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Audit Report 09.30.2009City Olicie 'ho'bee 'Gateway to South Florida" CITY OF OKEECHOBEE, FLORIDA Financial Statements Year Ended September 30, 2009 i i CITY OF OKEECHOBEE, FLORIDA Table of Contents As of September 30, 2009 Page Introductory Section Title Page 1 Table of Contents 2 City Officials 3 Financial Section Independent Auditors' Report 5 Management's Discussion and Analysis 7 Basic Financial Statements Government -wide Financial Statements Statement of Net Assets Governmental Activities 15 Statement of Activities Governmental Activities 16 Fund Financial Statements Governmental Funds Balance Sheet 17 Statement of Revenues, Expenditures, and Changes in Fund Balances 18 Reconciliation of the Statement of Revenues, Expenditures, and Changes in Fund Balances of Governmental Funds to the Statement of Activities 19 Fiduciary Funds (Component Units that are Fiduciary in Nature) Statement of Fiduciary Net Assets Pension Trust Funds 20 Statement of Changes in Fiduciary Net Assets Pension Trust Funds 21 Notes to Financial Statements 23 Required Supplementary Information Other Than Management's Discussion and Analysis Schedule of Revenues, Expenditures, and Changes in Fund Balances Budget and Actual General Fund 43 Schedule of Funding Progress Pensions 44 Notes to Required Supplementary Information 45 Independent Auditors' Report on Internal Control Over Financial Reporting and on Compliance and Other Matters Based on an Audit of Financial Statements Performed in Accordance with Government Auditing Standards 47 Independent Auditors' Management Letter 49 Affidavit of Impact Fee Compliance 53 2 1 CITY OF OKEECHOBEE, FLORIDA City Officials As of September 30, 2009 James E. Kirk Mayor, Chairman Roscoe Lowry Markham Dowling R. Watford, Jr. Clayton Williams Mike O'Connor Council Members John R. Cook City Attorney Brian Whitehall City Administrator Lane Gamiotea City Clerk India Riedel Account Supervisor Herbert Smith Chief of Fire Denny Davis Chief of Police Donnie Robertson Director of Public Works Oscar Bermudez City Engineer 3 c y 1 v max,Dek*fru Independent Auditors' Report I The Honorable Mayor and Members of the City Council of the City of Okeechobee, Florida I We have audited the accompanying financial statements of the governmental activities, the major fund, and the aggregate remaining fund information of the City of Okeechobee, Florida, as of and for the year ended September 30, 2009, which collectively comprise the City's basic financial statements as listed in the table of contents. These I financial statements are the responsibility of the City of Okeechobee, Florida's management. Our responsibility is to express opinions on these financial statements based on our audit. We did not audit the financial statements of the fiduciary fund type and the discretely presented component unit. Those financial statements were audited by I other auditors whose reports thereon have been furnished to us, and our opinion, insofar as it relates to the fiduciary fund type and the discretely presented component unit is based on the reports of the other auditors. I We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain I reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and the significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our I opinions. In our opinion, the financial statements referred to above present fairly, in all material respects, the respective I financial position of the governmental activities, the major fund, and the aggregate remaining fund information of the City of Okeechobee, Florida, as of September 30, 2009, and the respective changes in financial position thereof for the year then ended in conformity with accounting principles generally accepted in the United States of America. I In accordance with Government Auditing Standards, we have also issued our report dated March 30, 2010, on our consideration of the City of Okeechobee, Florida's internal control over financial reporting and on our tests of its I compliance with certain provisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the internal control over financial I reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards and should be considered in assessing the results of our audit. I I rr t!lie ri had ir:lc,:1itI.!attl• 215 Baytree Drive Melbourne, FL 32940 p: (321) 255.0088 i f: (321) 259.8648 4767 New Broad Street Orlando, FL 32814 p: (407) 422.1681 f: (407) 514.2604 I www.hoyman.com The Honorable Mayor and Members of the City Council of the City of Okeechobee, Florida Page Two The management's discussion and analysis (pages 7 through 12) and required supplementary information (pages 43 through 45) are not a required part of the basic financial statements but are supplementary information required by accounting principles generally accepted in the United States of America. We have applied certain limited procedures, which consisted principally of inquiries of management regarding the methods of measurement and presentation of the required supplementary information. However, we did not audit the information and express no opinion on it. Hoyman Dobson Melbourne, Florida March 30, 2010 okvgool*, 6 CITY OF OKEECHOBEE, FLORIDA Management's Discussion and Analysis September 30, 2009 Our discussion and analysis of the City of Okeechobee, Florida's (the City) financial performance provides an overview of the City's financial activities for the year ended September 30, 2009. Please read it in conjunction with the City's basic financial statements, which immediately follow this discussion. FINANCIAL HIGHLIGHTS The following are highlights of financial activity for the year ended September 30, 2009: The City's total assets exceeded its liabilities at September 30, 2009 by $19,079,881. The City's total revenues were $6,346,085 for the year ended September 30, 2009, compared to total expenses of $5,831,049, which resulted in a $515,036 increase in net assets. OVERVIEW OF THE FINANCIAL STATEMENTS This discussion and analysis is intended to serve as an introduction to the City's basic financial statements. The basic financial statements are comprised of three components: 1) government -wide financial statements, 2) fund financial statements, and 3) notes to basic financial statements. A. Government -Wide Financial Statements The government -wide financial statements, which consist of the following two statements, are designed to provide readers with a broad overview of the City's finances, in a manner similar to a private sector business. The statement of net assets presents information on all of the City's assets and liabilities, with the difference between the two reported as net assets. Over time, increases or decreases in net assets may serve as a useful indicator of whether the financial position of the City is improving or deteriorating. The statement of activities presents information showing how the City's net assets changed during the year. All changes in net assets are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods. The government -wide financial statements can be found on pages 15 and 16 of this report. B. Fund Financial Statements A fund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The City's funds can be divided into two fund types: governmental funds and fiduciary funds. Governmental funds. Governmental funds are used to account for essentially the same functions reported as governmental activities in the government -wide financial statements. However, unlike the government -wide financial statements, governmental fund financial statements focus on near -term inflows and outflows of spendable resources, as well as balances of spendable resources available at the end of the year. Such information may be useful in evaluating a government's near -term financing requirements. 7 CITY OF OKEECHOBEE, FLORIDA Management's Discussion and Analysis September 30, 2009 B. Fund Financial Statements (continued) Because the focus of governmental funds is narrower than that of the government -wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government -wide financial statements. By doing so, readers may better understand the long -term impact of the City's near -term financing decisions. Both the governmental fund balance sheet and the statement of revenues, expenditures and changes in fund balances provide reconciliations to facilitate this comparison between governmental funds and governmental activities. The basic governmental fund financial statements can be found on pages 17 through 19 of this report. Fiduciary funds. Fiduciary funds are used to account for resources held for the benefit of parties outside the government. Fiduciary funds are not reflected in the government -wide financial statement because the resources of those funds are not available to support the City's own programs. The basic fiduciary fund financial statements can be found on pages 20 and 21 of this report. C. Notes to Basic Financial Statements The notes provide additional information that is essential for a full understanding of the data provided in the government -wide and fund financial statements. The notes to basic financial statements can be found on pages 23 through 39 of this report. GOVERNMENT -WIDE FINANCIAL ANALYSIS As noted earlier, net assets may serve over time as a useful indicator of financial position. The following table reflects the condensed government -wide statement of net assets. City of Okeechobee Statement of Net Assets 2009 2008 Current and other assets 12,443,647 11,852,801 Capital assets 7,801,521 7,815,361 Total assets 20,245,168 19,668,162 Other liabilities 325,145 203,591 Noncurrent liabilities 840,142 899,726 Total liabilities 1,165,287 1,103,317 Net assets: Invested in capital assets, net of related debt 7,291,924 7,220,632 Restricted 977,398 787,942 Unrestricted 10,810,559 10,556,271 Total net assets 19,079,881 18,564,845 8 CITY OF OKEECHOBEE, FLORIDA Management's Discussion and Analysis September 30, 2009 Governmental Activities Total net assets increased by approximately $515,000 primarily as a result of an approximately $577,000 increase in total assets, offset by the approximately $62,000 increase in total liabilities. The increase in total assets was due to an approximately $858,000 increase in cash and cash equivalents, which was due primarily to an excess of property tax revenue and operating and capital grants and contributions in excess of operating expenses. Increases in cash and cash equivalents were offset by an approximately $125,000 decrease in balances due from other governments. The increase in total liabilities is due primarily to a $100,000 increase in accrued workers' compensation liability, offset by a reduction in the capital lease for the CAD system. The following table shows condensed revenue and expense data: REVENUES: Program revenues: Charges for services Operating grants and contributions Capital grants and contributions General revenues: Property taxes Public utility taxes Franchise fees Shared revenues Investment income and other Total revenues EXPENSES: General government Public safety Transportation Physical environment Interest on long -term debt Total expenses Change in net assets NET ASSETS, beginning NET ASSETS, ending City of Okeechobee, Florida Statement of Activities 2009 753,433 830,135 57,522 2,131,154 751,042 582,859 1,116,640 123,300 6,346,085 1,236,129 3,073,326 699,496 792,278 29,820 5,831,049 515,036 18,564,845 19,079,881 2008 777,979 820,690 196,560 2,205,807 802,096 545,528 1,298,145 279,772 6,926,577 1,186,333 3,074,911 611,782 712,910 27,949 5,613,885 1,312,692 17,252,153 18,564,845 9 CITY OF OKEECHOBEE, FLORIDA Management's Discussion and Analysis September 30, 2009 Governmental Activities (continued) The City experienced a decrease of approximately 8.4% in total revenues an approximately $580,000 decrease to $6.3 million. Capital grants and contributions decreased approximately $139,000 based on the completion of the Commerce Park Retention Project. Shared revenues decreased approximately $182,000 due to the general reduction of funds collected by the State. The approximately $156,000 decrease in investment income and other revenue is due primarily to a general decrease in available interest rates. Total expenses increased approximately $217,000. The increase in expenses is due primarily to additional legal cost related to prior claims. FUND FINANCIAL ANALYSIS As noted earlier, the City uses fund accounting to ensure and demonstrate compliance with finance- related legal requirements. Governmental funds. The focus of the City's governmental funds is to provide information on near -term inflows, outflows, and balances of spendable resources. Such information is useful in assessing the City's financing requirements. In particular, unreserved fund balance may serve as a useful measure of a government's net resources available for spending at the end of the fiscal year. As of the end of the current fiscal year, the City's governmental funds reported combined ending fund balances of $11,443,756, an increase of $527,081 in comparison with the prior year. Approximately 90.7 percent of this total amount, $10,378,671, constitutes unreserved fund balance, which is available for spending at the government's discretion. The remainder of fund balance is reserved to indicate that it is not available for new spending because it has already been committed 1) for public facilities of $974,791 and 2) for a variety of other restricted purposes of $90,294. The general fund is the chief operating fund of the City. At the end of the current fiscal year, unreserved fund balance of the general