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Lot 237 Blue Heron/Jose SantosUSAA° 9500 Fredericksburg Road San Antonio, Texas 78288 PAGE 1 00047 14 25 93A HOMEOWNERS CERTIFICATE OF INSURANCE UNITED SERVICES AUTOMOBILE ASSOCIATION 02221 .SM3F.JSS570284237.01.01.963 CITY OF OKEECHOBEE, FLORIDA 55 SE 3RD AVE OKEECHOBEE FL 34974 -2903 POLICY INFORMATION 02/11/13 Named Insured: CATHERINE C MURPHY Policy Number: 00047 14 25 93A Loan Number: Policy Form: HO 3 Effective Date: 04/09/13 Expiration Date: 04/09/14 ADDITIONAL INTEREST Interest: CITY /MUNICIPALITY Name: CITY OF OKEECHOBEE, FLORIDA Address: 55 SE 3RD AVE OKEECHOBEE FL 34974 -2903 PROPERTY INFORMATION Location: 1417 SE 9TH DR OKEECHOBEE, OKEECHOBEE, FL 34974 -2417 Legal Description: COVERAGE INFORMATION* Coverage applies only if a limit is shown. Coverage I Limit Coverage I Limit Dwelling: Personal Liability: $100,000 Other Structures: Medical Payments: $1,000 Personal Property: Deductible: Annual Premium: See back of form for an important disclosure. * Copy of contract available upon request DWGCOIA 08 -12 126240- 0312__03 Page 1 of 2 • LETTER OF UNDERSTANDING THIS AGREEMENT, BY AND BETWEEN THE CITY OF OKEECHOBEE, FLORIDA, a Florida municipal corporation (hereinafter "CITY ") and Catherine C. Murphy, a single woman and David J. Murphy, a single man, joint tenants with full rights of survivorship (hereinafter "OWNERS "), dated this 2/3f day of `"0' �r� , 1999. WHEREAS, OWNERS hold fee simple title to the following described real property in Okeechobee County, Florida, to wit: Lot 237, BLUE HERON GOLF AND COUNTRY CLUB, PHASE IV -A, according to the plat thereof recorded in Plat Book 6, Page 68, Public Records of Okeechobee County, Florida. WHEREAS, the OWNERS desire to make certain improvements in the form of a chain link fence located in the right -of -way which runs along the West boundary of said Lot 237, which is owned by the CITY, and NOW, THEREFORE, in consideration of the mutual promises and covenants set forth herein, the parties agree as follows: 1. The CITY hereby grants its approval for use of the right -of -way with the understanding the OWNERS will maintain the right -of -way and should it ever become necessary to remove the fence, or any improvement thereon, in order to allow either the installation, or maintenance of water, sewer, or other utility lines or any other type of installation or construction, or for any other reason chosen by the CITY, the fence, or any improvement thereon, will be removed by the OWNERS or their agents and /or assigns at the OWNERS expense within seven days of receipt of written request by the CITY for such removal. Should the CITY, for valid reasons, require the removal of the fence, or any improvements thereon less than seven days notice, the OWNERS agree to exercise reasonable efforts to comply with such requests. 2. OWNERS agree to contact their insurance company and require a rider be added to their insurance policy with a certificate furnished to the CITY showing the right of way as herein described to be used by them insures the CITY against any liability arising out of alleged injuries or other activities which may occur within the right of way. In any event, OWNERS agree and shall hold the CITY harmless for any and all action, suit, claim, injury or cause of action of any nature arising out of this permissive use, and indemnify CITY for such, including costs and attorney fees. IN WITNESS WHEREOF, the parties hereto set their hands and seals on the aforesaid date. Signed, sealed and delivered in presence of: EPTED FOR THE CITY: Director of Public Works Robert J. Bradshaw, City Administrator REVIEWED FOR LEGAL SUFFICIENCYY-, John R. Cook, City Attorney ATT*T: / `I 'Bonnie S. Thomas, CMC, City Clerk Parcel ID Number: 3-22-37-35-0350-00000-2370 Grantee #1 TIN: 579 -14 -0927 Grantee /2 TIN: Warranty Deed This Indenture, Made this 9th day of ZACHARY C. WHITE and NICKI