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Casanova, Timothy & Kimberly - Case #11-024
CITY OF OKEECHOBEE, -VS- PETITIONER, RESPONDENT, Timothy & Kimberly Casanova CODE ENFORCEMENT BOARD OF THE CITY OF OKEECHOBEE, FLORIDA. CASE NO. 11- 024 FILE NUN 2011006787 OR BK 00703 PG 0392 SHARON ROBERTSON, CLERK OF CIRCUIT COI OKEECHOBEE COUNTY, FLORIDA RECORDED 07/12/2011 0951:53 AM RECORDING FEES $18.50 RECORDED BY S Creech Pas 0392 - 393; (2pgs) LIEN / ORDER THIS CAUSE came before the Code Enforcement Board, City of Okeechobee, for public hearing on June 14 , 20 11 . After due notice to the respondent, the Board having heard evidence on the alleged violation by witnesses or affidavit makes the following findings: A. FINDINGS OF FACT: Lots: 126 & 127 Blk:---- Section: Okeechobee Estates Parcel# 3-22-37-35-0290-00000-1260 Property location: 804 SE 13th Street Property owner: Timothy & Kimberly Casanova Property has been found to have overgrown vegetation and needs cleaning. B. CONCLUSIONS OF LAW: The owner of the property described above has been found in violation of Chapter 30 Section 30-44 General cleaning & beautification C. ORDER: The City of Okeechobee Code Enforcement Board has determined you have violated the Code of Ordinances, Chp 30 Sec 30-44 General cleaning & beautification concerning your property located at 804 SE 13th Street, Okeechobee, FL 34974 If you do not correct the violation by June 15, 2011 , and notify the Code Enforcement Officer of the correction, the Board imposes a fine of $ 25.00 per day commencing that date and continuing daily until the violation is corrected or the city is notified by you and verifies the correction, which ever first occurs. Further, if you do not correct the violation by said date, a copy of this order as a claim of lien, shall be recorded in the office of the Clerk of Circuit Court, Okeechobee County, Florida, and once recorded, becomes a lien on real and personal property pursuant to Florida Statute 162. You have a right within thirty days, to appeal this finding and order by Writ of Certiorari to the Circuit Court, Okeechobee County, Florida. If you correct the violation prior to the above date, it is your obligation to contact the Code Enforcement Officer to verify such compliance. AGREED AND ORDERED this A-JO/I—day of June , 20 11 . CITY OF OKEECHOBEE, Petitioner Timothy & Kimberly Casanova Respondent CODE ENFORCEMENT BOARD City of Okeechobee, Florida ATTEST: 6-&-CL ())111.kk Recording Secretary STATE OF FLORIDA COUNTY OF OKEECHOBEE PERSONALLY appeared before me the undersigned authority, Jamie Gamiotea , Fred Sterling and Sue Christopher , well known to me and known by me to be the Chairperson of the Board, Code Enforcement Officer and Recording Secretary, respectively, of the CITY OF OKEECHOBEE CODE ENFORCEMENT BOARD. SWORN TO AND SUBSCRIBED before me this 02 day of NOTARY PUBLIC My Commission expires: GISYLd, KIM BARNES MY COMMISSION # 0D778252 EXPIRES April 25,2012 Fodd3NOYSeTe Please return to: City of Okeechobee Code Enforcement 55 SE 3rd Avenue Okeechobee, FL 34974 (863) 357-1971 ,20L. SATISFACTION OF LIEN This is to certify that the claim of lien in the sum of six hundred fifty dollars and no cents ($650.00) filed by and on behalf of the Code Enforcement Board, Okeechobee, Florida, on July 12 ,20 11 , and recorded in Book 00703 , Page 0392 , of the public records of Okeechobee County, Florida against the following described real property: Timothy&Kimberly Casanova 804 SE 13th Street, Okeechobee, FL Lot: 126 & 127 Blk: Section: Okeechobee Estates Parcel# 3-22-37-35-0290-00000-1260 has been satisfied by payment for full amount of lien, on January 23 , 20 13 , in that said payment has been received by the City of Okeechobee, and that the undersigned is authorized to and does hereby release its lien as to the whole of the above described real property,and consents that the same be discharged of record. 111111111111 11111 IIIII 11111 11111 1111 1111 CODE ENFORCEMENT BOARD O THE FILE NUM 201311011498 OR BK 10725 PG 114F; CITY OF • ECHOBEE O' IA SHARON ROBERTSON, CLERK, OF CIRCUIT COURT RECORDED 0 COUNTY, FLORIDA RECORDED �)2/�74/2�)13 i]9:22:43 Alf RECORDING FEES $10.0 Chairperson RECORDED BY G Ifpwbourn Pg 1145; (lag) ATTEST: Recording S. retary STATE OF FLORIDA COUNTY OF OKEECHOBEE PE R$ appeared before me the undesigned authority, J O,L Q am t o-2C� and St).C.�'Xli 54-a , well known to me and known by me to be the Chairperson and Recording Secretary,respectively, of the CITY OF OKEECHOBEE CODE ENFORCEMENT BOARD. SWORN TO AND SUBSCRIBED before me this aLl day of 11 t , 20 (j . •The quality of this image is ; III _l !_a equivalent to the quality _ Notary Public i of the original document. %,� y N,�v ;,,n . >, ,:�Y,-). My Commission Expires: Please return to: City of Okeechobee, 55 SE 3rd Avenue, Okeechobee, FL 34974 IN THE CIRCUIT COURT OF THE NINETEENTH JUDICIAL CIRCUIT IN AND FOR OKEECHOBEE COUNTY, FLORIDA CITIMORTGAGE, INC., Plaintiff vs. TIMOTHY CASANOVA A/K/A TIMOTHY A. CASANOVA; CITY OF OKEECHOBEE, FLORIDA; JPMORGAN CHASE BANK, N.A.; KIMBERLY CASANOVA; UNKNOWN TENANT; IN POSSESSION OF THE SUBJECT PROPERTY, Defendant(s) CERTIFICATE OF SALE Case No.: 472011CA000320 The undersigned Clerk of the Court certifies that notice of public sale of the property described in the Summary Final Judgment of Foreclosure and published in the Okeechobee News, newspaper circulated in Okeechobee, Florida, in the manner shown by the Proof of Publication on file, and on June 13, 2012, the property was offered for public sale to the highest and best bidder for cash. The highest and best bid received for the property in the amount of $100.00 was submitted by FEDERAL NATIONAL MORTGAGE ASSOCIATION, to whom the property was sold. The proceeds of the sale are retained for distribution in accordance with the Summary Final Judgment of Foreclosure. WITNESS my hand and seal of the court on June 13, 2012. SHARON ROBERTSON CLERK OF THE CIRCUIT COURT CL- Z:!7 r BY: ly Deputy �Clerk� (Court Seal) CITIMORTGAGE, INC., IN THE CIRCUIT COURT OF THE Plaintiff, 19TH JUDICIAL CIRCUIT, IN AND FOR vs. OKEECHOBEE COUNTY, FLORIDA TIMOTHY CASANOVA A/K/A TIMOTHY A CIVIL DIVISION: CASANOVA, et al, CASE NO.: 472011CA000320CAXXXX Defendants. NOTICE OF LEAD COUNSEL PLEASE TAKE NOTICE that NALINI SINGH, ESQ is hereby appearing as Lead Counsel for Plaintiff, CITIMORTGAGE, INC.. All parties are to forward further pleadings, motions, correspondence and other papers to the lead counsel. I HEREBY CERTIFY that a true c y of foregoing was delivered to the parties on the attached mailing list by mail this � day of �eC. 20_# _. 11-12837 156 Nalini Singh, Esq. Bar Number: 43700 As Lead Counsel for Plaintiff Law Offices of Marshall C. Watson, P.A 1800 NW 49th Street, Suite 120 Fort Lauderdale, Florida 33309 Telephone: (954)453-0365 Facsimile: (954) 771-6052 Toll Free: 1-800-441-2438 Case No: 472011 CA000320CAXXXX TIMOTHY CASANOVA 3222 SE 24TH ST OKEECHOBEE, FL 34974 CITY OF OKEECHOBEE, FLORIDA CITY HALL 55 SE 3RD AVENUE OKECHOBEE, FL 34974 JPMORGAN CHASE BANK, N.A. 1200 SOUTH PINE ISLAND ROAD PLANTATION, FL 33324 KIMBERLY CASANOVA 3222 SE 24TH ST OKEECHOBEE, FL 34974 UNKNOWN TENANT (S) 804 SE 13TH STREET OKEECHOBEE, FL 34974 11-12837 MAILING LIST 157 CITY OF OKEECHOBEE, FLORIDA CITY HALL 55 SE 3RD AVENUE OKECHOBEE, FL 34974 CITY OF OKEECHOBEE, FLORIDA CITY HALL 55 SE 3RD AVENUE OKECHOBEE, FL 34974 155 IN THE CIRCUIT COURT OF THE 19TH JUDICIAL CIRCUIT, IN AND FOR OKEECHOBEE COUNTY, FLORIDA CIVIL DIVISION: CASE NO.: 472011CA000320CAXXXX CITIMORTGAGE, INC., Plaintiff, vs. TIMOTHY CASANOVA A/K/A TIMOTHY A CASANOVA; CITY OF OKEECHOBEE, FLORIDA; JPMORGAN CHASE BANK, N.A.; KIMBERLY CASANOVA; UNKNOWN TENANT; IN POSSESSION- OF THE SUBJECT PROPERTY, Defendants. MOTION FOR SUMMARY FINAL JUDGMENT OF FORECLOSURE Plaintiff, CITIMORTGAGE, INC., moves the Court for entry of a Summary Final Judgment of Foreclosure including an award of attorney's fees to Plaintiff on the grounds that Plaintiff is entitled to such a Final Judgment as a matter of law. The substantial matter of law to be argued is the priority of the lien of Plaintiffs mortgage over the interest of all other Defendants in the real property encumbered by said mortgage and Plaintiffs entitlement to an award of attorney's fees. In support of this motion, Plaintiff shows the Court: 1. Plaintiff filed its Complaint to Foreclose a Mortgage on real property located in Okeechobee County, Florida, the legal description of which is set forth in the Complaint. 2. The provisions of the note and mortgage being sued upon in this action confer upon Plaintiff the right to accelerate all sums due thereunder upon the default thereof, and the right to foreclose all interests in the encumbered property which are inferior to the lien of said mortgage. Hubbard v. Highland Realty & Inv. Co., 156 So. 322 (Fla. 1934); Campbell v. Werner, 232 So. 2d 252 (Fla.3d D.C.A. 1970). The provisions of said note and mortgage also provide for an award of attorneys fees to Plaintiff in the event of the filing of an action for foreclosure. 3. The pleadings and exhibits filed herein, as well as Plaintiffs affidavit in support hereof, establish that Plaintiffs mortgage is a purchase money mortgage or was recorded prior to the recording of the instruments creating the liens in favor of those Defendants who claim an interest in the real property encumbered by the mortgage. Therefore, any such interest, which may be vested in the aforesaid Defendants, is subordinate 11-12837 and inferior to the lien of Plaintiffs mortgage. Sarmiento v. Stockton, Whatley, Davin & Co., Inc., 399 So. 2d 1057 (Fla. 3d DCA 1981), United States v First Federal Savings and Loan Association of St. Petersburg, 155 So. 2d 192 (Fla. 2d DCA 1963). WHEREFORE, Plaintiff respectfully requests this Court grant its Motion for Summary Final Judgment of Mortgage Foreclosure including an award of attorney's fees and for such further relief as the Court deems just and proper. I HEREBY CERTIFY that a true copy of the foregoing Motion for Summary Judgment, and the following supporting affidavits: Amounts Due and Owing, Cost were delivered to the parties on the attached mailing list by mail this /0 day of Eyb 12012. Law Offices of Marshall C. Watson, P.A. 1800 NW 49th Street, Suite 120 Fort Lauderdale, Florida 33309 Telephone: (954) 453-0365 Facsimile: (954) 771-6052 Toll Free: 1-800-441-2438 By: Nalini Singh, Esq. Bar Number: 43700 11-12837 MAILING LIST Case No: 472011CA000320CAXXXX TIMOTHY CASANOVA 3222 SE 24TH 'ST OKEECHOBEE, FL 34974 CITY OF OKEECHOBEE, FLORIDA CITY HALL 55 SE 3RD AVENUE OKECHOBEE, FL 34974 JPMORGAN CHASE BANK, N.A. 1200 SOUTH PINE ISLAND ROAD PLANTATION, FL 33324 KIMBERLY CASANOVA 3222 SE 24TH ST OKEECHOBEE, FL 34974 UNKNOWN TENANT (S) 804 SE 13TH STREET OKEECHOBEE, FL 34974 11-12837 CITIMORTGAGE, INC., Plaintiff, vs. TIMOTHY CASANOVA A/K/A TIMOTHY A CASANOVA, et al, Defendants. STATE OF FLORIDA COUNTY OF BROWARD IN THE CIRCUIT COURT OF THE 19TH JUDICIAL CIRCUIT, IN AND FOR OKEECHOBEE COUNTY, FLORIDA CIVIL DIVISION: CASE NO.: 472011CA000320CAXXXX AFFIDAVIT OF COSTS BEFORE me, the undersigned authority, personally appeared Nalini Singh, Esq., who being duly sworn, deposes and says: 1. He/She is attorney of record for the Plaintiff in the above styled action and that he/she is authorized to make this affidavit and makes this Affidavit based on his/her own personal knowledge. 2. Plaintiff has expended the following costs in the above foreclosure action: 1. Title Search & Review 200.00 2. Clerks Filing Fee 966.00 3. Service of Process 290.00 4. Mediation Fee 575.00 TOTAL 2,031.00 FURTHER AFFIANT SAYETH NAUGHT Nalini Singh, Esq. Bar Number: 43700 orn to and subs ibed e, this day of FE4 10 2W , 2012. � ,n Notary Public, State of FLORIDA Commissioned Name of Notary Public --� / I-��// WFTE CORCIELLA Personally known lJ�or produced identification�y COMMISSION # DD440952 N:�qa 1 pe of Identification Pro 1 ed r��7.cwt nuoc.Co. 11-12837 IN THE CIRCUIT COURT OF THE NINETEENTH JUDICIAL CIRCUIT AND FOR OKEECHOBEE COUNTY, FLORIDA CITIMORTGAGE, INC., ) Plaintiff, ) CASE NO.:47201 ICA000320CAXXXX VS. ) TIMOTHY CASANOVA A/K/A ) TIMOTHY A CASANOVA Defendant(s). ) STATE OF IV k SSr w-" ) p ) SS: COUNTY ) AFFIDAVIT OF AMOUNTS DUE AND OWING Dan Berra being first duly swom on oath, deposes and states as follows: I am authorized to execute this affidavit on behalf of CitiMortgage, Inc.. The statements made in this Affidavit are based on my personal knowledge. 2. I am over the age of 18 and competent to testify as to the matters contained herein. 3. For convenience, the following party or parties listed on the Note are referred herein as `Borrower": KIMBERLY CASANOVA AND TIMOTHY CASANOVA. Docum6nt Control Office 4. I n m y capacity a s f have access to CitiMortgage, Inc.'s business records, including the business records for and relating to the Borrower's loan. I make this affidavit based upon my review of those records relating to the Borrower's loan and from my own personal knowledge of how they are kept and maintained. The loan records for the Borrower are maintained by CitiMortgage, Inc. in the course of its regularly conducted business activities and are made at or near the time of the event, by or from information transmitted by a person with knowledge. It is the regular practice to keep such records in the ordinary course of a regularly conducted business activity. 5. CitiMortgage, Inc. business records that relate to the Borrower's loan that I reviewed and relied upon for the statements made in this Affidavit are the Note, Mortgage and CitiMortgage, Inc. electronic servicing system. Attached hereto and incorporated herein is a printout from that system setting forth information concerning the Borrower's loan and the amounts due. 11-12837 6. Borrower executed a Note dated December 30, 2004, in the amount of $130,000.00 secured by a Mortgage on a property located at 804 SE 13TH STREET OKEECHOBEE, FL 34974. CitiMortgage, Inc. is the servicer of the loan and holds the Note. 7. The Borrower has defaulted under the terms of the Note and Mortgage. The Borrower's default on the Note and Mortgage has not been. cured, and the loan balance has been accelerated making the entire balance due and owing in accordance with the terms of the loan documents. 