fund was $10,308,486 while total fund balance was $11,348,552. As a measure of the general fund's liquidity, it may be useful to compare both unreserved fund balance and total fund balance to total fund expenditures. Unreserved fund balance and total fund balance represent approximately 154% and 169% of total general fund expenditures, respectively. The capital improvement impact fee fund, the largest fund included in nonmajor funds, recorded a year -end fund balance of $92,547, due to receipted and unexpended impact fees. Impact fees receipted are to be used for capital improvements; projects and/or equipment needs identified within the City's Comprehensive Improvement Plan. 10 CITY OF OKEECHOBEE, FLORIDA Management's Discussion and Analysis September 30, 2009 General Fund Budgetary Highlights The amount appropriated for expenditures in the original 08/09 budget decreased from $6,895,164 to $6,769,100 in the final 08/09 budget, a decrease of $126,064. The decrease in public safety expenses largely contributed to the overall decrease in expenditures. CAPITAL ASSETS AND LONG -TERM LIABILITIES Capital assets. The City's investment in capital assets as of September 30, 2009, amounts to $7,801,521 (net of accumulated depreciation). This investment in capital assets includes land, buildings, improvements, equipment, and construction in progress. During the year, the City's net capital asset balance decreased $13,840 from $7,815,361. The City's major additions of $914,537 to capital assets during the current fiscal year included the following: Entered into a lease for twenty -two police vehicles. Repurchase of one lot of land within the commerce park Completion of storm water retention project. Completion of asphalt and resurfacing of streets. Improvements to sidewalks. Commencement of reconstructing the vertical lift in City Hall. These additions were offset by depreciation expense of $385,330, and equipment disposals of $543,047, which largely relates to the sale of 24 police vehicles. City's Capital Assets (net of depreciation) 2009 2008 Land 1,308,014 1,257,925 Buildings 1,144,706 1,198,599 Improvements other than building 4,145,109 3,628,846 Equipment 1,164,668 1,214,794 Construction in progress 39,024 515,197 Total 7,801,521 7,815,361 Additional information on the City's capital assets can be found in note 4.C. on pages 32 through 33 of this report. 11 CITY OF OKEECHOBEE, FLORIDA Management's Discussion and Analysis September 30, 2009 Long -term Liabilities City's Outstanding Debt Long -term Liabilities 2009 2008 Capital leases 509,597 594,729 Compensated absences 330,545 304,997 Total 840,142 899,726 The City's long-term liabilities decreased $59,584 during the current fiscal year. Fewer vehicles purchased under capital lease equated to a decrease in long-term liabilities. This decrease was offset by the increased additional liability for compensated absences. Additional information on the City's long -term debt can be found in notes 4.E. and 4.F. on pages 33 through 34 of this report. ECONOMIC FACTORS AND NEXT YEAR'S BUDGET The City Council adopted the same millage rate 6.7432 for budget year 2010 as the prior budget year 2009. The adopted 6.7432 millage rate is 15.33% less than the roll -back rate and will generate 12.3% less ad valorem revenue than last year. Revenues for the fiscal year 2010 adopted budget for all funds of the City total approximately $18,000,821, an increase from the prior year budget of approximately $301,000. These revenues represent restricted and unrestricted fund balances including General, Public Facility, Capital Projects, and Special Law Enforcement funds. The change in revenue is based mostly on the usage of transferred funds from the public facilities fund for additional transportation expenses. Expenditures for the fiscal year 2010 adopted budget for all funds of the City total approximately $6,800,000, a decrease of approximately 1% from the prior year budget for all funds of approximately $6,900,000. Changes to the 2010 budget, coupled with the 4.17% and 7.7% decrease in expenditures in the prior two years budget, results in a 11.87% decrease over a three year period. The major changes occur in the General Fund and Public Facilities Fund. REQUESTS FOR INFORMATION This financial report is designed to provide a general overview of the City of Okeechobee's finances for all those with an interest. Questions concerning any of the information provided in this report or requests for additional information should be addressed to the City of Okeechobee, 55 S.E. Third Avenue, Okeechobee, Florida 34974. 12 CITY OF OKEECHOBEE, FLORIDA Statement of Net Assets Governmental Activities September 30, 2009 ASSETS Cash and cash equivalents Investments Accounts receivable Due from other governments Inventory Overfunded pension costs Capital assets: Nondepreciable Land Construction in progress Depreciable, net of accumulated depreciation Buildings Improvements other than buildings Equipment Total assets LIABILITIES Accounts payable 131,629 Accrued expenses 154,517 Unearned revenue 38,999 Noncurrent liabilities: Due within one year 192,844 Due in more than one year 647,298 Total liabilities 1,165,287 NET ASSETS Invested in capital assets, net of related debt Restricted for: Law enforcement Public facilities Unrestricted Total net assets 11,357,272 123,801 105,908 186,310 7,588 662,768 1,308,014 39,024 1,144,706 4,145,109 1,164,668 20,245,168 7,291,924 2,607 974,791 10,810,559 19,079,881 The accompanying notes are an integral part of this financial statement. 15 CITY OF OKEECHOBEE, FLORIDA Statement of Activities Governmental Activities Year Ended September 30, 2009 Functions /Programs General government Public safety Transportation Physical environment hiterest on long term debt Total governmental activities Charges for Expenses Services 1,236,129 3,073,326 699,496 792,278 29,820 669,290 37,430 46,713 Program Revenues Operating Grants and Contributions 131,507 15,078 683,550 5,831,049 753,433 830,135 General revenues: Property taxes Public utility taxes Franchise fees Shared revenues not restricted to specific programs Unrestricted investment earnings Miscellaneous Total general revenues Change in net assets Net assets, beginning Net assets, ending Capital Grants and Contributions 4,678 4,471 48,373 Net (Expense) Revenue and Changes in Net Assets (435,332) (3,016,140) 35,238 (743,905) (29, 820) 57,522 (4,189,959) 2,131,154 751,042 582,859 1,116,640 71,975 51,325 4,704,995 515,036 18,564,845 19,079,881 The accompanying notes are an integral part of this financial statement. 16 1 i CITY OF OKEECHOBEE, FLORIDA Balance Sheet Governmental Funds September 30, 2009 Total Nonmajor Governmental General Funds Funds ASSETS Cash and cash equivalents 11,330,945 26,327 11,357,272 Investments 123,801 123,801 Accounts receivable 105,908 105,908 Due from other governments 186,310 186,310 Due from other funds 68,877 68,877 Inventory 7,588 7,588 Total assets 11,754,552 95,204 11,849,756 LIABILITIES AND FUND BALANCES Liabilities Accounts payable 131,629 131,629 Accrued expenses 154,517 154,517 Due to other funds 68,877 68,877 Unearned revenue 38,999 38,999 Deferred revenue 11,978 11,978 Total liabilities 406,000 406,000 Fund balances: Reserved for: Encumbrances 57,687 22,412 80,099 Inventory 7,588 7,588 Law enforcement 2,607 2,607 Public facilities 974,791 974,791 Unreserved, undesignated 10,308,486 70,185 10,378,671 Total fund balances 11,348,552 95,204 11,443,756 Total liabilities and fund balances 11,754,552 95,204 Amounts reported for governmental activities in the statement of net assets are different because: Negative net pension obligation resulting from overfunding of the police officers' and firefighters' pension plans. 662,768 Deferred FEMA grant revenue recorded in the funds has been reversed and recorded as revenue in governmental activities. 11,978 Capital assets used in governmental activities are not financial resources and, therefore, are not reported in the funds. 7,801,521 Long -term liabilities, including capital leases and compensated absences are not due and payable in the current period and, therefore, are not reported in the funds. Net assets of governmental activities The accompanying notes are an integral part of this financial statement. (840,142) 19,079,881 17 CITY OF OKEECHOBEE, FLORIDA Statement of Revenues, Expenditures, and Changes in Fund Balances Governmental Funds Year Ended September 30, 2009 General Total Nonmajor Governmental Funds Funds Revenues Taxes 2,780,986 2,780,986 Intergovernmental 2,203,560 2,203,560 Charges for services 483,555 483,555 Permits and fees 716,195 9,149 725,344 Fines and forfeitures 49,701 49,701 Investment earnings 21,772 3,564 25,336 Miscellaneous 51,325 1,929 53,254 Total revenues 6,307,094 14,642 6,321,736 Expenditures Current: General government 1,171,464 Public safety 2,825,144 Transportation 699,496 Physical environment 525,062 Capital outlay 914,537 Debt service: Principal retired 542,325 Interest 29,820 Total expenditures 6,707,848 Excess (deficiency) of revenues over (under) expenditures (400,754) 14,642 The accompanying notes are an integral part of this financial statement. 1,171,464 2,825,144 699,496 525,062 914,537 542,325 29,820 6,707,848 (386,112) Other financing sources (uses) Transfers in/(out) 659,745 (659,745) Capital lease proceeds 457,193 457,193 Proceeds from sale of capital assets 456,000 456,000 Total other financing sources (uses) 1,572,938 (659,745) 913,193 Net change in fund balances 1,172,184 (645,103) 527,081 Fund balances, beginning of year 10,176,368 740,307 10,916,675 Fund balances, end of year 11,348,552 95,204 11,443,756 18 CITY OF OKEECHOBEE, FLORIDA Reconciliation of the Statement of Revenues, Expenditures, and Changes in Fund Balances of Governmental Funds to the Statement of Activities Year Ended September 30, 2009 Net change in fund balances total governmental funds 527,081 Amounts reported for governmental activities in the statement of activities are different because: Governmental funds report capital outlays as expenditures. However, in the statement of activities, the cost of those assets is allocated over their estimated useful lives as depreciation expense. This is the amount by which capital outlays exceeded depreciation in the current period. In the statement of activities, only the gain (loss) on the sale of capital assets is reported, whereas in the governmental funds, the proceeds from the sale increase financial resources. Thus, the change in net assets differs from the change in fund balance by the book value of the capital assets sold. The net effect of overfunded pension contributions that are reported as expenditures in the fund financial statements and are recorded as a net pension asset on the statement of net assets. The issuance of long -term debt (capital lease) provides current financial resources to governmental funds, while the repayment of the principal of long -term debt consumes the current financial resources of governmental funds. Neither transaction, however, has any effect on net assets. This amount is the net effect of these differences in the treatment of long -term debt and related items. Some revenues in the statement of activities that do not provide current financial resources are not reported as revenues in the funds. This is the amount of revenues recorded in the statement of activities in the prior year, and now being reported as revenues in the governmental funds in the current year. Compensated absences are reported in the statement of activities when earned. As they do not require the use of current financial resources, they are not reported as expenditures on governmental funds until they have matured. This is the amount of compensated absences reported in the statement of activities in the prior year that has matured in the current year. 476,050 (489,890) (35,499) 85,132 (22,290) (25,548) Change in net assets of governmental activities 515,036 19 CITY OF OKEECHOBEE, FLORIDA Statement of Fiduciary Net Assets Pension Trust Funds September 30, 2009 LIABILITIES Accounts payable The accompanying notes are an integral part of this financial statement. COMPONENT UNIT General Pension Employees' Trust Funds Pension Trust ASSETS Cash equivalents 1,696,623 1,466,176 Investments: U.S. Government agencies 118,646 Corporate and foreign bonds 909,079 75757,,565 565 Common equity securities 4,168,337 Receivables 3,394,931 17,519 64,607 Accrued interest and dividends 15,449 12,840 Prepaid expenses 5,289 Total assets 4,312 6,930,942 5,799,303 20,857 14,439 NET ASSETS Held in trust for pension benefits 6,910,085 5,784,864 20 CITY OF OKEECHOBEE, FLORIDA Statement of Changes in Fiduciary Net Assets Pension Trust Funds Year Ended September 30, 2009 COMPONENT UNIT General Pension Employees' Trust Funds Pension Trust ADDITIONS Contributions: State 135,505 City 102,947 358,463 Employees 70,201 188,170 Total contributions 308,653 546,633 Investment earnings: Net appreciation in the fair value of investments 28,370 25,523 Interest and dividends 61,119 50,208 Total investment earnings 89,489 75,731 Less investment expenses (70,911) (47,024) Net investment earnings 18,578 28,707 Total additions 327,231 575,340 DEDUCTIONS Benefits paid to participants 173,559 203,385 Refunds on termination 29,464 23,076 Administrative expenses 36,779 17,911 Total deductions 239,802 244,372 Change in net assets 87,429 330,968 Net assets held in trust for pension benefits, beginning of year 6,822,656 5,453,896 Net assets held in trust for pension benefits, end of year 6,910,085 5,784,864 The accompanying notes are an integral part of this financial statement. 