L. WHITE, his wife, of the County of OKEECHOBEE CATHERINE C. MURPHY, a single Woman, and DAVID J. lorida single man, , state of F joint MURPHY, a sin tenants with full rights of survivorship grantors, and whose addresses are: 1417 SE 9th Drive, OKEECHOBEE, Florida 34974 and 140 Boozers Lake Rd. #H, Jacksonville, Alabama 36265 of the County of OKEECHOBEE state of Florida g0420 PEI 655 Documentary Stamps paid in the amount of $ `dro S/crt _ Glass C intangible Tax paid in the amount of $ —d Sharon Robertson, Clerk of C feuitt Court Okeechobee : nty, Florida Date: April , 1999 A.D. , D.C. Between Witnesseth that th e GRANTORS, for and in consideration of the sum of grantees. -------------------- TEN &NO /100 ---------------------- - - - - -- and other good and valuable consideration to GRANTORS $10.00) - - - - - - - - - -- _ granted, bargained and sold to the said GRANTEES and GRANTEES' heirs and assigns forever, the following in hand paid by GRANTEES, the receipt whereof is hereby acknowledged, have d n DOLLARS, lying and being in the County of OKEECHOBEE Lot 237 State of Florida to wit: g escribed land, situate, BLUE HERON GOLF AND COUNTRY CLUB, to the plat thereof recorded in Plat Book 6, Page IV-A, 68, cords of Okeechobee County, according y, Florida. Page 68, Public Re- Subject to restrictions reservations t' s if any, and taxes subsequent toon 1999 It being the further CATHERINE C. MURPHY, DAVID J. MURPHY, that they hold title • and easements of record, intent of the Grantee, AND Grantee, as joint tenants with right of survivorship. FHL t D FOR Rc_ C OP OKELCHOR?[[ CO. H.. 99 APR 12 PH 3= 13 SHARON ROBERTSON CLERK OF CIRCUIT COURT and the grantors do hereby fully warrant the title to said land, and will defend the same against lawful claims Witness Si ,sealed Whereof, . • , , the grantors have hereunto set frst above ms of all persons whomsoever. del tvered ' ur Presence: their hands and seals e d.y nd year f written. I JOH EG • aN R ON Witness as to Both STATE OF Florida COUNTY OF OKEECHOBEE The foregoing instrument was acknowledged before me this 9th ZACHARY C. WHITE and NICKI L. WHITE, who are personally known to me. This Document Prepared By: OKEECHOBEE ABSTRACT & TITLE INSURANCE, INC. 302 NW 3rd Street OKEECHOBEE , FL 34972 Johanna K. Ja 'i:MY COMMISSION e9 CC DECEMBER BONDED THRU TROY FAIN ZAC7 ARY C. WHITE P.O. Address 1417 SE 9th Drive, NICKI L. WHITE KEEC OBEE, FL 34974 (Seal) (Seal) P.O. Address 1417 SE 9th Drive, OKEECHOBEE, FL 34974 day of FIRES April , 19 99 by JOHNNAK.JA•,i• L NOT, ' Y PUBLIC ommission Expires: 12/0 29948 USAir USA 9800 Fredericksburg Road San Antonio, Texas 78288 PAGE 1 00047 14 25 93A HOMEOWNERS CERTIFICATE OF INSURANCE UNITED SERVICES AUTOMOBILE ASSOCIATION 02221 .MCTP.JSS435192025.01.01.1728 CITY OF OKEECHOBEE, FLORIDA 55 SE 3RD AVE OKEECHOBEE FL 34974 -2903 POLICY INFORMATION 07/30/12 AMENDED EFFECTIVE 07/29/12 Named Insured: CATHERINE C MURPHY Policy Number: 00047 14 25 93A Loan Number: Policy Form: HO 3 Effective Date: 04/09/12 Expiration Date: 04/09/13 ADDITIONAL INTEREST Interest: CITY /MUNICIPALITY Name: CITY OF OKEECHOBEE, FLORIDA Address: 55 SE 3RD AVE OKEECHOBEE FL 34974 -2903 PROPERTY INFORMATION Location: 1417 SE 9TH DR OKEECHOBEE, OKEECHOBEE, FL 34974 -2417 Legal Description: COVERAGE INFORMATION* Coverage applies only if a limit i Coverage I Limit Coverage I Limit Dwelling: Personal Liability: $100,000 Other Structures: Medical Payments: $1,000 Personal Property: Deductible: Annual Premium: Subject to the terms and conditions of the policy, we agree that if the insurance protection detailed above is cancelled or nonrenewed by us, written notice will be given to the person or organization shown on this certificate. This certificate of insurance does not change in any way the coverage or provisions of the policy. * Copy of contract available upon request. 