8. As a result of the Borrower's default, the Borrower owes, as of the following itemized sums of money, exclusive of fees and costs: Principal Balance $ 119,815.92 Interest Due from 5/1/2010 through 01/30/2012 at 5.75% Per diem interest at $18.88 $ . 12,029.78 Late Charges $ 455.16 Escrow Escrow Deficiency -Real Estate Taxes for the year r_ $2,005.04 Escrow Deficiency- state Taxes for the year Escrow Deficienc- 1 state Taxes for the year -'Z $0.00 11-12837 Hazard Insurance $3,964.91 Mortgage Insurance Premium/ Private Mortgage Insurance $0.00 Credits $ 0.00 Total Escrow Broker's Price Opinion/Appraisals Property Preservation Previous Bankruptcy Fees/Costs Property Inspections Suspense Miscellaneous Charges/Credits as Follows: Interest on Escrow $ 5,969.95 $ 84.00 $ 1,948.00 $ 0.00 $ 264.50 $ 0.00 $ 66.66 $ 0.00 $ 0.00 Total $ 140,633.97 In order to prosecute the claims in this action, CitiMortgage, Inc. retained the Law Offices of Marshall C. Watson,. P.A. and agreed to pay it a reasonable fee for services. Subscribed and sworn to before me This day of Of r aA,,( 20 -fl , by u Notary Public State of Ti My commission expires: i Personally known V OR Produced identification Type of identification produced: 11-12837 BY: Dan Berrp AFFIANT b6dUlftf f C-�I%fQ(-Afft&r JULIA MANE BOCKLAGE Notary Public - Notary Seal State of Missouri St. Louis City C m sion ECOMMissio,xpiresJa uary13 277 2015 DLS00142 DLSM142 CONSOLIDATED NOTE REPORT 12/20/11 13:48 LOAN #: '2608 CUSTOMER: TIMOTHY CASANOVA TYP: 001 DEPT ID: ALL kALL/SEL/ACRONYM) BAL: Y TYPE: F (F=FINANCIAL,D=DATAMSGS,B=BOTH) START DATE: 12/20/11 STOP DATE: 00/00/00 PRINT: Y (YIN) PRINTER: U20308 INV: 00008/00000 BLK: 008/000 UNAP: 0.00 CD: PDTO: 05/01/10 PBAL: 119815.92 EBAL: -5969.95 WARN: 5 LOCK: 9 STOP: 00 I -YTD: 0.00 DATE TRAN PDTO TRAN AMT PRIN INT ESC L/C OT -AMT 120811 DEB 0000 100.00 410018985 SAFEGUARD 21664177 111208 42 -PROPERTY PRESERVATIO GRAS -GRASS RECUT DAL AFTER 119815.92 -5969.95 00.00 120111 FEA 0501 -5.62 610 -INTEREST ON ESCR ADV 129 DAL AFTER 119815.92 -5969.95 113011 DEB 0000 100.00 410018985 SAFEGUARD 21529507 111130 42 -PROPERTY PRESERVATIO GRAS -GRASS RECUT DAL AFTER 119815.92 -5969.95 00.00 112811 FEI 0501 -13.50 46 -DIE -BATCH INSP EXP INBK-INSPECTION-BANKRU 98 DAL AFTER 119815.92 -5969.95 112511 DEB 0000 290.00 400018160 MARSHALL C 15196266 111125 52 -FORECLOSURE COSTS SERF -SERVICE COSTS DAL AFTER 119815.92 -5969.95 00.00 112511 DEB 0000 966.00 400018160 MARSHALL C 15196266 111125 52 -FORECLOSURE COSTS FILE -FILING FEES BAL AFTER 119815.92 -5969.95 00.00 112511 DEB 0000 260.00 400018160 MARSHALL C 15196266 111125 39-FRCLSR ATTY FEE FATT-FORECLOSURE ATTY FEE BAL AFTER 119815.92 -5969.95 00.00 112511 DEB 0000 400.00 400018160 MARSHALL C 15196266 111125 52 -FORECLOSURE COSTS CTOT-COURT COSTS DAL AFTER 119815.92 -5969.95 00.00 111011 DEB 0000 100.00 410018985 SAFEGUARD 21254700, 111110 42 -PROPERTY PRESERVATIO GRAS -GRASS RECUT BAL AFTER 119815.92 -5969.95 00.00 110911 DEB 0000 100.00 410018985 SAFEGUARD 21254701 111109 42 -PROPERTY PRESERVATIO GRAS -GRASS RECUT DAL AFTER 119815.92 -5969.95 00.00 110511 E20 0501 -2775.40 PAYEE = CITI LENDE -2775.40 .00 .00 DAL AFTER 119815.92 -5969.95 110111 E90 0501 -2005.04 PAYEE = OKEECHOBEE -2005.04 CHK# 00121948345 91 DAL AFTER 119815.92 -3194.55 110111 FEA 0501 -5.81 610 -INTEREST ON ESCR ADV 129 DAL AFTER 119815.92 -1189.51 102611 FEI 0501 -13.50 46-BIE-BATCH INSP EXP INBK-INSPECTION-BANKRU 98 BAL AFTER 119815.92 -1189.51 101111 DEB 0000 100.00 410018985 SAFEGUARD 20787856 111011 42 -PROPERTY PRESERVATIO GRAS -GRASS RECUT DAL AFTER 119815.92 -1189.51 00.00 100111 FEA 0501 -5.62 610 -INTEREST ON ESCR ADV 129 DAL AFTER 119815.92 -1189.51 092611 FEI 0501 -13.50 46-BIE-BATCH INSP EXP INBK-INSPECTION-BANKR.0 98 DAL AFTER 119815.92 -1189.51 092311 DEB 0000 100.00 410018985 SAFEGUARD 20380387 110923 42 -PROPERTY PRESERVATIO GRAS -GRASS RECUT BAL AFTER 119815.92 -1189.51 00.00 091211 DEB 000.0 1.50 410018985 SAFEGUARD 20140280 110912 42 -PROPERTY PRESERVATIO PHOT -PHOTOS DAL AFTER 119815.92 -1189.51 00.00 091211 DEB 0000 100.00 410018985 SAFEGUARD 20140280 110912 REDACTED 42 -PROPERTY PRESERVATIO GRAS -GRASS RECUT BAL AFTER 119815.92 -1189.51 00.00 090111 FEA 0501 -6.14 610 -INTEREST ON ESCR ADV 129 BAL AFTER 119815.92 -1189.51 083111 FEI 0501 -13.50 46 -DIE -BATCH INSP EXP INBK-INSPECTION-BANKRU 98 BAL AFTER 119815.92 -1189.51 082511 DEB 0000 100.00 410018985 SAFEGUARD 19875783 110825 42-PROPERTY'PRESERVATIO GRAS -GRASS RECUT BAL AFTER 119815.92 -1189.51 00.00 080811 DEB 0000 200.00 400018160 MARSHALL C 15122187 110808 52 -FORECLOSURE COSTS TITL-TITLE SEARCH EXPENSE BAL AFTER 119815.92 -1189.51 00.00 080811 DEB 0000 650.00 400018160 MARSHALL C 15122187 110808 39-FRCLSR ATTY FEE FATT-FORECLOSURE ATTY FEE BAL AFTER 119815.92 -1189.51 00.00 080411 R20 0501 687.81 .00 .00 687.81 .00 .00 38799 BAL AFTER 119815.92 -1189.51 080111 FEA 0501 -9.17 610 -INTEREST ON ESCR ADV 129 BAL AFTER 119815.92 -1877.32 072911 DEB 0000 6.00 410018985 SAFEGUARD 19386263 110729 42 -PROPERTY PRESERVATIO PHOT -PHOTOS BAL AFTER 119815.92 -1877.32 00.00 072911 DEB 0000 100.00 410018985 SAFEGUARD 19386263 110729 42 -PROPERTY PRESERVATIO GRAS -GRASS RECUT BAL AFTER 119815.92 -1877.32 00.00 072911 DEB 0000 6.00 410018985 SAFEGUARD 19386262 110729 42 -PROPERTY PRESERVATIO PHOT -PHOTOS - BAL AFTER 119815.92 -1877.32 00.00 072911 DEB 0000 250.00 410018985 SAFEGUARD 19386262 110729 42 -PROPERTY PRESERVATIO INIT-INITIAL LAWN CUT BAL AFTER 119815.92 -1877.32 00.00 072711 FEI 0501 -13.50 46-BIE-BATCH INSP EXP INBK-INSPECTION-BANKRU 98 BAL AFTER 119815.92 -1877.32 070111 FEA 0501 -8.87 610 -INTEREST ON ESCR ADV 129 BAL AFTER 119815.92 -1877.32 062811 FEI 0501 -13.50 46-BIE-BATCH INSP EXP_ INBK-INSPECTION-BANKRU 98 BAL AFTER 119815.92 -1877.32 061511 DEB 0000 300.00 410018985 SAFEGUARD 18468514 110615 42 -PROPERTY PRESERVATIO PMOT-OTHER MAINTENANCE BAL AFTER 119815.92 -1877.32 00.00 061511 DEB 0000 3.00 410018985 SAFEGUARD 18468514 110615 42 -PROPERTY PRESERVATIO PHOT -PHOTOS BAL AFTER 119815.92 -1877.32 00.00 061011 DEB 0000 35.00 410018985 SAFEGUARD 18468515 110610 11 -INSPECTION INVO-INSPECTION-VERIFY OC BAL AFTER 119815.92 -1877.32 00.00 060111 DEB 0000 288.00 410018985 SAFEGUARD 18107795 110601 42 -PROPERTY PRESERVATIO PRRF-ROOF REPAIR/REPLACE BAL AFTER 119815.92 -1877.32 00.00 060111 DEB 0000 6.00 410018985 SAFEGUARD 18107795 110601 42 -PROPERTY PRESERVATIO PHOT -PHOTOS BAL AFTER 119815.92 -1877.32 00.00 060111 DEB 0000 80.00 410018985 SAFEGUARD 18107795 110601 42 -PROPERTY PRESERVATIO PDLK-PADLOCK CHANGE BAL AFTER 119815.92 -1877.32 00.00 060111 FEA 0501 -9.17 610 -INTEREST ON ESCR ADV 129 BAL AFTER 119815.92 -1877.32 052711 FEI 0501 -13.50 46-BIE-BATCH INSP EXP INBK-INSPECTION-BANKRU 98 BAL AFTER 119815.92 -1877.32 051711 DEB 0000 150.00 410018985 SAFEGUARD 17853088 110517 051711 DEB 051711 DEB 051711 DEB 050111 FEA 129 042611 FEI 98 041211 DEB 040111 FEA 129 032811 FEI 98 031711 DEB 030111 129 022111 98 012411 98 123110 FEA FEI FEI 42 -PROPERTY PRESERVATIO PMOT-OTHER MAIN'T'ENANCE DAL AFTER 119815.92 -1877.32 00.00 0000 7.50 410018985 SAFEGUARD 17853088 110517 42 -PROPERTY PRESERVATIO PHOT -PHOTOS DAL AFTER 119815.92 -1877.32 00.00 0000 60.00 410018985 SAFEGUARD 17853088 110517 42 -PROPERTY PRESERVATIO LOCK -LOCK CHANGE BAL AFTER 119815.92 -1877.32 00.00 0000 90.00 410018985 SAFEGUARD 17853088 110517 42 -PROPERTY PRESERVATIO BOAD-BOARDING DAL AFTER 119815.92 -1877.32 00.00 0501 -8.87 610 -INTEREST ON ESCR ADV DAL AFTER 119815.92 -1877.32 0501 13.50 46-BIE-BATCH-INSP EXP INBK-INSPECTION-BANKRU BAL AFTER 119815.92 -1877.32 0000 84.00 400007910 FIRST AMER 6526834 110412 43-APPRAISAL/BPO BPOS-BPD'S DAL AFTER 119815.92 -1877.32 00.00 0501 -9.17 610 -INTEREST ON ESCR ADV DAL AFTER 119815.92 -1877.32 0501 -13.50 46-BIE-BATCH INSP EXP INBK-INSPECTION-BANKRU BAL AFTER 119815.92 -1877.32 0000 125.00 400018160 MARSHALL C 15052088 110317 13 -BANKRUPTCY ATTY FEE BATT -BK ATTORNEY FEES BAL AFTER 119815.92 -1877.32 00.00 0501 -3.84 610 -INTEREST ON ESCR ADV DAL AFTER 119815.92 -1877w-32 0501 -13.50 46-BIE-BATCH INSP EXP INBK-INSPECTION-BANKRU BAL AFTER 119815.92 -1877.32 0501 -13.50 46-BIE-BATCH INSP EXP INBK-INSPECTION-BANKRU BAL AFTER 119815.92 -1877.32 YTD 0501 122910 DEB 122910 DEB 122910 DEB 122010 FEI 98 121010 E20 111910 FEI 98 110110 E90 91 102210 PT 12793 LC DT 102210 ITR 12793 102210 RT 12793 102110 FEI 98 102010 DEB ,1 e BAL AFTER 0000 480.00 52 -FORECLOSURE DAL AFTER 0000 11.00 52 -FORECLOSURE DAL AFTER 0000 340.00 39-FRCLSR ATTY DAL AFTER 0501 -13.50 DAL AFTER 0501 -2036.82 DAL AFTER 0501 -13.50 BAL AFTER 0501 -1724.34 DAL AFTER 0501 1883.84 0501 DAL AFTER 0501 OLD 4614 542 NEW 8 8 PBAL 119815.92 EBAL PERCENT 100.0000 DAL AFTER 119815.92 00.00 00.00 0501 -1883.84 .00 .00 -1883.84 .00 .00 BAL AFTER 119815.92 00.00 0501 -13.50 46-BIE-BATCH INSP EXP INVO-INSPECTION-VERIFY BAL AFTER 119815.92 1883.84 0000 200.00 400018160 MARSHALL C 14168061 101020 .00 2883.71 1724.34 .00 .00 119815.92 -1877.32 00.00 400018160 MARSHALL C 14205617 101229 COSTS SERF -SERVICE COSTS 119815.92 -1877.32 00.00 400018160 MARSHALL C 14205617 101229 COSTS RECF-RECORDING FEES 119815.92 -1877.32 00.00 400018160 MARSHALL C 14205617. 101229 FEE FATT-FORECLOSURE ATTY FEE 119815.92 -1877.32 00.00 46-BIE-BATCH INSP EXP INBK-INSPECTION-BANKRU 119815.92 -1877.32 PAYEE = ARGUS FIRE -2036.82 .00 .00 119815.92 -1877.32 46-BIE-BATCH INSP EXP INVO-INSPECTION-VERIFY 119815.92 159.50 PAYEE = OKEECHOBEE -1724.34 CHK# 00121820247 119815.92 159.50 - .00 .00 1883.84 .00 .00 119815.92 1883.84 52 -FORECLOSURE COSTS TITL-TITLE SEARCH EXPENSE DAL AFTER 119815.92 1883.84 00.00 102010 DEB 0000 950.00 400018160 MARSHALL C 14168061 101020 52 -FORECLOSURE COSTS FILE -FILING FEES DAL AFTER 119815.92 1883.84 00.00 102010 DEB 0000 480.00 400018160 MARSHALL C 14168061 101020 39-FRCLSR ATTY FEE FATT-FORECLOSURE ATTY FEE DAL AFTER 119815.92 1883.84 00.00 102010 DEB 0000 400.00 400018160 MARSHALL C 14168061 101020 52 -FORECLOSURE COSTS CTOT-COURT COSTS DAL AFTER 119815.92 1883.84 00.00 092110 FEI 0501 -13.50 46-BIE-BATCH INSP EXP INVO-INSPECTION-VERIFY 98 BAL AFTER 119815.92 1883.84 082510 FEI 0501 -13.50 46-BIE-EATCH-INSP EXP INNC-INSPECTION NO CON 98 DAL AFTER 119815.92 1883.84 071910 FEI 0501 -13.50 46-BIE-BATCH INSP EXP INNC-INSPECTION NO CON 98 DAL AFTER 119815.92 1883.84 051310 RP 0501 1059.94 183.64 575.00 301.30 .00 .00 600 DAL AFTER 119815.92 1883.84 040710 RP 0401 1059.94 182.77 575.87 301.30 .00 .00 600 DAL AFTER 119999.56 1582.54 031110 RP 0301 1041.57 181.89 576.75 282.93 .00 .00 600 DAL AFTER 120182.33 1281.24 020910 RP 02.01 1041.57 181.03 577.61 282.93 .00 .00 600 DAL AFTER 120364.22 998.31 011310 RP 0101 1041.57 180.16 578.48 282.93 .00 .00 600 DAL AFTER 120545.25 715-38 123109 YTD 1201 .00 .00 7083.43 1964.24 .00 .00 DAL AFTER 120725.41 432.45 00.00 121009 E20 1201 -1500.56 PAYEE = ARGUS FIRE -1500.56 .00 .00 DAL AFTER 120725.41 432.45 120909 RP 1201 1041.57 179.30 579.34 282.93 .00 .00 600 DAL AFTER 120725.41 1933.01 110509 RP 1101 1041.57 178.45 580.19 282.93 .00 .00 95 LC DT 1104 DAL AFTER 120904.71 1650.08 110209 E90 1001 -1964.24 PAYEE = OKEECHOBEE -1964.24 CHK# 00121669133 91 DAL AFTER 121083.16 1367.15 100809 RP 1001 1041.57 177.60 581.04 282.93 .00 .00 600 DAL AFTER 121083.16 3331.39 091609 RP 0901 1041.57 176.75 581.89 282.93 .00 .00 600 DAL AFTER 121260.76 .3048.46 082509 SR 0801 75.86 .00 .00 .00 75.86 .00 500 DAL AFTER 121437.51 2765.53 082509 UI .00 .00 75.86 .00 500 DAL AFTER 121437.51 2765.53 082509 RP 0801 1041.57 175.91 582.73 282.93 .00 .00 500 DAL AFTER 121437.51 2765.53 082509 UI .00 .00 -37.93 .00 500 DAL AFTER 121613.42 2482.60 073109 RP 0701 1041.57 175.07 583.57 282.93 .00 .00 600 DAL AFTER 121613.42 2482.60 073109 UI .00 .00 -37.93 .00 600 DAL AFTER 121788.49 2199.67 060409 RP 0601 1041.57 174.24 584.40 282.93 .00 .00 600 DAL AFTER 121788.49 2199.67 050609 RP 0501 1041.57 173.40 585.24 282.93 .00 .00 600 DAL AFTER 121962.73 1916.74 040709 RP 0401 1041.57 172.58 586.06 282.93 .00 .00 600 DAL AFTER 122136.13 1633.81 031109 RP 0301 1041.57 171.75 586.89 282.93 .00 .00 600 DAL AFTER 122308.71 920509 RP 0201 1041.57 170.94 587.70 600 DAL AFTER 122480.46 010709 RP 0101 1033.92 170..12 588.52 600 DAL AFTER 122651.4.0 123108 YTD 1201 .00 .00 7200.27 BAL AFTER 122821.52 121008 E20 1201 -1507.46 PAYEE = ARGUS FIRE DAL AFTER 122821.52 120308 RP 1201 1033.92 169.31 589.33 600 DAL AFTER 122821.52 111308 E90 1101 -1836.75 PAYEE = OKEECHOBEE 91 DAL AFTER 122990.83 110608 RP 1101 1033.92 168.50 590.1'4 600 BAL AFTER 122990.83 100308 RP 1001 1033.92 167.70 590.94 600 BAL AFTER 123159.33 090408 RP 0901 1033.92 166.90 591.74 600 DAL AFTER 123327.03 080708 RP 0801 1033.92 166.10 592.54 600 DAL AFTER 123493.93 071008 RP 0701 1033.92 165.31 593.33 600 BAL AFTER 123660.03 061308 RP 0601 1033.92 164.52 594.12 600 BAL AFTER 123825.34 050708 RP 0501 1033.92 163.74 594.90 600 BAL AFTER 123989.86 041608 FEP 0401 10.00 746 -WEB ACH PAYMENT FEE 95 BAL AFTER 124153.60 041608 FEA 0401 -10.00 746 -WEB ACH PAYMENT FEE 95 BAL AFTER 124153.60 041608 RP 0401 1033.92 162.96 595.68 95 LC DT 0415 BAL AFTER 124153.60 032708 SR 0301 37.93 .00 .00 600 BAL AFTER 124316.56 032708 UI .00 600 BAL AFTER 124316.56 032708 RP 0301 1033.92 .162.18 596.46 600 DAL AFTER 124316.56 032708 UI .00 600 DAL AFTER 124478.74 021108 SR 0201 37.93 .00 .00 600 DAL AFTER 124478.74 021108 UI .00 600 DAL AFTER 124478.74 021108 RP 0201 1033.92 161.41 597.23 600 DAL AFTER 124478.74 012508'RP 0101 1100.61 160.64 598.00 600 DAL AFTER 124640.15 012508 UI .00 600 BAL AFTER 124800.79 123107 YTD 1201 .00 .00 7272.70 BAL AFTER 124800.79 122007 E01 1201 -808.35 .00 .00 DAL AFTER 124800.79 121407 RP 1201 1100.61 159.87 598.77 .600 BAL AFTER 124800.79 121107 E20 1101 -1244.00 PAYEE = ARGUS FIRE BAL AFTER 124960.66 110107 E90 1101 -1974.49 PAYEE = OKEECHOBEE 1350.88 282.93 1067.95 275.28 785.02 1836.75 509.74 -1507.46 509.74 275.28 2017.20 -1836.75 1741.92 275.28'- 3578.67 275.28 3303.39 275.28 3028.11 275.28 2752.83 275.28 2477.55 275.28 2202.27 275.28 1926-99 1651.71 1651.71 275.28 1651.71 .00 1376.43 .00 1376.43 275.28 1376.43 .00 1101.15 .00 1101.15 .00 1101.15 275.28 1101.15 341.97 825.87 .00 483.90 1974.49 483.90 -808.35 483.90 341.97 1292.25 -1244.00 950.28 -1974.49 .00 .00 .00 .00 .00 .00 00.00 .00 .00 .00 .00 CHK# 00120090655 00 .00 00 .00 00 .00 .00 .00 .00 .00 .00 .00 .00 .00 00 .00 37.93 .00 37.93 .00 .00 .00 -37.93 .00 37.93 .00 37.93 .00 .00 .00 .00 .00 -37.93 .00 .00 .00 00.00 00 .00 .00 .00 0.0 .00 CHK# 00683884193 91 BAL AFTER 124960.66 2194.28 103007 RP 1101 1100.61 159.11 599.53 341.97 .00 .00 95 LC DT 1029 BAL AFTER 124960.66 4168.77 101107 RP 1001 1100.61 158.35 600.29 341.97 .00 .00 600 BAL AFTER 125119.7.7 3826.80 083107 RP 0901 1100.61 157.59 601.05 341.97 .00 .00 600 BAL AFTER. 