21 CITY OF OKEECHOBEE, FLORIDA Notes to Financial Statements September 30, 2009 NOTE 1- SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES A. REPORTING ENTITY e City of Okeechobee (the "City was originally incorporated in 1915 and its present charter was adopted in The ty operates under the council form of government and 1919 under Chapter 8318 of Special Acts of 1919. The safety, transportation, and physical environment. provides the following services: general government, p These financial statements present the primary government and its component units. Blended component units, so data from these units although althoug h legally separate entities, are, in substance, part of the h overnment's no blended component uerations Discretely t ly presented are combined with data of the primary g overnment. The City the City are such component units are entities that are legally separate from ments to be misleading or incompletewTh efinancial data of that the exclusion would cause the City's financial statements entities are reported in a separate column in the combined financial statements. Discretel Presented Com onent Unit m City of Okeechobee and Okeechobee Utility Authority Employees' Retirement y stet Su b t t nti lly all of the City's general employees and the employees of the Okeechobee multiple employer public employee retirement system. The plan was established by City Ordinance No. 655, as amended and restated by City Ordinance No. 686. Complete financial statements for this component unit may be obtained from the City's administrative offices located at: 55 S. E. Third Avenue Okeechobee, Florida 34974 B. GOVERNMENT -WIDE AND FUND FINANCIAL STATEMENTS s in net The government -wide financial statements (i.e., the statement t it�es f net of the assets pr nary government. of Gov nn ental s and the statement assets) report information on all of the nonfiducrary ikewise the primary activities are those which normally are supported by taxes and intergo component revenues. for the primary government is reported separately from certain legally separate government is financially accountable. The statement of activities demonstrates the degree to which identifiable with a specific function. ogramsre by p revenues. Direct expenses are those that are clearly ices, or Hues include 1) charges to customers or applicants who c r•ibutions that are regoodeas�o neeting privileges provided by a given function or segment, 2) grants and the operational or capital requirements of a particular no function. s. Taxes and other items not properly included among program revenues are reported instead as general revenues. 23 CITY OF OKEECHOBEE, FLORIDA Notes to Financial Statements September 30, 2009 NOTE 1- SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) C. MEASUREMENT FOCUS, BASIS OF ACCOUNTING, AND FINANCIAL STATEMENT PRESENTATION The government -wide financial statements are reported using the economic resources measurement focus and the accrual basis of accounting, as are the fiduciary fund financial statements. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes are recognized as revenues in the year for which they are levied. Grants and similar items are recognized as revenue as soon as all eligibility requirements imposed by the provider have been met. Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Revenues are recognized as soon as they are both measurable and available. Revenues are considered to be available when they are collectible within the current period or soon enough thereafter to pay liabilities of the current period. For this purpose, the government considers revenues to be available if they are collected within 60 days of the end of the current fiscal period. Expenditures generally are recorded when a liability is incurred, as under accrual accounting. However, debt service expenditures, as well as expenditures related to compensated absences and claims and judgments, are recorded only when payment is due. Property taxes, franchise taxes, licenses, charges for services, and interest associated with the current fiscal period are all considered to be susceptible to accrual and so have been recognized as revenues of the current fiscal period. All other revenue items are considered to be measurable and available only when cash received by the government. i is The City reports the following major governmental fund: The general fund is the City's primary operating fund. It accounts for all financial resources of the general government, except those required to be accounted for in another fund. The City reports the following nonmajor governmental funds: The community development capital project fund accounts for the assets, liabilities, revenues and expenditures related to the construction of infrastructure and other improvements in the City of Okeechobee, Florida. The impact fees capital project fund accounts for the City's collection and expenditure of impact fees, which are restricted to be spent on capital projects related to law enforcement, fire protection and transportation. The industrial development capital project fund accounts for the assets, liabilities, revenues and expenditures related to the construction of infrastructure and other improvements related to the industrial development within the City of Okeechobee, Florida. The law er fbrcement special revenue fund accounts for the assets that are restricted to fund certain expenditures of the City of Okeechobee, Florida's police department. 24 CITY OF OKEECHOBEE, FLORIDA Notes to Financial Statements September 30, 2009 NOTE 1- SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) C. MEASUREMENT FOCUS, BASIS OF ACCOUNTING, AND FINANCIAL STATEMENT PRESENTATION (CONTINUED) Additionally, the City reports the following fund types: The pension trust fund account is used to account for assets held by the City in a fiduciary capacity for the police officers' and firefighters' pension plans. The funds are operated by carrying out specific terms of statutes, ordinances and other governing regulations. Private sector standards of accounting and financial reporting issued prior to December 1, 1989, generally are followed in the government -wide financial statements to the extent that those standards do not conflict with or contradict guidance of the Governmental Accounting Standards Board. The effect of interfund activity has been eliminated from the government -wide financial statements. Amounts reported as program revenues include 1) charges to customers or applicants for goods, services, or privileges provided, 2) operating grants and contributions, and 3) capital grants and contributions. Internally dedicated resources are reported as general revenues rather than as program revenues. Likewise, general revenues include all taxes. Expenses for compensated absences are allocated based on the assigned function of the related employee. When both restricted and unrestricted resources are available for use, it is the government's policy to use restricted resources first, then unrestricted resources as they are needed. D. ASSETS, LIABILITIES, AND NET ASSETS OR EQUITY 1. Cash and investments The investment of municipal funds is authorized by local ordinance and Florida Statutes which allow the City to invest in the Local Government Surplus Funds Trust Fund or any intergovernmental investment pool authorized pursuant to the Florida Interlocal Cooperation Act, SEC registered money market funds with the highest credit quality rating, interest bearing time deposits or savings accounts in qualified public depositories, direct obligations of the U.S. Treasury, commercial paper with certain ratings, pre- refunded municipal obligations, banker's acceptances maturing within one year, investment agreements, direct and general long -term and short-term obligations of any state with proper credit rating and full faith and credit pledge, municipal obligations with proper credit rating and repurchase agreements with maturities of 30 days or less with organizations with certain stipulations and requirements. 25 CITY OF OKEECHOBEE, FLORIDA Notes to Financial Statements September 30, 2009 NOTE 1- SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) D. ASSETS, LIABILITIES, AND NET ASSETS OR EQUITY (CONTINUED) 1. Cash and investments (continued) The City of Okeechobee, Florida invests certain surplus funds in an external investment pool, the Local Government Surplus Funds Trust Fund (the "State Pool The State Pool is administered by the Florida State Board of Administration "SBA who provides regulatory oversight. On September 30, 2008, the SBA reported that the State Pool was exposed to potential risks due to indirect exposure in the sub -prime mortgage financial market. Consequently, the SBA placed some restriction on how participants could access portions of their surplus funds and ultimately restructured the State Pool into two separate pools "LPIG" and "Fund B During the year ended September 30, 2009, the SBA renamed LPIG to Florida PRIME. The Florida PRIME has adopted operating procedures consistent with the requirements for a 2a7 -like fund. The City of Okeechobee, Florida's investment in the Florida PRIME is reported at amortized cost. The fair value of the City's position in the pool is equal to the value of pooled shares. The Fund B is reported at fair value, determined by the fair value per share of the pool's underlying portfolio. The City pools the investments of its governmental funds. Investment earnings of the pool are allocated to the participating funds at the end of each month based on the ratio of each participant funds' investment to the total pooled investment. Cash and cash equivalents include cash deposits, cash funds held in broker accounts, and investments held in the Local Government Surplus Funds Trust Fund (Florida PRIME). Within the pension trust funds, plan assets are managed by Bowen, Hanes and Company. The plans follow the investment guidelines as established within the ordinance. The pension trust funds are allowed to invest in the State Pool; obligations of the U.S. Government or agencies thereof; banking institutions within the state and other such institutions within the guidelines of the state statutes which are insured by the Federal Deposit Insurance Corporation; investments agreements; direct and general long -term obligations of any state with proper credit rating and full faith and credit pledge; municipal obligations with proper credit rating; annuity and life insurance contracts; bonds issued by the State of Israel; and stocks, bonds, and commingled funds administered by National or State banks or evidences of indebtedness issued or guaranteed by a corporation organized under the laws of the United States, provided that the corporation is listed on a nationally recognized exchange and holds proper credit ratings as set forth by a major credit rating service. These equity investments are not to exceed 60% of the assets of the pension trust funds on a cost basis. Temporary investment funds held by the custodian in a money market fund are classified as cash equivalents within the investment account. Pension trust fund investments are reported at fair value. Short-term investments are reported at cost, which approximates fair value. Securities traded on a national or international exchange are valued at the last reported sales price. Shares of mutual funds, including proprietary funds and common and collective funds, are valued at quoted market prices, which represent the net asset value of shares held by the pension trust fund at year end. Interest is recognized when earned. Gains and losses from the sale or exchange of investments are recognized on the transaction date. The difference between the excess of fair value over cost represents unrealized gains. 26 CITY OF OKEECHOBEE, FLORIDA Notes to Financial Statements September 30, 2009 NOTE 1- SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) D. ASSETS, LIABILITIES, AND NET ASSETS OR EQUITY (CONTINUED) 2. Receivables and payables All trade and property tax receivables are considered to be fully collectible. The City's property tax is levied annually on the real and personal property located in the City on January 1st of the prior year. Tax collections by the Okeechobee County tax collector begin in November of each year with a due date of March 31 of the following year. All property taxes remaining unpaid at May 30 are subject to a tax certificate sale. The City is permitted by state law to levy taxes up to 10 mills on assessed valuation for the General Fund. The tax rate for the fiscal year was 6.7432 mills. The City Council determines the millage rates and adopts a tax levy by resolution prior to September 30 to fund the next ensuing fiscal year's budget. The assessment of all properties and collection of municipal taxes are provided by the County's Property Appraiser and Tax Collector. The ad valorem tax calendar is as follows: Lien date Levy date Due date Delinquent date All property taxes remaining unpaid at May 30 are subject to a tax certificate sale by the Tax Collector. 3. Inventory January 1 Prior to September 30 November 1 April 1 Inventories are valued at cost which approximates market, using the first in/first -out (FIFO) method. The costs of inventories are recorded as expenditures when used (consumption method). 