661 14 -0508 Page 1 of 2 RECEIVED alit 0 6 2012 HOCOIA USAA 7/28/2012 11:31:21 AM PAGE 2/003 Fax Server N.41%, USAA® 9800 Fredericksburg Road San Antonio, Texas 78288 USAA 00047 14 25 93A HOMEOWNERS CERTIFICATE OF INSURANCE UNITED SERVICES AUTOMOBILE ASSOCIATION CITY OF OKEECHOBEE, FLORIDA 55 SE 3RD AVE OKEECHOBEE FL 34974 -2903 POLICY INFORMATION 07/28/12 AMENDED EFFECTIVE 07/29/12 Named Insured: CATHERINE C MURPHY Policy Number: 00047 14 25 93A Loan Number: Policy Form: HO 3 Effective Date: 04/09/12 Expiration Date: 04/09/13 ADDITIONAL INTEREST Interest: CITY /MUNICIPALITY Name: CITY OF OKEECHOBEE, FLORIDA Address: 55 SE 3RD AVE OKEECHOBEE FL 34974 -2903 PROPERTY INFORMATION Location: 1417 SE 9TH DR OKEECHOBEE, OKEECHOBEE, FL 34974 -2417 Legal Description: • Coverage applies only if a limit is shown. Coverage f Limit Coverage I Limit Dwelling: Personal Liability: $100,000 Other Structures: Medical Payments: $1, 000 Personal Property: Deductible: Annual Premium: Subject to the terms and conditions of the policy, we agree that if the insurance protection detailed above is cancelled or nonrenewed by us, written notice will be given to the person or organization shown on this certificate. This certificate of Insurance does not change in any way the coverage or provisions of the policy. • Copy of contract available upon request HOCOI 66114 -0508 Page 1 of 2 r DESCRIPTION: LOT 237 OF BLUE HERON GOLF AND COUNTRY CLUB, PHASE 4 A P.B. 6 PG. 69, OKEECHOBEE COUNTY PUBLIC RECORDS. ADDRESS: 1406 SE 9th DRIVE 0 20 ao F.I.R.M. ZONE: PROPERTY LIES WITHIN THE CITY OF OKEECHOBEE LIMITS, #65/1! FIRM NOT DETERMINED 40 cgE aae sz)C� O GRAPHIC SCALE FD PK & TAB 8M E1.EV 22.0 N.G.V.O. 1929 TOP PK AIL = 34'51'00" RADIUS = 35.0' ARC = 21.29' W A N 1 r 0 0 z W E/P SET 1RR{C) ISLAND nws LB g6719) a 18' ASPHALT ROAD a 589'48'31 "E �t ''' 15th STREET I o E/P f}„ 18' ASPHALT ROAD �n I .g 0 I LiJ in N89'48'31 "W '' 7 91.00' Cr per . w 0 -f a) ( IN FEET ) 1 inch = 40 ft. SET 1Rd&(C (TWPS LB M 671 23.8' 32.0' 5 ►UN. 13.33 24.0 20.ST OAROACE 0 N Proposed Residence PORCH Iz Cs 26.67 29.33' 7 LOT 237 '4 A = 27'03'21" RADIUS = 105.00 ARC = 48.58' SET IR.k(C) (1WS LB /6719) E. 45 TH STREET ( IDAHO S f ilEET J s rF OR!DA AVE 70 125 10. 76 AC IDO a S. E. 14 TH 7 c. (UTAH STREET) 241 Q C 240 146 239 211 212 213 214 215 216 o ti 217 144 91 r 92.49 224 °` 125 225 ;.57 gyp. e5 J � f 116. 1 7 i HS 0( KANSAS STREET) 70 89.99 S. E. 15 TH STREET SECT I ON 27 -� MAP 146-A QUNTYJR�PERTY APPRA IS ER' S OFF I CE To: John R. Cook, City Attorney From: Okeechobee City Clerk's Office 941- 763 -3372 ext. 215 Fax: Speed Dial # Pages: 5, including this cover sheet. Date: June 17, 1999 — 2hcV Tl S.- 25, i qqq John, please review these documents for sufficiency. Ms. Murphy wants to install a chain link fence on the West side of her lot, she is wanting to line it up with an existing wood decorative fence which would make it encroach in the city right of way. Please advise of any changes that need to be made. Also, so that you will know if they call you, the attorney's drawing up the documents to change the ownership of the Nations Bank building. The alley's in that block are not closed and they called to check on them. There is pavement and curbing across the alley's. I faxed them a complete alley closing application and a copy of a use of alley agreement we had on file. It's possible they are going to contact you to work out language for a use of alley agreement. Thank You © Coo/ YitL) 9800 Fredericksburg Road San Antonio, Texas 78288 USAA® • PAGE 1 00047 14 25 93A HOMEOWNERS CERTIFICATE OF INSURANCE UNITED SERVICES AUTOMOBILE ASSOCIATION 02221 7MFT.JSS172983792.02.01.7851 CITY OF OKEECHOBEE, FLORIDA 55 SE 3RD AVE OKEECHOBEE FL 34974 -2903 POLICY INFORMATION 03/24/11 AMENDED EFFECTIVE 04/09/11 Named Insured: CATHERINE C MURPHY Policy Number: 00047 14 25 93A Loan Number: Policy Form: HO 3 Effective Date: 04/09/11 Expiration Date: 04/09/12 ADDITIONAL INTEREST Interest: CITY /MUNICIPALITY Name: CITY OF