125278.12 3484.83 080307 RP 0801 1100.61 156.84 601.80 341.97 .00 .00 600 BAL AFTER 125435.71 3142.86 070607 RP 0701 1100.61 156.09 602.55 341.97 .00 .00 600 BAL AFTER 125592.55 2800.89 053107 SR 0601 37.93 .00 .00 .00 37.93 .00 600 BAL AFTER 125748.64 2458.92 053107 UI .00 .00 37.93 .00 600 BAL AFTER 125748.64 2458.92 053107 RP 0601 1100.61 155.35 .603.29 341.97 .00 .00 600 BAL AFTER 125748.64 2458.92 050407 RP 0501 1100.61 154.61 604.03 341.97 .00 .00 600 BAL AFTER 125903.99 2116.95 041807 RP 0401 1100.61 153.87 604.77 341.97 .00 .00 600 BAL AFTER 126058.60 1774.98 041807 UI .00 .00 -37.93 .00 600 BAL AFTER 126212.47 1433.01 022807 RP 03.01 1100.61 153.14 605.50 341.97 .00 .00 600 BAL AFTER 126212.47 1433.01 013107 RP 0201 1100.61 152.41 606.23 341.97 .00 .00 600 BAL AFTER 126365.61 1091:04 010407 RP 0101 1071.11 151.68 606.96 312.47 .00 .00 600 BAL AFTER 126518.02 749.07 123106 YTD 1201 .00 .00 2435.21 2028.67 .00 .00 BAL AFTER 126669.70 436.60 00.00 121206 E20 1201 -1813.00 PAYEE = ARGUS FIRE -1813.00 .00 .00 BAL AFTER 126669.70 43"6.60 120206 RP 1201 1071.11 150.96 607.68 312.47 .00 .00 95 LC DT.1201 BAL AFTER 126669.70 2249.60 110306 RP 1101 1063.70 150.24 608.40 305.06 .00 .00 200 LC DT 1102 BAL AFTER 126820.66 1937.13 110106 E90 1001 -2028.67 PAYEE = OKEECHOBEE -2028.67 CHK# 00683798878 91 BAL AFTER 126970.90 1632.07 100206 SR 1001 37.93 .00 .00 .00 37.93 .00 9633BAL AFTER 126970.90 3660.74 100206 UI .00 .00 37.93 .00 9633 LC DT 0929 BAL AFTER 126970.90 3660.74 100206 RP 1001 1063.70 149.52 609.12 305.06 .00 .00 9633 LC DT 0929 BAL AFTER 126970.90 3660.74 091306 FEP 0901 10.00 746 -WEB ACH PAYMENT FEE 95 BAL AFTER 127120.42 3355.68 091306'FEA 0901 -10.00 746 -WEB ACH PAYMENT FEE 95 BAL AFTER 127120.42 3355.68 091306 SR 0901 37.93 37.93 .00 .00 .00 .00 95 BAL AFTER 127120.42 3355.68 091306 RP 0901 1063.70 148.63 610.01 305.06 .00 .00 95 LC DT 0912 BAL AFTER 127158.35 3355.68 END OF HISTORY DOCUMENTS WITHHELD AS PRIVILEGED 11-12837 CITIMORTGAGE, INC., IN THE CIRCUIT COURT OF THE Plaintiff, 19TH JUDICIAL CIRCUIT, IN AND FOR vs. OKEECHOBEE COUNTY, FLORIDA TIMOTHY CASANOVA A/K/A TIMOTHY A CIVIL DIVISION: CASANOVA, et al, CASE NO.: 472011 CA000320CAXXXX Defendants. PRIVILEGE LOG Doc. Number Type of Document Date of Communication Parties to the communication Document Description Type of Privilege 1. Correspondence 11/30/2011 CitiMortgage, Communication Attorney -Client Inc. and the re: Loan Number and Work - Office of xxxxxx2608. Product Marshall C. Watson 2. Internal 11/30/2011 CitiMortgage, Communication Attorney -Client Communication Inc. and the re: Loan Number and Work - Composite Office of xxxxxx2608. _ Product Marshall C. Watson 11-12837 CITIMORTGAGE, INC., IN THE CIRCUIT COURT OF THE Plaintiff, 19TH JUDICIAL CIRCUIT, IN AND FOR VS. OKEECHOBEE COUNTY, FLORIDA TIMOTHY CASANOVA A/K/A TIMOTHY A CIVIL DIVISION: CASANOVA, et al, CASE NO.: 472011CA000320CAXXXX Defendants. QliTi If e) x67-2 W I"10911 PLEASE TAKE NOTICE that the Plaintiff, CITIMORTGAGE, INC., has fled herewith. ➢ ORIGINAL NOTE ➢ COPY OF RECORDED MORTGAGE I HEREBY CERTIFY that a true copy of foregoing was delivered to the parties on the attached mailing list by mail this /0 day of Fpl %. 20��. Law Offices of Marshall C. Watson, P.A. 1800 NW 49th Street, Suite 120 Fort Lauderdale, Florida 33309 Telephone: (954) 453-0365 Facsimile: (954) 771-6052 Toll Free: 1-800-441-2438 By: Val(171y&'1 & Nalini Singh, Esq. Bar Number: 43700 11-12837 V1 WBCD LOAN s 500418762 NOTE. MIN: 100052550041876201 DECEMBER 30, 2004 Okeechobee; FLORIDA [Date] [City] [State] 804 SE 13th Street, Okeechobee, FL 34974 [Property Address] i 1. BORROWER'S PROMISE TO PAY In return for a loan that I have received, 1 promise to pay U.S. $130,000.00 (this amount is called "Principal"), plus interest, to the order of the Lender. The Lender is FLAGSTAR BANK, FSB, A FEDERALLY CHARTERED SAVINGS BANK. I will make all payments under this Note in the form of cash, check or money order. I understand that the Lender may transfer this Note. The Lender or anyone who takes this Note by transfer and who is entitled to receive payments under this Note is called the "Note Holder." 2. INTEREST Interest will be charged on unpaid principal until the full amount of Principal has been paid. I will pay interest at a yearly rate of 5.750%. The interest rate required by this Section 2 is the rate I will pay both before and after any default described in Section 6(B) of this Note. 3.. PAYMENTS (A) Time and Place of Payments I will pay principal and interest by making a payment every month. I will.make my monthly payment on the 1sT day of each month beginning on FEBRUARY 1, 2005. 1 will make these payments every month until I have paid all ofthe principal and interest and any other charges described below that I may owe under this Note. Each monthly payment will be applied as of its scheduled due -date and will be applied to interest before Principal. If, on JANUARY 1, 2035, 1 still owe amounts under this Note, I will pay those amounts in full on that date, which is called the "Maturity Date." I will make my monthly payments at 5151 CORPORATE DR TROY, MI .48098-2639 or at a different place if required by the Note Holder. (B) Amount of Monthly Payments My monthly payment will be in the amount of U.S. $758.64. 4. BORROWER'S RIGHT TO PREPAY I have the right to make payments of Principal at anytime before they are due. A payment of Principal only is known as a "Prepayment." When I make a Prepayment, I will tell the Note Holder in writing that I am doing so. I may not designate a payment as a Prepayment if I have not made all the monthly payments due under the Note. I may make a full Prepayment or partial Prepayments without paying a Prepayment charge. The Note Holder will use my Prepayments to reduce the amount of Principal that I owe under this Note. However, the Note Holder may apply my Prepayment to the accrued and unpaid interest on the Prepayment amount, before applying my Prepayment to reduce the Principal amount of the Note. If I make a partial Prepayment, there will be no changes in the due date or in the amount of my monthly payment unless the Note Holder agrees in writing to those changes. S. LOAN CHARGES If a law, which applies to this loan and which sets maximum loan charges, is finally interpreted so that the interest or other loan charges collected or to be collected in connection with this loan exceed the permitted limits, then: (a) any such loan charge shall be reduced by the amount necessary to reduce the charge to the permitted limit; and (b) any sums already collected from me which exceeded permitted limits will be refunded to me. The Note Holder may choose to make this refund by reducing the Principal I owe under this Note or by making a direct payment to me. If a refund reduces Principal, the reduction will be treated as a partial Prepayment. 6. BORROWER'S FAILURE TO PAY AS REQUIRED (A) Late Charge for Overdue Payments If the Note Holder has not received the full amount of any monthly payment by the end of 15 calendar days after the date it is due, I will pay a late charge to the Note Holder. The amount of the charge will be 5.000% of my overdue payment of principal and interest. I will pay this late charge promptly but only once on each late payment. (B) Default If I do not pay the full amount of each monthly payment on the date it is due, I will be in default. (C) Notice of Default If I am in default, the Note Holder may send me a written notice telling me that if I do not pay the overdue amount by a certain date, the Note Holder may require me to pay immediately the full amount of Principal which has not been paid and all the interest that I owe on that amount. That date must be at least 30 days after the date on which the notice is mailed to me or delivered by other means. (D) No Waiver By Note Holder Even if, at a time when I am in default, the Note Holder does not require me to pay immediately in full as described above, the Note Holder will still have the right to do so if I am in default at a later time. Initials:�� FLORIDA FIXED RATE NOTE—Single Family—Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3210 1 /01 © 1999-2002 Online Documents, Inc. Page 1 of 2 F3200FLN 0208 IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII t 12-29-2004 16:47 600418762 I y Lf 804 13th Street Okea&&ee, FL 304 V1 WBCD LOAN n 500418762 (E) Payment of Note Holder's Costs and Expenses If the Note Holder has required me to pay immediately in full as described above, the Note Holder will have the right to be paid back by me for all of its costs and expenses in enforcing this Note to the extent not prohibited by applicable law. Those expenses include, for example, reasonable attorneys' fees. 7. GIVING OF NOTICES Unless applicable law requires a different method, any notice that must be given to me under this Note will be given by delivering it or by mailing it by first class mail to me at the Property Address above or at a different address if I give the Note Holder a notice of my different address. - Any notice that must be given to the Note Holder under this Note will be given by delivering it or by mailing it by first class mail to the Note Holder at the address stated in Section 3 (A) above or at a different address if I am given a notice of that different address. 8. OBLIGATIONS OF PERSONS U14DER THIS NOTE If more than one person signs this Note, each person is fully and personally obligated to keep all of the promises made in this Note, including the promise to pay the full amount owed. Any person who is a guarantor, surety or endorser of this Note is also obligated to do these things. Any person who takes over these obligations, including the obligations of a guarantor, surety or endorser of this Note, is also obligated to keep all of the promises made in this Note. The Note Holder may enforce its rights under this Note against each person individually or against all of us together. This means that any one of us may be required to pay all of the amounts owed under this Note. 9. WAIVERS I and any other person who has obligations under this Note waive the rights of Presentment and Notice of Dishonor. "Presentment" means the right to require the Note Holder to demand payment of amounts due. "Notice of Dishonor" means the right to require the Note Holder to give notice to other persons that amounts due have not been paid. 10. UNIFORM SECURED NOTE This Note is a uniform instrument with limited variations in some jurisdictions. In addition to the protections given to the Note Holder under this Note, a Mortgage, Deed of Trust, or Security Deed (the "Security Instrument"), dated the same date as this Note, protects the Note Holder from possible losses which might result if I do not keep the promises which I make in this Note. That Security Instrument describes how and underwhat conditions I may be required to make immediate payment in full of all amounts I owe under this Note. Some of those conditions are described as follows: If all or any part of the Property or any Interest in the Property is sold or transferred (or if Borrower is not a natural person and a beneficial interest in Borrower is sold ortransferred) without Lender's priorwritten consent, Lender may require immediate payment in full of all sums secured by this Security Instrument. However, this option shall not be exercised by Lender if such exercise is prohibited by Applicable Law. If Lender exercises this option, Lender shall give Borrower notice of acceleration. The notice shall provide a period of not less than 30 daysfrom the datethe notice is given in accordance with Section 15within which Borrower must pay all sums secured by this Security Instrument If Borrower fails to pay thesesums prior to the expiration of this period, Lender may invoke any remedies permitted bythis Security Instrumentwithoutfurther notice or demand on Borrower. 11. DOCUMENTARY TAX The state documentary tax due on this Note has been paid on the mortgage securing this indebtedness. WITNESS THE HAND(S) AND SEAL(S) OF THE UNDERSIGNED { 1 (Seal) . TIMOT Y 1\i0 A ! IJABER.LY C%SANOVA ?AY TO THE ORDER OF. WITHOUT RECCURSc ;�ff11M'6r.•$gage, Inc. FLAGSTAR Batt€;, FS3 [Sign Original Only) FLORIDA FIXED RATE NOTE -Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Farm 3210 1/01 © 1999-2002 Online Documents, Inc. Page 2 of 2 F32ooFLN 12-29-2004 16:47 IIIIIIIIIIillllllllllllllllllllllllllllllllllllllllllll 500418762 V. Se 13th Street Q(eeid,_-, FL 34574 After Recording Return To: FLAGSTAR BANK 5151 CORPORATE DRIVE TROY, MI 48098 FINAL DOCUMENTS, MAIL STOP W-530-3 i I This instrument was prepared by: OKEECHOBEE MORTGAGE 401 SW 2ND STREET OKEECHOBEE, FL 34974 V1 WBCD LOAN # 500418762 IIIIIII�IIf111�1�1111�1110111�11i'Ill�lllllll�illil FILE NUN 21DO501DO03ZS UP BK 00 550 PG 0126 SHARON ROBERTSONP CLERK OF CIRCUIT COURT OKEECHOBEE CDUHTYP FL RECORDED 01/03/2005 01:01:56 Ph RECORDING FEES 78.00 t1TG DOC 455.00 INTANGIBLE TAX 260.00 RECORDED BY G hewbourn [Space Above This Lino for Recording Data] MORTGAGE IMIN 100052550041876201 DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated DECEMBER 30, 2004, together with all Riders to this document. (B) "Borrower" is TIMOTHY CASANOVA and KIMBERLY CASANOVA Husband and Wife, aOINT TENANCY WITH FULL RIGHTS OF SURVIVORSHIP. Borrower is the mortgagor under this Security Instrument. (C) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as a nomineefor Lender and Lender's successors and assigns. MERS Isthe mortgagee underthls Security instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. (D)"Lender"is FLAOSTAR BANK, FSB. Lender is a FEDERALLY CHARTERED SAVINGS BANK, organized and existing under the laws of UNITED STATES OF AMERICA. Lender's address is 5151 CORPORATE DR, TROY, MI 48098-2639. (E) "Note" means the promissorynote signed by Borrower and dated DECEMBER 30, 2004. The Note states that Borrower owes Lender **********************ONE HUNDRED THIRTY THOUSAND AND NO1100 ++++++++++++++++++++++++++++**++++++++++++++++++t++++++++ Dollars (U.S. $130,000.