4. Capital assets Capital assets, which include: property, plant, equipment, and infrastructure assets (e.g., roads, bridges, sidewalks, and similar items), are reported in the government -wide financial statements. Capital assets are defined by the government as assets with an initial, individual cost of more than $750 and an estimated useful life in excess of one year. Such assets are recorded at historical cost or estimated historical cost if purchased or constructed. Donated capital assets are recorded at estimated fair market value at the date of donation. The costs of normal maintenance and repairs that do not add to the value of the asset or materially extend assets' lives are not capitalized. Major outlays for capital assets and improvements are capitalized as projects are constructed. 27 CITY OF OKEECHOBEE, FLORIDA Notes to Financial Statements September 30, 2009 NOTE 1- SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (CONTINUED) D. ASSETS, LIABILITIES, AND NET ASSETS OR EQUITY (CONTINUED) 4. Capital assets (continued) Property, plant, and equipment is depreciated using the straight -line method over the following estimated useful lives: 5. Compensated absences 6. Unearned revenues Assets Years Buildings 25 -60 Building improvements 12 -20 Vehicles 10 Equipment 5 -15 It is the government's policy to permit employees to accumulate earned but unused vacation and sick pay benefits. All sick and vacation pay is accrued when incurred in the government -wide financial statements. A liability for these amounts is reported in governmental funds only if they have matured, for example, as a result of employee resignations and retirements. Unearned revenues include amounts collected before the revenue recognition criteria are met. The unearned items consist primarily of business tax revenues. 7. Deferred revenues Deferred revenues include receivables which, under the modified accrual basis of accounting, are measurable but not yet available to finance expenditures of the current fiscal period. 8. Long -term obligations In the government -wide financial statements, long -term debt and other long-term obligations are reported as liabilities in the statement of net assets. In the governmental fund financial statements, the face amount of debt issued is reported as other financing sources. 9. Fund equity In the fund financial statements, governmental funds report reservations of fund balance for amounts that are not available for appropriation or are legally restricted by outside parties for use for a specific purpose. Reserves for encumbrances represent amounts remaining on outstanding purchase orders and contracts that are not available for appropriation. Reserves for inventory represent amounts paid from current resources for use in future years that are not available for appropriation. Reserves for law enforcement and public facilities represent amounts that are legally restricted by outside parties for specific purposes. 28 CITY OF OKEECHOBEE, FLORIDA Notes to Financial Statements September 30, 2009 NOTE 2 RECONCILIATION OF GOVERNMENT -WIDE AND FUND FINANCIAL STATEMENTS A. EXPLANATION OF CERTAIN DIFFERENCES BETWEEN THE GOVERNMENTAL FUND BALANCE SHEET AND THE GOVERNMENT -WIDE STATEMENT OF NET ASSETS The governmental fund balance sheet includes a reconciliation between fund balance -total governmental funds and net assets governmental activities as reported in the government -wide statement of net assets. One element of that reconciliation states that "long-term liabilities, including capital leases and compensated absences, are not due and payable in the current period and therefore, are not reported in the funds." The details of this $(840,142) difference are as follows: Capital leases payable (509,597) Compensated absences (330,545) Net adjustment to reduce fund balance total governmental funds to arrive at net assets governmental activities (840,142) B. EXPLANATION OF CERTAIN DIFFERENCES BETWEEN THE GOVERNMENTAL FUND STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES AND THE GOVERNMENT -WIDE STATEMENT OF ACTIVITIES The governmental fund statement of revenues, expenditures, and changes in fund balances includes a reconciliation between net changes in fund balances total governmental funds and changes in net assets of governmental activities as reported in the government -wide statement of activities. One element of that reconciliation explains that "governmental funds report capital outlays as expenditures. However, in the statement of activities the cost of those assets is allocated over their estimated useful lives and reported as depreciation expense." The details of this $476,050 difference are as follows: Capital outlay 914,537 Depreciation expense (438,487) Net adjustment to increase net changes in fund balances total governmental funds to arrive at changes in net assets of governmental activities 476,050 Another element of that reconciliation states that "the issuance of long -term debt (e.g., bonds, leases) provides current financial resources to governmental funds, while the repayment of the principal of long -term debt consumes the current financial resources of governmental funds." Neither transaction, however, has any effect on net assets. The details of this $85,132 difference are as follows: Debt issued or incurred: Capital lease financing (457,193) Principal repayments 542,325 Net adjustment to increase net changes in fund balances total governmental funds to arrive at changes in net assets of governmental activities 85,132 29 CITY OF OKEECHOBEE, FLORIDA Notes to Financial Statements September 30, 2009 NOTE 2 RECONCILIATION OF GOVERNMENT -WIDE AND FUND FINANCIAL STATEMENTS (CONTINUED) B. EXPLANATION OF CERTAIN DIFFERENCES BETWEEN THE GOVERNMENTAL FUND STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES AND THE GOVERNMENT -WIDE STATEMENT OF ACTIVITIES (CONTINUED) Another element of that reconciliation states that "some revenues in the statement of activities that do not provide current financial resources are not reported as revenues in the funds." The details of this $(22,290) difference are as follows: FEMA grant revenue Tropical Storm Fay (3,998) Charges for services maintenance contract with FDOT (18,292) Net adjustment to decrease net changes in fund balances total governmental funds to arrive at changes in net assets of governmental activities (22,290) NOTE 3 STEWARDSHIP, COMPLIANCE, AND ACCOUNTABILITY A. BUDGETARY INFORMATION As permitted by GASB Statement No. 34, Basic Financial Statements and Management Discussion and Analysis for State and Local Governments, the City has elected to disclose all budgetary information in the notes to the required supplementary information. NOTE 4 DETAILED NOTES ON ALL FUNDS A. DEPOSITS AND INVESTMENTS At year end, the City's (Primary Government) carrying amount of deposits was $11,356,908 and the bank balance was $11,508,929. Monies invested in amounts greater than the FDIC insurance coverage are secured by the banks pledging securities with the State Treasurer in the multiple financial institutions collateral pool. See also previous information outlined in Note 1.D.1 regarding the City's policies on cash and investments. In addition, the City maintained $324 of petty cash. As of September 30, 2009, $250,000 of the City's bank balances are covered by federal depository insurance (FDIC) through December 31, 2013 at which time it will revert back to $100,000. Monies invested in amounts greater than the insurance coverage are secured by the qualified public depositories pledging securities with the State Treasurer in such amounts required by the Florida Security for Public Depositories Act. In the event of a default or insolvency of a qualified public depositor, the State Treasurer will implement procedures for payment of losses according to the validated claims of the City pursuant to Section 280.08, Florida Statutes. 30 i i I i i CITY OF OKEECHOBEE, FLORIDA Notes to Financial Statements September 30, 2009 NOTE 4 DETAILED NOTES ON ALL FUNDS (CONTINUED) A. DEPOSITS AND INVESTMENTS (CONTINUED) At September 30, 2009, the City had the following investments: Investment Maturities (in years) Investment type Fair Value Less than 1 1 -5 Primary government: SBA (Florida Prime) SBA Fund B Pension trust funds: Money market fund U.S. Government agencies Corporate and foreign bonds Common equity securities Credit risk 40 40 123,801 123,841 40 3,162,799 217,518 1,666,644 7,563,268 12,610,229 Interest rate risk exists when there investment's fair value. In accordance maturities with known cash needs and address interest rate risk. 3,162,799 650,144 650,144 220,007 7,563,268 10,946,074 6 -10 123,801 123,801 217,518 597,347 814,865 More than 10 Rating Agency AAAm S &P Not rated Not rated AAA S &P 199,146 AA+ -BBB- S &P 199,146 Fixed income securities have inherent financial risks, including credit risk and interest rate risk. Credit risk for fixed income securities is the risk that the issuer will not fulfill its obligations. The City's investment policy and the investment policies for the pension trust funds limit investments to securities with specific ranking criteria. Interest rate risk is a possibility that changes in interest rates could adversely affect an with Florida Statute 218.415(6), the City's policy is to match investment anticipated cash flow requirements. The City's pension trust funds do not Concentration of credit risk Concentration of credit risk is an increased risk of loss that occurs as more investments are acquired from one issuer (i.e. lack of diversification). The City's investment policy and the investment policies for the pension trust funds do not specifically address concentration of credit risk. 31 CITY OF OKEECHOBEE, FLORIDA Notes to Financial Statements September 30, 2009 NOTE 4 DETAILED NOTES ON ALL FUNDS (CONTINUED) B. RECEIVABLES Receivables as of September 30, 2009 are as follows: Franchise/Utility taxes Contributions Other Receivables, net Capital assets, being depreciated: Buildings Improvements other than buildings Equipment Total capital assets, being depreciated Less accumulated depreciation for: Buildings Improvements other than buildings Equipment Total accumulated depreciation General Fund 96,336 9,572 105,908 Governmental activities: Capital assets, not being depreciated: Land 1,257,925 Construction in progress 515,197 Total capital assets, not being depreciated 1,773,122 Municipal Police Officers' Pension Trust 12,756 12,756 C. CAPITAL ASSETS Capital asset activity for the year ended September 30, 2009 was as follows: Beginning Balance Increases 50,089 39,024 89,113 1,673,013 4,626,815 738,087 2,252,877 602,534 8,552,705 1,340,621 (474,414) (53,893) (997,969) (221,824) (1,038,083) (162,770) (2,510,466) (438,487) Total capital assets, being depreciated, net 6,042,239 902,134 Municipal Component Unit Firefighters' General Pension Employees Trust Pension Trust 4,763 4,763 64,607 Decreases (515,197) (515,197) (543,047) (543,047) 53,157 53,157 (489,890) 64,607 Ending Balance 1,308,014 39,024 1,347,038 1,673,013 5,364,902 2,312,364 9,350,279 (528,307) (1,219,793) (1,147,696) (2,895,796) 6,454,483 Governmental activities capital assets, net 7,815,361 991,247 (1,005,087) 7,801,521 32 CITY OF OKEECHOBEE, FLORIDA Notes to Financial Statements September 30, 2009 NOTE 4 DETAILED NOTES ON ALL FUNDS (CONTINUED) C. CAPITAL ASSETS (CONTINUED) Depreciation expense was charged to functions /programs of the government as follows: Governmental activities: General government 13,640 Public safety 160,867 Physical environment 263,980 Total depreciation expense governmental activities 438,487 D. INTERFUND RECEIVABLES, PAYABLES, ANT) TRANSFERS During the year ended September 30, 2009, the Impact Fee Capital Project fund (a nonmajor fund) paid certain expenditures on behalf of the General fund. As of December 30, 2009, the City recorded a payable due from the General fund to the nonmajor fund in the amount of $68,877, which is expected to be repaid during the subsequent fiscal year. During the year ended September 30, 2009, the Impact Fee Capital Project fund (a nonmajor fund) transferred $652,099 to the General fund. The transfer represented proceeds from the sale of land in a previous year, and was transferred for the purpose of removing all balances and activity unrelated to the collection and expenditure of impact fees. Remaining current year transfers of $7,646 were not significant. E. CAPITAL LEASE The government has entered into lease agreements as lessee for financing the acquisition of certain computer equipment and vehicles for the police, fire and public works departments. These lease agreements qualify as capital leases for accounting purposes and, therefore, have been recorded at the present value of their future minimum lease payments as of the inception dates. The assets acquired through the capital lease are as follows: Asset: Vehicles 457,193 Equipment 194,838 Total assets 652,031 Less: Accumulated depreciation (65,210) Total 586,821 33 CITY OF OKEECHOBEE, FLORIDA Notes to Financial Statements September 30, 2009 NOTE 4 DETAILED NOTES ON ALL FUNDS (CONTINUED) E. CAPITAL LEASE (CONTINUED) Obligations of governmental activities under capital leases at September 30, 2009, were as follows: Year Ending Sept. 30, Principal Interest Total 2010 122,254 24,412 146,666 2011 128,645 18,021 146,666 2012 135,369 11,296 146,665 2013 98,065 4,215 102,280 2014 25,264 306 25,570 Total 509,597 58,250 567,847 F. CHANGES IN LONG -TERM LIABILITIES Long -term liability activity for the year ended September 30, 2009, was as follows: Beginning Ending Due Within Balance Additions Reductions Balance One Year Governmental activities: Capital lease 594,729 457,193 (542,325) 509,597 122,254 Compensated absences 304,997 153,726 (128,178) 330,545 70,590 Long -term liabilities 899,726 610,919 (670,503) 840,142 192,844 For the governmental activities, compensated absences and capital leases are generally liquidated by the general fund. NOTE 5 OTHER INFORMATION A. RISK MANAGEMENT The City is exposed to various risks of loss, including, but not limited to theft, damage or destruction of its buildings, equipment, records, and monetary assets, and liability for personal injury, property damage, and consequences of employee and public official actions. The City participates in a non assessable public risk pool to cover significant loss exposure and purchases commercial insurance for third party pollution liability coverage. The pool maintains a loss reserve and purchases specific excess insurance, aggregate excess insurance and multiple loss coverage from commercial carriers and underwriters. 