISBURSEMENTS BALANCE U.S.DEPARTMENT OF AGRICULTURE Farmers Home Administration 10.418 $1,000,000 $ - $ - $ - $ - U.S.DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT Passed through State Department of Community Affairs 14.219 $575,000 $ - $43,745 $38,755 $4,990 . 42 C J.D. GILBERT & COMPANY J. D. GILBERT & COMPANY CERTIFIED PUBLIC ACCOUNTANTS Independent Auditors, Report on Compliance with Laws and Regulations The Honorable Mayor and Members of the City Council City of Okeechobee, Florida We have audited the combined financial statements of the City of Okeechobee, Florida (City) as of and for the year ended September 30, 1992 and have issued our report thereon dated February 25, 1993. We did not audit the financial statements of the Employee Benefit Trust, which are included in the combined financial statements as the Fiduciary Fund type. Our audit report was qualified because the City has not maintained adequate detailed fixed asset records in support of the recorded costs of the water and sewer utility plant in service in the proprietary fund or the amounts included in the general fixed asset group of accounts. We conducted our audit in accordance with generally accepted auditing standards and Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance ` about whether the combined financial statements are free of material misstatement. Compliance with laws, regulations, contracts and grants applicable to the City is the responsibility of the City's management. As part of obtaining reasonable assurance about whether the combined financial statements are free of material misstatement, we performed tests of the City's compliance with certain provisions of laws, regulations, contracts and grants. However, our objective was not to provide an opinion on overall compliance with such provisions. The results of our tests indicate that, with respect to the items tested, the City complied, in all material respects, with the provisions referred to in the preceding paragraph. With respect to items not tested, nothing came to our attention that caused us to believe that the City had not complied, in all material respects, with those provisions. This report is intended for the information of the Mayor and City Council, management and the Auditor General of the State of Florida. This restriction is not intended to limit the distribution of this report, which is a matter of public record. f J.D. Gilbert & Company, CPAs February 25, 1993 43 1 251 East Sample Road•Pompano Beach,Florida 33064•(3053761 -1250• FAX(305)785-6826 J. D. GILBERT & COMPANY CERTIFIED PUBLIC ACCOUNTANTS Single Audit Report on Compliance with Requirements Applicable to Ronmajor Federal Financial Assistance Program Transactions The Honorable Mayor and Members of the City Council City of Okeechobee, Florida In connection with our audit of the 1992 combined financial statements of the City of Okeechobee, Florida (City) , and with our study and evaluation of the City's internal control systems used to administer federal financial assistance programs, as required by Office of Management and Budget Circular A-128, "Audits of State and Local Governments", we selected certain transactions applicable to certain nonmajor federal financial assistance programs for the year ended September 30, 1992. As required by OMB Circular A-128, we have performed auditing procedures to test compliance with the requirements governing types of services allowed or unallowed and any other special tests and provisions that are applicable to those transactions. Our procedures were substantially less in scope than an audit, the objective of which is the expression of an opinion of the City's compliance with these requirements. Accordingly, we do not express such an opinion. With respect to the items tested, the results of those procedures disclosed no material instances of noncompliance with the requirements listed in the preceding paragraph. With respect to items not tested, nothing came to our attention that caused us to believe that the City had not complied, in all material respects, with those requirements. This report is intended for the information of the Mayor and City Council, management, State Department of Community Affairs and the Auditor General for the State of Florida. This restriction is not intended to limit the distribution of this report, which is a matter of public record. 04011P. • J.D. Gilbert & Company, CPAs February 25, 1993 44 1 251 East Sample Road• Pompano Beach, Florida 33064•(305)781 -1 250• FAX(305)785-6826 elCill J. D. GILBERT & COMPANY CERTIFIED PUBLIC ACCOUNTANTS Single Audit Combined Report on the Internal Control Structure The Honorable Mayor and Members of the City Council City of Okeechobee, Florida We have audited the combined financial statements of the City of Okeechobee, Florida (City) , as of and for the year ended September 30, 1992, and have issued our report thereon dated • February 25, 1993 . We did not audit the financial statements of the Employee Benefit Trust, which are included in the combined financial statements as the Fiduciary Fund Types. Our audit report was qualified because the City has not maintained adequate detailed fixed asset records in support of the recorded costs of the water and sewer utility plant in service in the proprietary fund or the amounts included in the general fixed asset group of accounts. We conducted our audits in accordance with generally accepted auditing standards; Government Auditing Standards, issued by the Comptroller