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than JANUARY 1, 2035. (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. FLORIDA—Single Family—Fannle Mae/Freddie Mac UNIFORM INSTRUMENT Form 30101/01 Initials r ® 1999-2004 Online Documents, Inc Page 1 of 9 FLEDEED 0402 12-29-2004 16x47 OR EEK 00550 PG 0127 V1 WBCD LOAN 4 500418762 (H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: =Adjustable Rate Rider =Condominium Rider =Second Home Rider = Balloon Rider =Planned Unit Development Rider =Other(s) [specify] =1-4 Family Rider =Biweekly Payment Rider =V.A. Rider (1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, non -appealable judicial opinions. (J) "Community Association Dues, Fess, and Assessments" means all dues, fees, assessments and other charges that are imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. (K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar paper instrument, which is initiated through an electronicterminai, ie]ephonic instrument, compuier, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers, (L) "Escrow Items" means those items that are described in Section 3. (M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Property. (N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. (0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any amounts under Section 3 of this Security Instrument. _ (P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing regulation, Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not quality as a "federally related mortgage loan" under RESPA. (Q) "Successor In Interest of Borrower" means any party that has taken title to the Property, whether or not that party has assumed Borrower's obligations under the Note and/or this Security Instrument. TRANSFER OF RIGHTS IN THE PROPERTY This Security Instrument securesto Lender: (i) the repayment ofthe Loan, and all renewals, extensions and modifications of the Note; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower does hereby mortgage, grant and convey to MERS (solely as nominee for Lender and Lender's successors and assigns) and to the successors and assigns of MFRS, thefollowing described property iocated in the COUNTY [Type of Recording Jurisdiction] of OKEECHOBEE [Name of Recording Jurisdiction]: Lots 126 and 127, the first addition to Okeechobee Estates, according to the plat thereof recorded in plat book 3, page 23, public records of Okeechobee County, Florida. Tax ID M: 32237350290000001260 which currently has the address of 804 SE 13th Street, Okeechobee, [Street) [city) Florida 34974 ("Property Address"): i [Zip Code] TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurte- nances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." Borrower understands and agrees that MERS holds only legaltitle to the interests granted by Borrowerin this Security Instrument, but, if necessary to comply with law or custom, MERS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any action required of Lender including, but not limited to, releasing and canceling this Security Instrument. I FLORIDA -Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 30101/01 initials: 0 1999.2004 Online Documents, Inc. Page 2 of 9 FLEDEED 0402 12-29-2004 16:47 OR BK 00550 PG 0125 V1 WBCD LOAN # 500418762 BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to mortgage, grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real property. UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows; 1. Payment of Principal, interest, Escrow Items, Prepayment Charges, and Late Charges. Borrower shall pay when due the principal of, and interest on, the debtevidenced by the Note and any prepaymentcharges and late charges due under the Note. Borrower shall also pay funds for Escrow Items pursuant to Section 3. Payments due under the Note and this Security Instrument shall be made in U.S. currency. However, if any check or other instrument received by Lender as payment under the Note orthis Security Instrument.is returned to Lender unpaid, Lender may require that any oral] subsequent payments due underthe Note and this Security Insvumem be made in one or more ofihe following forms, as selected by Lender: (a) cash; (b) money order; (c) certified check, bank check, treasurer's check or cashier's check, provided any such check is drawn upon an institution whose deposits are insured by a federal agency, instrumentality, or entity; or (d) Electronic Funds Transfer. Payments are deemed received by Lender when received at the location designated in the Note or at such other location as may be designated by Lender in accordance with the notice provisions in Section 15. Lender may return any payment or partial payment if the payment or partial payments are insufficient to bring the Loan current. Lender may accept any payment or partial payment insufficient to bring the Loan current, without waiver of any rights hereunder or prejudice to its rights to refuse such payment or partial payments in the future, but Lender is not obligated to apply such payments at the time such payments are accepted. If each Periodic Payment is applied as of its scheduled due date, then Lender need not pay interest on unapplied funds. Lender may hold such unapplied funds until Borrower makes payment to bring the Loan current, If Borrower does not do so within a reasonable period of time Lender shall either apply such funds or return them to Borrower. If not applied earlier, such funds will be applied to the outstanding principal balance under the Note immediately prior to foreclosure. No offset or claim which Borrower might have now or in the future against Lender shall relieve Borrower from making payments due under the Note and this Security Instrument or performing the covenants and agreements secured by this Security Instrument. 2. Application of Payments or Proceeds. Except as otherwise described in this Section 2, all payments accepted and applied by Lender shall be applied in the following order of priority: (a) interest due under the Note; (b) principal due under the Note; (c) amounts due under Section 3. Such payments shall be applied to each Periodic Payment in the order in which it became due. Any remaining amounts shall be applied first to late charges, second to any other amounts due under this Security Instrument, and then to reduce the principal balance of the Note. If Lender receives a payment from Borrower for a delinquent Periodic Payment which includes a sufficient amount to pay any late charge due, the payment may be applied to the delinquent payment and the late charge. If more than one Periodic Payment is outstanding, Lender may apply any payment received from Borrower to the repayment of the Periodic Payments if, and to the extent that, each payment can be paid in full. To the extent that any excess exists after the payment is applied to the full payment of one or more Periodic Payments, such excess may be applied to any late charges due. Voluntary prepayments shall be appliedfirst to any prepayment charges and then as described in the Note. Any application of payments, insurance proceeds, or Miscellaneous Proceeds to principal due under the Note shall not extend or postpone the -due date, or change the amount, of the Periodic Payments. 3. Funds for Escrow Items. Borrower shall pay to Lender on the day Periodic Payments are due under the Note, until the Note is paid in full, a sum (the "Funds") to provide for payment of amounts due for: (a) taxes and assessments and other items which can attain priority over this Security Instrument as a lien or encumbrance on the Property; (b) leasehold payments or ground rents on the Property, if any; (c) premiums for any and all insurance required by Lender under Section 5; and (d) Mortgage Insurance premiums, if any, or any sums payable by Borrower to Lender in lieu of the payment of Mortgage Insurance premiums in accordance with the provisions of Section 10. These items are called "Escrow Items."Atorigination or atanytime during theterm of the Loan, Lender mayrequire that Community Association Dues, Fees, and Assessments, if any, be escrowed by Borrower, and such dues, fees and assessments shall be an Escrow Item. Borrower shall promptly furnish to Lender all notices of amounts to be paid under this Section. Borrower shall pay Lender the Funds for Escrow Items unless Lender waives Borrower's obligation to pay the Funds for any or all Escrow Items. Lender maywaive Borrower's obligation to pay to Lender Funds forany orall Escrow Items atanytime. Any such waiver may only be in writing. In the event of such waiver, Borrowershali pay directly, when andwhere payable, the amounts due for any Escrow Items forwhich payment of Funds has been waived by Lender and, if Lender requires, shall furnish to Lender receipts evidencing such payment within such time period as Lender may require. Borrower's obligation to make such payments and to provide receipts shall for all purposes be deemed to be a covenant and agreement contained in this Security Instrument, as the phrase "covenant and agreement" is used in Section 9. If Borrower is obligated to pay Escrow Items directly, pursuant to a waiver, and Borrower fails to pay the amount due for an Escrow Item, Lender may exercise its rights under Section 9 and pay such amount and Borrower shall then be obligated under Section 9 to repay to Lender any such amount. Lender may revoke the waiver as to any or all Escrow Items at any time by a notice given in accordance with Section 15 and, upon such revocation, Borrower shall pay to Lender all Funds, and in such amounts, that are then required under this Section 3. Lender may, at any time, collect and hold Funds in an amount (a) sufficient to permit Lender to apply the Funds at the time specified under RESPA, and (b) notto exceed the maximum amount a lender can require under RESPA. Lender shall estimate the amount of Funds due on the basis of current data and reasonable estimates of expenditures of future Escrow Items or otherwise in accordance with Applicable Law. FLORIDA—Single Family—Fannie Mae/Freddio Mac UNIFORM INSTRUMENT Form 30101/01 Initials t} -f z! C ® 1999-2004 Online Documents, Inc. Page 3 of 9 - FLEDEED 0402 12-29-2004 16:47 OR BK 00550 PG 0129 V1 WBCD LOAN # 500418762 The Funds shall be held in an institution whose deposits are insured by a federal agency, instrumentality, or entity (including Lender, if Lender is an institution whose deposits are so insured) or in any Federal Home Loan Bank. Lender shall apply the Funds to pay the Escrow Items no later than the time specified under RESPA. Lender shall not charge Borrower for holding and applying the Funds, annually analyzing the escrow account, or verifying the Escrow Items, un less Lender pays Borrower interest on the Funds and Applicable Law permits Lender to make such a charge. Unless an agreement is made in writing orApplicable Law requires interestto be paid on the Funds, Lendershall not be required to pay Borrower any interest or earnings on the Funds. Borrower and Lender can agree in writing, however, that interest shall be paid on the Funds. Lendershall give to Borrower, without charge, an annual accounting of the Funds as required by RESPA. If thereisa surplus of Funds held in escrow, as defined under RESPA, Lender shall account to Borrower for the excess funds in accordance with RESPA. If there is a shortage of Funds held in escrow, as defined under RESPA, Lender shall notify Borrower as required by RESPA, and Borrower shall pay to Lender the amount necessary to make up the shortage in accordance with RESPA, but in no more than 12 monthly payments. If there is a deficiency of Funds held in escrow, as defined under RESPA, Lender shall notify Borrower as required by RESPA, and Borrower shall pay to Lender the amount necessary to make up the deficiency in accordance with RESPA, but in no more than 12 monthly payments. Upon payment in full of all sums secured by this Security Instrument, Lender shall promptly refund to Borrower any Funds held by Lender. 