34 CITY OF OKEECHOBEE, FLORIDA Notes to Financial Statements September 30, 2009 NOTE 5 OTHER INFORMATION (CONTINUED) B. RETIREMENT COMMITMENTS DEFINED BENEFIT PLANS Plan Descriptions The City contributes to two single employer defined benefit pension plans: City of Okeechobee Municipal Police Officers' Pension Trust Fund and City of Okeechobee Municipal Firefighters' Pension Trust Fund (the Plans). The Plans provide retirement, disability, and death benefits to plan members and their beneficiaries. Chapters 185 and 175 of the Florida Statutes establish the minimum benefits and the minimum standards for the operation and funding of the Police Officers' and the Firefighters' Municipal Pension Trust Funds, respectively. Per City Ordinances Nos. 750 and 749, sole responsibility for administering the Plans is vested in the Board of Trustees of each plan. The Boards cannot amend the provisions of the plans without the approval of the City. The Plans issue publicly available financial reports that include financial statements and required supplementary information. The reports are available from the City of Okeechobee, Florida, 55 S.E. Third Avenue, Okeechobee, Florida 34974. Funding Policies The contribution requirements of plan members and the City are established and may be amended by City ordinance. Plan members are required to contribute 5% of their annual covered salary for the Police Officers' and Firefighters' Municipal Trust Funds. The City is required to contribute an amount equal to the difference in each year between the total aggregate member contributions for the year, plus state contributions for such year, and the normal cost for the year, as shown by the most recent actuarial valuation of the plan; the current contribution rate as a percentage of covered payroll is 10.55% for the Police Officers' plan and 4.04% for the Firefighters' plan. The City recognized as revenues and expenditures on- behalf payments relating to pension contributions for its public safety employees that the State of Florida paid to the Police Officers' and Firefighters' Plans in the amounts of $83,892 and $51,613, respectively. These contributions are funded by an excise tax upon certain casualty insurance companies on their gross receipts of premiums from policy holders. Annual Pension Cost The annual required pension contributions for the Plans were determined as part of the October 1, 2009 actuarial valuations using the aggregate actuarial cost method. The aggregate actuarial cost method does not identify or separately amortize unfunded actuarial liabilities. The actuarial assumptions included (a) 7% investment rate of return (net of administrative expenses) for both the Police Officers' Trust and Firefighters' Trust and (b) projected salary increases of 6% and 7% for the Police Officers' Trust and Firefighters' Trust, respectively. Both (a) and (b) included an inflation component of 3.5% and 4% for the Police Officers' Trust and Firefighters' Trust, respectively. The actuarial value of assets was determined using a method which recognizes actual investment return in excess of the assumed return evenly over a four year period. 35 CITY OF OKEECHOBEE, FLORIDA Notes to Financial Statements September 30, 2009 NOTE 5 OTHER INFORMATION (CONTINUED) B. RETIREMENT COMMITMENTS DEFINED BENEFIT PLANS (CONTINUED) Trend information for each of the City's defined benefit plans: Municipal Police Officers' Annual Percentage Net Year Pension Of APC Pension Ended Cost (APC) Contributed Obligation 9/30/07 258,165 96 (329,530) 9/30/08 233,571 96 (320,687) 9/30/09 215,068 95 (310,869) Municipal Firefighters' 9/30/07 90,768 94 (350,162) 9/30/08 75,540 102 (351,725) 9/30/09 66,669 100 (351,899) The annual pension cost and net pension obligation for the years ended September 30, 2007 and 2008 have been restated by the actuary. Similar adjustments have been reflected in the separately issued pension audit reports. Funding Status and Funding Progress The funded status of the Plans as of October 1, 2008, the most recent actuarial valuation date, is shown below: Actuarial Overfunded Accrued Liability AAL as a Actuarial Value (AAL) —Entry Overfunded Funded Covered of Covered Of Assets Age AAL Ratio Payroll Payroll (a) (b) (a) -(b) (a) /(b) (c) (b- a) /(c) Police Officers': 5,424,146 5,201,828 222,318 104.3% 947,296 23.5% Firefighters': 2,330,746 2,104,641 226,105 110.7% 456,742 49.5% For purposes of this schedule, the AAL for the Plan is determined using the entry age actuarial cost method. Note that the ARC for the Plan is calculated using the aggregate actuarial cost method. The schedule of funding progress presented as required supplementary information (RSI) immediately following the notes to the financial statements, presents multi -year trend information about whether the actuarial value of plan assets is increasing or decreasing over time relative to the AAL for benefits. 36 CITY OF OKEECHOBEE, FLORIDA Notes to Financial Statements September 30, 2009 NOTE 5 OTHER INFORMATION (CONTINUED) B. RETIREMENT COMMITMENTS DEFINED BENEFIT PLANS (CONTINUED) Pension Plan Discretely Presented Component Unit Plan Description The City contributes to the City of Okeechobee and Okeechobee Utility Authority Employees' Retirement System (the System), a cost sharing multiple employer defined benefit pension plan administered by the System's Board of Trustees. The System provides retirement, disability, and death benefits to plan members and their beneficiaries. The Board of Trustees is authorized by City Ordinance No. 686 to establish and amend all plan provisions. The System issues a publicly available financial report that includes financial statements and required supplementary information. That report is available from the City of Okeechobee, Florida, 55 S.E. Third Avenue, Okeechobee, Florida 34974. Funding Policy The contribution requirements of the plan members and the City are established and may be amended by City ordinance. Plan members are required to contribute 6% of their covered annual salary. The City is required to contribute at an actuarially determined rate; the current rate is 11.43% of covered payroll. The City's contributions for the years ended September 30, 2009, 2008, and 2007 were $99,150, $91,285 and $87,634, respectively, and were equal to the required contributions for each year. Pension trust funds fiduciary net assets activity as of September 30, 2009 was as follows: COMPONENT UNIT Police Total General Firefighters' Officers' Pension Employees' Pension Pension Trust Funds Pension ASSETS Cash equivalents 525,512 1,171,111 1,696,623 1,466,176 Investments: U.S. Government securities 34,605 84,041 118,646 98,872 Corporate and foreign bonds 265,148 643,931 909,079 757,565 Common equity securities 1,240,493 2,927,844 4,168,337 3,394,931 Receivables 4,763 12,756 17,519 64,607 Accrued interest and dividends 4,527 10,922 15,449 12,840 Prepaid expenses 1,450 3,839 5,289 4,312 Total assets 2,076,498 4,854,444 6,930,942 5,799,303 LIABILITIES Accounts payable 7,973 12,884 20,857 14,439 NET ASSETS Held in trust for pension benefits 2,068,525 4,841,560 6,910,085 5,784,864 37 CITY OF OKEECHOBEE, FLORIDA Notes to Financial Statements September 30, 2009 NOTE 5 OTHER INFORMATION (CONTINUED) B. RETIREMENT COMMITMENTS DEFINED BENEFIT PLANS (CONTINUED) Pension trust funds increase in fiduciary net assets activity as of September 30, 2009 was as follows: COMPONENT UNIT Police Total General Firefighters' Officers' Pension Employees' Pension Pension Trust Funds Pension ADDITIONS Contributions State 51,613 83,892 135,505 City 5,755 97,192 102,947 358,463 Employees 22,837 47,364 70,201 188,170 Total contributions 80,205 228,448 308,653 546,633 Investment earnings: Net appreciation in fair value of investments 14,032 14,338 28,370 25,523 Interest and dividends 18,482 42,637 61,119 50,208 Total investment earnings 32,514 56,975 89,489 75,731 Less investment expenses (28,092) (42,819) (70,911) (47,024) Net investment earnings 4,422 14,156 18,578 28,707 Total additions 84,627 242,604 327,231 575,340 DEDUCTIONS Benefits paid to participants 30,782 142,777 173,559 203,385 Refunds on termination 29,464 29,464 23,076 Administrative expenses 16,232 20,547 36,779 17,911 Total deductions 47,014 192,788 239,802 244,372 Change in net assets 37,613 49,816 87,429 330,968 Net assets held in trust for pension benefits, beginning of year 2,030,912 4,791,744 6,822,656 5,453,896 Net assets held in trust for pension benefits, end of year $2,068,525 4,841,560 6,910,085 5,784,864 38 i i 1 1 1 CITY OF OKEECHOBEE, FLORIDA Notes to Financial Statements September 30, 2009 NOTE 5 OTHER INFORMATION (CONTINUED) C. POSTEMPLOYMENT BENEFITS OTHER THAN PENSION As required by Section 112.0801, Florida Statutes, former employees who have retired prior to October 1, 1987, as well as those who retire on or after such date, and their eligible dependents, have the option to participate in the City's Group Health Insurance Plan (the "Plan The City requires retirees to pay 100% of the premiums for retirees and their dependents. However, inclusion of retirees into the Plan represents an implicit cost to the City, as the claims experience of active employees is commingled with the claims experience of retirees to determine total health care costs per employee. The City funds this future implicit cost on a pay -as- you -go basis. Provisions of the Plan may only be amended by City Council. As of September 30, 2009, there are 2 participants (retirees) receiving benefits. For the year ended September 30, 2009, the City did not pay premiums for these covered individuals. D. CONCENTRATION COLLECTIVE BARGAINING UNIT Members of the City's fire department are covered by a collective bargaining agreement. The agreement with the employees covered by the International Association of Firefighter's (IAFF) extends through September 30, 2009 and had not been renewed as of the date of our report. NOTE 6 SUBSEQUENT EVENTS Long -term debt. The City entered into a 5 year capital purchase lease agreement for police vehicles on January 19, 2010. The City will make quarterly payments of $21,863, including principal and interest, through maturity. The nominal annual interest rate is 4.85 39 I I I I I I 1 I I I I I I I I I I I I REQUIRED SUPPLEMENTARY INFORMATION OTHER THAN MANAGEMENT'S DISCUSSION AND ANALYSIS 41 CITY OF OKEECHOBEE, FLORIDA Schedule of Revenues, Expenditures, and Changes in Fund Balances Budget and Actual General Fund Year Ended September 30, 2009 Revenues Taxes Intergovernmental Charges for services Permits and fees Fines and forfeitures Investment earnings Miscellaneous Total revenues Expenditures Current: General government: Legislative Executive City clerk Financial services Legal council General services Total general government Public safety: Fire Police Total public safety Transportation Physical environment Capital outlay Debt service: Principal Interest Total debt service Total expenditures Deficiency of revenues under expenditures Other financing sources (uses) Operating transfers in (out) Capital lease proceeds Sale of capital assets Net other financing sources (uses) Excess of revenues and other financing sources over expenditures and other financing uses Fund balances, beginning of year Fund balances, end of year Reconciliation of budgetary to GAAP basis Current year encumbrances Prior year encumbrances Fund balance on GAAP basis Original Budget 38,290 10,176,368 $10,214,658 Final Budget 2,791,883 2,762,083 2,114,702 2,034,621 370,524 426,807 544,961 653,493 26,100 34,574 140,509 30,550 80,214 51,323 6,068,893 5,993,451 110,544 10,176,368 10,286,912 Actual (on Budgetary Basis) 2,780,986 2,203,560 483,555 716,195 49,701 21,772 51,325 6,307,094 138,938 143,134 135,224 7,910 167,320 159,614 154,711 4,903 188,011 176,837 172,262 4,575 208,191 198,422 195,079 3,343 125,732 148,499 142,861 5,638 458,898 459,277 417,041 42,236 1,287,090 1,285,783 1,217,178 68,605 1,251,345 1,218,875 1,187,252 31,623 1,824,008 1,780,754 1,734,993 45,761 3,075,353 2,999,629 2,922,245 77,384 1,085,502 1,038,344 1,014,240 24,104 565,968 284,258 266,261 17,997 449,982 631,523 630,160 1,363 409,552 507,014 507,013 1 21,717 22,549 20,746 1,803 431,269 529,563 527,759 1,804 6,895,164 6,769,100 6,577,843 191,257 (826,271) (775,649) (270,749) 504,900 659,745 659,745 422,961 457,193 457,193 441,600 429,000 456,000 27,000 864,561 886,193 1,572,938 686,745 1,302,189 10,176,368 11,478,557 57,687 (187,692) 11,348,552 Variance with Final Budget Positive (Negative; 18,903 168,939 56,748 62,702 15,127 (8,778) 2 313,643 1,191,645 1,191,645 The accompanying notes to required supplementary information are an integral part of this fmancial schedule. 