OKEECHOBEE, FLORIDA Address: 55 SE 3RD AVE OKEECHOBEE FL 34974 -2903 PROPERTY INFORMATION Location: 1417 SE 9TH DR OKEECHOBEE, OKEECHOBEE, FL 34974 -2417 Legal Description: COVERAGE INFORMATION* Coverage applies only if a limit is shown. Coverage I Limit Coverage I Limit Dwelling: Personal Liability: $100,000 Other Structures: Medical Payments: $1 , 000 Personal Property: Deductible: Subject to the terms and conditions of the policy, we agree that if the insurance protection detailed above is cancelled or nonrenewed by us, written notice will be given to the person or organization shown on this certificate. This certificate of insurance does not change in any way the coverage or provisions of the policy. * Copy of contract available upon request. HOCOIA Rev. 03 -1 1 66114 -0311 Page 1 of 2 PAGE 3 00047 14 25 93A HO -41 (10 -96) ADDITIONAL INSURED In consideration of the person or organization shown in this endorsement having met and complied with our acceptability requirements, this endorsement forms a part of the policy. The definition of insured in this policy includes the person or organization named in this endorsement with respect to: COVERAGE E - PERSONAL LIABILITY COVERAGE F - MEDICAL PAYMENTS TO OTHERS BUT ONLY WITH RESPECT TO RESIDENCE PREMISES. IF THIS POLICY IS CANCELED OR NOT RENEWED BY US, THE PERSON OR ORGANIZATION SHOWN IN THIS ENDORSEMENT WILL BE NOTIFIED IN WRITING This coverage does not apply to bodily injury to any employee arising out of or in the course of the employee's employment by the person or organization named in this endorsement. The person or organization named in this endorsement is not responsible for the payment of any premiums. Any premiums returned and any dividend we may declare will be paid to the named insured. The named insured is authorized to act for the person or organization shown in this endorsement in all matters pertaining to this insurance. This endorsement is added at the request of the named insured. Coverage under this endorsement does not grant membership or associate membership or grant or imply eligibility for membership or associate membership. Except as specifically modified in this endorsement, all provisions of the policy to which this endorsement is attached also apply to this endorsement. Name and Address of Person or Organization: Interest CITY /MUNICIPALITY CITY OF OKEECHOBEE, FLORIDA 55 SE 3RD AVE OKEECHOBEE FL 34974 -2903 Location of Premises: 1417 SE 9TH DR OKEECHOBEE, FL Copyright, USAA 1996. All rights reserved. HO-41 (10 -96) 1.4c. USAA® 9S00 Fredericksburg Road San Antonio, Texas 7S2SS PAGE 1 00047 14 25 93A HOMEOWNERS CERTIFICATE OF INSURANCE UNITED SERVICES AUTOMOBILE ASSOCIATION 02221. 2GS9.JSS75420426.02.01.122 CITY OF OKEECHOBEE, FLORIDA 55 SE 3RD AVE OKEECHOBEE FL 34974 -2903 POLICY INFORMATION Named Insured: CATHERINE C MURPHY Policy Number: 00047 14 25 93A Policy Form: HO 3 04/16/10 AMENDED EFFECTIVE 04/17/10 Loan Number: Effective Date: 04/09/10 Expiration Date: 04/09/11 ADDITIONAL INTEREST Name: CITY OF OKEECHOBEE, FLORIDA Address: Interest: CITY /MUNICIPALITY 55 SE 3RD AVE OKEECHOBEE FL 34974 -2903 PROPERTY INFORMATION Location: Legal Description: 1417 SE 9TH DR OKEECHOBEE, OKEECHOBEE, FL 34974 -2417 COVERAGE INFORMATION* • Coverage � Limit 4y 41.014/ 10 %A ily 11 .. Coverage I d firm is snown. Limit Dwelling: Personal Liability: $100,000 Other Structures: Medical Payments: $1 000 Personal Property: , Deductible: Annual Premium: Subject to the terms and conditions of the policy, we agree that if the insurance protection detailed above is cancelled or nonrenewed by us, written notice will be given to the person or organization shown on this certificate. This certificate of insurance does not change in any way the coverage or provisions of the policy. * Copy of contract available upon request. HOCOIA 66114 -0508 Page 1 of 2 /JSAAcD DM00954/015125 HOMEOWNERS POLICY PACKET CATHERINE C MURPHY PO BOX 2274 OKEECHOBEE FL 34973 -2274 MAIL MACH -I 14475 EFFECTIVE: 04 -09 -09 TO: 04 -09 -10 USAA 00047 14 25 93A IMPORTANT MESSAGES Refer to your Declarations Page and endorsements to verify that coverages, limits, deductibles and other policy details are correct and meet your insurance needs. Required information forms are also enclosed for your review. 