4. Charges; liens. Borrower shall pay all taxes, assessments, charges, fines, and impositions attributable to the Property which can attain priority over this Security Instrument, leasehold payments or ground rents on the Property, if any, and Community Association Dues, Fees, and Assessments, it any. To the extentthatthese items are Escrow Items, Borrower shall pay them in the manner provided in Section 3. - Borrower shall promptly discharge any lien which has priority over this Security Instrument unless Borrower: (a) agrees in writing to the payment of the obligation secured by the lien in a manner acceptable to Lender, but only so long as Borrower is performing such agreement; (b) contests the lien in good faith by, or defends against enforcement of the lien in, legal proceedings which in Lender's opinion operate to prevent the enforcement of the lien while those proceedings are pending, but only until such proceedings are concluded; or (c) secures from the holder of the lien an agreement satisfactory to Lender. subordinating the lien to this Security Instrument. If Lender determines that any part of the Property is subject to a lien which can attain priority over this Security Instrument, Lender may give Borrower a notice identifying the lien. Within 10 days of the date on which that notice is given, Borrower shall satisfy the lien or take one or more of the actions set forth above in this Section 4. Lender may. require Borrower to pay a one-time charge for a real estate taxverification and/or reporting service used by Lender in connection with this Loan. 5. Property Insurance. Borrower shall keep the improvements now existing or hereafter erected on the Property insured against loss by fire, hazards included within the term "extended coverage," and any other hazards including, but not limited to, earthquakes and floods, for which Lender requires insurance. This insurance shall be maintained in the amounts (including deductible levels) and for the periods that Lender requires. What Lender requires pursuant to the preceding sentences can change during the term of the Loan. The insurance carrier providing the insurance shall be chosen by Borrower subject to Lender's right to disapprove Borrower's choice, which right shall not be exercised unreasonably. Lender may require Borrower to pay, in connection with this Loan, either: (a) a one-time charge for flood zone determination, certification and tracking services; or (b) a one-time charge for flood zone determination and certification services and subsequent charges each time remappings or similar changes occur which reasonably might affect such determination or certification. Borrower shall also be responsible for the payment of any fees imposed by the Federal Emergency Management Agency in connection with the review of any flood zone determination resulting from an objection by Borrower. If Borrower fails to maintain any of the coverages described above, Lender may obtain insurance coverage, at Lender's option and Borrower's expense. Lender is under no obligation to purchase any particular type or amount of coverage. Therefore, such coverage shall cover Lender, but might or might not protect Borrower, Borrower's equity in the Property, or the contents of the Property, against any risk, hazard or liability and might provide greater or lesser coverage than was previously in effect. Borrower acknowledges that the cost of the insurance coverage so obtained might significantly exceed the cost of insurance that Borrower could have obtained. Any amounts disbursed by Lender underthis Section 5 shall become additional debt of Borrower secured by this Security Instrument. These amounts shall bear interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender to Borrower requesting payment. All insurance policies required by Lender and renewals of such policies shall be subject to Lender's right to disapprove such policies, shall include a standard mortgage clause, and shall name Lender as mortgagee and/or as an additional loss payee. Lender shall have the right to hold the policies and renewal certificates. If Lender requires, Borrower shall promptly give to Lender all receipts of paid premiums and renewal notices. If Borrower obtains any form of insurance coverage, not otherwise required by Lender, for damage to, or destruction of, the Property, such policy shall include a standard mortgage clause and shall name Lender as mortgagee and/or as an additional loss payee. In the event of loss, Borrower shall give prompt notice to the insurance carrier and Lender. Lender may make proof of loss if not made promptly by Borrower. Unless Lender and Borrower, otherwise agree in writing, any insurance proceeds, whether or not the underlying insurance was required by Lender, shall be applied to restoration or repair of the Property, ifthe restoration or repair is econom icallyfeasible and Lender's security is not lessened. During such repair and restoration period, Lender shall have the right to hold such insurance proceeds until Lender has had an opportunity to inspect such Property to ensure the work has been completed to Lender's satisfaction, provided that such inspection shall be undertaken promptly. Lender may disburse proceeds for the repairs and restoration in a single payment or in a series of progress payments as the work is completed. Unless an agreement is made in writing or Applicable Law FLORIDA—Single Family—Fannie Mac/Freddie Mac UNIFORM INSTRUMENT Form 30101/01 Initials: k /' i Ec ® 1999-2064 Online Documents, Inc. Page 4 of 9 FLEDEED 0402 12-29-2004 16:47 OR BK 00550 PG 0130 V1 WBCD LOAN fi 500418762 requires interest to be paid on such insurance proceeds, Lender shall not be required to pay Borrower any interest or earnings on such proceeds. Fees for public adjusters, or other third parties, retained by Borrower shall not be paid out of the insurance proceeds and shall be the sole obligation of Borrower. If the restoration or repair is not economically feasible or Lender's security would be lessened, the insurance proceeds shall be applied to the sums secured by this Security Instrument, whether or not then due, with the excess, if any, paid to Borrower. Such insurance proceeds shall be applied in the order provided for in Section 2. If Borrower abandons the Property, Lender may file, negotiate and settle any available insurance claim and related matters. If Borrower does not respond within 30 days to a notice from Lender that the insurance carrier has offered to settle a claim, then Lender may negotiate and settle the claim. The 30 -day period will begin when the notice is given. In either event, or if Lender acquires the Property under Section 22 or otherwise, Borrower hereby assigns to Lender (a) Borrower's rights to any insurance proceeds in an amount not to exceed the amounts unpaid under the Note or this Security Instrument, and (b) any other of Borrower's rights (other than the right to any refund of unearned premiums paid by Borrower) under all insurance policies covering the Property, insofar as such rights are applicable to the coverage of the Property. Lender may use the insurance proceeds either to repair or restore the Property or to pay amounts unpaid under the Note or this Security -instrument, whether or not then due. 6. Occupancy. Borrower shall occupy, establish, and use the Property as Borrower's principal residence within 60 days after the execution of this Security Instrument and shall continue to occupy the Property as Borrower's principal residence for at least one year after the date of occupancy, unless Lender otherwise agrees in writing, which consent shall not be unreasonably withheld, or unless extenuating circumstances existwhich are beyond Borrower's control. 7. Preservation, Maintenance and Protection of the Property; Inspections. Borrower shall not destroy, damage or impair the Property, allow the Property to deteriorate or commit waste on the Property. Whether or not Borrower is residing in the Property, Borrower shall maintain the Property in order to prevent the Property from deteriorating or decreasing in value due to its condition. Unless it is determined pursuant to Section 5 that repair or restoration is not economically feasible, Borrower shall promptly repair the Property if damaged to avoid further deterioration or damage. If insurance or condemnation proceeds are paid in connection with damage to, or the taking of, the Property, Borrower shall be responsible for repairing or restoring the Property only it Lender has released proceeds for such purposes. Lender may disburse proceeds for the repairs and restoration in a single payment or in a series of progress payments as the work is completed. If the insurance or condemnation proceeds are not sufficient to repair or restore the Property, Borrower is not relieved of Borrower's obligation for the completion of such repair or restoration. Lender or its agent may make reasonable entries upon and inspections of the Property. If it has reasonable cause, Lender may inspect the interior of the improvements on the Property. Lender shall give Borrower notice at the time of or prior to such an interior inspection specifying such reasonable cause. 8. Borrower's Loan Application. Borrower shall be in default if, during the Loan application process, Borrower or any persons or entities acting at the direction of Borrower or with Borrower's knowledge or consent gave materially false, misleading, or inaccurate information orstatements to Lender (orfailed to provide Lenderwith material information) in connection with the Loan. Material representations include, but are not limited to, representations concerning Borrower's occupancy of the Property as Borrower's principal residence. 9. Protection of Lender's Interest In the Property and Rights Under this Security Instrument. If (a) Borrower fails to perform the covenants and agreements contained in this Security Instrument, (b) there is a legal proceeding that might significantly affect Lender's interest in the Property and/or rights under this Security Instrument (such as a i proceeding in bankruptcy, probate, for condemnation or forfeiture, for enforcement of a lien which may attain priority over this Security Instrument or to enforce laws or regulations), or (c) Borrower has abandoned the Property, then Lender may do and pay for whatever is reasonable or appropriate to protect Lender's interest in the Property and rights under this Security Instrument, including protecting and/or assessing the value of the Property, and securing and/or repairing the Property. Lender's actions can include, but are not limited to: (a) paying any sums secured by a lien which has priority over this Security Instrument; (b) appearing in court; and (c) paying reasonable attorneys' fees to protect its interest in the Property and/or rights under this Security Instrument, including its secured position in a bankruptcy proceeding. Securing the Property includes, but is not limited to, entering the Property to make repairs, change locks, replace or board up doors and windows, drain water from pipes, eliminate building or other code violations or dangerous conditions, and have utilities turned on or off. Although Lender may take action under this Section 9, Lender does not have to do so and is not under any duty or obligation to do so. It is agreed that Lender incurs no liability for not taking any or all actions authorized under this Section 9. Any amounts disbursed by Lender under this Section 9 shall become additional debt of Borrower_ secured by this Security Instrument. These amounts shall bear interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender to Borrower requesting payment. If this Security Instrumentis on a leasehold, Borrowershall complywith all the provisions of the lease. Borrowershall notsurrenderthe leasehold estate and interests herein conveyed or terminate orcancelthe ground lease. Borrowershall not, without the express written consent of Lender, alter or amend the ground lease. If Borrower acquires fee title to the Property, the leasehold and the fee title shall not merge unless Lender agrees to the merger in writing. 10. Mortgage Insurance. It Lenderrequired Mortgage Insurance as a condition of making the Loan, Borrower shall pay the premiums required to maintain the Mortgage Insurance in effect. If, for any reason, the Mortgage Insurance coverage required by Lenderceases to be available from the mortgage insurer that previously provided such insurance and Borrower was required to make separately designated payments toward the premiums for Mortgage Insurance, Borrower shall pay the premiums required to obtain coverage substantially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalentto the cost to Borrower of the Mortgage Insurance previously in effect, from an alternate mortgage insurer selected by Lender. If substantially equivalent Mortgage Insurance coverage is notavailable, Borrowershall continue to pay to Lender the amount of the separately designated payments thatwere due when the insurance coverage ceased FLORIDA—Single Family—Fannlo Mao/Freddia Mae UNIFORM INSTRUMENT Form 3D101101 Initials: ® 1999-2004 Online Documents, Inc. Page 5 of 9 FLEDEED 0402 12-29-2004 16:47 OR BK 00-550 PG 0131 VI WBCD LOAN f 500418762, to be in effect. Lender will accept, use and retain these payments as a non-refundable loss reserve in lieu of Mortgage Insurance. Such loss reserve shall be non-refundable, notwithstanding the fact that the Loan is ultimately paid in full, and Lender shall not be required to pay Borrower any interest or earnings on such loss reserve. Lender can no longer require loss reserve payments if Mortgage Insurance coverage (in the amount and for the period that Lender requires) provided by an insurer selected by Lenderagain becomes available, is obtained, and Lender requires separately designated payments toward the premiums for Mortgage Insurance. It Lender required Mortgage Insurance asa condition of making the Loan and Borrower was required to make separately designated payments toward the premiums for Mortgage Insurance, Borrower shall pay the premiums required to maintain Mortgage Insurance in effect, or to provide a non-refundable loss reserve, until Lender's requirement for Mortgage Insurance ends in accordancewith anywritten agreement between Borrower and Lander providing forsuch termination or until termination is required by Applicable Law. Nothing in this Section 10 affects Borrower's obligation to pay interest at the rate provided in the Note. Mortgage Insurance reimburses Lender (or any entity that purchases the Note) for certain losses it may incur if Borrower does not repay the Loan as agreed, Borrower is not a party to the Mortgage Insurance. Mortgage insurers evaluate their total risk on all such insurance in force from time to time, and may enter into agreements with other parties that share or modify their risk, or reduce losses. These agreements are on terms and conditions that are satisfactory to the mortgage -insurer and the other party (or parties) to these agreements. These agreements may require the mortgage insurer to make payments using any source of funds that the mortgage insurer may have available (which may include funds obtained from Mortgage Insurance premiums). As a result of these agreements, Lender, any purchaser of the Note, another insurer, any reinsurer, any other entity, or any affiliate of any of the foregoing, may receive (directly or indirectly) amounts that derivefrom (or might be characterized as) a portion of Borrower's payments for Mortgage Insurance, in exchange for sharing or modifying the mortgage insurer's risk, or reducing losses. If such agreement provides that an affiliate of Lender takes a share ofthe insurer's risk in exchange for a share of the premiums paid to the insurer, the arrangement is often termed "captive reinsurance." Further: (a) Any such agreements will not affect the amounts that Borrower has agreed to pay for Mortgage Insurance, or any other terms of the Loan. Such agreements will not increase the amount Borrower will owe for Mortgage Insurance, and they will not entitle Borrower to any refund, (b) Any such agreements will not affect the rights Borrower has - if any - with respect to the Mortgage Insurance under the Homeowners Protection Act of 1998 or any other law. These rights may Include the right to receive certain disclosures, to request and obtain cancellation ofthe Mortgage Insurance, to have the Mortgage Insurance terminated automatically, and/or to receive a refund of any Mortgage Insurance premiums that were unearned at the time of such cancellation or termination. 