43 CITY OF OKEECHOBEE, FLORIDA Required Pension Supplementary Information Schedule of Funding Progress Last Six Fiscal Years Police Officers' Pension Plan Actuarial Valuation Date 2009 2008 2007 2006 2005 2004 Firefighters' Pension Plan Actuarial Valuation Date 2009 2008 2007 2006 2005 2004 Actuarial Value of Assets (a) 5,424,146 5,253,380 4,973,343 4,479,248 4,057,398 3,804,195 Actuarial Value of Assets (a) 2,330,746 2,255,117 2,123,157 1,908,512 1,717,461 1,627,792 Actuarial Accrued Liability AAL Entry Age (b) 5,201,828 4,966,790 4,722,755 4,437,752 4,276,250 4,075,135 Actuarial Accrued Liability AAL Entry Age (b) 2,104,641 1,898,670 1,705,380 1,529,760 1,354,645 1,292,045 (Unfunded) Overfunded AAL (b -a) 222,318 286,590 250,588 41,496 (218,852) (270,940) Funded Ratio (a/b) 104.27% 105.77% 105.31% 100.94% 94.88% 93.35% Covered Payroll (c) 947,296 917,647 896,164 862,664 779,567 813,957 (Unfunded) Overfunded Funded AAL Ratio Covered (b -a) (a/b) Payroll (c) (Unfunded) Overfunded AAL as a of Covered Payroll ((b -a) /c) 23.5% 31.2% 28.0% 4.8% -28.1% -33.3% (Unfunded) Overfunded AAL as a of Covered Payroll ((b -a) /c) 226,105 110.74% 456,742 49.5% 356,447 118.77% 461,494 77.2% 417,777 124.50% 450,792 92.7% 378,752 124.76% 404,892 93.5% 362,816 126.78% 396,381 91.5% 335,747 125.99% 409,985 81.9% The annual required contribution (ARC) is calculated using the aggregate actuarial cost method. Information in this schedule is calculated using the entry age actuarial cost method as a surrogate for the funding progress of the Plan. 44 i i i 1 CITY OF OKEECHOBEE, FLORIDA Notes to Required Supplementary Information September 30, 2009 A. BUDGETARY INFORMATION Annual budgets are adopted on a basis consistent with U.S. generally accepted accounting principles for all governmental funds. All annual appropriations lapse at fiscal year end. The City Administrator may make transfers of appropriations within a department as long as the total budget of the department is not increased. Transfers of appropriations between departments require the approval of the council. The legal level of budgetary control (i.e., the level at which expenditures may not legally exceed appropriations) is the department level. The council made certain supplemental budgetary appropriations during the year. Encumbrances accounting is employed in governmental funds. Encumbrances (e.g., purchase orders, contracts) outstanding at year end are reported as reservations of fund balances and do not constitute expenditures or liabilities because the commitments will be re- appropriated and honored during the subsequent year. B. ADDITIONAL ACTUARIAL INFORMATION The information presented in the required supplementary schedules was determined as part of the actuarial valuations at the dates indicated. Additional information as of the latest actuarial valuation follows: Police Firefighters' Officers' Pension Plan Pension Plan Actuarial valuation date 10/01/09 10 /01/09 Actuarial cost method Aggregate Aggregate Amortization method N/A N/A Remaining amortization period N/A N/A Asset valuation method Four year smoothed Four year smoothed market market Actuarial assumptions: Investment rate of return* 7.0% 7.0% Projected salary increases* 6.0% 7.00 0 Cost -of- living adjustment 0.25% 0.25% 00 *Includes inflation at: 3.5% 4.0% 4.0 45 II-D aYvpttapt e 1 Independent Auditors' Report on Internal Control Over Financial Reporting and on Compliance and Other Matters Based on an Audit of Financial Statements Performed in Accordance with Government Auditing Standards The Honorable Mayor and Members of the City Council of the City of Okeechobee, Florida We have audited the financial statements of the governmental activities, the major fund, and the aggregate remaining fund information of the City of Okeechobee, Florida, as of and for the year ended September 30, 2009, which collectively comprise the City of Okeechobee, Florida's basic financial statements and have issued our report thereon dated March 30, 2010. Our report was modified to include a reference to other auditors. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Other auditors audited the financial statements of the fiduciary fund type and the discretely presented component unit, as described in our report on the City of Okeechobee, Florida's financial statements. This report does not include the results of the other auditors' testing of internal control over financial reporting or compliance and other matters that are reported on separately by those auditors. Internal Control Over Financial Reporting In planning and performing our audit, we considered the City of Okeechobee, Florida's internal control over financial reporting as a basis for designing our auditing procedures for the purpose of expressing our opinion on the financial statements, but not for the purpose of expressing an opinion on the effectiveness of the City of Okeechobee, Florida's internal control over financial reporting. Accordingly, we do not express an opinion on the effectiveness of the City of Okeechobee, Florida's internal control over financial reporting. A control deficiency exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to prevent or detect misstatements on a timely basis. A significant deficiency is a control deficiency, or combination of control deficiencies, that adversely affects the City's ability to initiate, authorize, record, process, or report financial data reliably in accordance with generally accepted accounting principles such that there is more than a remote likelihood that a misstatement of the City's financial statements that is more than inconsequential will not be prevented or detected by the City's internal control. A material weakness is a significant deficiency, or combination of significant deficiencies, that results in more than a remote likelihood that a material misstatement of the financial statements will not be prevented or detected' by the City of Okeechobee, Florida's internal control. milled! 1'ublii l et omrt,:uts 215 Baytree Drive Melbourne, FL 32940 p: (321) 255.0088 f: (321) 259.8648 4767 New Broad Street Orlando, FL 32814 p: (407) 422.1681 f: (407) 514.2604 www.hoyman.com The Honorable Mayor and Members of the City Council of the City of Okeechobee, Florida Page Two Our consideration of internal control over financial reporting was for the limited purpose described in the first paragraph of this section and would not necessarily identify all deficiencies in the internal control that might be significant deficiencies or material weaknesses. We did not identify any deficiencies in internal control over financial reporting that we consider to be material weaknesses, as described above. Compliance and Other Matters As part of obtaining reasonable assurance about whether the City of Okeechobee, Florida's financial statements are free of material misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements, noncompliance with which could have a direct and material effect on the determination of financial statement amounts. However, providing an opinion on compliance with those provisions was not an objective of our audit, and accordingly, we do not express such an opinion. The results of our tests disclosed no instances of noncompliance or other matters that are required to be reported under Government Auditing Standards. This report is intended solely for the information and use of management, the Honorable Mayor and Members of the City Council, others within the entity, and the State of Florida Office of the Auditor General, and is not intended to be and should not be used by anyone other than these specified parties. .�r�•, nJdivern, Hoyman Dobson Melbourne, Florida March 30, 2010 48 r� c)-(v.ktta,K,Dpaa,,,, The Honorable Mayor and Members of the City Council of the City of Okeechobee, Florida Independent Auditors' Management Letter We have audited the financial statements of the City of Okeechobee, Florida as of and for the fiscal year ended September 30, 2009, and have issued our report thereon dated March 30, 2010. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. We have issued our Independent Auditors' Report on Internal Control over Financial Reporting and Compliance and Other Matters. Disclosures in that report, which is dated March 30, 2010, should be considered in conjunction with this management letter. Additionally, our audit was conducted in accordance with Chapter 10.550, Rules of the Auditor General, which govern the conduct of local governmental entity audits performed in the State of Florida. This letter includes the following information, which is not included in the aforementioned auditor's reports or schedule: Section 10.554(1)(1)1., Rules of the Auditor General, requires that we determine whether or not corrective actions have been taken to address findings and recommendations made in the preceding annual financial audit report. Corrective actions have been taken to address findings and recommendations made in the preceding annual financial audit report, as noted below: Internal Control and Compliance Findings: IC 2008 -1 Year end analytic procedures Con Management Letter: ML 2008 -1 Timeliness of budget amendments Corrected Section 10.554(1)(i)2., Rules of the Auditor General, requires our audit to include a review of the provisions of Section 218.415, Florida Statutes, regarding the investment of public funds. In connection with our audit, we determined that the City of Okeechobee, Florida complied with Section 218.415, Florida Statutes. C.'riif,ert 1'uhL ;i; rn:nrrnnr. 215 Baytree Drive Melbourne, FL 32940. p: (321) 255.0088 f: (321) 259.8648 4767 New Broad Street Orlando, FL 32814 p: (407) 422.1681 f: (407) 514.2604 www.hoyman.com 49 The Honorable Mayor and Members of the City Council of the City of Okeechobee, Florida Page Two Section 10.554(1)(i)3., Rules of the Auditor General, requires that we address in the management letter any recommendations to improve financial management. In connection with our audit, we did not have any such recommendations. Section 10.554(1)(1)4., Rules of the Auditor General, requires that we address violations of laws, regulations, contracts or grant agreements, or abuse that have occurred, or are likely to have occurred, that have an effect on the determination of financial statement amounts that is less than material but more than inconsequential. In connection with our audit, we did not have any such findings. Section 10.554(1)(i)5., Rules of the Auditor General, provides that the auditor may, based on professional judgment, report the following matters that are inconsequential to the determination of financial statement amounts, considering both quantitative and qualitative factors: (1) violations of laws, regulations, contracts or grant agreements, or abuse that have occurred, or are likely to have occurred, and (2) control deficiencies that are not significant deficiencies, including, but not limited to: (a) improper or inadequate accounting procedures (e.g., the omission of required disclosures from the annual financial statements); (b) failures to properly record financial transactions; and (c) inaccuracies, shortages, defalcations, and instances of fraud discovered by, or that come to the attention of, the auditor. In connection with our audit, we did not have any such findings. Section 10.554(1)(i)6., Rules of the Auditor General, requires that the name or official title and legal authority for the primary government and each component unit of the reporting entity be disclosed in this management letter, unless disclosed in the notes to the financial statements. The legal authority of the City of Okeechobee, Florida is disclosed in the footnotes. Section 10.554(1)(i)7.a., Rules of the Auditor General, requires a statement be included as to whether or not the local governmental entity has met one or more of the conditions described in Section 218.503(1), Florida Statutes, and identification of the special condition(s) met. In connection with our audit, we determined that the City of Okeechobee, Florida did not meet any of the conditions described in Section 218.503(1), Florida Statutes. Section 10.554(1)(i)7.b., Rules of the Auditor General, requires that we determine whether the annual financial report for the City of Okeechobee, Florida for the fiscal year ended September 30, 2009, filed with the Florida Department of Financial Services pursuant to Section 218.32(1)(a), Florida Statutes, is in agreement with the annual financial audit report for the fiscal year ended September 30, 2009. In connection with our audit, we determined that these two reports were in agreement. Pursuant to Sections 10.554(1)(i)7.c. and 10.556(7), Rules of the Auditor General, we applied financial condition assessment procedures. It is management's responsibility to monitor the City of Okeechobee, Florida's financial condition, and our financial condition assessment was based in part on representations made by management and the review of financial information provided by same. 50 The Honorable Mayor and Members of the City Council of the City of Okeechobee, Florida Page Three Pursuant to Chapter 119, Florida Statutes, this management letter is a public record and its distribution is not limited. Auditing standards generally accepted in the United States of America require us to indicate that this letter is intended solely for the information and use of management, the Honorable Mayor and City Council and others within the entity, and the Florida Auditor General, and is not intended to be and should not be used by anyone other than these specified parties. Hoyman Dobson Melbourne, Florida March 30, 2010 asey\- 51 The City of Okeechobee, Florida has complied with Section 163.31801 of Florida Statues regarding accounting and reporting of impact fee collections and expenditures for Fiscal Year 2009. Brian Wh City Ad City of Okeechobee AFFIDAVIT OF IMPACT FEE COMPLIANCE tor India Riedel Finance Department 55 S.E. Third Avenue Okeechobee, Florida 34974 -2903 (863) 763 -3372 Fax: (863) 763 -1686 ED a piteapu Significant Audit Findings Communication with Those Charged with Governance To the Honorable Mayor and Members of the City Council of the City of Okeechobee, Florida We have audited the financial statements of the governmental activities, the major fund, and the aggregate remaining fund infonnation of the City of Okeechobee, Florida (the "City for the year ended September 30, 2009. Professional standards require that we provide you with information about our responsibilities under generally accepted auditing standards and Government Auditing Standards, as well as certain information related to the planned scope and timing of our audit. We have communicated such information in our letter to you dated November 23, 2009. Professional standards also require that we communicate to you the following information related to our audit. Qualitative Aspects of Accounting Practices Management is responsible for the selection and use of appropriate accounting policies. The significant accounting policies used by the City are described in Note 1 to the financial statements. No new accounting policies were adopted and the application of existing policies was not changed during fiscal year 2009. We noted no transactions entered into by the governmental unit during the year for which there is a lack of authoritative guidance or consensus. All significant transactions have been recognized in the financial statements in the proper period. Accounting estimates are an integral part of the financial statements prepared by management and are based on management's knowledge and experience about past and current events and assumptions about future events. Certain accounting estimates are particularly sensitive because of their significance to the financial statements and because of the possibility that future events affecting them may differ significantly from those expected. The most sensitive estimates affecting the financial statements were: Management's estimate of useful lives of capital assets is based on historical lives of similar assets and market prices. We evaluated the key factors and assumptions used to develop the estimated useful lives in determining that they are reasonable in relation to the financial statements taken as a whole. Management's estimate of the City's liability for its self insured worker's compensation claim is based on management's understanding of the circumstances surrounding the claim, and information provided by the City's third party claims administrator. We evaluated the key factors and assumptions used to develop the estimated liability in ci determining that they are reasonable in relation to the financial statements taken as a whole. 215 Baytree Drive Melbourne, FL 32940 p: (321) 255.0088 f: (321) 259.8648 4767 New Broad Street Orlando, FL 32814 p: (407) 422.1681 f: (407) 514.2604 www.hoyman.com Y7 The Honorable Mayor and Members of the City Council of the City of Okeechobee, Florida Page Two Certain financial statement disclosures are particularly sensitive because of their significance to financial statement users. The most sensitive disclosure affecting the financial statements was: The disclosure of pension trust funds in Note S.B. to the financial statements due to the reported performance of plan assets. Difficulties Encountered in Performing the Audit We encountered no significant difficulties in dealing with management in performing and completing our audit. Corrected and Uncorrected Misstatements Professional standards require us to accumulate all known and likely misstatements identified during the audit, other than those that are trivial, and communicate them to the appropriate level of management. Management has corrected all such misstatements. hl addition, none of the misstatements detected as a result of audit procedures and corrected by management were material, either individually or in the aggregate, to each opinion unit's financial statements taken as a whole. Disagreements with Management For purposes of this letter, professional standards define a disagreement with management as a financial accounting, reporting, or auditing matter, whether or not resolved to our satisfaction, that could be significant to the financial statements or the auditors' report. We are pleased to report that no such disagreements arose during the course of our audit. Management Representations We have requested certain representations from management that are included in the management representation letter dated March 30, 2010. Management Consultations with Other Independent Accountants In some cases, management may decide to consult with other accountants about auditing and accounting matters, similar to obtaining a "second opinion" on certain situations. If a consultation involves application of an accounting principle to the governmental unit's financial statements or a determination of the type of auditors' opinion that may be expressed on those statements, our professional standards require the consulting accountant to check with us to determine that the consultant has all the relevant facts. To our knowledge, there were no such consultations with other accountants. C./ C y xi Ddalt, The Honorable Mayor and Members of the City Council of the City of Okeechobee, Florida Page Three Other Audit Findings or Issues We generally discuss a variety of matters, including the application of accounting principles and auditing standards, with management each year prior to retention as the governmental unit's auditors. However, these discussions occurred in the normal course of our professional relationship and our responses were not a condition to our retention. This information is intended solely for the use of the City Council and management of the City of Okeechobee, Florida and is not intended to be and should not be used by anyone other than these specified parties. Very truly yours, Yid Hoyman Dobson Melbourne, Florida March 30, 2010 City of Okeechobee April 27, 2010 Department of Community Affairs Office of Inspector General 2555 Shumard Oak Blvd Tallahassee, FL 32399 -2100 RE: Audit Report — City of Okeechobee 10/01/2008-09/30/2009 Fiscal Year Please find enclosed Audit Certification regarding the 2009 fiscal year If you need additional information please give me a call at, (863) 763 -3372, ext 223. Respectfully submitted, India Riedel Finance Department Enclosure 4 55 S.E. Third Avenue • Okeechobee. Florida 34974 -2903 • (863) 763 -3372 • Fax: (863) 763 -1686 Audit Certification TO: Florida Small Cities Community Development Block Grant (CDBG), Disaster Recovery and Neighborhood Stabilization Programs RE: Annual Financial Audit for the 2009 Fiscal Year, which ended September 30, 2009 For the most recent federal fiscal year which ended September 30, 2009, the audit threshold as set out by federal regulation (Office of Management and Budget Circular A -133) and the Florida Single Audit Act (pursuant to the authority provided in Section 215.97(2)(a), Florida Statutes) for nonstate entities is $500,000. All local governments with an open or administratively closed CDBG, Disaster Recovery or Neighborhood Stabilization contract are required to provide the Department of Community Affairs with an annual financial audit if the local government has expended $500,000 or more in federal funds. The audit is due annually by June 30. (However, if the audit can be submitted sooner, p /ease do so.) I HEREBY CERTIFY THAT: 1. The City of Okeechobee is not required to submit (Name of local government) an Annual Financial Audit because the audit threshold of $500,000 was not met. 2. The is required to submit (Name of local government) an Annual Financial Audit, but did not, or cannot, meet the deadline date of June 30 due to the following: SIGNE DATE: Brian Whitehall, City Administr or and Financial Officer (re7( /a TYPED NAME AND TITLE CERTIFICATION MUST BE MADE BY THE CHIEF ELECTED OFFICIAL OR FINANCIAL OFFICER THIS FORM MAY BE FAXED TO THE FLORIDA SMALL CITIES CDBG PROGRAM (ATTENTION JUDY PEACOCK) AT 850/922 -5609 City of Okeechobee April 27, 2010 Department of Financial Services Bureau of Accounting 200 E. Gaines Street Tallahassee, FL 32399 -0354 RE: Audit Report — City of Okeechobee 10/01/2008-09/30/2009 Fiscal Year Please find enclosed 1 completed copy of the 2008 -2009 Audit Report of the City of Okeechobee. Also enclosed is the checklist as needed. Thank you for your immediate assistance and review of the requirements of our municipality. If you need additional information or additional copies of the audit please give me a call at, (863) 763 -3372, ext 223. Respectfully submitted, India Riedel Finance Department Enclosure 55 S.E. Third Avenue • Okeechobee, Florida 34974 -2903 • (863) 763 -3372 • Fax: (863) 763 -1686 DEPARTMENT OF FINANCIAL SERVICES STATE OF FLORIDA ANNUAL FINANCIAL REPORT OF UNITS OF LOCAL GOVERNMENT (SECTION 218.32, FLORIDA STATUTES) PREPARER'S CHECKLIST X N/A X Yes Yes Yes X X Verify that the name on the certification page is correct for your unit. If you xvill be using reporting forms generated by your own computer system. rather than filing electronically, check to sec that they mirror our forms. (Please note, there have been changes to the names of various funds.) Report in whole dollars. Are revenues and expenditures /expenses reported by fund group, i.e., General Fund, Special Revenue Fund, Debt Service Fund, Capital Project Fund, Permanent Fund, Enterprise Fund, Internal Service Fund, Pension Fund and Trust Fund? Use account codes only once; across fund columns where applicable. Are all like funds rolled up and reported as one fund group? Are all account codes consistent with those listed in the Uniform Accounting System Manual? ONLY ACCOUNT CODES THAT APPEAR ON THE ENCLOSED LIST CAN BE USED. PLEASE CALL IF ADDITIONAL ACCOUNT NUMBERS ARE NEEDED. Check to sce that Revenue codes contain 6 digits, none of which is an X. For example.. 313.XXX should he reported as 313.100. 313.200, 313.300, etc. Codes with X's cannot be entered electronically or entered manually into our database and forms containing these codes will be returned as unacceptable. (Refer to the enclosed list, or the Uniform Accounting System Manual for valid codes.) Check to see that Expenditure /Expense codes contain 5 digits. 2 of which represent object codes (10, 30, 60, 70. 80, 90) such as 513.10. 513.30, 513.60. etc. Do not list sub - objects such as 513.11, 513.21, 513.23, etc. when filing manually; electronic filing will not accept incorrect account codes. All expenditures /expenses are to he rolled up to the 10 (11-29). 30 (31 -59), 60 (61- 67), 70 (71 -73). 80 (81 -83). 90 (91 -99) levels. Manual reporting forms which present sub - object detail will he returned as unacceptable. (Refer to the enclosed list, or the Uniform Accounting System manual for valid codes.) X If you are reporting a discretely presented component unit, record the revenues and expenditures under the COMPONENT UNIT column as you would for any other fund group. N/A if you are reporting a dependent district, make sure to complete Component Unit Reporting — Part 1 and Component Unit Reporting Part 2 forms manually. They should be submitted along with the certification page. if filing electronically, or with the annual report if filing manually. Add any units you may have that are not listed. Also, please list any independent special district which is reported as a component unit by your agency. Yes If filing electronically, has the certification page been completed and signed by the Chairman of the Board and the Chief Financial Officer and mailed? Yes X If filing manually, have all applicable parts of the form been completed and has the certification page been completed and signed by the Chairman of the Board and the Chief Financial Officer and mailed? Submit one (1) copy of the audit report, (management letter version), with the completed certification page, and any component unit reports, if filing electronically, or with all completed forms if filing manually. Annual Financial Report must he filed electronically, or postmarked by April 30, 2005 if an audit is not required in accordance with Section 218.39 F.S., or within 45 days after the completion of the audit report, but no later than 12 months after the end of the fiscal year. There are no provisions in the statutes for any extensions for filing the Annual Financial Report. Nonfilers are subject to having state revenue sharing funds withheld until reporting deficiencies are remedied. Note mailing address for the annual report: Department of Financial Services Bureau of Accounting 200 E. Gaines Street Tallahassee, FL 32399 -0354 Do not hesitate to contact this office if assistance or clarification is needed regarding reporting requirements. Our telephone and fax numbers are as follows: Otis Smith Otis.Smith(lldfs.corn (850) 413 -5471 Suncom 293 -5471 Pinky Mathis Pinky.Mathis!u`,fldfs.com (850) 413 -5501 Suncom 293 -5501 FAX (850) 413 -5548 Suncom 293 -5548 C. \ word \A Fit clieckh xi ti>r I Y 2007 -04 \pm City of Okeechobee April 27, 2010 Office of Criminal Justice Grants Florida Department of Law Enforcement 2331 Philips Road Tallahassee, FL 32308 RE: Audit Report — City of Okeechobee 10/01/2008- 09/30/2009 Fiscal Year Dear Mr. Clayton Wilder: Please find enclosed one (1) completed copy of the 2008 -2009 Audit Report of the City of Okeechobee. Thank you for your immediate assistance and review of the requirements of our municipality. Also enclosed is certification of audit exemption for the same year. If you need additional information or additional copies of the audit please give me a call at, (863) 