1) CITIZENS ASSESSMENT: The Florida Citizens Property Insurance Corporation has made an industry assessment to cover their deficit from the 2005 hurricane season. The actual assessment charge is shown on your Declarations page. THE $2.42 SURCHARGE IN YOUR PREMIUM FOR THE ASSESSMENT BY CITIZENS PROPERTY INSURANCE CORPORATION HAS BEEN REDUCED BY $96.17 DUE TO AN APPROPRIATION BY THE FLORIDA LEGISLATURE. 2) You are also paying more for your policy due to an emergency assessment by the Florida Insurance Guaranty Association (FIGA). This emergency assessment allows FIGA to pay claims of insolvent insurers. Your assessment charge is displayed on your policy Declarations page. 3) You are paying more for your policy due to an emergency assessment from Florida Citizens. FL Citizens is the state -run insurer that provides insurance to individuals who are unable to secure coverage through other insurance carriers. These properties are often in high -risk or coastal areas. This emergency assessment is necessary to enable FL Citizens to pay the claims they received from past hurricane seasons. Your emergency assessment charge is displayed on your Declarations page. 4) USAA considers many factors when determining your premium. Maintaining your property to reduce the probability of loss is one of the most important steps you can take toward reducing premium increases. A history of claim activity will affect your policy premium. 5) Go to usaa.com to view policy coverages and home features. (CONTINUED ON NEXT PAGE) This is not a bill. Any premium charge or return for this policy will be reflected on your next regular monthly statement. To receive this document and others electronically or view your policy summary online, go to usaa.com. For U.S. Calls: Policy Service (800) 531-8111. Claims (800) 531 -8222. HOCS1 49709 -0406 USAA 00047 14 25 — 93A HO -41 (10 -96) ADDITIONAL INSURED In consideration of the person or organization shown in this endorsement having met and complied with our acceptability requirements, this endorsement forms a part of the policy. The definition of Insured in this policy includes the person or organization named in this endorsement with respect to: COVERAGE F. — PERSONAT. LIABILITY COVERAGE F — MEDICAL PAYMENTS TO OTHERS BUT ONLY WITH RESPECT TO RESIDENCE PREMISES. IF THIS POLICY IS CANCELED OR NOT RENEWED BY US, THE PERSON OR ORGANIZATION SHOWN IN THIS ENDORSE4ENT WILL BE NOTIFIED IN WRITING. This coverage does: not apply to bodily Injury to any employee arising out of or in the course of the employee's employment by the person or organization named in this endorsement. The person or organization named in this endorsement is not responsible for the payment of any premiums. Any premiums returned and any dividend we may declare will be paid to the named Insured. The named insured Is authorized to act for the person or organization shown in this endorsement in all matters pertaining t¢ this insurance. This endorsement i§ added at the request of the named insured. Coverage under this endorsement does not grant membership or associate membership or grant or imply eligibility for membership or associate membership. Except as specificaiiy modified in this endorsement, all provisions of the policy to which this endorsement is attached also apply to this endorsement. Name and Address Of Person or Organization: Interest CITY /MINICIPAT.ITY CITY OF OKEECBOjIW.E, FLORIDA 1417 SE 9TH DR OKI ?F.CHOBEE FL ! 34974 -2417 Location of Premises: 1417 SE 9TH DR OKI3ECHOREE,FI. i 34974 -2417 110 -a1 $10 -96) Copyright, USAA 1998. All rights reserved.