11. Assignment of Miscellaneous Proceeds; Forfeiture. All Miscellaneous Proceeds are hereby assigned to and shall be paid to Lender. If the Property is damaged, such Miscellaneous Proceeds shall be applied to restoration or repair of the Property, rf the restoration or repair is economically feasible and Lender's security is not lessened. During such repair and restoration period, Lender shall have the right to hold such Miscellaneous Proceeds until Lender has had an opportunity to inspect such Property to ensure the work has been completed to Lender's satisfaction, provided thatsuch inspection shall be undertaken promptly. Lender may pay forthe repairs and restoration in a single disbursement or in a series of progress payments as the work is completed. Unless an agreement is made in writing or Applicable Law requires interest to be paid on such Miscellaneous Proceeds, Lender shall not be required to pay Borrower any interest or earnings on such Miscellaneous Proceeds. If the restoration or repair is not economically feasible or Lender's security would be lessened, the Miscellaneous Proceeds shall be applied to the sums secured by this Security Instrument, whether or not then due, with the excess, 'rf any, paid to Borrower. Such Miscellaneous Proceeds shall be applied in the order provided for in Section 2. In the event of a total taking, destruction, orloss in value ofthe Property, the Miscellaneous Proceeds shall be applied to the sums secured by this Security Instrument, whether or not then due, with the excess, if any, paid to Borrower. i In the event of a partial taking, destruction, or loss in value ofthe Property in which the fair market value ofthe Property I immediately before the partial taking, destruction, or loss in value is equal to or greater than the amount of the sums secured by this Security Instrument immediately before the partial taking, destruction, or loss in value, unless Borrower and Lender otherwise agree in writing, the sums secured by this Security Instrument shall be reduced by the amount ofthe Miscellaneous Proceeds multiplied by the following fraction. (a) the total amountof the sums secured immediately before the partial taking, destruction, or loss in value divided by (b) the fair market value of the Property immediately before the partial taking, destruction, or loss in value. Any balance shall be paid to Borrower. In the event of a partial taking, destruction, or loss in value ofthe Property in which the fair market value ofthe Property immediately before the partial taking, destruction, or loss in value is less than the amount of the sums secured immediately before the partial taking, destruction, or loss in value, unless Borrower and Lender otherwise agree in writing, the Miscellaneous Proceeds shall be applied to the sums secured by this Security Instrument whether or not the sums are then due. If the Propertyis abandoned by Borrower, or if, after notice by Lenderto Borrower that the Opposing Party (as defined in the next sentence) offers to make an award to settle a claim for damages, Borrower fails to respond to Lender within 3D days after the date the notice is given, Lender is authorized to collect and apply the Miscellaneous Proceeds either to restoration or repair of the Property or to the sums secured by this Security Instrument, whether or not then due. "Opposing Party" means the third, party that owes Borrower Miscellaneous Proceeds or the party against whom Borrower has a right of action in regard to Miscellaneous Proceeds. Borrower shall be in default if any action or proceeding, whether civil or criminal, is begun that, in Lender's judgment, could result in forfeiture of the Property or other material impairment of Lender's interest in the Property or rights under this Security Instrument. Borrower can cure such a default and, if acceleration has occurred, reinstate as provided in Section 19, by causing the action or proceeding to be dismissed with a ruling that, in Lender's judgment, precludes forfeiture of the Property or other material impairment of Lender's interest in the Property or rights under this Security FLORIDA—Single Family—Fannle Mae/Freddle Mac UNIFORM INSTRUMENT Form 30101/01 initials:�� V 1999.2004 Online Documents, Inc. Page 6 of 9 FLEDEED 0402 12-29-2004 16:47 MAILING LIST Case No: 472011 CA000320CAXXXX TIMOTHY CASANOVA 3222 SE 24TH ST OKEECHOBEE, FL 34974 CITY OF OKEECHOBEE, FLORIDA CITY HALL 55 SE 3RD AVENUE OKECHOBEE, FL 34974 JPMORGAN CHASE BANK, N.A. 1200 SOUTH PINE ISLAND ROAD PLANTATION, FL 33324 KIMBERLY CASANOVA 3222 SE 24TH ST OKEECHOBEE, FL 34974 UNKNOWN TENANT (S) 804 SE 13TH STREET OKEECHOBEE, FL 34974 11-12837 5 CITIMORTGAGE, INC., IN THE CIRCUIT COURT OF THE Plaintiff, 19TH JUDICIAL CIRCUIT, IN AND FOR vs. OKEECHOBEE COUNTY, FLORIDA TIMOTHY CASANOVA A/K/A TIMOTHY A CIVIL DIVISION: CASANOVA, et al, CASE NO.: 472011CA000320CAXXXX Defendants. MOTION FOR DEFAULT Plaintiff moves for entry of a Default by the Clerk against Defendant(s), TIMOTHY CASANOVA A/K/A TIMOTHY A. CASAANOVA, KIMBERLY CASANOVA, JPMORGAN CHASE BANK, N.A. and CITY OF OKEECHOBEE, FLORIDA for failure to serve any paper on the undersigned or file any paper as required by law. NOTE TO CLERK: In the event that any of the aforenamed defendants have timely filed any paper in the above -styled cause, or should their return of service not be filed, then please strike the name of such defendant from the above motion. I HEREBY CERTIFY that a true copy of the foregoing Motion for Default and Non -Military Affidavit, were delivered to the parties on the attached mailing list by mail this 10 day of F9b. 2012. By: ,finDfrri.O�ind. Nalini Singh, Esq. Bar Number: 43700 Law Offices of Marshall C. Watson, P.A 1800 NW 49th Street, Suite 120 Fort Lauderdale, Florida 33309 Telephone:(954) 453-0365 Facsimile: (954) 771-6052 Toll Free: 1-800-441-2438 DEFAULT A Default is hereby entered in this action against the Defendant(s) TIMOTHY CASANOVA, KIMBERLY CASANOVA, JPMORGAN CHASE BANK, N.A. and CITY OF OKEECHOBEE, FLORIDA for failure to serve or file any paper as required by law. WITNESS my hand and seal of said Court this day of 12012 11-12837 go SHARON ROBERTSON Clerk Of The Circuit Court Deputy Clerk F Case No: 472011 CA000320CAXXXX TIMOTHY CASANOVA 3222 SE 24TH ST OKEECHOBEE, FL 34974 CITY OF OKEECHOBEE, FLORIDA CITY HALL 55 SE 3RD AVENUE OKECHOBEE, FL 34974 JPMORGAN CHASE BANK, N.A. 1200 SOUTH PINE ISLAND ROAD PLANTATION, FL 33324 KIMBERLY CASANOVA 3222 SE 24TH ST OKEECHOBEB, FL 34974 UNKNOWN TENANT (S) 804 SE 13TH STREET OKEECHOBEE, FL 34974 UNKNOWN TENANT(S) 804 SE 13TH STREET OKEECHOBEE, FL 34974 11-12837 MAILING LIST AFFIDAVIT OF SERVICE SCAN COP'S' State of FLORIDA County of OKEECHOBEE Circuit Court Case Number: 2041 CA320 Plaintiff: CITIMORTGAGE, INC. VS. Defendant: TIMOTHY CASANOVA A/K/A TIMOTHY A. CASANOVA, ET AL For: Marshall Watson, P.A. Law Offices of Marshall C. Watson, P.A. 1800 N.W. 49th Street, Suite 120 Fort Lauderdale„ FL 33309 Received by ASAP LEGAL SERVICES, INC. on the 4th day of October, 2011 at 1:09 pm to be served on TIMOTHY CASANOVA A/K/A TIMOTHY A. CASANOVA, 8084 SE 13TH ST, OKEECHOBEE, FL 34974. I, Gregory L. Gernat, being duly sworn, depose and say that on the 5th day of October, 2011 at 5:13 pm, 1: SUBSTITUTE served by delivering a true copy of the Summons, Personal Service on an Individual, Notice From the Court Regarding Lawsuit to Foreclose Mortgages on Homes, Form A, Notice of Lis Pendens, Verified Complaint, Fla R.Civ.P.1 .1 10(b) Verification and Exhibit(s) with the date and hour of service endorsed thereon by me, to: KIMBERLY CASANOVA as SPOUSE at the address of: 3222 SE 24TH ST, OKEECHOBEE, FL 34974, the within named person's usual place of Abode, who resides therein, who is fifteen (15) years of age or older and informed said person of the contents therein, in compliance with state statutes. Military Status: Based upon inquiry of party served, Defendant is not in the military service of the United States of America. Marital Status: Based upon inquiry of party served, Defendant is married. Additional Information pertaining to this Service: FIRST ADDRESS GIVEN OF 804 SE 13TH ST., OKEECHOBEE, FL 34974 WAS A VACANT HOUSE. NO ELECTRIC OR WATER ON. NO FURNITURE INSIDE. SECOND ADDRESS GIVEN OF 3222 SE 24TH ST., OKEECHOBEE, FL 34974 IS THE CURRENT ADDRESS OF THE DEFENDANT AND DEFENDANT WAS SERVED. THIS SECOND ADDRESS IS A MOBILE HOME. THE VIN NUMBER WAS NOT VISIBLE FROM THE OUTSIDE. SCAN COpy IN THE CIRCUIT COURT OF THE 19TH JUDICIAL CIRCUIT IN AND FOR OKEECHOBEE COUNTY, FLORIDA CITIMORTGAGE, INC., ETC. Plaintiff(s), VS. TIMOTHY CASANOVA AWA TIMOTHY A CASANOVA, ET AL. D efendant(s). Case No.: 472011CA000320CA,<= VERIFIED RETURN OF SERVICE Pursuant to the request of Law Offices of Marshall C. Watson, P.A., received this process on 10/12/2011 at 8:31 PM to be served upon: JPMORGAN CHASE BANE, N.A. STATE OF FLORIDA COUNTY OF BROWARD ss. I, PATRICIA CARVALLO, depose and say that: I am authorized to serve this process in the circuit/county it was served in. On 10/13/2011 at 8:33 AM, I served the within SUMMONS, COMPLAINT, LIS PENDENS, LOAN VERIFICATION AND FORM A on JPMORGAN CHASE BAND N.A. at C/O CT CORPORATION SYSTEM, A REGISTERED AGENT 1200 SOUTH PINE ISL_A.ND ROAD, PLANTATION, FL 33324 in the manner indicated below: CORPORATE SERVICE: By delivering a true copy of this process with the date and hour endorsed thereon by me to CT CORPORATIONS SYSTEM, REGISTERED AGENT of the above named corporation and informing him/her of the contents. Comments/Prev. Attempts: BY LEAVING PAPERS WITH DONNA MOCH, SUPERVISOR OF PROCESS FOR CT CORPORATION SYSTEM. Under penalty of perjury I declare that I have read the foregoing Verified Return Of Service and that the facts stated in it are true. I certify that I am over the age of 18. I am not a party to this action and have no interest in the process being served. I am a Certified Process Server in good standing and have proper authority in the jurisdiction in which this service was made. Under the penalties of perjury, I declare that I have read the foregoing document and that the facts stated in it are true. Notary Not Required Pursuant To F.S. 92.525(2). X -r PATRICIA CARVALLO — e pp . # 1041 ASAP LEGAL SERVICES, INC. 441 SOUTH STATE RD. 7 SUITE #15 MARGATE, FL 33068 Atty#: 11-12837 1111111111111111111111111111111 IN AFFIDAVIT OF SERVICE SCAN COP'S State of FLORIDA County of OKEECHOBEE Circuit Court Case Number: 2011 CA320 Plaintiff: CITIMORTGAGE, INC. VS. Defendant: TIMOTHY CASANOVA A/K/A TIMOTHY A. CASANOVA, ET AL For. Marshall Watson, P.A. Law Offices of Marshall C. Watson, P.A. 1800 N.W. 49th Street, Suite 120 Fort Lauderdale„ FL 33309 Received by ASAP LEGAL SERVICES, INC. on the 4th day of October, 2011 at 1:09 pm to be served on CITY OF OKEECHOBEE, FLORIDA CIO THE MAYOR, 55 SE 3RD AVE, OKEECHOBEE, FL 34974. I, Gregory L. Gernat, being duly sworn, depose and say that on the 6th day of October, 2011 at 2:22 pan, l: served a GOVERNMENT AGENCY by delivering a true copy of the Cicil Action Summons, Form A, Notice of Lis Pendens, Verified Complaint, Fla R.Civ.P.1.110(b) Verification and Exhibit(s) with the date and hour of service endorsed thereon by me, to: ROBIN BROCK as EXECUTIVE SECRETARY AT THE ADDRESS OF 55 SE 3RD AVE, OKEECHOBEE, FL 34974 for CITY OF OKEECHOBEE, FLORIDA C/O THE MAYOR, and informed said person of the contents therein, in compliance with State Statutes. I certify that I am over the age of 18, have no interest in the above action, and am a Certified Process Server, in good standing, in the judicial circuit in which the process was served. Subscribed and Sworn to before me on the 6th day Gregory L -ern t of October, 2011 by the affiant who is personally PS 06-17 kno to me. ASAP LEGAL SERVICES, INC. 1038 W. River Dr. NOTA BLIC Margate, FL 33063 (954) 970-4808 �;""' PEGGY .GERTH Our Job Serial Number. UQS-2011001895 MY COMMISSION tl DD766681 Ref: W1 112837 EXPfR£S Merch 16, 2012 I iUO.3 �IIY F7 Notary QImW6 ,tiapC C.� Copyright O 1992-2010 Database Services, (nc. - Process Servers Toolbax Ve,4e AFFIDAVIT OF SERVICE SCAN, COPY State of FLORIDA County of OKEECHOBEE Circuit Court Case Number: 2011CA320 Plaintiff. CITIMORTGAGE, INC. vs. Defendant: TIMOTHY CASANOVA AIKIA TIMOTHY A. CASANOVA, ET AL For: Marshall Watson, P.A. . Law Offices of Marshall C. Watson, P.A. 1800 N.W. 49th Street, Suite 120 Fort Lauderdale„ FL 33309 Received by ASAP LEGAL SERVICES, INC. on the 4th day of October, 2011 at 1:09 pm to be served on KIMBERLY CASANOVA, 804 SE 13TH ST, OKEECHOBEE, FL 34974. 1, Gregory L. Gemat, being duly swom, depose and say that on the 5th day of October, 2011 at 5:13 pm, I: INDIVIDUALLYIPERSONALLY served by delivering a true copy of the Summons, Personal Service on an Individual, Notice From the Court Regarding Lawsuit to Foreclose Mortgages on Homes, Form A, Notice of Lis Pendens, Verified Complaint, Fla R.Civ.P.1.110(b) Verification and Exhibit(s) with the date and hour of service endorsed thereon by me, to: KIMBERLY CASANOVA at the address of. 3222 SE 24TH ST, OKEECHOBEE, FL 34974, and informed said person of the contents therein, in compliance with state statutes. Military Status: Based upon inquiry of party served, Defendant is not in the military service of the United States of America. Marital Status: Based upon inquiry of party served, Defendant is married. Additional Information pertaining to this Service: FIRST ADDRESS GIVEN OF 804 SE 13TH ST., OKEECHOBEE, FL 34974 WAS A VACANT HOUSE. NO ELECTRIC OR WATER ON. NO FURNITURE INSIDE. SECOND ADDRESS GIVEN OF 3222 SE 24TH ST., OKEECHOBEE, FL 34974 IS THE CURRENT ADDRESS OF THE DEFENDANT AND DEFENDANT WAS SERVED. THIS SECOND ADDRESS IS A MOBILE HOME. THE VIN NUMBER WAS NOT VISIBLE FROM THE OUTSIDE. I certify that I am over the age of 18, have no interest in the above action, and am a Certified Process Server, in good standing, in the judicial circuit in which the process was served. Subscribed and Sworn to before me on the 6th day Gregory L. erne of October, 2011 by the affiant who is personally PS 06-17 kno to me. ASAP LEGAL SERVICES, INC. 1038 W. River Dr. NOTA Y BIC Margate, FL 33063 (954) 970-4808 Our Job Serial Number: UQS-2011001893 RM GERTH Ref: W1112837 ON a D0769681arch 16. 