763 -3372, ext 223. India Riedel Finance Department Enclosure 55 S.E. Third Avenue • Okeechobee, Florida 34974 -2903 • (863) 763 -3372 • Fax: (863) 763 -1686 March 111h, 2010 City of Okeechobee Florida Department of Law Enforcement Office of Criminal Justice Grants Post Office Box 1489 Tallahassee, FL 32302 -1489 GRANT(S): 2009 - JAGD - OKEE -2TB -204 2009 -SB -B9 -0412 Please find enclosed verification statement of OMB Circular A -133 audit exemption for our fiscal year 2008 -2009. If further information is required please give me a call at (863) 763 -3372 ext 223. / / India Rieder Finance City of Okeechobee Enclosure 55 S.F. Third Avenue, Okeechobee, Florida 34974 -2903 (863) 763 -3372; Fax (863) 763 -1666 FILE Florida Department of Law Enforcement Gerald M. Bailey Commissioner Office of Criminal Justice Grants Post Office Box 1489 Tallahassee, Florida 32302 -1489 (850) 617-1250 www.fdle_state.fl.us Charlie Crist, Governor Bill McCollum, Attorney General Alex ink, Chief Financial Officer Charles H. Bronson, Commissioner of Agriculture Certification of Audit Exemption Complete the following information for each audit period for which your agency wishes to declare exemption from the Annual Audit Report Requirement. This form must be signed by either the Subgrantee's Authorizing Official or the Chief Financial Officer as specified by the grant agreement and submitted to the Florida Department of Law Enforcement. Subgrant Recipient: City of Okeechobee County: Grant Number(s): Okeechobee County 2009 - JAGD - OKEE -2 -TB -204 2009 -SB -B9 -0412 I, the undersigned official, hereby declare that the above listed unit of local government has expended Tess than $500,000 in Federal funds during the below specified fiscal year: Subgrantee's Fiscal Year (Enter dates, typically 10 /01 /xxxx to 09 /30 /xxxx.) From: October 1, 2008 To: _September 30, 2009 Brian Whitehall Date Typed name City Administrator and Chief Financial Officer Typed title Service • Integrity • Respect • Quality City of Okeechobee April 27, 2010 Auditor General's Office Local Government Audits /342 Claude Pepper Building, Room 401 111 West Madison Street Tallahassee, FL 32399 -1450 RE: Audit Report — City of Okeechobee 10/01/2008- 09/30/2009 Fiscal Year Please find enclosed 2 completed copies of the 2008 -2009 Audit Report of the City of Okeechobee. Also enclosed is the checklist as needed. Thank you for your immediate assistance and review of the requirements of our municipality. Also, I have forwarded a PDF of the audit financials along with the check list If you need additional information or additional copies of the audit please give me a call at, (863) 763 -3372, ext 223. Respectfully submitted, India Riedel Finance Department Enclosure 55 S.E. Third Avenue • Okeeclwhec, Florida 34974 2903 • (863) 763 -3372 • Fax (863) 763 -1686 AUDITOR GENERAL LOCAL GOVERNMENTAL ENTITY AUDIT REPORT SUBMITTAL CHECKLIST (SECTION 218.39, FLORIDA STATUTES) Local Governmental Entity Name City of Okeechobee Contact Person Name and Title India Riedel, Account Supervisor Contact Person Mailing Address 55 SE 3rd Avenue, Okeechobee, FL. 34974 (863) 763 -3372 ext. 223 Contact Person Phone Number Contact Person Email Address Fiscal Year Audited iriedel @cityofokeechobee.com 2009 Date Auditor Delivered Audit Report to Governing Body March 30, 2S99� f_ Does the audit report include the following items required by Auditor General Rule 10.557(3): Required for Yes Yes Yes Yes Yes Yes ** unicipalities, special districts, the county as a whole, and county agencies The financial statements described in Auditor General Rules 10.556(3) and (4), as applicable, together with related notes to financial statements? Required supplementary information (RSI) such as the Management's Discussion and Analysis (not required for county agencies). or the Budgetary Comparison Schedule (required as RS1 if not presented as part of the financial statements)? The auditor's report on the financial statements? The auditor's report on compliance and internal control? The management letter defined in Auditor General Rule 10.554(1)(i)? The written statement of explanation or rebuttal. including corrective action to be taken, required by Auditor General Rule 10.558(1)? Pursuant to Section 218.39(2), Florida Statutes, an audit of the board of county commissioners is not required. However, if the county report includes an audit of the board of county commissioners, it should include the items required by Auditor General Rule 10.557(3). Required for municipalities, special districts, and the county as a whole Yes Yes Any auditor's reports and related financial information required pursuant to the Federal Single Audit Act Amendments of 1996, OMB Circular A -133, or other applicable Federal law? Any auditor's reports and related financial information required pursuant to the Florida Single Audit Act (see Auditor General Rule 10.557(3)(d))? In addition to the above, have the following requirements been complied with: Auditor General Rules Effective September 30, 2009 Page 1 of 2 Yes Yes Yes n/a Are all of the above elements of the audit report included in a single document as required by Auditor General Rule 10.557(3)? Are two paper copies and one electronic copy of the audit report being submitted as required by Auditor General Rule 10.558(3)? Is the audit report being submitted within 45 days after receipt of the audit report from the auditor, but no later than 12 months after the end of the fiscal year? NOTE: There are no provisions in the statutes for any extensions for filing the audit report. If the audit report is for a county or municipality, and a dependent special district was audited as part of the county or municipality audit, did the notes to financial statements clearly indicate that the special district had been included as part of the county's or municipality's reporting entity? NOTE: Pursuant to Section 218.39(3), Florida Statutes, an independent special district may not be audited as part of a county or municipality audit. When a dependent special district is audited as part of the county or municipality audit, the county or municipality notes to financial statements should clearly disclose that the special district is a component unit included within the county's or municipality's reporting entity. This checklist should accompany the audit report. It is suggested that you retain a copy of the checklist for your files. Do not hesitate to contact this office if assistance or clarification is needed regarding reporting requirements. Our telephone and fax numbers, and electronic addresses, are as follows: Address — Auditor General Local Government Audits /342 Claude Pepper Building, Room 401 1 1 1 West Madison Street Tallahassee, FL 32399 -1450 Telephone: (850) 487 -9031 Fax: (850) 487 -4403 Email Address: flaudgen localgovt(d)aud.state.fl.us Web site Address: www.no tlorida.com /audgen Auditor General Rules Effective September 30, 2009 Page 2 of 2 March 11 to 2010 City of Okeechobee Florida Department of Transportation 605 Suwannee Street, MS -17 Tallahassee, F:L 32399 -0450 GRANT# PT- 09 -12 -09 Please find enclosed verification statement of OMB Circular A -133 audit exemption for our fiscal year 2008 -2009. 1 was unable to locate an FDOT form for submittal, therefore, completed my own based on other agency's forms in my possession. If further information is required please give me a call at (863) 763 -3372 ext 223. India Riedel Finance City of Okeechobee Enclosure S.E. Third Avenue, OVeenhot e, Florida 34974-- 2973 (863) 763-337 • Fax. (8630 763-1684 City of Okeechobee March 11th, 2010 Florida Department of Transportation 605 Suwannee Street, MS -17 Tallahassee, FL 32399 -0450 Certification of Audit Exemption State agency: Florida Department of Transportation Subgrant Recipient: City of Okeechobee County: Okeechobee County Grant Number: PT- 09 -12 -09 1, the undersigned official, hereby declare that the above listed unit of local government has expended less than $500,000 in Federal funds during the below specified fiscal year: Suhgrantee's Fiscal year From: October 1, 2008 lo: September 30, 2009 Brian Whitehall Date Typed name City Administrator and Chief Financial Officer Typed title 55 S.E. Third Avenue • Okeechobee, Florida 34974 -2903 • (863) 763 -3372 • Fax: (863) 763 -1686 City of Okeechobee 55 SE 3rd Avenue Okeechobee, FL 34974 Phone #863- 763 -3372 / Fax #863 - 763- 1686EXT 223 Fax Transmittal DATE: 03/11/2010 NUMBER OF PAGES INCLUDING COVER SHEET: TO: Florida Dept. of Environmental Protection ATT: Debbie Skelton FAX # 850- 245 -2411 FROM: India Riedel, Finance Phn# 863- 763 -3372 ext 223 SUBJECT: Please see following Certification of Audit exemption for our Fiscal year 2008 -2009. Any questions please give me a call. If all pages are not received please call at the above telephone number. The information contained in this message may be privileged and confidential and protected from disclosure. If the reader of this message is not the intended recipient, or an employee or agent responsible for delivering this message to the intended recipient, you are hereby notified that any dissemination, distribution or copying of this communication is strictly prohibited. If you have received this communication in error, please notify us immediately by replying to the message and deleting it from your computer. CERTIFICATION OF APPLICABILITY TO SINGLE AUDIT ACT REPORTING Brian Whitehall, City Administrator City of Okeechobee March 3, 2010 SINGLE AUDIT ACT Grantee Fiscal Year Period: FROM: October 1, 2008 TO: September 30, 2009 Total State Financial Assistance Expended during Grantee's most recently completed Fiscal Year: $ 37x875_ Total Federal Financial Assistance Expended during Grantee's most recently completed Fiscal Year: $ 16,078. Please identify only those grants to be included in the Single Audit that are provided by the Department of Environmental Protection. CSFA/CFDA Number DEP Grant Agreement Number 37.039 LP6847 CERTIFICATION STATEMENT: I hereby certify that the above information is correct." Brian Whitehall City Administrator and Chief Financial Officer Print Name: City of Okeechobee, Page 1 of 3 Position Title Date March 3, 2010 Mr. Brian Whitehall City Administrator City of Okeechobee 55 Southeast 3rd Avenue Okeechobee, Florida 34974 Florida Department of Environmental Protection Marjory Stoneman Douglas Building 3900 Commonwealth Boulevard Tallahassee, Florida 32399 -3000 SUBJECT: Certification of Applicability to Single Audit Act Reporting Dear Mr. Whitehall: In an effort to document the applicability of Single Audit Act reporting requirements for department grants, the Department of Environmental Protection is requiring all of its Grantees to report its fiscal year expenditures for all State and Federal financial assistance. If your audit for your fiscal year ending 2009 has not yet been completed and submitted to the Department, the attached form must be completed and returned to the address listed above no later than April 2, 2010. If it is later determined that the information submitted is not correct, please submit a revised form no later than May 3, 2010. Please provide the information requested for all sections of the attached Certification of Applicability to Single Audit Act Reporting form (Florida and Federal) and sign /date the Certification Statement provided. A list of "Frequently Asked Questions" as well as step by step instructions on the completion of the attached form is provided for your convenience. If you should have any questions regarding this request, please call me at (850) 245 -2361 or email Debbie.skelton @dep.state.fl.us. Sincerely, HL tA. Debbie Skelton Grants Development and Review Manager Attachments Printed on recycled Paper CERTIFICATION OF APPLICABILITY TO SINGLE AUDIT ACT REPORTING FREQUENTLY ASKED QUESTIONS Question: Can I fax the form to you? Answer: Yes, you can fax the Certification form, the fax number is 850/245 -2411. Question: How can I submit the form if our audit is not completed by the due date of this letter? Answer: You should be able to complete the form from the information in your accounting system. This information is just to let our Office of the Inspector General know which entities they should be getting a single audit from. If you are under the threshold you do not have to submit a copy of your audit, only the Certification form. Question: Do you only want what we received from DEP? Answer: No, the Single Audit threshold amount is the TOTAL AMOUNT of funds that you expended towards all state or federal grants that you receive. You should list those that are specific to DEP on the form. Question: How do I know what the CSFA /CFDA Number is? Answer: These numbers should be identified in the grant agreement. If you cannot locate them you should call your grant manager and ask them for the needed information. If it is a grant funded by DEP, you may contact Debbie Skelton, DEP Grants Development and Review Manager at (850) 245 -2371. Question: Do I have to submit the completed form and a copy of my audit? Answer: No, you do not have to submit your audit unless you are over the threshold of $500,000. If you would prefer to submit your audit (CAFR) instead of the form, that is fine. Question: Our CAFR will not be ready before your due date and we don't have the information necessary to complete the certification. Can we get an extension? Answer: Yes, just send us an Email letting us know when you will have your CAFR completed and we will place the Email with your letter in our file so that you don't get a 2°d notice before your CAFR is completed. 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