General of the United States; and Office of Management and Budget (OMB) Circular A-128, Audits of State and Local Governments. . Those standards and OMB Circular A-128 require that we plan and perform the audit to obtain reasonable assurance about whether the combined financial statements are free of material misstatement and about whether the City compiled with laws and regulations, noncompliance with which would be material to a federal financial assistance program. In planning and performing our audit for the year ended September 30, 1992, we considered the City's internal control structure in order to determine our auditing procedures for the purpose of expressing our opinion on the City's combined financial statements and on its compliance with requirements applicable to its federal financial assistance program and not to provide assurance on the internal control structure. . The management of the City is responsible for establishing and maintaining an internal control structure. In fulfilling this responsibility, estimates and judgments by management are required to assess the expected benefits and related costs of internal control structure policies and procedures. The objectives of an internal control structure are to provide management with reasonable, but not absolute, assurance that assets are safeguarded against loss from unauthorized use or disposition, that transactions are executed in accordance with management's authorization and recorded properly to permit the preparation of combined financial statements in accordance with generally accepted 45 1 251 East Sample Road• Pompano Beach,Florida 33064•(305)781 -1 250• FAX(305)785-6826 The Honorable Mayor and Members of the City Council February 25, 1993 accounting principles, and that federal financial assistance programs are managed in compliance with applicable laws and regulations. Because of inherent limitations in any internal control structure, errors, irregularities, or instances of noncompliance may nevertheless occur and not be detected. Also, projection of any evaluation of the structure to future periods is subject to the risk that procedures may become inadequate because of changes in conditions or that the effectiveness of the design and operation of policies and procedures may deteriorate. For the purpose of this report, we have classified the significant internal control structure policies and procedures in the following categories: Activity Cycles: • Revenue/receipts • Purchases/disbursements • Payroll/personnel General Requirements: • Political activity • Civil rights • Davis-Bacon Act • Federal financial reports • Specific Requirements • Type of services • Matching • Special Reporting Requirements • Special Tests and Provisions For all of the internal control structure categories listed above, we obtained an understanding of the design of relevant policies and procedures and determined whether they have been placed in operation, and we assessed control risk. During the year ended September 30, 1992, the City had no major federal financial assistance programs and expended 88% of its federal financial assistance under a nonmajor federal financial assistance program with the U.S. Department of Housing and Urban Development. We performed tests of controls, as required by OMB Circular A- 128, to evaluate the effectiveness of the design and operation of internal control structure policies and procedures that we considered relevant to preventing or detecting material noncompliance with specific requirements, general requirements, and requirements governing claims for advances and reimbursements that are applicable to the aforementioned nonmajor federal financial assistance program. Our procedures were less in scope than would 46 J.D. GILBERT & COMPANY • The Honorable Mayor and Members of the City Council February 25, 1993 be necessary to render an opinion on these internal control structure policies and procedures. Accordingly, we do not express such an opinion. We noted certain matters involving the internal control structure and its operation that we consider to be reportable conditions under standards established by the American Institute of Certified Public Accountants. Reportable conditions involve matters coming to our attention relating to significant deficiencies in the design or operation of the internal control • structure that, in our judgment, could adversely affect the City's ability to record process, summarize, and report financial data consistent with the assertions of management in the combined • financial statements or to administer federal financial assistance programs in accordance with applicable laws and regulations. Purchases In our review of cash disbursements, we noted that some purchase orders are dated subsequent to the receipt of the related goods or services. To ensure that all goods or services have been properly authorized, purchase orders should be prepared and approved prior to acquisition. A material weakness is a reportable condition in which the design or operation of one or more of the internal control structure elements does not reduce to a relatively low level the risk that errors or irregularities in amounts that would be material in relation to the combined financial statements being audited or that noncompliance with laws and regulations that would be material to a federal financial assistance program may occur and not be detected within a timely period by employees in the normal course of performing their assigned