2012Ot 1 All- Cn apyright ®1992-2010 Database Services, Inc. -Process Servers Toolbox V6.4e CITIMORTGAGE, INC., IN THE CIRCUIT COURT OF THE Plaintiff, 19TH JUDICIAL CIRCUIT, IN AND FOR VS. OKEECHOBEE COUNTY, FLORIDA TIMOTHY CASANOVA A/K/A TIMOTHY A CIVIL DIVISION: CASANOVA, et al, CASE NO.: 472011CA000320CAXXXX Defendants. AFFIDAVIT AS TO MILITARY STATUS STATE OF FLORIDA COUNTY OF BROWARD BEFORE ME, the undersigned authority personally appeared, Nalini Singh, who, first having been duly sworn, deposes and says that: He/She is attorney of record for the Plaintiff in the above styled action and that he/she is authorized to make this affidavit. 2. Affiant has reviewed his/her case file, the service returns and the Department of Defense Military Manpower database search results (attached) and based on the information contained therein, Defendant(s) TIMOTHY CASANOVA and KIMBERLY CASANOVA are not in the military service of the United States of America. Nalini Singh, Esq. Bar Number: 43700 Sworn to and subscribed befoFcFB 10 2012 me, this day of , 2012 9—)— otary Public, State of Florida Commissioned Nof Notary Public 6 Personally known or produced identification T e of.Identification Produced �`"� !VETTE COR ELLA "Ay COMMISSION P DD940952 �C+' EXPIRES: Novat bc, I7, 2013 of �1 -Ron -3 -NOTARY FI. Notary Discount Atlb0. Co. ,Aww � w Rw��.a\A.tileaw+t w� 11-12837 Request for Military Status Department of Defense Manpower Data Center 0 Military Status Report Pursuant to the Service Members Civil Relief Act https://www.dindc.osd.mil/appj/scra/popreport.do Feb -09-2012 11:11:58 Upon searching the information data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the current status of the individual as to all branches of the Uniformed Services (Army, Navy, Marine Corps, Air Force, NOAA, Public Health, and Coast Guard). Mary M. Snavely -Dixon, Director Department of Defense - Manpower Data Center 1600 Wilson Blvd., Suite 400 Arlington, VA 22209-2593 The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The DoD strongly supports the enforcement of the Service Members Civil Relief Act (50 USC App. §§ 501 et seq, as amended) (SCRA) (formerly known as the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual is on active duty, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service via the "defenselink.mil" URL http://www.defenselink.mil/fag/pis/PC09SLDR.html. If you have evidence the person is on active duty and you fail to obtain this additional Service verification, punitive provisions of the SCRA may be invoked against you. See 50 USC App. §521(c). If you obtain additional information about the person (e.g., an SSN, improved accuracy of DOB, a middle name), you can submit your request again at this Web site and we will provide a new certificate for that query. This response reflects active duty status including date the individual was last on active duty, if it was within the preceding 367 days. For historical information, please contact the Service SCRA points - of -contact. More information on "Active Duty Status" 1 of 2 2/9/2012 2:12 PM Namet First/Middle Begin Date Active Duty Status Active Duty End Date Service Agency CASANOVA TIMOTHY Based on the information you have furnished, the DMDC does not possess any information indicating the individual status. Upon searching the information data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the current status of the individual as to all branches of the Uniformed Services (Army, Navy, Marine Corps, Air Force, NOAA, Public Health, and Coast Guard). Mary M. Snavely -Dixon, Director Department of Defense - Manpower Data Center 1600 Wilson Blvd., Suite 400 Arlington, VA 22209-2593 The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The DoD strongly supports the enforcement of the Service Members Civil Relief Act (50 USC App. §§ 501 et seq, as amended) (SCRA) (formerly known as the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual is on active duty, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service via the "defenselink.mil" URL http://www.defenselink.mil/fag/pis/PC09SLDR.html. If you have evidence the person is on active duty and you fail to obtain this additional Service verification, punitive provisions of the SCRA may be invoked against you. See 50 USC App. §521(c). If you obtain additional information about the person (e.g., an SSN, improved accuracy of DOB, a middle name), you can submit your request again at this Web site and we will provide a new certificate for that query. This response reflects active duty status including date the individual was last on active duty, if it was within the preceding 367 days. For historical information, please contact the Service SCRA points - of -contact. More information on "Active Duty Status" 1 of 2 2/9/2012 2:12 PM (bequest for Military Status https://www.dmdc.osd.n-iil/appj/scra/popreport.do Active duty status as reported in this certificate is defined in accordance with 10 USC § 101(d)(1) for a period of more than 30 consecutive days. In the case of a member of the National Guard, includes service under a call to active service authorized by the President or the Secretary of Defense for a period of more than 30 consecutive days under 32 USC § 502(f) for purposes of responding to a national emergency declared by the President and supported by Federal funds. All Active Guard Reserve (AGR) members must be assigned against an authorized mobilization position in the unit they support. This includes Navy TARs, Marine Corps ARs and Coast Guard RPAs. Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the U.S. Public Health Service or the National Oceanic and Atmospheric Administration (NOAA Commissioned Corps) for a period of more than 30 consecutive days. Coverage Under the SCRA is Broader in Some Cases Coverage under the SCRA is broader in some cases and includes some categories of persons on active duty for purposes of the SCRA who would not be reported as on Active Duty under this certificate. Many times orders are amended to extend the period of active duty, which would extend SCRA protections. Persons seeking to rely on this website certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service. Furthermore, some protections of the SCRA may extend to persons who have received orders to report for active duty or to be inducted, but who have not actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number of protections of SCRA extend beyond the last dates of active duty. Those who would rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the SCRA are protected. WARNING: This certificate was provided based on a name and SSN provided by the requester. Providing an erroneous name or SSN will cause an erroneous certificate to be provided. Report ID:O7PITTD6T 2 of 2 2/9/2012 2:12 PM Request for Military Status Department of Defense Manpower Data Center Military Status Report Pursuant to the Service Members Civil Relief Act https://www.dmdc.osd.mil/appj/scra/popreport.do Feb -09-2012 11:12:03 < Last Name First/Middle Begin Date Active Duty Status Active Duty End Date Service Agency CASANOVA KIMBERLY Based on the information you have furnished, the DMDC does not possess any information indicating the individual status. Upon searching the information data banks of the Department of Defense Manpower Data Center, based on the information that you provided, the above is the current status of the individual as to all branches of the Uniformed Services (Army, Navy, Marine Corps, Air Force, NOAA, Public Health, and Coast Guard). Mary M. Snavely -Dixon, Director Department of Defense - Manpower Data Center 1600 Wilson Blvd., Suite 400 Arlington, VA 22209-2593 The Defense Manpower Data Center (DMDC) is an organization of the Department of Defense that maintains the Defense Enrollment and Eligibility Reporting System (DEERS) database which is the official source of data on eligibility for military medical care and other eligibility systems. The DoD strongly supports the enforcement of the Service Members Civil Relief Act (50 USC App. §§ 501 et seq, as amended) (SCRA) (formerly known as the Soldiers' and Sailors' Civil Relief Act of 1940). DMDC has issued hundreds of thousands of "does not possess any information indicating that the individual is currently on active duty" responses, and has experienced a small error rate. In the event the individual referenced above, or any family member, friend, or representative asserts in any manner that the individual is on active duty, or is otherwise entitled to the protections of the SCRA, you are strongly encouraged to obtain further verification of the person's status by contacting that person's Service via the "defenselink.mil" URL http://www.defenselink.mil/fag/pis/PC09SLDR.html. If you have evidence the person is on active duty and you fail to obtain this additional Service verification, punitive provisions of the SCRA may be invoked against you. See 50 USC App. §521(c). If you obtain additional information about the person (e.g., an SSN, improved accuracy of DOB, a middle name), you can submit your request again at this Web site and we will provide a new certificate for that query. This response reflects active duty status including date the individual was last on active duty, if it was within the preceding 367 days. For historical information, please contact the Service SCRA points-. of -contact. More information on "Active Duty Status" 1 of 2 2/9/2012 2:12 PM Request for Military Status https://www.dmdc.osd.mil/appj/scra/popreport.do Active duty status as reported in this certificate is defined in accordance with 10 USC § 101(d)(1) for a period of more than 30 consecutive days. In the case of a member of the National Guard, includes service under a call to active service authorized by the President or the Secretary of Defense for a period of more than 30 consecutive days under 32 USC § 502(f) for purposes of responding to a national emergency declared by the President and supported by Federal funds. All Active Guard Reserve (AGR) members must be assigned against an authorized mobilization position in the unit they support. This includes Navy TARS, Marine Corps ARs and Coast Guard RPAs. Active Duty status also applies to a Uniformed Service member who is an active duty commissioned officer of the U.S. Public Health Service or the National Oceanic and Atmospheric Administration (NOAA Commissioned Corps) for a period of more than 30 consecutive days. Coverage Under the SCRA is Broader in Some Cases Coverage under the SCRA is broader in some cases and includes some categories of persons on active duty for purposes of the SCRA who would not be reported as on Active Duty under this certificate. Many times orders are amended to extend the period of active duty, which would extend SCRA protections. Persons seeking to rely on this website certification should check to make sure the orders on which SCRA protections are based have not been amended to extend the inclusive dates of service. Furthermore, some protections of the SCRA may extend to persons who have received orders to report for active duty or to be inducted, but who have not actually begun active duty or actually reported for induction. The Last Date on Active Duty entry is important because a number of protections of SCRA extend beyond the last dates of active duty. Those who would rely on this certificate are urged to seek qualified legal counsel to ensure that all rights guaranteed to Service members under the SCRA are protected. WARNING: This certificate was provided based on a name and SSN provided by the requester. Providing an erroneous name or SSN will cause an erroneous certificate to be provided. Report ID:93B41PQ4UC 2 of 2 2/9/2012 2:12 PM CITIMORTGAGE, INC., IN THE CIRCUIT COURT OF THE Plaintiff, 19TH JUDICIAL CIRCUIT, IN AND FOR vs. OKEECHOBEE COUNTY, FLORIDA TIMOTHY CASANOVA A/K/A TIMOTHY A CIVIL DIVISION: CASANOVA, et al, CASE NO.: 472011CA000320CAXXXX Defendants. NOTICE OF DROPPING PARTY DEFENDANT COMES NOW, CITIMORTGAGE, INC. the Plaintiff, by and through its undersigned counsel and gives notice that PLAINTIFF voluntarily dropped Unknown Tenant (s) as defendant(s) to this action, pursuant to the Fla. R. Civ. P. 1.250(b) and 1.420 (a) (1), without prejudice. I HEREBY CERTIFY that a true and correct copy of the foregoing Notice. of Dropping Party was mailed this day of Fe h _, 2012 to defendants on the attached service list. By: J?p -26J7� - Nalini Singh, Esq. Bar Number: 43700 Law Offices of Marshall C. Watson, P.A 1800 NW 49th Street, Suite 120 Fort Lauderdale, Florida 33309 Telephone:(954) 453-0365 Facsimile: (954) 771-6052 Toll Free: 1-800-441-2438 11-12837 AFFIDAVIT OF NON -SERVICE COPY State of FLORIDA County of OKEECHOBEE Circuit Court Case Number. 2011CA320 Plaintiff: CITIMORTGAGE, INC. vs. Defendant: TIMOTHY CASANOVA A/K!A TIMOTHY A. CASANOVA, ET AL For. Marshall Watson, P.A. Law Offices of Marshall C. Watson, P.A. 1800 N.W. 49th Street, Suite 120 Fort Lauderdale„ FL 33309 Received by ASAP LEGAL SERVICES, INC. on the 5th day of October, 2011 at 1:09 pm to be served on UNKNOWN TENANT, 804 SE 13TH ST, OKEECHOBEE, FL 34974. 1, Gregory L. Gernat, being duly sworn, depose and say that on the 5th day of October, 2011 at 4:58 pm, I: NON -SERVED the Summons, Personal Service on an Individual, Notice From the Court Regarding Lawsuit to Foreclose Mortgages on Homes, Form A, Notice of Lis Pendens, Verified Complaint, Fla R.Civ.P.1.110 (b) Verification and Exhibit(s) for the reason that I failed to find UNKNOWN TENANT or any information to allow further search. Read the comments below for further details. Additional Information pertaining to this Service: ADDRESS GIVEN IS A VACANT HOUSE. NO FURNITURE INSIDE. NO WATER OR ELECTRIC ON. NOTICE FROM SAFEGUARD POSTED ON DOOR STATING HOUSE HAS BEEN WINTERIZED. I certify that I am over the age of 18, have no interest in the above action, and am a Certified Process Server, in good standing, in the judicial circuit in which the process was served. Subscribed and Swam to before me on the 6th day GregoryL/Gernae of October, 2011 by the affiant who is personally PS 06-17 kn to me. ASAP LEGAL SERVICES, INC. 4-4,J 1038 W. River Dr. NOTWO BLIC Margate, FL 33063 (954) 970-4808 Our Job Serial Number. UQS-2011001894 L%" PEGGY GERTH Ref: W1112837 MYCOMbII5S10N �+ DD768681 EXAIR_S Metch 16.20]2 Y uy Duaum roc Co apyrlght®'Ifl92-2010 DetabaGo Services, Inc -Process ServeYs Toolhoz VG,4e MAILING LIST Case No: 472011 CA000320CAXXXX TIMOTHY CASANOVA 3222 SE 24TH ST OKEECHOBEE, FL 34974 CITY OF OKEECHOBEE, FLORIDA CITY HALL 55 SE 3RD AVENUE OKECHOBEE, FL 34974 JPMORGAN CHASE BANK, N.A. 1200 SOUTH PINE ISLAND ROAD PLANTATION, FL 33324 KIMBERLY CASANOVA 3222 SE 24TH ST OKEECHOBEE, FL 34974 UNKNOWN TENANT (S) 804 SE 13TH STREET OKEECHOBEE, FL 34974 11-12837 CITIMORTGAGE, INC., Plaintiff, vs. TIMOTHY CASANOVA A/K/A CASANOVA, et al, Defendants. IN THE CIRCUIT COURT OF THE 19TH JUDICIAL CIRCUIT, IN AND FOR OKEECHOBEE COUNTY, FLORIDA TIMOTHY A CIVIL DIVISION: CASE NO.: 472011 CA000320CAXXXX NOTICE OF FILING PLEASE TAKE NOTICE that the Plaintiff, CITIMORTGAGE, INC., has filed herewith Form A I HEREBY CERTIFY that a true copy of Mflegoing was delivered to the parties on the attached mailing list by mail this k day of �'" 20 . 11-12837 Law Offices of Marshall C. Watson, P.A. 1800 NW 49th Street, Suite 120 Fort Lauderdale, Florida 33309 Telephone: (9 65 Facsimile: '"(954) 771-6 52 Toll Free: 1-800-441- 38 By: 239 4 IN THE CIRCUIT COURT IN AND FOR OKEECHOBEE COUNTY, FLORIDA Case No.: 47 -2011 -CA -000320 timortgage, Inc. Plaintiff, mothy Casanova Defendant Form "A" (Certifications Pursuant to Judicial Circuit Administrative Order 2010-03) Certificate of Plaintiffs Counsel Regarding Origination of Note and Mort�a�e THE UNDERSIGNED, as counsel of record for plaintiff and as an officer of the court, certifies the origination of the note and mortgage sued upon in this action X WAS or WAS NOT subject to the provisions of the federal Truth in Lending Act, Regulation Z. Certificate of Plaintiffs Counsel Regarding Status of Residential Property THE UNDERSIGNED, as counsel of record for plaintiff and as an officer of the court, certifies the property that is the subject matter of this lawsuit X IS or IS NOT a homestead residence. A "homestead residence" means a residential property for which a homestead real estate tax exemption was granted according to the certified rolls of the last assessment by the county property appraiser prior to the filing of the suit to foreclose the mortgage. If the residential property is a homestead residence, completed both of the following: Certificate of Plaintiffs Counsel Regarding Pre -Suit Mediation The following certification _DOES or X DOES NOT apply to this case: THE UNDERSIGNED, as counsel of record for plaintiff and as an officer of the court, certifies that prior to filing suit a plaintiffs representative with full settlement authority attended and participated in mediation with the borrower, conducted by the Collins Center For Public Policy, Inc., and the mediation resulted in an impasse or a pre -suit settlement agreement was reached but the settlement agreement has been breached. The undersigned further certifies that prior to mediation the borrower received services from a HUD or NFMC approved foreclosure counselor, Borrower's Financial Disclosure for Mediation was provided, and Plaintiffs Disclosure for Mediation was provided. FormA ID: 100523 240 Certificate of Plaintiffs Counsel Regarding Plaintiff's Representative at Mediation 1E UNDERSIGNED, as counsel of record for plaintiff and as an officer of the court, certifies the [lowing is a list of the persons, one of whom will represent the plaintiff in mediation with full thority to modify the existing loan and mortgage and to settle the foreclosure case, and with thority to sign a settlement agreement on behalf of the plaintiff list name, address, phone mber,.facsimile number, and email address): me Eyler )0 Nw 49th Street, Suite 120, Fort Lauderdale , FL 33309 ane: (202) 777-0263 Fax: (866) 487-4349 Email: mediation@marshallwatson.com Shirley Spurrier 1800 Nw 49 Street, 120, Fort Lauderdale, FL 33309 Phone: (202) 772-4123 Fax: (954) 771-6052 Email: mediation@marshallwatson.com Wendy Wilson 1800 NW 49th Street, Suite 120, Fort Lauderdale , FL 33309 Phone: (740) 549-9640 Fax: (301) 861-3146 Email: mediation@marshallwatson.com Deborah Place 1800 NW 49th Street, Suite 120, Fort Lauderdale, FL 33309 Phone: (740) 549-9615 Fax: (866) 632-0581 Email: mediation@marshallwatson.com Dwyane Late 1800 Nw 49 Street, 120, Fort Lauderdale, FL 33309 Phone: (740) 549-9659 Fax: (954) 771-6052 Email: mediation@marshallwatson.com Donna Dukes 1800 Nw 49 Street, 120, Fort Lauderdale, FL 33309 Phone: (202) 772-4122 Fax: (866) 487-4347 Email: mediation@marshallwatson.com Martha Miller 1800 Nw 49 Street, 120, Fort Lauderdale, FL 33309 Phone: (740) 549-9602 Fax: (866) 632-9538 Email: mediation@marshallwatson.com Shane Patrick Ryan 1800 Nw 49 Street, 120, Fort Lauderdale, FL 33309 Phone: (636) 261-4821 Fax: (954) 771-6052 Email: mediation@marshallwatson.com Angela Vaughn 1800 NW 49th Street, Suite 120, Fort Lauderdale , FL 33309 Phone: (740) 549-9632 Fax: (954) 771-6052 Email: mediation@marshallwatson.com Christine Spencer 1800 NW 49th Street, Suite 120, Fort Lauderdale, FL 33309 Phone: (202) 772-4086 Fax: (866) 633-0565 Email: mediation@marshallwatson.com Kelly Shelton 1800 NW 49th Street, Suite 120, Fort Lauderdale, FL 33309 Phone: (636) 261-8251 Fax: (954) 771-6052 Ernail: mediation@marshallwatson.com Brenda Weigle 1800 Nw 49 Street, 120, Fort Lauderdale, FL 33309 Phone: (740) 549-9637 Fax: (954) 771-6052 Email: mediation@marshallwatson.com Margaret Waclawik 1800 Nw 49 Street, 120, Fort Lauderdale, FL 33309 Phone: (740) 549-9633 Fax: (954) 771-6052 Email: mediation@marshallwatson.com Fom,A [D: 100523 243 Certificate of Plaintiffs Counsel Regarding Plaintiffs Representative at Mediation IE UNDERSIGNED, as counsel of record for plaintiff and as an officer of the court, certifies the [lowing is a list of the persons, one of whom will represent the plaintiff in mediation with full thority to modify the existing loan and mortgage and to settle the foreclosure case, and with thority to sign a settlement agreement on behalf of the plaintiff list name, address, phone mber, facsimile number, and email address): tasha Holley )0 Nw 49 Street, 120, Fort Lauderdale, FL 33309 )ne: (202) 777-0271 Fax: (954) 771-6052 Email: mediation@marshallwatson.com Kathy Subleski 1800 NW 49th Street, Suite 120, Fort Lauderdale, FL 33309 Phone: (202) 772-4096 Fax: (866) 632-4877 Email: mediation@marshallwatson.com Patsy Judd 1800 NW 49th Street, Suite 120, Fort Lauderdale, FL 33309 Phone: (520) 662-7728 Fax: (954) 771-6052 Email: mediation@marshallwatson.com Anthony McCreight 1800 Nw 49 Street, 120, Fort Lauderdale, FL 33309 Phone: (636) 261-4046 Fax: (954) 771-6052 Email: mediation@marshallwatson.com Jennifer Coelho 1800 Nw 49 Street, 120, Fort Lauderdale, FL 33309 Phone: (202) 777-0250 Fax: (954) 771-6052 Email: mediation@marshallwatson.com Mike Burns 1800 Nw 49 Street, 120, Fort Lauderdale, FL 33309 Phone: (202) 551-0915 Fax: (866) 633-1336 Email: mediation@marshallwatson.com Monica Mould 1800 Nw 49 Street, 120, Fort Lauderdale, FL 33309 Phone: (202) 772-4055 Fax: (866) 632-9540 Email: mediation@marshallwatson.com Tiffany Grisso 1800 Nw 49 Street, 120, Fort Lauderdale, FL 33309 Phone: (202) 777-0268 Fax: (954) 771-6052 Email: mediation@marshallwatson.com Felicia Bannister 1800 NW 49th Street, Suite 120, Fort Lauderdale, FL 33309 Phone: (202) 777-0241 Fax: (866) 633-1426 Email: mediation@marshallwatson.com Michele Wallace 1800 NW 49th Street, Suite 120, Fort Lauderdale, FL 33309 Phone: (740) 549-9634 Fax: (866) 632-4881 Email: mediation@marshallwatson.com Angela Trio 1800 Nw 49 Street, 120, Fort Lauderdale, FL 33309 Phone: (740) 549-9631 Fax: (954) 771-6052 Email: mediation@marShallwatson.com Jeanine Cohoon 1800 Nw 49 Street, 120, Fort Lauderdale, FL 33309 Phone: (636) 261-2017 Fax: (866) 7I4-9255 Email: mediation@marshallwatson.com Michelle Cusumano 1800 Nw 49 Street, 120, Fort Lauderdale, FL 33309 Phone: (636) 261-7852 Fax: (954) 771-6052 Email: mediation@marshallwatson.com FormA ID: 100523 244 Certificate of Plaintiffs Counsel Regarding Plaintiffs Representative at Mediation IE UNDERSIGNED, as counsel of record for plaintiff and as an officer of the court, certifies the .lowing is a list of the persons, one of whom will represent the plaintiff in mediation with full thority to modify the existing loan and mortgage and to settle the foreclosure case, and with thority to sign a settlement agreement on behalf of the plaintiff list name, address, phone tuber, facsimile number, and email address): kuthula Luthuh )0 Nw 49 Street, 120, Fort Lauderdale, FL 33309 )ne: (202) 777-0282 Fax: (954) 771-6052 Email: mediation@marshallwatson.com Donita Young 1800 NW 49th Street, Suite 120, Fort Lauderdale, FL 33309 Phone: (202) 772-4115 Fax: (866) 632-4879 Email: mediation@marshallwatson.com Jamie Kuntz 1800 NW 49th Street, Suite 120, Fort Lauderdale, FL 33309 Phone: (636) 261-8355 Fax: (954) 771-6052 Email: mediation@marshallwatson.com April Bunton 1800 Nw 49 Street, 120, Fort Lauderdale, FL 33309 Phone: (636) 261-2424 Fax: (954) 771-6052 Email: mediation@marshallwatson.com Karen Bertha 1800 Nw 49 Street, 120, Fort Lauderdale, FL 33309 Phone: (636) 261-7849 Fax: (954) 771-6052 Email: mediation@marshallwatson.com Robin Goodin 1800 Nw 49 Street, 120, Fort Lauderdale, FL 33309 Phone: (636) 261-7372 Fax: (954) 771-6052 Email: mediation@marshallwatson.com Karen Plemmons 1800 NW 49th Street, Suite 120, Fort Lauderdale, FL 33309 Phone: (202) 772-4063 Fax: (866) 633-1047 Email: mediation@marshallwatson.com Christina Curtis 1800 NW 49th Street, Suite 120, Fort Lauderdale, FL 33309 Phone: (202) 777-0253 Fax: (866) 725-1658 Email: mediation@marshallwatson.com Beth Ripka 1800 Nw 49 Street, 120, Fort Lauderdale, FL 33309 Phone: (202) 772-4124 Fax: (954) 771-6052 Email: mediation@marshallwatson.com Laura Pappas 1800 Nw 49 Street, 120, Fort Lauderdale, FL 33309 Phone: (636) 261-6216 Fax: (954) 771-6052 Email: mediation@marshallwatson.com Tanya Garner 1800 Nw 49 Street, 120, Fort Lauderdale, FL 33309 Phone: (202) 551-0955 Fax: (866) 633-1434 Email: mediation@marshallwatson.com Drew Kagle 1800 NW 49th Street, Suite 120, Fort Lauderdale , FL 33309 Phone: (202) 777-0274 Fax: (954) 771-6052 Email: mediation@marshallwatson.com Wendy Nalborczyk 1800 NW 49th Street, Suite 120, Fort Lauderdale, FL 33309 Phone: (740) 549-9607 Fax: (866) 487-4345 Email: mediation@marshallwatson.com FomiA ID: 100523 245 Certificate of Plaintiffs Counsel Regarding Plaintiff's Representative at Mediation 1E UNDERSIGNED, as counsel of record for plaintiff and as an officer of the court, certifies the (lowing is a list of the persons, one of whom will represent the plaintiff in mediation with full thority to modify the existing loan and mortgage and to settle the foreclosure case, and with thority to sign a settlement agreement on behalf of the plaintiff list name, address, phone mber, facsimile number, and email address): ianda Faith )0 Nw 49 Street, 120, Fort Lauderdale, FL 33309 ane: (202) 777-0264 Fax: (954) 771-6052 Email: mediation@marshallwatson.com Jason Gee 1800 Nw 49 Street, 120, Fort Lauderdale, FL 33309 Phone: (202) 777-0265 Fax: (954) 771-6052 Email: mediation@marshallwatson.com Michael Windsor 1800 Nw 49 Street, 120, Fort Lauderdale, FL 33309 Phone: (740) 549-9641 Fax: (954) 771-6052 Email: mediation@marshallwatson.com Rovena Kola 1800 Nw 49 Street, 120, Fort Lauderdale, FL 33309 Phone: (202) 777-0277 Fax: (954) 771-6052 Email: mediation@marshallwatson.com Diane Eyler 1800 NW 49th Street, Suite 120, Fort Lauderdale , FL 33309 Phone: (202) 777-0263 Fax: (866) 487-4349 Email: mediation@marshallwatson.com Kristina Kancheva 1800 NW 49th Street, Suite 120, Fort Lauderdale, FL 33309 Phone: (636) 261-4847 Fax: (954) 771-6052 Email: mediation@marshallwatson.com Debbie Manweiler 1800 NW 49th Street, Suite 120, Fort Lauderdale, FL 33309 Phone: (520) 662-7732 Fax: (954) 771-6052 Email: mediation@marshallwatson.com Bob Aldrich 1800 Nw 49 Street, 120, Fort Lauderdale, FL 33309 Phone: (202) 777-0237 Fax: (954) 771-6052 Email: mediation@marshallwatson.com Leah Moser 1800 Nw 49 Street, 120, Fort Lauderdale, FL 33309 Phone: (740) 549-9605 Fax: (954) 771-6052 Email: mediation@marshallwatson.com FormA ID: 100523 246 Plaintiffs counsel understands the mediator or the RMFM Program Manager may report to the urt who appears at mediation and, if at least one of plaintiffs representatives named above does t appear at mediation, sanctions may be imposed by the court for failure to appear. ; required by the Administrative Order, plaintiffs counsel will transmit electronically to the AFM program Manager the case number of this action, the contact information regarding the rties, and a copy of this Form A using the appravcd-7b-enabled information platform. A4idrew Scolaro Marshall Watson 1800 Nw 49th St, FT. LAUDERDALE, FL. 33309 Phone: (954) 453-0365 Fax: (954) 771-6052 Florida Bar No. 44927 PormA 1D: 100523 247 Case No: 472011 CA000320CAXXXX TIMOTHY CASANOVA 3222 SE 24TH ST OKEECHOBEE, FL 34974 CITY OF OKEECHOBEE, FLORIDA CITY HALL 55 SE 3RD AVENUE OKECHOBEE, FL 34974 JPMORGAN CHASE BANK, N.A. 1200 SOUTH PINE ISLAND ROAD PLANTATION, FL 33324 KIMBERLY CASANOVA 804 SE 13TH STREET OKEECHOBEE, FL 34974 UNKNOWN TENANT 804 SE 13TH STREET OKEECHOBEE, FL 34974 11-12837 MAILING LIST 248