functions. Our consideration of the internal control structure would not necessarily disclose all matters in the internal control structure that might be reportable conditions and, accordingly, would not necessarily disclose all reportable conditions that are also considered to be material weaknesses as defined above. However, we noted the following matters involving the internal control • structure and its operation that we consider to be material weaknesses as defined above. These conditions were considered in determining the nature, timing, and extent of procedures to be performed in our audit of the combined financial statements of the City, and of its compliance with requirements applicable to its federal financial assistance programs for the year ended September 30, 1992 and this report does not affect our report thereon dated February 25, 1993. 47 J.D. GILBERT & COMPANY The Honorable Mayor and Members of the City Council February 25, 1993 Fined Asset Records and Controls The City has not maintained adequate detailed fixed asset records in support of the recorded costs of the water and sewer utility plant in service or the amounts included in the general fixed assets group of accounts. We were unable to obtain sufficient supporting documentation to form an opinion with respect to the stated costs of property items acquired in years prior to October 1, 1981 nor the accumulated depreciation applicable to the water and sewer utility plant • in service at September 30, 1992 and the depreciation expense for the year then ended. The City has contracted with a firm to evaluate the historic cost or donated value of all existing physical assets of the City. The project is not yet completed. Once complete records are established the City should ensure that additional acquisitions and disposals are properly recorded and accounted for. Additionally, a physical inventory of fixed assets should be performed at least every two years. We also noted other matters involving the internal control structure and its operation that we have reported to the management of the City in a separate letter dated February 25, 1993. This report is intended for the information of the Mayor and City Council, management, and the Department of Community Affairs and the Auditor General for the State of Florida. This restriction is not intended to limit the distribution of this report, which is a matter of public record. J.D. Gil•ert & Company, CPAs February 25, 1993 48 J.D. GILBERT & COMPANY J. D. GILBERT • COMPANY CERTIFIED PUBLIC ACCOUNTANTS Management Letter The Honorable Mayor and Members of the City Council City of Okeechobee, Florida We have audited the combined financial statements of the City of Okeechobee, Florida (City) for the year ended September 30, 1992, and have issued our report thereon dated February 25, 1993. We did not audit the financial statements of the Employee Benefit • Trust included in the combined financial statements. The following comments are submitted in accordance with the Rules of the Auditor General of the State of Florida, Chapter 10.550. Additional comments on the internal control structure appear in a separate letter report. Violations of Laws, Rules and Regulations Which Do Not Materially Affect the Financial Statements In the course of our audit we noted that the rules regarding the issuance of IRS Forms 1099 for non-employee compensation have not been followed in all applicable cases. The City is not adequately monitoring non-recurring services for applicability to the 1099 rules. We recommend that all payments for non-employee services rendered to the City be supported by a statement as to the recipients incorporation status and federal identification or social security number, as applicable. We also noted one instance where the withholding for an employee's paychecks was not made in accordance with the withholding allowances claimed on his form W-4. This appeared to be an isolated incident. Recommendations to Improve the City's Present Financial Management, Accounting Procedures, and Internal Control Some of the captions for the various cash accounts appearing in the computer-generated general ledger of the City do not properly describe the funds included in the account balance. As a result, use of the general ledger in interim evaluations of cash position can be misleading. We recommend that account captions be changed to properly reflect the nature of and restrictions on the related cash balances. Status of Recommendations Made in the Prior Year Management Letter Grants - No problems were noted in this regard in the current year procedures. 49 1 251 East Sample Road• Pompano Beach, Florida 33064•[305)791 -1250• FAX[305)785-6826 The Honorable Mayor and Members of the City Council February 25, 1993 Cash - The City invests large sums of money in bank certificates of deposit. The City has re-evaluated their investments subsequent to September 30, 1992, to increase the yield achieved. Rules of the Auditor General - As noted in the "Single Audit Combined Report on Internal Control Structure" , the City is still in the process of improving controls over fixed assets. sss This letter is intended solely for the use of the Mayor and City Council, management and the Auditor General of the State of Florida. This restriction is not intended to limit the distribution of this letter, which is a matter of public record. '-----j-------,_::), r-c.-- .-q5 / (-- J.D. Gilbert & Company, CPAs February 25, 1993 . • . 50 ".7 J.D. GILBERT & COMPANY